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All Journal Jurnal Ekonomi Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi JAM : Jurnal Aplikasi Manajemen EQIEN - JURNAL EKONOMI DAN BISNIS Procuratio : Jurnal Ilmiah Manajemen Kurs : Jurnal Akuntansi, Kewirausahaan dan Bisnis Bilancia : Jurnal Ilmiah Akuntansi Al-Kharaj: Journal of Islamic Economic and Business COMMENT: Journal of Community Empowerment Journal of Social And Economics Research Journal of Applied Business and Technology Innovative: Journal Of Social Science Research AMMA : Jurnal Pengabdian Masyarakat Reflection: Education and Pedagogical Insights PROCEEDING OF INTERNATIONAL CONFERENCE ON BUSINESS MANAGEMENT AND ACCOUNTING Interconnection: An Economic Perspective Horizon JUDIKAT: Jurnal Pengabdian Kepada Masyarakat South East Asian Management Concern Journal Journal of Economics, Bussiness and Management Issues journal of social and economic research
Indri Yovita
Universitas Riau
Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Nursing Public Health Social Sciences Other

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EVALUASI ALOKASI DANA DESA (ADD) DALAM MENUNJANG PEMBANGUNAN DESA DI KECAMATAN TAMBUSAI UTARA KABUPATEN ROKAN HULU (Studi Kasus: Desa Tambusai Utara Tahun 2013-2014) Aljannah, Siti; Basri, Syafril; Yovita, Indri
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 4, No 1 (2017): Wisuda Februari
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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Abstract

This research aims to determine the evaluation of village fund allocation, and enabling and inhibiting factors affecting the implementation of the use of the Village Fund Allocation in Village Tambusai Utara, Subdistrict Tambusai Utara, District of Rokan Hulu. This research use primary and secondary data, this research is a descriptif research which analyzed with Logical Framework method used by Bappenas. Analysis based on the method Logical Framework is done, the results showed implementation management of the Village Fund Allocation in support of village of Development in Tambusai Utara. that the Village Fund Allocation obtained Tambusai Utara of village in the 2013 budget of Rp.439.560.000, whereas in 2014 acquire funds (ADD) Rp.375.800.00. The use of the Village Fund Allocation Utara Tambusai is more widely used for fixed income headman and village officials by 45% / Rp.167.800.000 and operational funds for the village of Rp.43.680.000 or around 12%, whereas for the construction of village infrastructure is very small allocation of funds amount of Rp.19.436.000 or around 5%. Factors supporting the implementation the management of the Village Fund Allocation one of which is high original earnings village, which reached Rp.943.745.418. Factors inhibiting the implementation of ADD in the village of Tambusai Utara namely : lack of human resources, both from the village administration has yet professional, and the still weak sub-district and district government guidance so that village empowerment is not maximized.Keywords : Evaluation, Village Fund Allocation, Logical Framework.
PENGARUH PEMBERIAN KREDIT DAN NON PERFORMING LOAN (NPL) TERHADAP PROFITABILITAS PADA BANK RAKYAT INDONESIA PERIODE 2006-2015 Ramadhany, Citra; Putro, Tri Sukirno; Yovita, Indri
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 4, No 1 (2017): Wisuda Februari
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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Abstract

This study aimes to analyze the effect inflicted by The variable, Credit Distribution and Non Performing Loan (NPL) towards the Profitability Bank Rakyat Indonesia Period 2006-2015. The research using quantitative analysis, partial and simultaneous analysis (multiple linear regression analysis using EVIEWS version 9.5 program facility). The results of tests that have been done, simultaneous regression test (F test) shows that the, Credit Distribution and Non Performing Loan (NPL) together significant influence toward the Bank Rakyat Indonesia. Test the partial regression (t test) indicates that the Credit Distribution variables have a significant influence toward the Bank Rakyat Indonesia, Non Performing Loan variables have a significant influence toward the Bank Rakyat Indonesia. The influence of the Bank Rakyat Indonesia described by a variable Credit Distribution and Non Performing Loan (NPL) jointly amounted to 77,8% (R2=0,778406) while the remaining 22,2% is influenced by other variables not examined in the study this research.Keyword: Credit Distribution, Non Performing Loan (NPL) and Profitability
ANALISIS SUMBER MODAL PEDAGANG PASAR TRADISIONAL DI KOTA PEKANBARU Toti Indrawati; Indri Yovita
Jurnal Ekonomi Vol 22, No 01 (2014)
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (80.089 KB) | DOI: 10.31258/je.22.01.p.1-8

Abstract

Penelitian ini bertujuan untuk mengetahui sumber modal pedagang pengecerpada pasar tradisonal Kota Pekanbaru. Responden dari penelitian yaitupedagang pengecer tradisional Pasar Sail, Pasar Kodim dan Pasar Dupa, yangmenyalurkan komoditas pertanian, komoditas peternakan, komoditas perikanandan komditas industri. Metode Analisis yang digunakan metode deskriptif.Berdasarkan hasil survei diperoleh Sumber modal pedagang pengecer padapasar tradisional Pasar Sail, Pasar Dupa pada umumnya pengecer tradisionaluntuk komoditas pertanian, perikanan dan peternakan pada umumnyamenggunakan modal sendiri. Pengecer tradisional Pasar Sail secara keseluruhanmenggunakan modal sendiri. Sedangkan sumber modal pedagang pengecer PasarKodim bervariasi, sebagian besar menggunakan modal sendiri sedangkan untukkomoditas industri sudah menggunakan modal perbankan sebagai pelengkap.Kata Kunci : Pedagang Pengecer, sumber modal, komoditas
ANALISIS PENGARUH JUMLAH PENDUDUK, INDEKS PEMBANGUNAN MANUSIA DAN TINGKAT PENGANGGURAN TERBUKA TERHADAP KEMISKINAN DI PROVINSI RIAU TAHUN 2002-2021 Lapeti Peti Sari; Nurjannah Nurjannah; Indri Yovita
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 1 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Dr Kh Ez Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (713.458 KB) | DOI: 10.34308/eqien.v11i1.721

Abstract

Research this aim for knowing influence variable total population , index development human , and level unemployment open to poverty in Riau Province in 2002-2021. Method analysis in study this using secondary data that is classified as time series data that is descriptive and quantitative . Technique deep data analysis study this use multiple linear regression model estimation with test statistics ( t test, F test , coefficient determination R 2 , coefficient correlation ), and test assumption classic . Results study with test to coefficient regression by partial ( t test ) shows that variable free total population with probability of (0.0430 <0.05) means take effect by significant to poverty in Riau Province. Whereas HDI variable and level unemployment open no take effect by significant to poverty in Riau Province . F test shows that by together third variable total population , HDI and TPT have an effect significant to poverty in Riau Province with prob (F-statistic) of 0.000158 < 0.05 and R2 _ by 65.15%.
Development of Digital Economy Teaching Materials: Basic Concepts of Business Intelligence Achmad Tavip Junaedi; Nicholas Renaldo; Indri Yovita; Kristy Veronica; Jahrizal
Reflection: Education and Pedagogical Insights Vol. 1 No. 2 (2023): Reflection: Education and Pedagogical Insights
Publisher : First Ciera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61230/reflection.v1i2.28

Abstract

This study aims to develop digital economy teaching materials in accordance with the concept of business intelligence. Good and thoroughly structured teaching materials are very important in preparing students to understand and apply concepts in the digital economy, especially business intelligence. This research method is a study of literature, analysis of learning needs, development of teaching materials, and evaluation of the effectiveness of teaching materials developed. A literature study will be conducted to gather information about the latest developments in the field of business intelligence and to study existing teaching materials. This research confirms that the digital economy is an important aspect of the development of today's business world. Advances in digital technology have opened up new opportunities and influenced how business is done, becoming the main foundation for developing digital economy teaching materials. The first recommendation is to develop interactive teaching materials based on digital technology.
Digital Culture as a Moderating Factor in Increasing Digital Literacy Achmad Tavip Junaedi; Nicholas Renaldo; Indri Yovita; Kristy Veronica; Sudarno Sudarno
Reflection: Education and Pedagogical Insights Vol. 1 No. 3 (2023): Reflection: Education and Pedagogical Insights
Publisher : First Ciera Publisher

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Abstract

This research aims to develop a measurement of digital culture as a moderating factor in increasing digital literacy. By using an interdisciplinary approach that combines the concepts of digital literacy and digital culture, this research contributes to the understanding of how digital culture can influence the effectiveness of digital literacy programs. Literary studies provide a theoretical foundation for identifying key dimensions of digital literacy and digital culture. Based on literature findings, a measurement instrument was developed and validated to measure digital cultural norms, values, and practices that moderate digital literacy. Data was collected through surveys from a sample of respondents covering a variety of cultural backgrounds. Data analysis using statistical methods reveals that digital culture has a significant impact in moderating the relationship between digital literacy and other variables that influence technology mastery. The conclusion of this research emphasizes the importance of considering digital culture in digital literacy development programs. Methodological limitations and suggestions for future research are also identified. This research paves the way for a deeper understanding of the complexity of the relationship between digital literacy and digital culture, with practical applications for developing more effective digital literacy strategies in an increasingly technologically connected society.
SOSIALISASI DAN PELATIHAN PEMBUATAN SABUN CUCI PIRING EKONOMIS PADA KELOMPOK MASYARAKAT DI KELURAHAN RINTIS, KOTA PEKANBARU Sidabalok, Supriani; Zamaya, Yelly; Yovita, Indri
COMMENT: Journal of Community Empowerment Vol 3, No 1 (2023): June
Publisher : Universitas Teknokrat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33365/comment.v3i1.235

Abstract

Penggunaan sabun cuci piring tidak dapat dipisahkan dari kehidupan masyarakat. Mengingat fungsi produk ini sangat penting untuk menjamin kebersihan alat-alat rumah tangga. Pengeluaran untuk membeli produk ini sifatnya permanen dan berulang setiap waktu. Berdasarkan pengamatan yang dilakukan oleh tim pengabdian diketahui bahwa biaya yang dikeluarkan untuk membeli bahan komposisi pembuatan sabun cuci piring lebih ekonomis dibandingkan dengan harga sabun cuci piring siap pakai. Dengan demikian, jika masyarakat mampu memproduksi sabun cuci piring sendiri maka hal tersebut akan memberikan keuntungan dari selisih biaya tersebut. Keuntungan yang diperoleh dapat berupa penghematan pengeluaran rutin rumahtangga dan hal ini berpotesi menjadi peluang usaha yang akan menambah pendapatan bagi masyarakat. Masyarakat merasa lebih aman dan tidak khawatir dalam menggunakan produk karena mengetahui dengan baik bahan-bahan yang digunakan. Berdasarkan analisis situasi dan latar belakang tersebut, maka tim pengabdian dan Kukerta UNRI melaksanakan kegiatan sosialisasi pembuatan sabun cuci piring di Kelurahan Rintis dengan harapan masyarakat akan mendapatkan pengetahuan pembuatan sabun cuci piring sendiri.
ANALISIS PENERAPAN ONLINE FOOD DELIVERY DAN PENDAPATAN USAHA KULINER MASYARAKAT DI KECAMATAN TAMPAN Afnika Ramsuwana Siregar; Mardiana; Indri Yovita
Journal of Social and Economics Research Vol 6 No 1 (2024): JSER, June 2024
Publisher : Ikatan Dosen Menulis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/jser.v6i1.346

Abstract

Untuk membantu chef lokal di Kecamatan Tampan Kota Pekanbaru meningkatkan keuntungannya, penelitian ini akan mengkaji hubungan antara layanan pesan antar makanan online dengan pengeluaran pelanggannya. Metodologi deskriptif kuantitatif digunakan dalam penelitian ini. Bukti penelitian ini berasal dari sumber primer dan sekunder. Data sekunder bersumber dari instansi pemerintah seperti Dinas Perindustrian Kota Pekanbaru, Dinas Koperasi dan UMKM Kota Pekanbaru, dan Badan Pusat Statistik Kota Pekanbaru, sedangkan data primer dikumpulkan dari responden secara langsung melalui kuesioner dan laporan. Dengan menggunakan SPSS 27, kami melakukan Analisis Regresi Berganda dan Uji Dua Sampel Berpasangan (Paired Sample T-Test). Baik sebelum maupun sesudah diperkenalkannya pesan antar makanan online, pendapatan pelaku usaha kuliner meningkat, menurut Uji Dua Sampel Berpasangan (Paired Sample T-Test). Di sisi lain, tidak semua restoran mengalami peningkatan pendapatan ketika pelanggan memilih layanan pesan-antar makanan secara online. Dengan tingkat signifikansi 0,000 < 0,05 dan hasil thitung sebesar 6,037 > nilai ttabel sebesar 1,697 maka hasil tersebut ditetapkan signifikan secara statistik. Kesenjangan pendapatan mungkin terjadi sebelum dan sesudah penggunaan layanan pesan-antar makanan online. Hasil analisis regresi berganda menunjukkan bahwa terdapat tiga variabel yaitu harga jual (X1), tingkat pendidikan (X2), dan jumlah pesanan (X3) yang berpengaruh signifikan terhadap keuntungan usaha kuliner. Dapat disimpulkan bahwa harga jual, tingkat pendidikan, dan jumlah pesanan mempunyai pengaruh yang signifikan terhadap pendapatan (0,000 < 0,05).
PELUANG DAN TANTANGAN BANK SYARIAH DI ERA PERBANKAN DIGITAL DALAM PERSEPKTIF GENERASI Z Junaedi, Achmad Tavip; Renaldo, Nicholas; Yovita, Indri; Veronica, Kristy; Sudarno, Sudarno
Kurs : Jurnal Akuntansi, Kewirausahaan dan Bisnis Vol 8 No 2 (2023): Kurs : Jurnal Akuntansi, Kewirausahaan dan Bisnis
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35145/kurs.v8i2.3462

Abstract

The rapid development of technology gave birth to digital banking, better known as digital banking. How to prepare Islamic banks to take opportunities and challenges in the digital era. Sharia banking in the city of Pekanbaru is experiencing a period of digitalization. This study uses a qualitative method as a phenomenological approach to identify opportunities and challenges for Islamic banks in the digital banking era. Information is aggregated through monitoring, debriefing, and voting. The results of this research create opportunities and challenges experienced by Islamic banks in the digital era, namely; 1) the relief experienced after the emergence of digital banking began as a relief for doing business without having to attend the bank directly. 2) Digital banking is a Sharia design based on the Islamic religion which is far from usury. 3) Accelerate the activities of Islamic banks in Malay, the customers. The challenges experienced by Islamic banks in the digital banking era were due to the high level of competition as conventional banks and the slow internet network which was always neglected. Perkembangan teknologi yang pesat melahirkan perbankan digital atau lebih dikenal dengan digital banking. Bagaimana mempersiapkan bank syariah dalam mengambil peluang dan tantangan di era digital. Perbankan syariah di kota Pekanbaru sedang mengalami masa digitalisasi. Penelitian ini memakai tata cara kualitatif sebagai pendekatan fenomenologis untuk mengenali kesempatan serta tantangan bank syariah di masa perbankan digital. Informasi digabungkan lewat pemantauan, tanya jawab, serta pemilihan. Hasil riset ini menciptakan kesempatan serta tantangan yang dialami bank syariah di masa digital, ialah; 1) keringanan yang dialami sesudah timbulnya digital banking dimulai sebagai keringanan berbisnis tanpa wajib menghadiri bank langsung. 2) Perbankan digital ialah rancangan syariah bersumber pada anutan agama Islam yang jauh dari riba. 3) Memesatkan aktivitas bank syariah di Melayu ini nasabahnya. Tantangan yang dirasakan bank syariah di masa perbankan digital ini diakibatkan tingginya tingkatan kompetisi sebagai bank konvensional serta lambatnya jaringan internet yang senantiasa terabaikan.
Uncovering the Path to Successful Digital Performance through Digital Technology and Digital Culture as Moderation Junaedi, Achmad Tavip; Renaldo, Nicholas; Yovita, Indri; Augustine, Yvonne; Veronica, Kristy
International Conference on Business Management and Accounting Vol 2 No 1 (2023): Proceeding of International Conference on Business Management and Accounting (Nov
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35145/icobima.v2i1.3959

Abstract

The main aim of the research is to detail the relationship between digital technology adoption and corporate performance indicators, paying particular attention to the way digital culture plays a key moderating role in this process. This research was conducted qualitatively through surveys and interviews. The informants used in this research were 3 informants. Survey and interview results show a large variety of answers from informants. From the results of the interviews, the dimensions and indicators forming the variables of digital technology, digital culture, and digital performance were obtained. A deep understanding of the complex relationship between digital technology, company performance, and digital culture is a key foundation for developing effective strategies. Digital technology influences digital performance, digital culture influences digital performance, and digital culture moderates the influence of digital technology on digital performance, respectively qualitatively. Companies are recommended to provide in-depth education and training to employees on the use of digital technology and its impact on company culture. Encourage employee acceptance and active involvement in digital transformation.
Co-Authors Achmad Tavip Junaedi Afnika Ramsuwana Siregar Aljannah, Siti Anjeli, Astuti Dara Anthony Mayes Arakas, Geri Zulhilmy Augustine, Yvonne Aulia Ramadhani Cecilia, Cecilia Fransisca, Luciana Geovanie, Geovanie Harry Patuan Panjaitan Hutahuruk, Marice Br Jahrizal Kristy Veronica Lapeti Peti Sari MARDIANA Musa, Sulaiman Napitupulu, Ryan Pardomuan Nicholas Renaldo Nurjannah Nurjannah Nyoto Nyoto, Nyoto Octavellyn, Shierly Purnama, Intan Putri Asrina, Putri Putri, Adella Putri, Novita Yulia Rahmita Budiarti Ningsih Ramadani, Yulita Ramadhany, Citra Rizaldi Putra Rosalita, Yessi Sari , Wella Mayang Sidabalok, Supriani Sri Endang Kornita Sudarno Sudarno Sudarno Suhardjo Suhardjo Suhardjo Surya Safari SD Susi Hendriani Susi Hendriani Syafril Basri Toti Indrawati Tri Sukirno Putro Veronica, Kristy Wahid, Nabila Wahyu Hamidi Wella Mayang Sari Wijaya, Febriana Wendy Yelly Zamaya