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Analisis Efisiensi dan Produktivitas Bank Umum Syariah di Indonesia Nur Khalimah; Edy Yusuf Agung Gunanto
MALIA: Journal of Islamic Banking and Finance Vol 6, No 1 (2022): Malia: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v6i1.13629

Abstract

The development of Islamic Commercial Banks in Indonesia is still not optimal. It is necessary to measure efficiency and productivity to achieve predetermined targets. This study measures the level of efficiency of 12 Islamic commercial banks in Indonesia for the 2016-2018 period using DEA (Data Envelopment Analysis) and measures the level of productivity using malmquist index. The results show that the overall efficiency of Islamic commercial banks in Indonesia has decreased. The decreased because five Islamic Commercial Banks have not maximized their inputs and outputs so that inefficiency. This inefficiency is accompanied by a decrease in productivity. The results of the malmquist index show productivity in 2016-2017 is better than 2017-2018 with an increase in productivity in 2016-2017 reaching 67% and in 2017-2018 it decreased to 25%. The increase and decrease is dominated by technology companies (frontier shift). This makes technological innovation one that needs attention.
Analisis Efisiensi dan Produktivitas Bank Umum Syariah di Indonesia Nur Khalimah; Edy Yusuf Agung Gunanto
MALIA: Journal of Islamic Banking and Finance Vol 6, No 1 (2022): Malia: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v6i1.13629

Abstract

The development of Islamic Commercial Banks in Indonesia is still not optimal. It is necessary to measure efficiency and productivity to achieve predetermined targets. This study measures the level of efficiency of 12 Islamic commercial banks in Indonesia for the 2016-2018 period using DEA (Data Envelopment Analysis) and measures the level of productivity using malmquist index. The results show that the overall efficiency of Islamic commercial banks in Indonesia has decreased. The decreased because five Islamic Commercial Banks have not maximized their inputs and outputs so that inefficiency. This inefficiency is accompanied by a decrease in productivity. The results of the malmquist index show productivity in 2016-2017 is better than 2017-2018 with an increase in productivity in 2016-2017 reaching 67% and in 2017-2018 it decreased to 25%. The increase and decrease is dominated by technology companies (frontier shift). This makes technological innovation one that needs attention.
STRUKTUR JARINGAN SPASIAL EKONOMI PARIWISATA DI AGLOMERASI PERKOTAAN : PENDEKATAN SOCIAL NETWORK ANALYSIS: Ekonomi pariwisata, Struktur jaringan spasial, Model gravitasi ekonomi pariwisata, Social Network Analysis. Sausan Maulifa Wahyudi; Edy Yusuf Agung Gunanto
Jurnal Manajemen Perhotelan dan Pariwisata Vol. 5 No. 1 (2022)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jmpp.v5i1.46953

Abstract

Aglomerasi wilayah yang terjadi di koridor lintas Provinsi berpotensi membentuk suatu jaringan kerjasama sektor ekonomi pariwisata untuk mendorong pengembangan hubungan ekonomi pariwisata yang terkoneksi antar daerah di lintas Provinsi. Penelitian ini bertujuan untuk menganalisis kekuatan koneksi ekonomi pariwisata serta menganalisis karakteristik jaringan spasial ekonomi pariwisata antar daerah lintas Provinsi Daerah Istimewa Yogyakarta-Jawa Tengah. Metode analisis yang digunakan yaitu metode model gravitasi ekonomi pariwisata dan metode Social Network Analysis. Berdasarkan hasil penelitian menunjukkan bahwa daerah yang memiliki koneksi terkuat dengan daerah lain yaitu Kota Yogyakarta dan Kabupaten Sleman yang berperan sebagai kekuatan dominan dalam transmisi faktor ekonomi pariwisata. Struktur jaringan ekonomi pariwisata antar Kabupaten/Kota yang berada dalam jaringan memiliki interaksi yang masih lemah sehingga masih banyak ruang yang perlu dimanfaatkan untuk kerjasama ekonomi pariwisata. Dengan ini diharapkan pemerintah daerah dapat melakukan integrasi spasial dan kerjasama ekonomi pariwisata di aglomerasi wilayah lintas provinsi DIY-Jawa Tengah.
EFFICIENCY ANALYSIS OF CONVENTIONAL BANKS AND ISLAMIC BANKS BEFORE AND DURING COVID-19 Silvia Dwi Aryanti; Edy Yusuf Agung Gunanto
Berkala Akuntansi dan Keuangan Indonesia Vol. 7 No. 2 (2022): Berkala Akuntansi dan Keuangan Indonesia
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/baki.v7i2.36183

Abstract

This study aims to analyze the efficiency level of conventionalcommercial banks and Islamic commercial banks in Indonesia fromthe first quarter of 2018 - the fourth quarter of 2020. This researchperiod is third year with the data used are 12 commercial banks anduses a quantitative approach. The method used in this research isStochastic Frontier Analysis (SFA). The results of this study are thatconventional commercial banks are more efficient than Islamiccommercial banks both before the COVID-19 pandemic and duringthe COVID-19 pandemic, more over there are differences in efficiencybetween conventional commercial banks and Islamic commercialbanks.
ANALYSIS OF LEADING SECTOR LINKAGES IN THE PURWOMANGGUNG AREA Siti Rikhanatul Ummah; Edy Yusuf Agung Gunanto
Jurnal REP (Riset Ekonomi Pembangunan) Vol. 8 No. 1 (2023): April 2023
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rep.v8i1.201

Abstract

This study intends to identify the linkages of leading sectors to the economy in the Purwomanggung area, Central Java. Secondary data for the period 2012-2021 was collected from the Central Statistics Agency (BPS) of Central Java, as well as BPS for each district/city in the Purwomanggung area. In this study, analysis of Shift Share, Moran's Index, and LISA is used. The dominant leading sectors owned by districts/cities in the Purwomanggung area are the agricultural sector, the construction sector, and the wholesale and retail trade sector. There is a spatial correlation in the results of spatial linkages based on the leading sector that dominates with a high scale of regional observation and is surrounded by a nearby environment that has a high scale (High-High), a high regional observation value and is surrounded by a nearby environment of lower value ( High-Low), a low area observation value surrounded by a nearby environment with a higher value (Low-High), and a low area observation value surrounded by a low-value nearby environment (Low-Low). The results of linear regression analysis demonstrate which sectors have a substantial impact on growth. The wholesale and retail trade sector is another regional economy with the largest geographical links. While the agriculture and construction sectors have a considerable impact on economic growth in other areas.
Shariah Mobile Banking Adoption Trends: Analysis Mob Mentality, Reputation, Perceived Risk, and Islamic Financial Literacy Fitri Fadilah Widyaputri; Edy Yusuf Agung Gunanto
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 5 (2023): September-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20235pp482-495

Abstract

ABSTRACTThis study aimed to analyze the factors that influence customer decisions in using Islamic mobile banking services. In this study, a total of 200 respondents were collected through purposive sampling technique with the criteria of having used or currently using mobile banking services from Islamic banks in Semarang City, respondents answered online surveys through google forms as primary data collection. The methodology in this study was using PLS-SEM. The study findings show that the factors of mob mentality, reputation, perceived risk, and Islamic financial literacy have a positive and significant influence on the decision to use Islamic mobile banking. The four factors have a total influence of 87% on the decision to use Islamic mobile banking services. This finding implies that these factors need to be considered by customers and banks. Islamic banking must continue to strive for a level of security, data confidentiality and customer trust in a more creative, convenient, and effective mobile banking features and services system so that customers still feel their decision to use Islamic mobile banking services is right.Keywords: Mob Mentality, Reputation, Perceived Risk, Islamic Financial Literacy. ABSTRAKStudi ini memiliki tujuan untuk menganalisis faktor-faktor yang berpengaruh terhadap keputusan nasabah dalam menggunakan layanan mobile banking syariah. Pada studi ini, dikumpulkan sejumlah 200 responden melalui teknik purposive sampling dengan kriteria pernah atau sedang menggunakan layanan mobile banking dari bank syariah di Kota Semarang, responden menjawab survei secara online melalui google forms sebagai pengumpulan data primer. Metodologi pada penelitian ini yaitu menggunakan PLS-SEM. Hasilnya menunjukkan bahwa faktor-faktor mentalitas gerombolan, reputasi, persepsi akan resiko, dan literasi keuangan syariah memiliki pengaruh positif dan signifikan terhadap keputusan penggunaan mobile banking syariah. Keempat faktor tersebut memiliki total pengaruh sebesar 87% terhadap keputusan penggunaan layanan mobile banking syariah. Penemuan ini memberikan implikasi bahwa faktor-faktor tersebut perlu dipertimbangkan oleh nasabah dan pihak perbankan. Perbankan syariah harus tetap mengupayakan tingkat keamanan, kerahasiaan data dan kepercayaan nasabah dalam sistem fitur dan layanan mobile banking yang lebih kreatif, nyaman, serta efektif agar nasabah tetap merasa keputusannya menggunakan layanan mobile banking syariah adalah tepat.Kata Kunci: Mob Mentality, Reputation, Perceived Risk, Islamic Financial Literacy.  
ANALISIS INTERAKSI SPASIAL EKONOMI DI KAWASAN KEDUNGSEPUR Nurul Hidayah; Edy Yusuf Agung Gunanto
BISECER (Business Economic Entrepreneurship) Vol 6, No 2 (2023): Juli 2023
Publisher : Universitas Darul Ulum Islamic Centre Sudirman GUPPI

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Abstract

Kawasan Kedungsepur merupakan kawasan dengan kontribusi PDRB tertinggi di Provinsi Jawa Tengah, dengan kondisi yang strategis tersebut sangat berpotensi mendorong terjadinya proses interaksi spasial yang tinggi di Kawasan tersebut. Penelitian ini bertujuan untuk menganalisis interaksi spasial ekonomi Kabupaten/Kota dan menganalisis keterkaitan sektor ekonomi  masing-masing Kabupaten/Kota dalam Kawasan Kedungsepur. Metode yang digunakan di dalam penelitian ini adalah analisis gravitasi dan indeks moran’s. Hasil perhitungan dari analisis gravitasi Kota semarang memiliki nilai kekuatan yang paling tinggi disusul dengan Kabupaten Kendal, Kabupaten Semarang, Kabupaten Demak, Kabupaten Grobogan dan yang terakhir Kota Salatiga. Selanjutnya pada metode indeks moran’s diperoleh hasil  bahwa dalam sektor premier, Kabupaten Demak dan kabupaten Grobogan masuk dalam kategori high-high, Kabupaten Semarang dan Kabupaten Kendal masuk dalam kategori high-low, dan Kota Semarang dan Kota Salatiga masuk dalam kategori low-high. Sedangkan dalam sektor sekunder dan tersier, Kota Semarang menjadi satu-satunya wilayah yang masuk dalam kategori high-low, Kabupaten Semarang, Kabupaten Kendal dan Kabupaten Demak masuk dalam kategori low-high, sedangkan Kota Salatiga dan Kabupaten Grobogan masuk dalam kategori low-low
Peningkatan Potensi Desa Pesisir Dengan Pemberdayaan Masyarakat Lokal Edy Yusuf Agung Gunanto; Darwanto Darwanto; Indah Susilowati; Ageng Prasetyo
Prosiding Seminar Nasional Unimus Vol 2 (2019): Tantangan Implementasi Hasil Riset Perguruan Tinggi untuk Industrialisasi
Publisher : Universitas Muhammadiyah Semarang

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Abstract

Masyarakat Desa Sendang Sikucing Kecamatan Rowosari Kabupaten Kendal sebagian besar merupakan masyarakat dengan dua mata pencaharian yaitu nelayan dan bertani pada saat musim tertentu menjadi nelayan.  Permasalahan terbesar adalah masih sangat rendahnyakeikutsertaan masyarakat dalam pembangunan kawasan pesisir, masyarakat lokal terkesan hanya sebagai “penonton” dalam pembangunan di kawasan pesisir. Hal ini menyebabkan masyarakat lokal kurang memiliki keterikatan dengan lingkungannya, terutama dalam halmata pencaharian mereka, maka sering kali menjadi agak terabaikan terutama daerah perdesaan di kawasan pesisir. Selain itu pula masyarakat lokal masih belum menggunakan teknologi tepat guna (TTG) yang dapat mempermudah nelayan dalam mencari ikan serta masyarakat sekitar untuk mengolah hasil laut. Tujuan pelaksanaan program pengabdiankepada masyarakat ini adalah untuk meminimalisir permasalahan yang terjadi khususnya sektor perikanan di Desa Sendang Sikucing dengan beberapa program yang mendukung tercapainya kesejahteraan masyarakat lokal Desa Sendang Sikucing.Metode pelaksanaan program pengabdian masyarakat dilakukan dengan pendekatan partisipatif LogicalFramework Approach (LFA) dengan sasaran program pengabdian adalah kelompok nelayan Desa Sendang Sikucing. Pelaksanaan program pengabdian kepada masyarakat yang ditujukan pada masyakarat lokal Desa Sendang Sikucing khususnya kelompok nelayan mendapattanggapan positif. Upaya pemberdayaan kelompok nelayan dilakukan dengan peningkatan pengetahuan terkait fishing ground dan pengelolaan hasil tangkap dengan menerapkan TTG fiber box untuk menjaga kesegaran ikan hasil tangkapan.    Kata kunci: pembangunan pedesaan, pesisir, teknologi tepat guna
Performance Analysis of Islamic Micro Finance Institutions on Sustainable Rural Development in Indonesia Aan Zainul Anwar; Edi Susilo; Fatchur Rohman; Purbayu Budi Santoso; Edy Yusuf Agung Gunanto; Darwanto Darwanto
Journal of Finance and Islamic Banking Vol. 3 No. 2 (2020)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v3i2.2965

Abstract

This study aims to analyze the influence of the performance of Islamic microfinance institutions (MFIs) in strengthening the agricultural and fisheries sector to realize sustainable rural development. The study uses quantitative method and purposive sampling method. The sample of this study was 85 agricultural and fishery business actors in Central Java, Indonesia. The variable quality of service, accessibility and philanthropic characteristics of Islamic MFIs towards sustainable rural development which mediated by strengthening of the agricultural and fisheries sector. The urgency of this research is to establish a financing model for the agriculture and fisheries sector. This study uses primary data which collected through filling out the questionnaires by business actors in the agriculture and fisheries sector. The results showed that 1) the service quality of Islamic MFIs had no impact on strengthening the agricultural and fisheries sector 2) accessibility of Islamic MFIs had a positive impact on strengthening the agricultural and fisheries sector 3) philanthropic characteristics had a positive impact on strengthening the agricultural and fisheries sector 4) strengthening the agriculture and fisheries sector has a positive impact on sustainable rural development. This research can be used as a model for channeling customer funds to finance Islamic MFIs 
PENGARUH E-WOM, HALAL AWARENESS, INFLUENCER MARKETING DAN LIFESTYLE TERHADAP KEPUTUSAN PEMBELIAN PRODUK MAKANAN IMPOR DALAM KEMASAN Dewi, Shanaya Rifiana; Gunanto, Edy Yusuf Agung
Jurnal Ekonomi dan Bisnis Vol 24, No 2 (2023): JURNAL EKONOMI DAN BISNIS
Publisher : Department of Management, Faculty of Economics, Universitas Islam Sutan Agung, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ekobis.24.2.99 - 116

Abstract

Purchasing decisions are part of the consumer's behavior in which the consumer will determine which products to consume. There are many factors that can affect purchasing decisions. This study aims to analyze the factors affecting consumer purchasing decisions on imported packaged food products. The data was obtained through a questionnaire distributed online through google form with a sample of 200 respondents who had bought or consumed imported packaged food products in Jakarta. The method used in this study was Structural Equation Modeling (SEM) with Partial Least Square (PLS) techniques using SmartPLS 3.0 analysis tools. Results show that the E-WOM, halal awareness, influencer marketing and lifestyle variables have a positive and significant effect on the purchase decision of imported packaged food products.