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All Journal Jurnal Keuangan dan Perbankan Media Ekonomi dan Manajemen Jurnal Cakrawala Hukum Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang BHIRAWA LAW JOURNAL Jurnal Penelitian Indonesian Journal of Community Services in Engineering & Education (IJOCSEE) EDUCATUM: Scientific Journal of Education Civic-Culture: Jurnal Ilmu Pendidikan PKn dan Sosial Budaya
Sunarjo Sunarjo
Fakultas Hukum Universitas Merdeka; Jl. Terusan Raya Dieng Nomor 62-64; Malang; 65146; Jawa Timur.
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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SISTEM PENGENDALIAN RISIKO OPERASIONAL PADA BANK PERKREDITAN RAKYAT DENGAN PENDEKATAN INDIKATOR DASAR Sunarjo, Sunarjo; Yuniarti, Sari
Jurnal Keuangan dan Perbankan Vol 21, No 1 (2017): January 2017
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1656.343 KB) | DOI: 10.26905/jkdp.v21i1.1230

Abstract

BPR as the micro financial medium institution was seen as one of the translation media and risk transformation. The ability of BPR in managing risk became attention along with the increase of volume and the business operational complexity, including bank operational risks like fraud caused by people, system, or external condition. If there was no controlling, it would create loss potency for BPR itself. This research aimed to measure the loss effect because of operational risk and to identify the system of operational risk control using basic indicator approach. The population of this research was all BPR in Malang, namely 39 banks. The samples used were 20 banks. Data collection method used was observation and documentation. The research result showed that operational risk events were divided into 4 quadrants, namely Low Frequency/High Impact, High Frequency/High Impact, Low Frequency/Low Impact, and High Frequency/Low Impact. The quadrants division resulted in information related to how the operational risk would be managed. The total capital charge of all BPR in Malang was IDR.4.085.114.000,00. It indicated that the total capital charge used was to anticipate the operational risk.
PEMANFAATAN SAYUR BUANGAN UNTUK PAKAN CACING AFRICAN NIGHT CRAWLER (ANC) SEBAGAI BAHAN PEMBUAT PELLET Sunarjo, Sunarjo; Yuniarti, Sari
Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Vol 2, No 1 (2017): June 2017
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/abdimas.v2i1.1290

Abstract

Pasar Merjosari Kota Malang memiliki masalah sampah dimana setiap hari banyak terdapat tumpukan sampahorganik yang berupa sayur dan buah-buahan yang sengaja dibuang oleh para pedagang pasar karena tidak layakdijual. Penumpukan sampah ini apabila tidak dikelola secara tepat akan menimbulkan gangguan pada manusia.Penumpukan sayur buangan juga berpotensi dilakukan oleh para pedagang sayur keliling dan rumahan. Tujuanprogram ini adalah pelatihan tentang pemanfaatan sayur buangan menjadi sumber pakan cacing. Target yangdiinginkan adalah para pedagang sayur keliling dan rumahan, para pedagang masing-masing dapat melakukansendiri pengolahan sayur buangan sebagai bahan pakan cacing ANC. Hasil budidaya cacing tersebut dapatdijual dalam bentuk cacing yang bisa dimanfaatkan sebagai: (1) bahan pembuat pellet; (2) bahan dasarpembuatan kosmetik dan obat-obatan; (3) kotoran cacing (kascing) bisa digunakan untuk pupuk organikberkualitas tinggi terutama untuk tanaman seperti bunga dan buah, dan sebagainya. Metode pelaksanaanprogram dengan cara memberikan sosialisasi (penyuluhan), pelatihan, dan pemberian sarana dan prasaranabudidaya cacing bagi para mitra. Hasil program ini dapat menciptakan peluang kerja sendiri (wirausaha),meningkatkan ekonomi dan kesejahteraan keluarga, ikut serta dalam menjaga dan memelihara keseimbanganlingkungan di sekitar tempat tinggal. DOI: https://doi.org/10.26905/abdimas.v2i1.1290
Tinjauan Umum Kekuatan Pembuktian Dokumen Elektronik Berupa Akta Autentik Sebagai Alat Bukti Dalam Persidangan Perdata Secara Elektronik (E-litigasi)* Rodiah, Siti Aisyatur; Sunarjo, Sunarjo; Shanty, Wika Yudha
Bhirawa Law Journal Vol 1, No 2 (2020): November 2020
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (173.35 KB) | DOI: 10.26905/blj.v1i2.5478

Abstract

This research focuses on how the power of proof of electronic documents in the form of authentic deeds as evidence in electronic civil proceedings (e-litigation) and how legal interpretations to consider electronic documents in the form of authentic deeds as evidence in electronic civil proceedings (e-litigation). The method used in this research is the normative method. Electronic documents in the form of authentic deeds are valid evidence in civil procedural law if they meet the formal and material requirements stipulated in the provisions of Articles 5 and 6 of the ITE Law, namely if the documents are original, can be accessed, displayed, their integrity is guaranteed, and can be accounted for. However, the value of evidentiary power attached to electronic documents in the form of authentic deeds as evidence does not yet have perfect evidentiary power. Because it still requires specific arrangements with the aim of ensuring legal certainty. Even though it has not been specifically regulated, electronic documentary evidence in the form of authentic deeds is still often used in electronic civil proceedings (e-litigation), in which case the judge cannot reject the case. Therefore, judges can make legal discoveries with interpretation and construction methods by referring to the ITE Law.
ETIKA PROFESI ADVOKAT DALAM PERSPEKTIF PROFESIONALISME PENEGAKAN HUKUM Sunarjo Sunarjo
Jurnal Cakrawala Hukum Vol 18, No 2 (2013): December 2013
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/idjch.v18i2.1139

Abstract

Profession ethics was a dimensional concept, not only in perspective philosophy that became a principle ofmethodical and systematical elaboration about norm and value which provided the basis of human act. Ethicsas a normative science was dealing with norm or value which decided to evaluate someone whether (s) he is agood or bad human. Profession as a lawyer adhered to someone after doing some steps: having a title as masterof law, joining Training Special for Lawyer Profession (PKPA), passing the examination of Lawyer Professiontest (UPA), being an apprentice at least 2 years in a lawyer office, and being inaugurated in an open or publiccourt in an appellate court. The realization of noble profession (Officium Nobile) was that every lawyer inimplementing their professions had to obey to the profession ethics (code of ethics) and regulation of legislation.One of the most important things was fully obeying the lawyer oath. The thesis was when every lawyerobeyed the three things and it would have good effect for the lawyer and also for the clients and for the nationtoo.
PERLINDUNGAN HUKUM PEMEGANG KARTU KREDIT SEBAGAI NASABAH BANK BERDASARKAN PERJANJIAN MERCHANT Sunarjo Sunarjo
Jurnal Cakrawala Hukum Vol 5, No 2 (2014): December 2014
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/idjch.v5i2.699

Abstract

Law protection became a basic element in law relation which had justice dimension. Without law protection, law relation got imbalance which would make conflict inter party. On philosophy dimension, law protection included 3 aspects. The dimensions were ontology, epistemology, and axiology. Ontology contemplated the essence and the meaning of something. Epistemology contemplated the way or the method to reach something, and axiologyelaborated the benefit or the use of something. Law protection had a meaning as a protection using law as the medium or a protection which was accommodated by law. It was directed to a certain interest relating to the law. Technically it was by making an interest which was needed to protect into a law right. In law relation of business transaction payment using credit card, it involved 3 parties, namely issuing bank (the bank which issued the card), card holder (the one who held the card) andmerchant (the places which accepted the payment using credit card). The three parties had a different law relation. The parties, especially the card holder, had to be protected legally so they did not suffer financial loss when they did transaction and when they did payment using credit card. Perlindungan hukum menjadi elemen mendasar dalam hubungan hukum yang berdimensi keadilan. Tanpa perlindungan hukum, hubungan hukum diwarnai ketimpangan yang akan menimbulkan pertentangan antar pihak. Pada dimensi filsafat, perlindungan hukum itu menyangkut tiga aspek. Dimensi dimaksud adalah ontologi, epistimologi, dan aksiologi. Ontologi berkontemplasi tentang hakekat atau makna sesuatu. Epistimologi berkontemplasi tentang cara atau metode mencapai sesuatu, dan aksiologi mengelaborasi manfaat atau kegunaan sesuatu hal. Perlindungan hukum mempunyai makna sebagai perlindungan dengan menggunakan sarana hukum atau perlindungan yang diakomodasikan oleh hukum, ditujukan kepada perlindungan terhadap kepentingan tertentu dalam hubungan hukum. Teknisnya adalah dengan cara menjadikan kepentingan yang perlu dilindungi tersebut ke dalam sebuah hak hukum. Pada hubungan hukum berupa pembayaran transaksi bisnis dengan kartu kredit, melibatkan tiga pihak, yaitu issuing bank (bank yang mengeluarkan kartu), card holder (pemegang kartu) dan merchant (tempat-tempat yang mau menerima pembayaran dengan kartu kredit). Antara ketiga pihak tersebut mempunyai hubungan hukum yang berbeda. Para pihak tersebut terutama pemegang kartu kredit harus dilindungi secara hukum sehingga tidak mengalami kerugian ketika bertransaksi dan melakukan pembayaran dengan kartu kredit.
PERBANDINGAN HUKUM INDONESIA DAN MALAYSIA TERHADAP KETIDAKSEIMBANGAN DALAM PERJANJIAN BAKU Sunarjo Sunarjo
Jurnal Cakrawala Hukum Vol 6, No 1 (2015): June 2015
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/idjch.v6i1.690

Abstract

An analysis to the comparison between Indonesian law and Malaysian law toward the imbalance of standard agreement shows that in Indonesia, every agreement or contract must fulfill the requirement of agreement legality as it is arranged in article 1320 KUHP civil. If the requirement is not fulfilled, the agreement law can be cancelled, even the agreement is cancelled for the sake of law. Standard agreement is made unilaterally. The content is more beneficial to the party that makes it (dominant party) and it inflicts a loss upon the party that accepts the agreement (debtor). In Malaysia, agreement and contract are the two different things. Every contract is agreement but not every agreement is as valuable as contract. Contract causes a law implication while agreement does not cause a law implication. Every contract must fulfill a contract character: there is an offer, receipt, reply, intention to realize the legal relation and to be protected by law; ability to make a contract; requirement certainty; and free wish (not being asked or insisted). Standard agreement is arranged in goods selling certificate 1957; it is legally permitted there is a standard article in the standard agreement consisting the limitation of charge guarantee for business doer that inflicts a loss upon the party receiving the contract. Analisis terhadap perbandingan hukum Indonesia dan Malaysia terhadap ketakseimbangan dalam perjanjian baku menunjukkan bahwa di Indonesia setiap perjanjian atau kontrak harus memenuhi syarat sahnya perjanjian sebagaimana diatur dalam pasal 1320 KUHPerdata. Tidak dipenuhinya syarat tersebut berakibat hukum perjanjian dapat dibatalkan, bahkan perjanjian batal demi hukum. Perjanjian baku dibuat secara sepihak. Isinya lebih menguntungkan pihak yang membuat (pihak yang dominan) dan merugikan bagi pihak yang menerima perjanjian (debitur). Di Malaysia antara perjanjian dengan kontrak merupakan dua hal yang berbeda. Setiap kontrak adalah perjanjian tetapi tidak setiap perjanjian bernilai kontrak. Kontrak menimbulkan implikasi hukum sedangkan perjanjian tidak menimbulkan implikasi hukum. Setiap kontrak harus memenuhi karakter kontrak, yaitu ada tawaran, ada penerimaan, ada balasan, niat mewujudkan hubungan yang sah dan dilindungi hukum; kebolehan membuat perjanjian kontrak; kepastian syarat dan terma kontrak; dan kehendak bebas (bukan disuruh atau dipaksa). Perjanjian baku diatur dalam Akta Jualan Barangan 1957 diperkenankan adanya klausula baku dalam perjanjian baku yang berisi pembatasan tanggung gugat pelaku usaha, yang sangat merugikan bagi pihak yang menerima kontrak.
Kajian yuridis tentang merek terkenal dan upaya hukum terhadap pelanggarannya Kevien Dicky Aldison; Sunarjo Sunarjo; Hendra Djaja
Jurnal Cakrawala Hukum Vol 12, No 1 (2021): April 2021
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/idjch.v12i1.5723

Abstract

International trademark regulation is based on the Paris Convention and The Agreement on Trade-Related Aspects of Intellectual Property Rights (TRIPS) while in Indonesia the regulation regarding trademark has undergone several changes, most recently Law Number 20 of 2016 concerning Trademarks and Geographical Indication. A trademark can be said to be a well-known trademark if it meets the criteria for a well-known trademark, but the latest Indonesia trademark law does not clearly explain the criteria for it. This study uses a normative juridical approach. This approach focuses on examining literature materials such as legislation and other relevant sources. This study examines the criteria for a well-known trademark by making comparisons between existing laws in Indonesia and countries and examines what legal remedies can be taken if a violation occurs. The results of this study indicate that there are several criteria for a well-known trademark that can be applied in Indonesia from the regulations of other countries to provide legal certainty. Some of these criteria are records of successful use of marks, trademarks that have been registered in various countries and those that are not yet in the Indonesian legal system, namely special registration of a well-known trademark. For legal measures against infringement of the well-known trademark, it can be done in court (litigation) or outside the court (non-litigation) such as dispute resolution through arbitration.How to cite item: Aldison, K. D. Sunarjo., Djaja, Hendra. (2021). Kajian yuridis tentang merek terkenal dan upaya hukum terhadap pelanggarannya. Jurnal Cakrawala Hukum, 12(1), 41-50.doi:10.26905/idjch.v12i1.5723.
Tanggung Jawab PT Go-Jek Indonesia terhadap Kerugian yang Diderita Pengemudi Go-Jek Melalui Fitur Go-Food Vanda Widyawati Putri Augustti; Sunarjo Sunarjo
Jurnal Cakrawala Hukum Vol 9, No 1 (2018): June 2018
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/idjch.v9i1.2119

Abstract

Go-Jek is present in Indonesia as one of the application-based online transportation. GO-JEK Indonesia which provides various service features, one of which is Go-Food. Go-Food is a food delivery service for consumers who want certain foods in a restaurant. In practice, there are obstacles in the form of orders by irresponsible consumers with cash payments, namely fictitious orders and cancellation of orders when food has been paid by Mitra to restaurants. This study uses empirical research methods that will examine 3 (three) problems, namely the legal relationship between the parties in the Go-Food feature, GO-JEK Indonesia's responsibilities, and legal protection against the Go-Jek driver who suffered losses in terms of using features Go-Food by irresponsible consumers. In the use of the Go-Jek application, the parties are subject to an electronic partnership agreement. This agreement is classified as a standard agreement and contains several standard clauses which are prohibited by law which result in the agreement being declared null and void. So it is hoped that this research can help the parties to review the clause on the agreement made and the losses experienced by the Go-Jek driver in using the Go-Food feature by irresponsible consumers can be reduced.How to cite item: Putri Augustti, V., Sunarjo, S. (2018). Tanggung Jawab PT Go-Jek Indonesia terhadap Kerugian yang Diderita Pengemudi Go-Jek Melalui Fitur Go-Food. Jurnal Cakrawala Hukum, 9(1), 89-98. doi:https://doi.org/10.26905/idjch.v9i1.2119
Keabsahan Yuridis Perjanjian Pinjaman Online yang Tidak Terdaftar di Otoritas Jasa Keuangan Triastarina Pratama Putri; Dewi Astutty M; Sunarjo Sunarjo; Fadilla Dwi Lailawati
Bhirawa Law Journal Vol 1, No 2 (2020): November 2020
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (166.141 KB) | DOI: 10.26905/blj.v1i2.5482

Abstract

The presence of lending and borrowing services based on information technology or peer to peer lending. The mushrooming of loans, especially illegal or unlicensed online loan applications, makes the risk of conflict even greater. The study, entitled “Juridical Legality of Online Loan Agreements that Are Not Registered at the Financial Services Authority”, has a problem formulation of how the form and validity of the agreement through online loans that are not registered with the OJK and how legal remedies can be taken when the debtor does not fulfill the agreement (default). The purpose of this study is to determine the form and validity of the agreement through online oans that are not registered with the OJK and to determine the legal remedies that can be done when the debtor does not fulfill the agreement (default).This approach uses the statute approachBased on the analysis conducted, it was concluded that the form and validity of the agreement through online loans that are not registered in the OJK is a written agreement, the agreement includes an underhand agreement. The validity of the agreement is valid as long as the parties do not renege on the agreement. Legal remedies that can be done if there is a default is to bring a summons or give a warning letter, if not carried out what was ordered in the summons, the parties who feel aggrieved can file a lawsuit against breach of contract to the court.
PERADILAN SEBAGAI PILAR NEGARA HUKUM DALAM PERSPEKTIF PANCASILA Sunarjo Sunarjo
Jurnal Cakrawala Hukum Vol 19, No 1 (2014): June 2014
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/idjch.v19i1.1132

Abstract

Indonesia was constitutional state based on Pancasila. Thus, it was called Pancasila constitutional state.It wasdifferent from Rechtsstaat or the rule of law. All regulations in Indonesia might not contradict Pancasila as thesource of all constitution. Pancasila constitutional state had a special characteristic namely the harmonyrelation between government and people based on harmony principle: functional relation which was proportionalamong the powers; the balance between right and obligation; the guarantee to the freedom of religion inpositive connotation; good relation between religion and state; and the solution principle of disagreementthrough discussion and judicature as the last medium. Based on the last characteristic, it could be known thatthe solution for every quarrel or disagreement that happened was discussion to reach an agreement. If it did notwork, then the judicature as the last way was taken fairly based on value of Pancasila. Besides, judicature alsohad to be done as the principles of good judicature.
Co-Authors Ainun Sabrina Aristanto, Eko Ariyanti Ariyanti Dewi Astutty M Dewi Ayu Rahayu Diah Aju Wisnuwardhani Fadilla Dwi Lailawati Fadilla Dwi Lailawati Fadilla Dwi Lailawaty Ferry Anggriawan Firdausa Panji Bagas Wiratama Fransiska Indriati Hendra Djaja I Gusti Ngurah Adnyana Indri Damayanti Kasuwi Saiban Kevien Dicky Aldison Khotbatul Laila Kuswono Kuswono Laksni Sedyowati Mohammad Fahrial Amrulla Nadia Ananda Putri Nanik Sisharini Novita Mujiyati, Novita Nurhidayah Yahya Paris Hendra Wijaya Sinaga Reni Astutik Riski Febria Nurita, Riski Febria Rodiah, Siti Aisyatur Sari Yuniarti Stanislaus Yoseph Subairi Subairi Sucipto Sucipto Sufiyanto Sufiyanto, Sufiyanto Susianto Susianto Syamsul Arifin Syanaya Mela Abyta Thapenes Roy Appah Titus Setya Darmanto Triastarina Pratama Putri Vanda Widyawati Putri Augustti Wika Yudha Shanty, Wika Yudha Zaenal Aripin