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Journal : Proceedings of The ICECRS

Revitalization Strategy of Agricultural Financing Through Facilitating Agricultural Financing Activities by FPPS in West Lombok Regency Zaenafi Ariani
Proceedings of The ICECRS Vol 7 (2020): Conference of Islamic Educational Payment Management in Industrial Revolution 4.0
Publisher : International Consortium of Education and Culture Research Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/icecrs2020358

Abstract

The common problem for farmers is that it does not have good access to financing institutions, so it is difficult to obtain credit or farmer business financing, such as People's Business Credit (KUR) from banking. Directorate General of Agricultural facilities and means in TA. The 2019 is carrying out activities of smallholders financing facilitator (FPPS) aimed at facilitating farmers in the access of financing/capital. The role and function of FPPS is to bridge farmers in conducting access to the banking, so that the revitalization of agricultural financing is achieved where the Government has provided various financing facilities to the farmers to develop their land ventures. As the first step of the implementation of FPPS activities, Ditjen PSP CQ Directorate of Agricultural Financing has implemented the material supply for the prospective energy FPPS in TA. 2017. The supply is intended for FPPS energy to have skills and knowledge about the procedure to see the potential of farmer's business, as well as to facilitate the financing from the Bank or other financing sources.
Btn House Marketing System In Islamic Economic Perspective Case Study In Pt. Jaya Jaya Graha Jempong Baru Mataram Nur Fitri Hidayanti; Abdul Wahab; Zaenafi Ariani
Proceedings of The ICECRS Vol 7 (2020): Conference of Islamic Educational Payment Management in Industrial Revolution 4.0
Publisher : International Consortium of Education and Culture Research Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/icecrs2020361

Abstract

Nowadays, the areas around Mataram City are seldom encountered by rice fields, because almost all of the land is built into housing which was built by developers and offices built by government and private institutions. BTN housing itself is very much in demand. The marketing system conducted by PT. Citra Jaya Graha in selling its products using a marketing mix. First, PT. Citra Jaya Graha in providing its products in the form of BTN houses prioritizes quality by providing various types of houses. Second, in determining price, PT.Citra Jaya Graha to vary the BTN house that he built according to the type based on the price difference seen from the model of the house, type of BTN house (land area and building area), material prices and the cost of building the BTN house. Third, PT. Citra Jaya Graha in promoting products produced using billboards, brochures, and employees (marketing), print media (Lombok Pos newspaper) and electronic media such as websites and Facebook. Fourth, the process of distributing BTN houses is done directly, marketing offers directly to prospective buyers. PT. Citra Jaya Graha also built an Islamic housing complex. Like, Griya Sakinah housing and the establishment of a mosque or mosque in several housing complexes that had built.