Garuda - Garba Rujukan Digital

Influence of Government Policy, Community Ecological Awareness, and Adoption of New Technology on Successful Forest Management in Kalimantan Loso Judijanto; Hildawati Hildawati
West Science Nature and Technology Vol. 2 No. 02 (2024): West Science Nature and Technology
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsnt.v2i02.1014

Forest management is a critical concern in Kalimantan, Indonesia, where rapid deforestation and ecological degradation pose significant environmental challenges. This study explores the influence of government policy, community ecological awareness, and new technology adoption on successful forest management. Utilizing a quantitative research design, data were collected from 170 respondents, including government officials, community leaders, and forest management professionals. Structural Equation Modeling (SEM) using Partial Least Squares (PLS) was employed for data analysis. The findings reveal that government policy, community ecological awareness, and new technology adoption significantly impact forest management success. Government policy emerged as the most influential factor, followed by new technology adoption and community ecological awareness. These results underscore the importance of an integrated approach that combines robust policies, active community engagement, and advanced technologies to enhance forest management outcomes. The study provides valuable insights for policymakers, practitioners, and researchers in developing effective strategies for sustainable forest management in Kalimantan and similar regions.

The Effect of Artificial Intelligence Adoption, Machine Learning, and AI Ethics on Product Innovation in Start-ups in Bogor Afrizal Afrizal; Hildawati Hildawati; Sehan Rifky; Arnes Yuli Vandika
West Science Social and Humanities Studies Vol. 2 No. 05 (2024): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v2i05.906

This research investigates the influence of artificial intelligence (AI) adoption, machine learning (ML) integration, and AI ethics on product innovation within Bogor's startup ecosystem. A quantitative approach was employed, collecting data through an online survey from 180 startups. Structural equation modeling with Partial Least Squares (PLS) 3 was utilized for data analysis. The results reveal significant positive relationships between AI adoption, ML integration, AI ethics, and product innovation. AI adoption and ML integration positively impact product innovation, while adherence to ethical AI practices also plays a crucial role. These findings highlight the importance of leveraging AI technologies responsibly and ethically to drive innovation within startup ecosystems. Policymakers, entrepreneurs, investors, and other stakeholders can utilize these insights to foster a conducive environment for sustainable growth and innovation in Bogor's startup community.

Peran Kepercayaan dalam Memediasi Pengaruh Harga dan Kualitas Produk terhadap Niat Beli Ulang di E-commerce C2C Indonesia Loso Judijanto; Hildawati Hildawati; Mahmuddin Mahmuddin; Grace Tahapary; Leonora Puspa
Sanskara Manajemen Dan Bisnis Vol. 3 No. 01 (2024): Sanskara Manajemen dan Bisnis (SMB)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/smb.v3i01.485

Penelitian ini menguji peran Kepercayaan dalam memediasi pengaruh Harga dan Kualitas Produk terhadap Niat Beli Ulang di e-commerce C2C (konsumen-ke-konsumen) Indonesia. Dengan menggunakan pendekatan kuantitatif, data dikumpulkan dari 190 partisipan melalui survei skala Likert (1-5), dan dianalisis menggunakan Structural Equation Modeling dengan Partial Least Squares (SEM-PLS 3). Hasil penelitian menunjukkan bahwa Harga dan Kualitas Produk memiliki pengaruh positif yang signifikan terhadap Niat Beli Ulang, dengan Kepercayaan bertindak sebagai mediator utama dalam hubungan ini. Secara khusus, Harga dan Kualitas Produk secara tidak langsung mempengaruhi Niat Beli Ulang melalui Kepercayaan, yang meningkatkan loyalitas konsumen dan perilaku pembelian ulang. Temuan ini menggarisbawahi pentingnya membangun kepercayaan di lingkungan e-commerce, di mana harga yang transparan dan kualitas produk yang tinggi sangat penting untuk membina hubungan jangka panjang dengan pelanggan. Studi ini menawarkan wawasan berharga bagi platform e-commerce dan penjual yang bertujuan untuk meningkatkan retensi pelanggan di pasar C2C.

Preferensi Jenis Uang Digital (QRIS,E-Wallet,Mobile Banking): Penelitian Muhammad Azmi; Mira Ahdani Siregar; Wendra Fauzi; Hildawati
Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Vol. 4 No. 1 (2026): Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Volume 4 Nomor 1 February - May 2
Publisher : PT PUSTAKA CENDEKIA GROUP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70292/pchukumsosial.v4i1.314

Preferensi Jenis Uang Digital (QRIS, E-Wallet, Mobile Banking) pada Masyarakat Kota Dumai hadir sebagai upaya untuk memahami kecenderungan masyarakat dalam memilih dan menggunakan berbagai jenis pembayaran digital yang semakin berkembang saat ini. Kajian ini dilakukan untuk mengetahui pilihan masyarakat Kota Dumai dalam menggunakan uang digital serta melihat jenis uang digital mana yang paling sering dipakai dalam transaksi sehari-hari. Uang digital memiliki banyak kelebihan yang dirasakan langsung oleh penggunanya, seperti mudah digunakan, proses transaksi yang cepat, dan keamanan yang lebih terjamin dibanding pembayaran tunai. QRIS yang dikeluarkan oleh Bank Indonesia memudahkan pembayaran hanya dengan satu kode QR, sementara e-wallet serta mobile banking memberi kemudahan bertransaksi langsung dari smartphone. Hasil kajian menunjukkan bahwa sebagian besar responden memberikan tanggapan positif terhadap penggunaan uang digital, dengan dominasi jawaban setuju dan sangat setuju pada seluruh variabel yang diukur, yaitu preferensi penggunaan, kemudahan dan manfaat, keamanan dan kepercayaan, serta promosi. Kelompok usia 15–35 tahun menjadi pengguna terbanyak yang aktif memanfaatkan uang digital, dengan latar belakang pekerjaan yang beragam mulai dari mahasiswa, karyawan, hingga wirausaha. Meski demikian, masih terdapat sebagian kecil masyarakat yang merasa ragu terhadap keamanan transaksi digital, terutama terkait risiko penyalahgunaan data. Secara keseluruhan, masyarakat Kota Dumai telah menerima dan memanfaatkan uang digital secara positif sebagai alat pembayaran yang praktis dan modern dalam kehidupan sehari-hari.

Analysis of Obstacles and Obstacles to the Use of Digital Money in Society Rosalinda Sihombing; Putri Wahyu Harahap; Selma Bintang Afrizalia; Mailen Kristina Zebua; Hildawati Hildawati
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1625

This research aims to analyze the obstacles and obstacles in the use of digital money in society. The research focus includes network and transaction constraints, administrative costs and transaction deductions, security issues, the level of public trust in digital systems, and assistance and problem handling services. This study uses a descriptive quantitative method with data collection techniques through the distribution of questionnaires to 45 respondents using digital money. Data analysis techniques were carried out using descriptive analysis through tables, percentages, charts, and interval scale scores. The results showed that all aspects of the research were in the agree category, which means that respondents still felt various obstacles in the use of digital money. Administration fees and transaction discounts are the most dominant obstacles with the highest interval score of 180. In addition, security issues such as fraud and account hijacking as well as the level of public trust in digital systems also received a high score of 177. This study concludes that aspects of cost, security, and service quality are still important factors that affect people's comfort and trust in using digital money.

The Impact of Digital Money on Lifestyle Patterns and Financial behavior among Residents of Dumai City Chandra Utama Telaumbanua; Adinda Agusti Ayu; Diah Geraldin Simanjuntak; Lili Suryani; Hildawati Hildawati
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1583

This study aims to analyze the impact of digital money use on shaping lifestyle patterns and financial behavior among the residents of Dumai City. Employing a descriptive quantitative approach, data were collected via questionnaires distributed to 77 respondents from diverse educational, occupational, and age backgrounds. The analysis was carried out within the Technology Acceptance Model (TAM) framework, which includes perceived usefulness, perceived ease of use, attitude, and behavioral intention. The results show that the majority of respondents agreed or strongly agreed that digital money offers benefits and convenience and that it influences attitudes and intentions toward its use. These findings confirm that digital money plays a significant role in shaping the lifestyles of Dumai residents, particularly by improving transaction efficiency and altering financial behavior. Nevertheless, the adoption of digital money also requires financial awareness to avoid encouraging excessive consumerist behavior. This study is expected to provide both theoretical and practical contributions to understanding the role of digital money in shaping lifestyle patterns and financial behavior in society during the digital era.

Analysis of Financial Technology Adoption, Financial Literacy, and Ease of Transactions on the Financial Satisfaction of E-Commerce Consumers in Central Java Hildawati Hildawati; Rival Pahrijal; Paramita Andiani
West Science Interdisciplinary Studies Vol. 4 No. 02 (2026): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v4i02.2641

This study aims to analyze the influence of financial technology application, financial literacy, and ease of transactions on the financial satisfaction of e-commerce consumers in Central Java. A quantitative approach was employed using survey data collected from 150 respondents through a structured questionnaire measured on a Likert scale. Data analysis was conducted using SPSS version 25, including validity and reliability tests, classical assumption tests, and multiple linear regression analysis. The results indicate that financial technology application has a positive and significant effect on financial satisfaction, showing that the use of digital payment systems enhances efficiency and consumer confidence. Financial literacy also demonstrates a significant positive influence, suggesting that consumers with better financial understanding tend to make more responsible financial decisions and experience higher satisfaction. Ease of transactions emerges as the most dominant factor affecting financial satisfaction, highlighting the importance of user-friendly and efficient payment processes in e-commerce environments. Simultaneously, all independent variables significantly influence financial satisfaction, with the model explaining 61.0% of the variance. These findings imply that improving digital financial services, strengthening financial literacy, and enhancing transaction convenience are essential strategies for increasing consumer financial well-being in the digital economy⁠.

E-Government Implementation and Citizen Satisfaction in Public Administration Hasiun Budi; Hildawati Hildawati
West Science Business and Management Vol. 3 No. 04 (2025): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v3i04.2548

The implementation of e-government has become a central strategy for improving public administration performance and enhancing citizen satisfaction in Indonesia. This study aims to examine the effect of e-government implementation on citizen satisfaction in public administration. A quantitative research approach was employed using a survey method, with data collected from 300 respondents who have experience using e-government services. The measurement instrument was structured using a five-point Likert scale, capturing key dimensions of e-government implementation, including system quality, information quality, service quality, and accessibility, as well as citizen satisfaction with public services. The collected data were analyzed using the Statistical Package for the Social Sciences (SPSS) version 25, applying descriptive statistics, reliability and validity tests, and simple linear regression analysis. The results indicate that e-government implementation has a positive and statistically significant effect on citizen satisfaction. The regression analysis shows that e-government implementation explains a substantial proportion of variance in citizen satisfaction, demonstrating that effective digital public services contribute to improved efficiency, convenience, and overall service experience. These findings suggest that strengthening the quality and inclusiveness of e-government initiatives is essential for enhancing public service delivery and citizen trust in public administration in Indonesia.

Analysis of Financial Technology Adoption, Financial Literacy, and Ease of Transactions on the Financial Satisfaction of E-Commerce Consumers in Central Java Hildawati Hildawati; Rival Pahrijal; Paramita Andiani
West Science Interdisciplinary Studies Vol. 4 No. 02 (2026): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v4i02.2641

This study aims to analyze the influence of financial technology application, financial literacy, and ease of transactions on the financial satisfaction of e-commerce consumers in Central Java. A quantitative approach was employed using survey data collected from 150 respondents through a structured questionnaire measured on a Likert scale. Data analysis was conducted using SPSS version 25, including validity and reliability tests, classical assumption tests, and multiple linear regression analysis. The results indicate that financial technology application has a positive and significant effect on financial satisfaction, showing that the use of digital payment systems enhances efficiency and consumer confidence. Financial literacy also demonstrates a significant positive influence, suggesting that consumers with better financial understanding tend to make more responsible financial decisions and experience higher satisfaction. Ease of transactions emerges as the most dominant factor affecting financial satisfaction, highlighting the importance of user-friendly and efficient payment processes in e-commerce environments. Simultaneously, all independent variables significantly influence financial satisfaction, with the model explaining 61.0% of the variance. These findings imply that improving digital financial services, strengthening financial literacy, and enhancing transaction convenience are essential strategies for increasing consumer financial well-being in the digital economy⁠.

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