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ANALISIS PERBEDAAN KINERJA KEUANGAN DAN KEPUASAN BEKERJA SEBELUM DAN SESUDAH MENGGUNAKAN APLIKASI KEUANGAN TERPUSAT Komalasari, Ika; Choeriyah, Siti; Jamaludin, Endang; Kamal, Irsyad
Jurnal Ekonomi dan Bisnis Vol 15, No 1 (2019): Edisi April 2019
Publisher : Jurnal Ekonomi dan Bisnis Terapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/jebt.v15i1.517

Abstract

Penelitian ini bertujuan untuk menganalisis perbedaan kinerja keuangan kepuasan bekerja sebelum dan sesudah menggunakan aplikasi keuangan terpusat di Universitas Padjadjaran serta untuk mengetahui bagaimana pengaruh kinerja keuangan terhadap kepuasan bekerja sebelum penerapan aplikasi keuangan terpusat. Dalam pengelolaan keuangan terpusat, fakultas tidak lagi mengelola dana tetapi menerima barang yang sudah dipesan lewat Aplikasi Keuangan Terpusat dengan melampirkan data dukung dan persyaratan lainnya agar barang diterima sesuai jadwal kegiatan. Metode yang digunakan dalam tulisan ini adalah penelitian yang bersifat deskriptif analisis dengan melakukan survei kepada staf keuangan, dan yang mewakili setiap unit di lingkungan Fakultas Ekonomi dan Bisnis Unpad. Hasil dari penelitian ini menunjukkan bahwa terdapat perbedaan yang signifikan antara sebelum dan sesudah menggunakan aplikasi keuangan, dimana kelima dimensi yang berupa informativeness, information format, ease of use, timeliness, dan reliability, memiliki nilai p-value yang lebih kecil dari 0.05. Selain itu responden merasa terdapat perbedaan yang positif pada empat dimensi, yaitu informativeness, information format, timeliness, dan reliability, serta perbedaan yang negatif pada satu dimensi, yaitu ease of use. Serta responden merasa puas terhadap aplikasi keuangan, karena seluruh hasil analisis kepuasan dapat disimpulkan memiliki nilai di atas standar.
Etnobotani tanaman pepaya di daerah Moga Kecamatan Moga Kabupaten Pemalang Rizkiati Khasanah; Baiq Farhatul Wahidah; Nur Hayati; Miswari Miswari; Irsyad Kamal
Prosiding Seminar Biologi Vol 6 No 1 (2020): PROSIDING SEMINAR NASIONAL BIOLOGI DI ERA PANDEMI COVID-19 (OKTOBER 2020)
Publisher : Jurusan Biologi, Fakultas Sains dan Teknologi, Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/psb.v6i1.15870

Abstract

Pepaya (Carica papaya L.) merupakan salah satu komoditas buah yang memiliki banyak fungsi dan manfaat. Pepaya sebagai buah segar banyak dikonsumsi karena mengandung nutrisi yang baik. Harga pepaya relatif terjangkau dibandingkan buah lainnya. Daerah penghasil pepaya di Jawa Tengah salah satunya adalah di Kabupaten Pemalang tepatnya di Daerah Moga. Penelitian ini termasuk penelitian deskriptif eksploratif dengan metode survei, wawancara semiterstruktur dan dikuatkan dengan angket. Pengambilan data dalam penelitian ini menggunakan teknik acak sederhana dan snowball sampling yang dilakukan di Kecamatan Moga Kabupaten Pemalang. Pemanfaatan tanaman pepaya itu sendiri dapat dimanfaatkan sebagai masakan, manisan, obat, jajanan dan kebutuhan masyarakat. Masyarakat yang memanfaatkan tanaman pepaya sebagai masakan sebanyak 55%, jajanan sebanyak 43,30%, obat 46,60%, manisan 48,30% dan yang terakhir kebutuhan masyarakat sebanyak 45%. Pemanfaatan tanaman pepaya meliputi semua organ, baik buah muda maupun matang, daun, biji, getah dan akar.
The Impact of the Covid-19 Pandemic on Banking Risks and Performance Susilo Surahman; Irsyad Kamal; Renya Rosari; Etty Susilowati; Pandu Adi Cakranegara
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.3777

Abstract

This study aims at analyzing banking risks and performance during the COVID-19 pandemic which will affect the soundness of the bank. In this study, the researchers applied the qualitative method by examining the condition of natural objects, positioning the researchers as the key instrument, applying triangulation (combination) in the data collection, and analyzing data inductively. The analyzed data in this study was collected by implementing library research, which is a study carried out by collecting data from books, journals, articles, magazines, and internet sources related to research problems. The collected data from internet sources were in the form of stock price data and transaction volume at banks on the Indonesia Stock Exchange. Those data were obtained from idx.co.id and ojk.go.id. Results of this study indicate that all banks tend to experience a decline in the value of risk-weighted assets, capital adequacy ratios, and interest income at each bank and sectoral level. Moreover, larger banks are relatively more vulnerable. The decrease in those three dimensions is predicted to increase disproportionately if the NPL shock becomes larger. The findings further suggest that a 10% NPL shock can force the capital adequacy of all banks to fall below the BASEL III minimum requirement, while a shock of 13% or more can turn it into zero or negative at the sectoral level. Apart from that, the call to stay at home has an impact on many sectors, especially the banking sector, so that financing growth slows and non-performing financing increases because many people have lost their jobs. This non-current financing definitely will have an impact on banking financial performance, leading to non-performing financing (NPF). 
The Impact of the Covid-19 Pandemic on Banking Risks and Performance Susilo Surahman; Irsyad Kamal; Renya Rosari; Etty Susilowati; Pandu Adi Cakranegara
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.3980

Abstract

This study aims at analyzing banking risks and performance during the COVID-19 pandemic which will affect the soundness of the bank. In this study, the researchers applied the qualitative method by examining the condition of natural objects, positioning the researchers as the key instrument, applying triangulation (combination) in the data collection, and analyzing data inductively. The analyzed data in this study was collected by implementing library research, which is a study carried out by collecting data from books, journals, articles, magazines, and internet sources related to research problems. The collected data from internet sources were in the form of stock price data and transaction volume at banks on the Indonesia Stock Exchange. Those data were obtained from idx.co.id and ojk.go.id. Results of this study indicate that all banks tend to experience a decline in the value of risk-weighted assets, capital adequacy ratios, and interest income at each bank and sectoral level. Moreover, larger banks are relatively more vulnerable. The decrease in those three dimensions is predicted to increase disproportionately if the NPL shock becomes larger. The findings further suggest that a 10% NPL shock can force the capital adequacy of all banks to fall below the BASEL III minimum requirement, while a shock of 13% or more can turn it into zero or negative at the sectoral level. Apart from that, the call to stay at home has an impact on many sectors, especially the banking sector, so that financing growth slows and non-performing financing increases because many people have lost their jobs. This non-current financing definitely will have an impact on banking financial performance, leading to non-performing financing (NPF).
Innovations in Islamic Banking on Conventional Banks (Study on Banking Industry Players) Irsyad Kamal; Yudi Azis
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 3 (2021): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i3.2318

Abstract

To answer how big the rate of innovation made by Islamic Banks compared to conventional Banks from the perspective of banking industry players and to find out which innovations need to be improved so that Islamic Banks can compete with Conventional Banks. The research method used is quite easy, starting with a study using 100 samples of Islamic banking industry players and 100 samples of conventional banking industry players domiciled in the city of Bandung. Using the independent samples T-test, it can be seen that innovation in Islamic banks is still below the average compared to conventional banks. The use of the Independent-Samples T Test method for non-parametric statistics (Man Whitney U-Test) was used to evaluate the mean difference between two groups of unrelated samples. The results obtained are quite unique where a test is carried out whether it is true that Islamic banks are considered as innovations from conventional banks.
Strategi Manajemen Sumber Daya Manusia dalam Pengelolaan Keuangan BUMDES di Era Digitalisasi Renya Rosari; Pandu Adi Cakranegara; Ratih Pratiwi; Irsyad Kamal; Chitra Indah Sari
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 3 (2022): Artikel Volume 6 Issue 3 Periode Juli 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i3.870

Abstract

The purpose of this study is to analyze human resource management strategies in digitally managing BUMDes finances. The demand for the use of digitization must indeed be implemented to make it easier in the world of work. Digitalized financial reports can make it easier for BUMDes business owners to obtain information and data that is systematically arranged. This research method uses a qualitative method with a literature review approach. The data sources are taken from references to the Village Government Law, relevant research journals and books on village financial management. Data analysis using document analysis. The findings of this study are; BUMdes managers must be able to manage archives based on internationalization; BUMDes managers must be integrated in preparing financial SOPs; The BUMDes manager compiles correct digitizing accounting reports and administrative records so that they can provide management accountability in the use of capital participation funds that have been rolled out by the government.
APAKAH KEINTIMAN KEPADA KONSUMEN BERPENGARUH TERHADAP KEPUASAN KONSUMEN? STUDI KASUS PADA TEMPAT PENYEDIA JASA SERVIS MOBIL DI KOTA BANDUNG Irsyad Kamal (Universitas Padjadjaran - Indonesia); Deru R Indika (Universitas Padjadjaran - Indonesia); Muhamad Aqshel Revinzky (Universitas Padjadjaran - Indonesia)
Jurnal Manajemen Industri dan Logistik (JMIL) Vol 3, No 2 (2019): page 94 - 173
Publisher : Politeknik APP Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (509.268 KB) | DOI: 10.30988/jmil.v3i2.61

Abstract

Abstract A shift in marketing orientation, from transactional marketing to long-term and involves emotions that become the current trend. Many ways and efforts made by the company to win the current competition is to conduct customer intimacy towards its customers. This research is aimed to see how the relationship between customer intimacy and customer satisfaction, measured using ordinary linear regression. Independent variable in this research is customer intimacy with factors of Tailoring, Coaching, and Partnering, and dependent variable customer satisfaction with Tangible, Empathy, Responsiveness, Reliability and Assurance as its factors, processed using customer satisfaction index method. Purposive sampling method is used to reach 100 respondents and the data is analyzed using ordinary linear regression. Simultaneous t- test is used to test hypotheses with significance level of 10%. Result shows that customer intimacy has positive and significant influence to customer satisfaction. Customer intimacy is able to define 14,8% customer satisfaction. This indicates a low relationship of customer intimacy to customer satisfaction in car service center.  Keywords: customer intimacy; customer satisfaction; service quality Abstrak Orientasi pemasaran yang mulai beralih dari pemasaran transaksional menjadi pemasaran yang bersifat jangka panjang dan melibatkan emosi menjadi tren saat ini. Banyak cara dan upaya yang dilakukan oleh perusahaan untuk memenangkan persaingan saat ini adalah dengan melakukan customer intimacy terhadap konsumen nya. Penelitian bertujuan untuk melihat hubungan antara customer intimacy terhadap customer satisfaction yang diukur berdasarkan regresi linier sederhana. Penelitian ini menggunakan customer intimacy sebagai variable independen dengan faktor-faktor Tailoring, Coaching, dan Partnering sedangkan variabel dependen yang digunakan adalah customer satisfaction dengan faktor-faktor Tangible, Empathy, Responsiveness, Reliability, dan Assurance yang diolah menggunakan metode customer satisfaction index. Penelitian ini menggunakan metode purposive sampling sebagai sampel dengan menggunakan 100 tanggapan responden untuk diteliti. Data dianalisis dengan regresi linear sederhana. Pengujian hipotesis menggunakan Uji t simultan dengan tingkat signifikansi 10%. Hasil pengujian menggunakan uji t menunjukkan bahwa di tempat penyedia jasa servis mobil variabel customer intimacy berpengaruh positif signifikan terhadap customer satisfaction. Selain itu variabel customer intimacy dapat menjelaskan 14,8% variabel customer satisfaction. Hal ini mengindikasikan adanya pengaruh yang rendah tapi pasti dari customer intimacy terhadap customer satisfaction di tempat penyedia jasa servis mobil. Kata kunci: keintiman kepada konsumen; kepuasan konsumen; kualitas servis
Digital readiness of SMEs: An Insight from Indonesia Kurnia Khafidhatur Rafiah; Sunu Widianto; Irsyad Kamal; Amaliya Shofiana; A. Malik Fajar; Agung Anggara Rudini
AFEBI Management and Business Review Vol 7, No 1 (2022)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/ambr.v7i01.517

Abstract

In the era of industrial revolution 4.0, digital technology is constantly improving in many areas of industry, particularly in business. It forces every business, whether large corporations or small businesses, to make various adjustments in order to keep up with the advancement of digital technology. They should be aware of how far their improvement and readiness have advanced in the digital era. This paper measures the digital readiness of SMEs and categorizes them into the level of digital readiness. The research examined the level of digital readiness among businesses, particularly small and medium-sized enterprises (SMEs) in West Java. A survey of 113 SMEs in West Java was conducted to assess their digital readiness. This research used a descriptive survey research approach. The research method itself is carried out by using a cross sectional survey method. Five variables used in this research include people, process, strategy, technology, and integration. Findings indicated that SMEs in Indonesia show a low level of readiness in relation to Industry 4.0. The majority of the respondents are aware about the phenomenon of digitalization, but they are currently not ready to adapt or use various innovations in their businesses. People, process, strategy, technology, and integration are the five variables analyzed, and the variable showing the best readiness to face digitization is people. SMEs business owners are still taking initial steps to identify the most appropriate strategy to approach industrial revolution 4.0. SMEs must take advantage of existing opportunities, especially with the availability of various information and data to develop business and make decisions. In general, the majority of businesses in Indonesia are small and medium-sized enterprises (SMEs) that are aware of the development of digitalization but are hesitant to implement it and require extensive assistance from various parties to understand and implement digitalization in their business.
Analysis of Digital Marketing Strategy in the Era of the COVID-19 Kartika Sari; Asyifa Anandya; Irsyad Kamal; Pandu Adi Cakranegara; Muhammad Aqshel Revinzky
Quantitative Economics and Management Studies Vol. 3 No. 2 (2022)
Publisher : Yayasan Ahmar Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (393.166 KB) | DOI: 10.35877/454RI.qems898

Abstract

The COVID-19 pandemic significantly affects the advancement of business entertainers in Indonesia. Business entertainers should track down the right technique to make due. One of the procedures during the pandemic is computerized showcasing, which permits business entertainers to advertise their items without being compelled by arrangements during the pandemic. Research on advanced promoting techniques for business entertainers to contend in this pandemic time utilizes subjective strategies with a logical distinct methodology. Expressive exploration is gathering information in light of the elements that help the object of examination. Subjective examination manages thoughts, insights, assessments, convictions of individuals to be contemplated and every one of them can't be estimated by numbers. The motivation behind the review was to discover how the procedures, components, cycles and exercises of business entertainers in utilizing advanced showcasing to contend during the pandemic. The aftereffects of the review show that there have been numerous business entertainers who have utilized advanced showcasing, which is 85%, as a methodology to expand deals and require a comprehension of computerized promoting. In view of exploration investigation, business entertainers who have utilized advanced showcasing can make due and even increment deals without depending on traditional stores.
The Strategic Role of Islamic Law in Strengthening Entrepreneurial Character Education in The Era of The Industrial Revolution 5.0. Ratih Pratiwi; Ubbadul Adzkiya'; Pandu Adi Cakranegara; Irsyad Kamal; Susilo Surahman
Jurnal Manajemen Bisnis Vol. 9 No. 2 (2022): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v9i2.49

Abstract

The purpose of the results of this study is to analyze the strategic role of Islamic law in Strengthening Education of entrepreneurial character in the era of the Industrial revolution 5.0. This research method uses qualitative with the type of liberary research. Primary data sources use books and journals in accordance with research studies. Data collection uses reference studies: relevant journals, books, websites and magazines. The findings of this study are from an Islamic legal perspective, through the analysis of the relationship between Islamic teachings and the spirit of entrepreneurship, it refers more to the words or sentences used by the Qur'an and as-Sunnah that are relevant in the era of digitalization. The industrial era 5.0 provides opportunities for creativity in developments through connectivity and digitalization. Compared to traditional systems that still rely on human capabilities in their work, the speed and efficiency of performance will be created in the process
Co-Authors A. Malik Fajar Abdul Rosid Adhadian Akbar Adzka Rosa Sanjayyana Agung Anggara Rudini Agus Santoso Amalis Karisma Amaliya Shofiana Andreas Recki Prasetyo Andreas Recki Prasetyo Anindita Nirkin Maheswa Aprih Santoso Arida Susilowati Iswanto Arif Rahman Ariyanto M Arrofaha, Nawwall Asyifa Anandya Athallah, Muhammad Ariq Baiq Farhatul Wahidah Bastanta Prawira Tarigan Benedicta Christina Carmeline Cakranegara, Pandu Adi Cattleya Rejito Chandra, Johnny Chitra Indah Sari Choeriyah, Siti Darmawanto Darmawanto Deru R Indika (Universitas Padjadjaran - Indonesia) Dj, Arifhan Ady Etty Susilowati Farhany Richas Fathimah Azzahra Rahadian Fifi Gus Dwiyanti Fitria Sari Hapsari Widayani Hasan Basri Hety Devita ISKANDAR ZULKARNAEN SIREGAR Jamaludin, Endang Joval Ifghaniyafi Farras Judijanto, Loso Komalasari, Ika Kurnia Khafidhatur Rafiah Kurnia Khafidhatur Rafiah KUSUMADEWI SRI YULITA Latifa Mischa Saqina Layyinaturrobaniyah Lukman Hakim M. Chairul Ihsan Matthew Olufemi Adio Medeilia Bernike Br Ginting Miswari Miswari Muhamad Aqshel Revinzky (Universitas Padjadjaran - Indonesia) Muhammad Aqshel Revinzky Muhammad Aqshel Revinzky Nizar Muhammad Aqshel Revinzky Nizar Muhammad Hisyam Nadhir Muhammad Rispan Affandi Muhammad Rizki Perdana NAWP, Rizal Perlambang C Nur Hayati Pandu Adi Cakranegara Prihastuti, Asepma Hygi Putra, Agus Rachmat, Henti Hendalastuti Rahlana Shidiq Azqar Ratih Pratiwi Rini Armin Riri Cornellia Rizkiati Khasanah Rizky Ramadhan Rosari, Renya Safaruddin Saipul Al Sukri Salim Diarra Siska Yuli Anita Sonia Sischa Eka Putri Sulwani Husna Afrizal Sunu Widianto Supriyanto Susila, Susila Susilo Surahman Tuti Dharmawati Tuti Dharmawati Ubbadul Adzkiya' Yudi Azis Zet Ena