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All Journal Jurnal Media Hukum Jurnal Hukum Novelty PADJADJARAN Jurnal Ilmu Hukum (Journal of Law) Unram Law Review Widya Yuridika Bina Hukum Lingkungan Legal Standing : Jurnal Ilmu Hukum Jurnal Yudisial Pena Justisia: Media Komunikasi dan Kajian Hukum Supremasi Hukum: Jurnal Penelitian Hukum JUSTISI Jurnal Pengabdian Masyarakat IPTEKS Jurnal Penegakan Hukum dan Keadilan Indonesian Journal of Criminal Law and Criminology (IJCLC) Media of Law and Sharia Prosiding Seminar Nasional Program Pengabdian Masyarakat Bina Hukum Lingkungan Strata Law Review LAWPASS Journal of Law and Legal Reform Media of Law and Sharia
Yeni Widowaty
Universitas Muhammadiyah Yogyakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences

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Journal : Strata Law Review

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Critical Analysis of the Implementation Challenge of Law No. 4 of 2016 on the Maintenance of People's Housing Savings Bidul, Sayang; Widowaty, Yeni; Umaternate, Rifandi; Hiahu, Samsul Bahri
Strata Law Review Vol. 2 No. 2 (2024): September
Publisher : CV. Strata Persada Academia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59631/slr.v2i2.248

Abstract

The Indonesian government's implementation of Law No. 4 of 2016 on People's Housing Savings (Tapera) marks a significant effort to provide affordable housing for low-income communities. Ratified in 2020 with the support of Government Regulation No. 25, the Tapera program mandates contributions from employees and employers to create housing savings for workers. However, despite its potential to address the housing shortage, the program faces multiple challenges, including regulatory overlaps with existing housing policies, lack of clarity on participant rights and obligations, and concerns over the financial burden on workers and employers. This study aims to critically analyze the legal framework of the Tapera program, identify the obstacles encountered in its implementation, and provide recommendations for improving its efficiency and transparency. Utilizing a normative legal research method with a statute and conceptual approach, the research analyzes primary legal materials alongside secondary sources, such as the Tapera Act. The findings indicate that while Tapera is intended to provide equitable access to affordable housing, its implementation is hindered by legal ambiguities, coordination issues, and transparency concerns. The study concludes that comprehensive regulatory revision and enhanced coordination between government agencies, BP Tapera, and the private sector are necessary to ensure the success of the Tapera program in achieving its housing affordability objectives.
Co-Authors Abizar, Anugrah R. Adelya Devanda Pratista Akbar Dwi Saputra Al Fiqry, Andi Aziz Al-Ishlah, Rizal Diaz Alexsander, Sandy Doyoba Alicia Radefi Andi Hidayat Anugrah Ilahi Ane Permatasari Ataka Badrudduja Bella Cinu Raya Bidul, Sayang Dimas Handoko Dinda Riskanita Dzakirah, Hafizhah Eko Priyo Purnomo Endang Heriyani Fabryan Nur Muhammad Fahriyah, Samirah A. Firmansyah, Maulana Erdio Fitriyanti, Fadia Gunawan Gunawan Wibisono Hafiza Hafiza Hafiza, Hafiza Hafizah Hafizah Hafizah Hafizah Hiahu, Samsul Bahri Hidayatun, Siti Hikmah Zougira Hikmah Zougira Iwan Satriawan Jamrudin, Hasrin Leli Joko Suryono, Leli Joko Manggolokusumo, Priegel Marisca, Ovien Menra Lianjaya Putra Muh Endriyo Susila Muhammad Nuha Maulana Pasya Muhammad Zaidan Rizqulloh Muhammad, Fabryan Nur Muzzaki, Rafie H. Nanik Prasetyoningsih Nimas Sekar Rachimna Nitara, Kalika Rhea Ovien Marisca Prabowo, Muhammad Iqbal Bagus Pramana, Muhammad Alif Pratiwi, Ananda Kartika Sela Putra Aji Widya P. Putra, Ilham Setiawan Putra, Menra Lianjaya Putri, Najwa A. Rahmat, Rofif I. Rasyid, Muhammad Haikal Raya, Bella Cinu Regita, Dhea Ayu Rettob, Fikram Reynaldi Dwi Kusuma Akbar Risqi, Annisa Miftahul RR. Ella Evrita Hestiandari Rufaidah Rufaidah Ruhil , Seruni Rusydi, Rifqi H. Sari, Fatika Savitri, Leila S. Sayang Bidul Sekarsari, Karina I. setiawan, m-adi Sigit Dhanu Widanto Sigit Handoko Suyoto, Devi Mareta Syahilla, Vabiola Trisno Raharjo Trisno Raharjo Umaternate, Rifandi Victor Alfarizi Handrio Walinegoro, Bhakti Gusti Widhaningroem, Shinta wiranda, aditya nefa Yogyantoro, Alifia Putri Zougira, Hikmah