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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Agregat: Jurnal Ekonomi dan Bisnis Almana : Jurnal Manajemen dan Bisnis Syarikat : Jurnal Rumpun Ekonomi Syariah Al-Kharaj: Journal of Islamic Economic and Business Jurnal Media Ekonomi Al Mashaadir : Jurnal Ilmu Syariah AL-FALAH : Journal of Islamic Economics Jurnal Interprof Jurnal Investasi Islam EKSYA: Jurnal Ekonomi Syariah JAKBS At Tasyri'i Jurnal Prodi Perbankan Syariah EKOBIMA Ekonomi Bisnis dan Manajemen Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Ecogen
Atika
Universitas Islam Negeri Sumatera Utara
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

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ANALYSIS OF THE RELATIONSHIP BETWEEN CREATIVITY AND SELF-EFFICACY IN SHAPING ENTREPRENEURIAL READINESS AMONG GENERATION Z IN MEDAN CITY Asrika Winana Farida Ayu; Atika; Muhammad Ikhsan Harahap
Jurnal Media Ekonomi (JURMEK) Vol 31 No 2 (2026): Jurnal Media Ekonomi
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurnalmediaekonomi.v31i2.3362

Abstract

Purpose: This study seeks to determine the relationship of creativity and self-efficacy with entrepreneurial readiness among Generation Z in Medan City. Research Methodology: An associative design within a quantitative approach was applied. The sample comprised 100 Generation Z respondents residing in Medan City who were interested in entrepreneurship. Respondents were chosen through purposive sampling, and information was gathered by administering a Likert-scale questionnaire. SPSS version 29 was used to process the data through validity and reliability testing, classical assumption testing, Pearson correlation, multiple linear regression, t-tests, F-tests, and the coefficient of determination. Results: Partial testing showed a positive and significant relationship between creativity and entrepreneurial readiness (t = 4.594; p < 0.001). Self-efficacy likewise had a positive and significant relationship with entrepreneurial readiness (t = 3.136; p = 0.002). Joint testing also indicated a significant relationship of creativity and self-efficacy with entrepreneurial readiness (F = 4.125; p = 0.019). Together, the variables accounted for 7.8% of the variation in entrepreneurial readiness, leaving 92.2% associated with factors beyond the study. Conclusions: Generation Z respondents who demonstrate greater capacity to produce and develop ideas and stronger confidence in their business capabilities generally show greater entrepreneurial readiness. Nevertheless, the model's small contribution suggests that creativity and self-efficacy alone do not provide a comprehensive explanation of entrepreneurial readiness. Limitations: The study covers only 100 Generation Z respondents in Medan City selected through purposive sampling. A cross-sectional design and self-reported questionnaires further restrict the generalizability of its findings and prevent causal conclusions from being drawn. Contributions: By emphasizing entrepreneurial readiness instead of focusing solely on entrepreneurial intention, this study broadens research on entrepreneurship among Generation Z. Its findings support incorporating idea-development activities and business simulations into entrepreneurship programs to reinforce participants' self-efficacy.
Recipient Data Accuracy, Program Planning, and Sharia Consumption Behavior in Relation to PKH Program Success: A Quantitative Study in Parpaudangan Village, North Labuhanbatu Utara Cut Agmi Rayhani; Atika; Muhammad Lathief Ilhamy Nasution
Agregat: Jurnal Ekonomi dan Bisnis Vol. 10 No. 2 (2026)
Publisher : Universitas Muhammadiyah Prof. DR HAMKA.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/agregat_vol10.i2/24106

Abstract

The present study is directed at assessing the effects of recipient data accuracy, program planning, and Sharia-compliant consumption behavior on the achievement of program success under the Family Hope Program (PKH) in Parpaudangan Village, North Labuhanbatu Regency. All 103 PKH beneficiary households served as respondents in this study, which used a quantitative approach with an associative design; data were obtained through questionnaires under a total sampling technique and analyzed with SPSS version 25. Both partial and simultaneous analyses confirm that recipient data accuracy, program planning, and Sharia consumption behavior positively and significantly contribute to PKH program success. The model's R² of 0.908 reveals that these variables jointly account for 90.8% of the variance in program success, leaving 9.2% explained by variables outside the model. These findings suggest that improving recipient data accuracy, strengthening program planning, and promoting Sharia-compliant consumption behavior may contribute to more effective PKH implementation
ANALYSIS OF CAPACITY BUILDING AND INTERNAL OVERSIGHT IN ENSURING ACCOUNTABILITY IN FUND MANAGEMENT Fanny Himla Rizqya Pasaribu; Laylan Syafina; Atika
Jurnal Interprof Vol 12 No 2 (2026): Jurnal Interprof, Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/interprof.v12i2.3375

Abstract

Purpose: This study addresses uneven personnel competence, irregular training, and the suboptimal use of SRIKANDI at the Pangkalan Susu Urban Village Office. It examines how personnel capacity building, internal oversight, and digital administration interact and complement one another in strengthening fund management accountability. Research Methodology: This qualitative case study, conducted in May 2026, employed in-depth interviews, direct observation, and document analysis involving three key informants the Head of the Urban Village, the Urban Village Secretary, and the administrative operator directly involved in administration, fund management, and internal oversight. Data were analyzed through reduction, presentation, conclusion drawing, and triangulation. Results: Capacity building enhanced personnel comprehension of financial procedures and digital administration, fostering systematic documentation and reliable reporting, while internal oversight reinforced these gains through monitoring. Nonetheless, administrative integration remained constrained by limited personnel, irregular training, and inconsistent SRIKANDI utilization. Conclusions: Accountability is strengthened through the integration of continuous personnel development, effective internal oversight, and adaptive digital administration; local governments should therefore prioritize competency programs, role clarity, internal controls, and sustained digital support. Limitations: This study was limited to one urban village office and three purposively selected informants; findings may not fully generalize to urban villages with differing institutional structures, administrative capacities, and governance arrangements. Contributions: Theoretically, this study shows accountability emerges from the interaction of organizational capacity, control mechanisms, and digital administration rather than reporting compliance alone; practically, it guides efforts to strengthen personnel competence, internal oversight, and digital-administration readiness.
IMPLEMENTATION OF GREEN BUSINESS IN ENHANCING COMPETITIVE ADVANTAGE IN CRYSTAL ICE INDUSTRY MSMES IN MEDAN CITY Muhammad Yuda Alfaruq; Muhammad Syukri Albani Nasution; Atika
Jurnal Interprof Vol 12 No 2 (2026): Jurnal Interprof, Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/interprof.v12i2.3378

Abstract

Purpose: This study examines how green business practices contribute to the competitive advantage of resource-constrained crystal ice MSMEs in Medan City through resource efficiency, operational improvement, cost reduction, product differentiation, and environmental reputation. Research Methodology: A qualitative descriptive approach was used. Data were obtained from one key informant, the MSME owner-manager, through observation, a semi-structured interview, documentation, and literature review. Data validity was supported through source and method triangulation and member checking. Results: Green business adoption remained limited because financial constraints, low environmental literacy, limited technical capability, technological readiness, and weak institutional support interacted to restrict investment, technology use, and the integration of environmental practices into daily operations. Nevertheless, water and energy efficiency, wastewater management, equipment maintenance, hygienic production, and sustainable packaging may strengthen cost efficiency and product differentiation. Conclusion: In the resource-intensive crystal ice industry, green business functions as a strategic capability that helps MSMEs balance economic performance, environmental responsibility, and operational continuity while improving efficiency, product quality, and market positioning. Limitations: Because the study involved one MSME and one key informant, the findings are not intended for statistical generalization. However, they may provide transferable insights for MSMEs with similar resource limitations and operational challenges. Contribution: This study extends RBV and NRBV by showing how environmental knowledge, operational routines, and resource-efficiency practices can become competitive capabilities in resource-constrained MSMEs.
Co-Authors Arifin Fauzi Lubis Asrika Winana Farida Ayu Aulia Chintya Dewi Simamora Ayub Tambak Cut Agmi Rayhani Desi Khairani Harahap Diah Hafni Pardede Dona Zahra Hasibuan Dwita Fratiwi Etikarahmi Siregar Fanny Himla Rizqya Pasaribu Fathiya Syahidah Nasution Harahap, Muhammad Ikhsan Ihdi Aini Imsar Kamilah, K Kiafsy Agstiamy Sitorus Laylan Syafina Marlina Meyra Rizky Azhary Muhammad Addnan Nur Nasution Muhammad Arif Muhammad Lathief Ilhamy Nasution Muhammad Syukri Albani Nasution Muhammad Yuda Alfaruq Nailul Muna Nur Ahmadi Bi Rahmani Nursantri Yanti Nurul Fadilah Nurul Hidayah Nst Purnama Ramadani Silalahi Putri Dini Agustin Reni Ria Armayani Hasibuan Seri Wahyuni Harahap Sri Ramadhani Sri Sudiarti Tasya Umaira Tri Deby Damayanti Tri Inda Fadhila Rahma Tuti Anggraini Waizul Qarni Yafika Apriliza Zuhrinal M. Nawawi