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Potential Abuse of Unaccountable Management of One-Person Company in Banking Loan Agreement Budiyono, Budiyono; Sumiyati, Yeti; Suhada, Ahmad Syauqi; Januarita, Ratna; Ali, Syuhaeda Aeni Mat
Kosmik Hukum Vol. 25 No. 2 (2025)
Publisher : Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/kosmikhukum.v25i2.25522

Abstract

One of the new legal subjects in Indonesian corporate law based on Law Number 6 of 2023 on the Stipulation of Government Regulation in Lieu of Law Number 2 of 2022 on Job Creation into Law (Job Creation Law) is a One-Person Company (which is then written as OPC), which is a legal entity that meets the criteria of micro and small businesses. This review aims to analyse the management mechanism of an OPC under the Job Creation Law, which is linked to the Principle of Accountability in banking credit agreements. The management mechanism of a One-Person Company under the Job Creation Law is unclear, namely the ambiguity of the definition and functions of the company's organs, which is only centered on one shareholder, concurrently as the organ that runs and supervises the company, so that the management of an OPC becomes unaccountable. The unaccountable management mechanism of an OPC has the potential to abuse the authority of the company's organs. In a banking credit agreement entered into by an OPC, this can occur at the stage of the credit application process and the execution of the credit agreement. At the credit application stage, the absence of a Board of Commissioners in an OPC has the consequence that the decision on the credit application plan is only in the hands of one organ only, namely the shareholder, who is one person, who also doubles as a director of the company through a Shareholders' Resolution. There are no other organs that can be asked for consideration and or approval related to credit applications that are in accordance with the needs of the company. Meanwhile, at the stage of implementing the credit agreement, there is no other organ that carries out the function of supervising the use of credit and the obligation to submit periodic financial reports to the bank, in accordance with the positive/affirmative covenants agreed in the credit agreement.
Perlindungan Hukum Konsumen Pengguna Obat Tradisional Tanpa Izin Badan Pengawas Obat dan Makanan (BPOM) yang Diedarkan Secara Daring Pasca Pandemi Covid-19 Oktaviandra, Devia; Sumiyati, Yeti
Jurnal Hukum Lex Generalis Vol 6 No 4 (2025): Tema Hukum Perdata dan Kenotariatan
Publisher : CV Rewang Rencang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56370/jhlg.v6i4.751

Abstract

Law Number 8 of 1999 concerns Consumer Protection in protecting and guaranteeing legal certainty for a business to carry out production with security, comfort, safety, good quality, and health. Maintaining health is essential for humans, especially during the COVID-19 pandemic and after the pandemic ends. The public consumes traditional medicine because of its effect, which can increase the body's immunity during the pandemic. Getting traditional medicine during the COVID-19 pandemic is very easy from online shops. This is what we used to do until the pandemic ended. The government the existence of Consumer Protection Law No. 8 of 1999 as a basis for protecting consumer safety rights and supervision of BPOM No. 8 of 2020, which monitors medicine and food distributed online. The discovery of traditional medicine preparations by BPOM Public Relations and BPOM's annual case report without a distribution permit online will violate consumer rights. The research method used is a normative juridical legal approach by examining statutory regulations, library materials, or secondary data as a basis for research accompanied by interviews related to the problems studied. The results of the research found that the provisions for the use of traditional medicines according to Law No. 8 of 1999 concerning consumer protection are linked to BPOM Regulation No. 8 of 2020 concerning the supervision of medicines and food distributed online in the current situation the COVID-19 pandemic is very necessary because in general it has been regulated in the UUPK by ensuring that the actions taken by BPOM in implementing the Law's policies are repressive and preventive. That is why the government issued a consumer protection law that benefits the population so that they have legal force against consumer losses committed by business actors. The responsibilities that consumers expect from business actors regarding UUPK No. 8 of 1999, namely being obliged to provide compensation to customers for damage, contamination, and use of products that consumers use.