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All Journal Masalah-Masalah Hukum Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT JURNAL PERTANIAN Jurnal Investasi Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi Jurnal Ilmiah Raflesia Akuntansi AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Journal Evidence Of Law Journal of Innovation Research and Knowledge Pengabdian Jurnal Abdimas Journal of Progressive Law and Legal Studies
Etty Susilowati
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences Veterinary Other

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Pemanfaatan Budgeting Dalam Manajemen Keuangan Untuk Meningkatkan Efektivitas Program Promosi Kesehatan Di Rumah Sakit Abcd Ningsih Palupi, Hana Susila; Yuwono, Minto; Susilowati, Etty
Jurnal Ilmiah Raflesia Akuntansi Vol. 10 No. 2 (2024): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v10i2.480

Abstract

This study aims to explore effective financial management strategies to support promotion programs or health programs at ABCD Hospital. By analyzing hospital financial data and conducting surveys and interviews with related staff, this research identifies inefficient spending patterns and evaluates their impact on the effectiveness of promotional programs in the healthcare industry. As a result of the research, the findings show that smarter financial management can increase the allocation of funds for more effective promotions, while also identifying areas where increased efficiency is needed. It is hoped that the results of this research will provide valuable insight for parties involved in hospital financial management, including administrators, financial managers and health practitioners. By implementing best practices in fund management, hospitals can increase the effectiveness of their health promotion programs, which in turn will contribute to improving overall community health
Penerapan Proses Manajemen Risiko Dalam Pengelolaan Keuangan Widianti, Bernadeta Endang; Yuwono, Minto; Susilowati, Etty
Jurnal Ilmiah Raflesia Akuntansi Vol. 10 No. 2 (2024): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v10i2.484

Abstract

The shopping process cannot be separated from budget planning. The shopping process is strongly influenced by planning instruments. To make budgeting more measurable, a performance-based budgeting system is currently used. Every budget under this system must be created with output in mind. The method used in this paper is a combination of qualitative methods and library research. The aim of this paper is to evaluate various existing theories by comparing them with the available research literature. This paper discusses and analyzes theoretically based on the results of previous research regarding the Role of Risk Management. Based on the results of the discussion, even though the structured arrangement has only been running for 2 years, risk management has been implemented well. The risk map created is also sufficient to explain the possibility and impact of all financial management activities, especially for activities that have a very high level of risk, so that mitigation and follow-up plans can be created quickly. Recommended actions for very high level risks include: guidance and socialization of regulations as well as periodic evaluations to prevent KPA from doubling as PPK, socialization and information about BNT certification and training activities and compliance monitoring to ensure that competent treasurers are in each work unit. It is hoped that these recommendations will improve risk management and help achieve the Ministry's strategic objectives
Revisiting the Principles of International Contracts in the Digital Trade Era: Towards a Global Legal Framework Hidayati, Sri; Susilowati, Etty; Akkapin, Supaphorn
Journal Evidence Of Law Vol. 4 No. 2 (2025): Journal Evidence Of Law (Agustus)
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/jel.v4i2.1593

Abstract

Digital commerce has fundamentally transformed the legal foundations of classical international contracts in several ways. Principles such as consensualism, freedom of contract, and good faith face serious challenges due to the emergence of algorithmic contracts, power asymmetries on digital platforms, and the complexity of cross-border jurisdictions. This study critically examines the normative limitations of existing legal frameworks, including the CISG, UNIDROIT Principles, and UNCITRAL Model Laws, when confronted with a digitalized contractual environment. Using a normative-comparative approach, this study redefines contractual principles by incorporating concepts such as algorithmic fairness, digital accountability, and trust-by-design. This study emphasizes that the global legal order for digital contracts must transcend the nation-state paradigm and shift toward a pluralistic, principle-based framework through transnational legal processes. This study contributes to the development of legal theory and regulatory design by proposing a roadmap for an inclusive and adaptive global normative architecture.
Reframing Contractual Freedom in Cross-Border Commercial Agreements: Legal Challenges of Standard Terms and Global Consumer Protection Rismaya Maharsanthy, Yovanka; Susilowati, Etty; Rattanapun , Supot
Journal Evidence Of Law Vol. 4 No. 2 (2025): Journal Evidence Of Law (Agustus)
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/jel.v4i2.1594

Abstract

The increasing prevalence of standard clauses in international commercial agreements has intensified normative tensions between the principle of freedom of contract and the imperative of global consumer protection. This study investigates the legal ramifications of such clauses in cross-border transactions, with particular emphasis on business-to-consumer (B2C) contracts marked by pronounced bargaining power asymmetries. Employing a normative legal methodology combined with comparative analysis, the research demonstrates that standard clauses are frequently drafted unilaterally, lack sufficient transparency, and impose liability limitations that operate to the detriment of consumers. The analysis further reveals significant regulatory fragmentation across jurisdictions and the absence of coherent international standards capable of ensuring legal certainty and affording equal protection to consumers. In response, the study advances a reconceptualization of the principle of freedom of contract in the transnational arena, underscoring the primacy of substantive justice, the necessity of transparency in information disclosure, and the enforceability of consumer rights. As a practical contribution, it recommends the establishment of a harmonized international legal framework for the regulation of standard clauses, grounded in the principles of minimum protection and cross-jurisdictional justice. This research thereby seeks to contribute to the evolution of international contract law toward greater responsiveness to the challenges of globalization and the exigencies of consumer protection in the digital economy.
ANALISIS MANAJEMEN RISIKO DALAM BISNIS E-COMMERCE SHOPEE TERKAIT METODE PEMBAYARAN CASH ON DELIVERY (COD) BISNIS SPANDUK DI TOKO DINASTY DIGITAL Aisyah, Siti; Etty Susilowati; Minto Yuwono
Journal of Innovation Research and Knowledge Vol. 4 No. 3: Agustus 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jirk.v4i3.8276

Abstract

Di dunia digital saat ini, semuanya cukup sederhana. Segala sesuatu dapat diakses melalui internet. Mereka berkisar dari penjualan online untuk pemesanan makanan online hingga transportasi online. Sebagai hasil dari ekspansi cepat internet baru-baru ini, sistem perdagangan global telah dikembangkan. E-commerce, atau perdagangan elektronik, mengacu pada setiap bentuk perdagangan barang atau jasa menggunakan media berbasis internet. Toko online memungkinkan pelanggan untuk dengan mudah berkomunikasi dengan penjual, dan dapat dicatat bahwa hanya ada satu toko yang menjual barang di sana. Dengan perubahan ini, bisnis perlu menerapkan strategi manajemen risiko untuk mengurangi kerugian dan menggunakan teknologi yang relevan seperti e-commerce untuk memanfaatkan sumber daya mereka. Identifikasi risiko diperlukan, termasuk risiko keuangan, sosial, pribadi, waktu, terkait pekerjaan, dan pribadi, hingga menerapkan tindakan pencegahan dan mitigasi risiko. Penelitian ini menggunakan metode kualitatif pada sampel dari Dinasty Digital, toko online di Shopee yang mengkhususkan diri dalam menjual produk cetak banner. Teknik pengumpulan data termasuk dokumentasi, wawancara, dan observasi langsung dari bisnis yang dipelajari. Hasil dari penelitian ini menunjukkan bahwa dalam penerapan manajemen risiko menggunakan aplikasi e-commerce, perusahaan mengidentifikasi risiko dengan membuat daftar risiko yang terdiri dari keuangan, sosial, waktu, risiko kinerja, privasi dan keamanan. Permasalahan dari penelitian ini adalah memanjemen risiko return pada metode pembayaran COD penjualan spanduk di e-commerce shopee toko dinasty digital sehingga dapat memberikan rekomendasi strategi yang tepat untuk meningkatkan penjualan. Dengan adanya analisis dan perbaikan yang dilakukan, dinasty digital dapat memastikan bahwa sistem COD mereka efektif dan responsif, sehingga meningkatkan kepuasan konsumen secara keseluruhan. Penelitian ini bertujuan untuk mengurangi risiko return pada sistem COD penjualan spanduk di e-commerce Shopee toko dinasty digital, sehingga rekomendasi strategi yang tepat dapat diberikan untuk meningkatkan penjualan dan membangun hubungan jangka panjang dengan konsumen. Dengan demikian, dinasty digital dapat mencapai kesuksesan dalam bisnis e-commerce mereka
Analisis Implementasi dan Efektivitas Program Mitigasi di LEMIGAS Tahun 2023 Hutasoit, Sahala; Yuwono, Minto; Susilowati, Etty
AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Vol. 4 No. 3 (2024): AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmeb.v4i3.869

Abstract

The oil and gas industry is a critical sector in Indonesia, with LEMIGAS (Research and Development Center for Oil and Gas Technology) playing a significant role in ensuring operational efficiency and safety. This study aims to analyze the implementation and effectiveness of LEMIGAS's mitigation programs in 2023. The research employs a descriptive quantitative method with a case study approach, focusing on high-risk projects within LEMIGAS. Data were collected through in-depth interviews, questionnaires, and document analysis, and analyzed using a risk matrix to evaluate both inherent and residual risks. The study identified eleven main risks, categorized into acceptance and operational risks, including issues like delayed project completion and quality discrepancies. Mitigation measures such as equipment revitalization, coordination, and intensive monitoring significantly reduced the risk levels. For instance, the inherent risk score for revenue acceptance (R1) decreased from 10 to a residual score of 4 after mitigation efforts. Overall, the findings indicate that the structured risk management approach at LEMIGAS effectively reduces the impact and likelihood of risks, ensuring smoother project execution and achievement of organizational goals. Continuous monitoring and periodic evaluations are essential for maintaining effective risk management.
Co-Authors Akkapin, Supaphorn Asep Dedi Sutrisno Bustanul Arifin Cakranegara, Pandu Adi Cakranegara, Pandu Adi Dedi Rianto Rahadi Gian, Erick Ivan Hartantie, Kartini Hutasoit, Sahala Irsyad Kamal Istikomah, Kartini Ivo Rolanda Laksmiwati, Mia Lestari, Setyani Dwi Minto Yuwono Ningsih Palupi, Hana Susila Prasetya, Rizky Eka Rattanapun , Supot Rina Oktaviani Rismaya Maharsanthy, Yovanka Rosari, Renya Siti Aisyah Sri Hidayati Sumartini Sumartini Susilo Surahman Tristanto, Sigit Heri Widianti, Bernadeta Endang Yandra Arkeman Yuwono, Minto