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Pengaruh Loan To Deposit Ratio Dan Tingkat Suku Bunga Kredit Terhadap Return On Asset Wulandari, Dini; Sipahutar, Mangasa Augustinus
Jurnal Ilmiah Manajemen Kesatuan Vol 9 No 1 (2021): JIMKES Edisi April 2021
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v9i1.493

Abstract

Bank is a financial institution that serves as a financial intermediary, which means collecting funds from the public and channel them back to the community in the form of loans. This research Using data from published financial statements and published from Indonesian banks in the period 2015-2019. Using data from Quarterly. The analysis technique used in this research is multiple linear regression analysis to determine how much the relationship between one variable to another variable. In addition, the test results can be concluded by the multivariate coefficient that LDR has a positive effect and no significant effect on ROA, while lending rates have a significant negative effect on ROA. Keywords: Return On Assets (ROA), Loan to deposit Ratio (LDR), Credit interest rate level
STUDI ANALISIS DESKRIPTIF TEKNIK SUNGGING PADA KRIYA BAMBU KARYA EFRIN KREASI DI DESA CIKOLE LEMBANG Dini Wulandari; Maman Tocharman; Yadi Rukmayadi
GRADASI Vol 1, No 3 (2013): ANTOLOGI SENI RUPA FPBS UPI EDISI
Publisher : Universitas Pendidikan Indonesia (UPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/grd psr.v1i3.553

Abstract

ABSTRAKKriya bambu yang berada di rumah produksi Efrin Kreasi memiliki keunikan dalam pemberian hiasan motif. Maka dari itu penelitian ini menggunakan pendekatan kualitatif. Pada karya kriya bambu Efrin Kreasi dalam pemberian motif dilakukan dengan teknik sungging, atau solder yaitu menghias atau memberi gambar pada permukaan bambu dengan proses pemanasan. Penelitian ini lebih mengkhususkan membahas dan mengkaji bagaimana teknik sungging pada ballpoint karya Efrin Kreasi. Bentuk dan permukaan ballpoint yang silinder membuat Efrin Kreasi menciptakan alat sungging sendiri. Berbeda dengan karya kriya bambu yang memiliki bidang yang datar, pemberian motif dapat dilakukan dengan cara disolder. Dalam pemberian motif permukaan ballpoint diletakan di atas alat sungging yang diberi logam motif yang sudah dipanaskan kemudian akan memunculkan motif berwarna cokelat akibat pemanasan. Motif yang digunakan menggunakan gagang sendok dan rantai jam tangan yang sudah tidak terpakai. Dalam pemberian motif hias dengan menggunakan teknik sungging diharapkan bagi kriyawan untuk lebih mengeksplorasi logam motif yang digunakan.Kata kunci : Sungging; Ballpoint; Motif.ABSTRACTEfrin Kreasi’s Bamboo Craft has its own uniqueness in drawing pattern to decorate bamboo craft. This study uses qualitative research approaches to study the pattern in Efrin Kreasi’s Bamboo Craft. Sungging technique is applied by Efrin Kreasi Bamboo Craft in drawing the pattern, it use the hot tip of a solder to draw pattern in bamboo surface. This study limit its discussion specialized to the discussion and investigation of how sungging technique isapplied to the surface of ballpoints by Efrin Kreasi. The round cylindrical shape of ballpoints made Efrin Kreasi create its own sungging tool. Drawingpattern in a ballpoint is different from drawing it in a bamboo which has flat surface where a hot tip of a solder can easily be used to draw thepattern. To draw decoration pattern in a ballpoint, the ballpoint is put on the sungging tool which have metal pattern mold on it and then the mold is heated to bring out burnt pattern on the surface of the ballpoint. The metal mold is made from spoon handle and unused metal watchband. In the future, Craftsmenare expected to be more creative in exploring and creating the metal pattern that is used in Sungging technique.Keywords: Sungging; Ballpoint; Motif.
Transformational Leadership Style in Increasing Economic Sustainability in the Banking Sector Novianti, Novianti; Wulandari, Dini; Suyoko, Dwi Setyo; Perdana, Mirwan Surya
Research Horizon Vol. 4 No. 4 (2024): Research Horizon - August 2024 (Thematic Issue)
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.4.4.2024.338

Abstract

One of the crucial challenges facing the banking sector currently is Human Resources (HR) management, especially the management of millennial generation employees, who are an essential part of the current workforce. The millennial generation is also expected to drive economic sustainability in the banking sector. This research is aimed to explore the influence of transformational leadership style on the performance of millennial generation employees with self-efficacy as mediation. The object and population of this research are millennial generation employees at PT. Bank Rakyat Indonesia, Persero (Tbk) Semarang Regional Office. Purposive sampling was used to choose participants from the millennial demographic, resulting in a total sample size of 106 employees (N=106). A closed questionnaire given to research participants provided the data. This research employs a quantitative methodology. Using Smart PLS 3 software, data were analyzed using the Partial Least Square (PLS) technique. The result revealed a clear correlation between transformational leadership styles on the performance of millennial employees. Through self-efficacy as a mediator, the transformational leadership style has an indirect impact on worker performance. The research results can be used as important information for managerial-level leaders of organizations in the banking sector to implement a leadership style appropriate for millennial generation employees to achieve high performance.
The use of artificial intelligence in numerical learning of geometry for students with mild intellectual disabilities Wulandari, Dini; Istadi, Istadi; Muttaqien, Anwar
Proceedings of Universitas Muhammadiyah Yogyakarta Graduate Conference Vol. 4 No. 1 (2024): Renewable Energy, Environment, and Technology for Sustainable Transformation
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/umygrace.v4i1.662

Abstract

Education is very important nowadays. Education plays an important role in improving human resources. Children are asked to be able to understand various sciences well, one of which is geometry in mathematics lessons. However, there are still many children who have difficulty getting a decent education, especially children with intellectual disabilities. This article aims to review effective learning methods for students with intellectual disabilities in understanding geometric material and being able to apply it in solving problems in real life contexts. One branch of mathematics that needs to be studied in depth is geometry. Since childhood, we have started to recognize objects that actually use geometric shapes. These objects are even simple objects that we often encounter around us. Apart from knowing the shapes and formulas in geometry, we are also expected to be able to apply geometry in everyday life. Students with intellectual disabilities are expected to have numerical abilities in solving geometry problems. This research uses a qualitative descriptive method by describing and analyzing data related to the discussion. Students with intellectual disabilities need learning media that can be more interactive and can increase understanding and creativity in thinking. By using artificial intelligence teachers can develop more effective learning media for students.
Studi Literatur Pemilihan Kosmetik Perawatan Kulit Kepala dan Rambut Berdasarkan Tingkat Kerusakannya Akibat Proses Styling Eny Widhia Agustin; Ifa Nurhayati; Desia Nova Tiara; Intan Amalya Putri; Wanda Zefanya Maharani; Nadhiefa Dhiyaa Rizqy Zulfia; Dini Wulandari
Corona: Jurnal Ilmu Kesehatan Umum, Psikolog, Keperawatan dan Kebidanan Vol. 2 No. 4 (2024): Desember : Corona: Jurnal Ilmu Kesehatan Umum, Psikolog, Keperawatan dan Kebida
Publisher : Asosiasi Riset Ilmu Kesehatan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/corona.v2i4.914

Abstract

Stages in hair styling, such as hair coloring, straightening, the use of styling tools and chemicals in hair styling products often over time can cause damage to the scalp and hair. The level of this damage varies, ranging from dry hair to breakage, as well as irritation of the scalp. This study aims to review and determine the right scalp and hair care cosmetics with the level of damage caused to the styling process. The method used is a literature study by reviewing various scientific sources and recommendations for treatment products. The results of the study prove that treatments based on moisturizers, proteins, and natural ingredients are effective in tackling mild to severe hair damage. Meanwhile, for irritated scalps, products with anti-inflammatory and sulfate-free ingredients are recommended. In conclusion, the selection of cosmetics should be adjusted to the degree of hair damage and the condition of the scalp for optimal results.
PERANCANGAN E-CRM UNTUK MENINGKATKAN PELAYANAN DAN LOYALITAS PELANGGAN PADA INTAN LAUNDRY Wulandari, Dini; Azhar, Zulfi; Syafnur, Afdhal
JUTSI: Jurnal Teknologi dan Sistem Informasi Vol 2, No 3 (2022): OCTOBER 2022
Publisher : LPPM STMIK Royal Kisaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33330/jutsi.v2i3.1911

Abstract

Abstract :  At this time there are many laundries operating in the community. Competition is quite large in the laundry industry, offering relatively the same services with differences in service and laundry processing time. Intan Laundry wants to provide the best service for its customers, but in the current conditions there has been a significant decline in demand and increasing complaints about the end result of laundry services. For this reason, a web-based service information system is needed to increase loyalty using the E-CRM method which can manage laundry online. This E-CRM application design system was built to make it easier to promote laundry services more efficiently and to be able to extend this laundry to customers to be able to manage and get more customers by placing orders online.Keywords: Customer Relationship Management; laundry; loyalty; online; clothingAbstrak : Pada saat ini sudah banyak laundry yang beroperasi di kalangan masyarakat. Persaingan cukup besar di industri laundry, menawarkan jasa relatif sama dengan  perbedaan pada pelayanan dan waktu pengerjaan laundry. Intan Laundry ingin memberikan pelayananan yang terbaik bagi customernya, namun dalam kondisi sekarang ini terjadinya penurunan permintaan yang cukup besar dan meningkatnya keluhan terhadap hasil akhir jasa laundry. Untuk itu diperlukan suatu sistem informasi pelayanan berbasis web untuk meningkatkan loyalitas dengan menggunakan metode E-CRM ini yang dapat mengelola laundry secara online. Sistem rancangan aplikasi E-CRM ini dibangun untuk mempermudah  mempromosikan jasa laundry dengan lebih efisien serta dapat memperluas laundry ini kepada pelanggan untuk dapat mengelola serta mendapatkan pelanggan yang lebih banyak dengan melakukan pemesanan secara online.Kata kunci :  Customer Relationship Management; laundry; loyalitas; online, pakaian.
Response surface methodology for glucose conversion by applying deep eutectic solvent (DES) as green solvent Romaito, Rizki Falah; Wulandari, Dini; Utami, Syelvia Putri; Aziz, Yelmida
Journal of Applied Materials and Technology Vol. 6 No. 1 (2024): September 2024
Publisher : Faculty of Engineering Universitas Riau and Applied Materials and Technology Society

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/Jamt.6.1.14-20

Abstract

Glucose is a monosaccharide-type carbohydrate that serves as a fundamental building block of biomass. In this research, glucose was hydrolyzed using a Deep Eutectic Solvent (DES) as the solvent and AlCl3  as the catalyst. The effects of temperature and catalyst concentration were investigated as key variables in the reaction. The glucose conversion results were tested using the UV-Vis spectrophotometer. The yields of glucose conversion were analyzed using the Response Surface Methodology (RSM) with Design Expert Version 13 software. The results of RSM analysis show that glucose conversion increases linearly with rising reaction temperature. The effect of catalyst concentration indicates that glucose conversion decreases at higher catalyst levels. The reaction temperature and AlCl3 catalyst concentration that can be recommended for optimum conditions from the Design Expert data processing results are 112.869 C and 1.913% with a predicted conversion value of 93.844%.
Penerapan Tindak Pidana Ujaran Kebencian dan Ancaman Terhadap Kebebasan Berbicara Wulandari, Dini
Ranah Research : Journal of Multidisciplinary Research and Development Vol. 7 No. 3 (2025): Ranah Research : Journal Of Multidisciplinary Research and Development
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/rrj.v7i3.1356

Abstract

Freedom of speech is a human right guaranteed by the Indonesian constitution, as stated in Article 28E paragraph (3) of the 1945 Constitution of the Republic of Indonesia. Even though it is legally recognized, the implementation of freedom of speech in Indonesia is not free from limitations, especially when it relates to speech. hatred that can damage public order and the reputation of others. As a country of law, Indonesia regulates freedom of expression through various regulations, but this law is often misused to limit critical voices against the government or certain policies. This practice generates controversy, threatens democracy, and hinders the development of healthy public discourse. Cases involving individuals and groups, such as Basuki Tjahaja Purnama and the Saracen group, illustrate the tension between freedom of speech and the protection of individual rights. These restrictions on freedom of speech also have the potential to damage pluralism and freedom of expression, as well as increase the imbalance of power between the government and society. This research examines the implications of restrictions on free speech in Indonesia, highlights existing legal challenges, and urges the need for reform to ensure free speech is maintained as a strong pillar of democracy.
Upaya Mengenalkan Nilai-nilai Kearifan Lokal melalui Permainan Tradisional Balogo Kalimantan Wulandari, Dini
Early Childhood Journal Vol. 4 No. 2 (2023)
Publisher : Program Studi Pendidikan Guru PAUD FKIP Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/ecj.v4i2.4823

Abstract

Indonesia mempunyai banyak sekali budaya yang perlu untuk dilindungi dan dilestarikan, salah satunya adalah permainan tradisional. Adanya sikap abai terhadap permainan tradisional mengakibatkan bergesernya keberadaan permainan tradisional itu sendiri termasuk Balogo beserta nilai-nilai kearifan lokalnya. Tujuan penelitian ini guna mendeskripsikan permainan tradisional Balogo yang di dalamnya memuat sejarah hukum bermain, nilai-nilai kearifan lokal, dan upaya mengenalkan nilai-nilai kearifan lokal permainan Balogo. Metode penelitian ini menggunakan jenis kepustakaan yang mengacu pada literatur buku, artikel, dan e-journal. Upaya mengenalkan permainan tradisional Balogo dari berbagai pihak telah dilakukan, salah satunya dengan adanya perlombaan di festival budaya yang diselenggarakan bahkan di komunitas daerah permainan Balogo ini. Nilai-nilai kearifan lokal terus dilestarikan agar di kemudian hari masih menjadi bagian dari identitas budaya dan diwariskan kembali.
Perkembangan pada Anak menurut Santrock Mustikhatul, Annisa; Dini Wulandari; Fahira Amanda Putri; Siti Khotijah; Siti Sulistiawati; Wulan Ariyanti
Early Childhood Journal Vol. 3 No. 2 (2022)
Publisher : Program Studi Pendidikan Guru PAUD FKIP Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/ecj.v3i2.4856

Abstract

Perkembangan dan faktor yang mempengaruhi perkembangan serta melihat bagaimana ciri-ciri dan prinsip perkembangan secara menyeluruh terkhusus dari ahli Santrock guna merencanakan dengan baik agar dapat mengembangkan potensi perkembangan secara optimal. Setiap makhluk hidup tentu mengalami perkembangan dari ia lahir hingga dewasa. Sesuai dengan teori Santrock yang menyebutkan Life Span atau teori perkembangan hidup bahwasannya manusia terus berkembang dari masa bayi hingga masa dewasa. Tahapan perkembangan menurut Santrock diklasifikasikan menjadi 8 tahapan. Yaitu masa tahap bayi dalam kandungan, masa bayi sampai 24 bulan, tahap awal anak-anak awal yakni dengan rentang usia 3-5 tahun, tahapan kanak-kanak rentang usia 6-11 tahun, tahapan kelima adalah tahap remaja usia 10-21 tahun, remaja awal usia rentang 20-30 tahun, tahap terakhir ada dewasa akhir atau lansia. Tujuan penelitian adalah untuk mengetahui apa saja isi dari teori perkembangan anak menurut Santrock dan dapat menjadi bahan literasi bagi pembaca dan penulis. Pada penulisan artikel ini, penulis menggunakan metode penelitian studi kepustakaan atau disebut juga dengan (library research) yakni kegiatan mengenai pengumpulan data pustaka. Perkembangan menurut Santrock sendiri menunjukkan bahwa perubahan fungsi struktural dalam diri manusia mengalami peningkatan dan dapat diramalkan dari perkembangan satu ke perkembangan selanjutnya.