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Gen Z’s Intention to Use QRIS in Semarang: The Moderating Role of Financial Literacy Salsa Filiya; Dwi Eko; Dian Prawitasari; Rudi Kurniawan
International Journal of Economics and Management Research Vol. 4 No. 2 (2025): August: International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v4i2.440

Abstract

This study aims to analyze the influence of lifestyle compatibility, hedonic motivation, and perceived ease of use on the intention to use cashless payment systems, with financial literacy as a moderating variable among Generation Z university students in Semarang, Indonesia. A quantitative approach was employed using Structural Equation Modeling (SEM) with SmartPLS 3.0 software and purposive sampling involving 200 respondents. The findings reveal that lifestyle compatibility and perceived ease of use have a positive and significant effect on the intention to use cashless payments, while hedonic motivation shows no significant effect. Furthermore, financial literacy significantly moderates the relationship between lifestyle compatibility and intention to use, but does not moderate the relationship between hedonic motivation or perceived ease of use and behavioral intention. These results suggest that alignment with user lifestyles and ease of use are crucial factors in driving the adoption of cashless payment technologies, particularly when supported by adequate financial literacy.
PERSIAPAN WARGA PANTI DARUSSHOLIHIN MEMASUKI DUNIA KERJA DI ERA DIGITAL Sih Darmi Astuti; Ana Kadarningsih; Dian Prawitasari
Jurnal Padamu Negeri Vol. 1 No. 2 (2024): April : Jurnal Padamu Negeri (JPN)
Publisher : CV. Denasya Smart Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69714/tf36eq89

Abstract

In the current digital era, there is an imbalance between the number of job seekers and job vacancies in both state and private companies. Tight competition between job seekers demands more skills and expertise as a competitive advantage for job seekers. One thing that job seekers must have is personal branding that highlights the positive qualities of job seekers. Personal branding is an added value or skill to win the job search competition. In this community service activity (PKM), the expected output is that training participants can optimize their abilities, skills and positive values ​​so as to increase personal branding. This community service activity was carried out at the Darussholihin Orphanage, Mranggen, Demak with a total of 65 training participants. The training provided includes public speaking and team building training. This training was provided by the community service team of the Faculty of Economics and Business program, management studies, Dian Nuswantoro University. The aim of the public speaking and team building training is to prepare residents of the Darussholihin Orphanage, Mranggen, Demak to enter the world of work in the digital era. Apart from that, the aim of training and community service activities is to create personal branding for the residents of the Darussholihin Orphanage, Mranggen, Demak so that they have competitiveness in the world of work.
Leverage, Profitability, and Firm Size as Predictors of Financial Distress in Indonesian Textile Firms Lana Iqlima; Maria Safitri; Stjepan Laća; Agus Prayitno; Dian Prawitasari
Proceeding of the International Conference on Management, Entrepreneurship, and Business Vol. 2 No. 2 (2025): Proceeding of the International Conference on Management, Entrepreneurship, and
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/icmeb.v2i2.284

Abstract

This study aims to determine the relationship between leverage, profitability, and company size on the possibility of financial distress of companies in the textile and garment industry listed on the Indonesia Stock Exchange (IDX) for the period 2022-2024. Several companies were selected using purposive sampling, based on categories determined by the author, such as the availability of data on each company and other relevant factors. The calculations used to analyze the financial difficulties of companies include the Altman Z-score and Zmijewski models, which will then serve as proxies for the dependent variable of financial distress. The results show that the relationship between the independent variables and the dependent variable differs between the models applied. The Altman Z-score model showed results that were more consistent with theoretical expectations, indicating a more robust measure of financial distress in this context. These findings highlight the importance of choosing appropriate models for analyzing financial distress in the textile and garment sector.