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All Journal Jurnal Transformatika Management Analysis Journal OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi SOLUSI MANAJEMEN Jurnal Pengabdian Masyarakat Waradin Ardhi: Jurnal Pengabdian dalam Negri Jurnal Padamu Negeri Svarga Pena: Jurnal Pengabdian Kepada Masyarakat International Journal Business, Management and Innovation Review Proceeding of The International Conference on Management, Entrepreneurship, and Business Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis International Journal of Economics and Management Research
Dian Prawitasari
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Social Sciences Other

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Gen Z’s Intention to Use QRIS in Semarang: The Moderating Role of Financial Literacy Salsa Filiya; Dwi Eko; Dian Prawitasari; Rudi Kurniawan
International Journal of Economics and Management Research Vol. 4 No. 2 (2025): August: International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v4i2.440

Abstract

This study aims to analyze the influence of lifestyle compatibility, hedonic motivation, and perceived ease of use on the intention to use cashless payment systems, with financial literacy as a moderating variable among Generation Z university students in Semarang, Indonesia. A quantitative approach was employed using Structural Equation Modeling (SEM) with SmartPLS 3.0 software and purposive sampling involving 200 respondents. The findings reveal that lifestyle compatibility and perceived ease of use have a positive and significant effect on the intention to use cashless payments, while hedonic motivation shows no significant effect. Furthermore, financial literacy significantly moderates the relationship between lifestyle compatibility and intention to use, but does not moderate the relationship between hedonic motivation or perceived ease of use and behavioral intention. These results suggest that alignment with user lifestyles and ease of use are crucial factors in driving the adoption of cashless payment technologies, particularly when supported by adequate financial literacy.
PERSIAPAN WARGA PANTI DARUSSHOLIHIN MEMASUKI DUNIA KERJA DI ERA DIGITAL Sih Darmi Astuti; Ana Kadarningsih; Dian Prawitasari
Jurnal Padamu Negeri Vol. 1 No. 2 (2024): April : Jurnal Padamu Negeri (JPN)
Publisher : CV. Denasya Smart Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69714/tf36eq89

Abstract

In the current digital era, there is an imbalance between the number of job seekers and job vacancies in both state and private companies. Tight competition between job seekers demands more skills and expertise as a competitive advantage for job seekers. One thing that job seekers must have is personal branding that highlights the positive qualities of job seekers. Personal branding is an added value or skill to win the job search competition. In this community service activity (PKM), the expected output is that training participants can optimize their abilities, skills and positive values ​​so as to increase personal branding. This community service activity was carried out at the Darussholihin Orphanage, Mranggen, Demak with a total of 65 training participants. The training provided includes public speaking and team building training. This training was provided by the community service team of the Faculty of Economics and Business program, management studies, Dian Nuswantoro University. The aim of the public speaking and team building training is to prepare residents of the Darussholihin Orphanage, Mranggen, Demak to enter the world of work in the digital era. Apart from that, the aim of training and community service activities is to create personal branding for the residents of the Darussholihin Orphanage, Mranggen, Demak so that they have competitiveness in the world of work.
Leverage, Profitability, and Firm Size as Predictors of Financial Distress in Indonesian Textile Firms Lana Iqlima; Maria Safitri; Stjepan Laća; Agus Prayitno; Dian Prawitasari
Proceeding of the International Conference on Management, Entrepreneurship, and Business Vol. 2 No. 2 (2025): Proceeding of the International Conference on Management, Entrepreneurship, and
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/icmeb.v2i2.284

Abstract

This study aims to determine the relationship between leverage, profitability, and company size on the possibility of financial distress of companies in the textile and garment industry listed on the Indonesia Stock Exchange (IDX) for the period 2022-2024. Several companies were selected using purposive sampling, based on categories determined by the author, such as the availability of data on each company and other relevant factors. The calculations used to analyze the financial difficulties of companies include the Altman Z-score and Zmijewski models, which will then serve as proxies for the dependent variable of financial distress. The results show that the relationship between the independent variables and the dependent variable differs between the models applied. The Altman Z-score model showed results that were more consistent with theoretical expectations, indicating a more robust measure of financial distress in this context. These findings highlight the importance of choosing appropriate models for analyzing financial distress in the textile and garment sector.
PENGARUH LITERASI KEUANGAN, LITERASI DIGITAL DAN PERSEPSI RISIKO TERHADAP PENGGUNAAN MOBILE BANKING DI KALANGAN MAHASISWA SEMARANG Puspita Sari, Vania; Dwi Eko Waluyo; Dian Prawitasari; Diana Puspitasari
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 10 No 1 (2025): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kemajuan teknologi telah banyak mengubah sistem transaksi keuangan, termasuk munculnya mobile banking—platform digital yang memungkinkan pengguna melakukan aktivitas keuangan secara mudah memakai smartphone. Riset ini mengkaji pengaruh literasi keuangan, literasi digital, dan persepsi risiko pada penggunaan mobile banking pada mahasiswa di Kota Semarang. Tujuan penelitain untuk mengetahui pengaruh literasi keuangan, literasi digital dan persepsi risiko terhadap penggunaan mobile banking di kalangan mahasiswa semarang. Dengan menggunakan metode deskriptif kuantitatif, data dikumpulkan melalui kuesioner online yang disebarkan via Google Forms dengan skala Likert 5 poin. Teknik pengambilan sampel yang diterapkan yakni purposive sampling dan menghasilkan 272 respon valid. Data dianalisis memakai SPSS versi 25 melalui metode regresi linear berganda. Hasil riset memaparkan bahwasannya literasi keuangan, literasi digital, serta persepsi risiko memiliki pengaruh positif serta signifikan pada penggunaan mobile banking, dengan literasi keuangan sebagai faktor yang paling berpengaruh. Secara bersama-sama, ketiga variabel tersebut menjelaskan 88% variasi penggunaan mobile banking, sementara 12% sisanya dipengaruhi oleh faktor lain yang tidak diriset pada studi ini. Saran pada penelitian berikutnya sampel penelitian lebih dari satu daerah dan bisa menambahkan jumlah variabel seperti, harapan kinerja, nilai pribadi dan kepercayaan, kemudahan dalam bertransaksi, dan efektivitas finansial mandiri yang menjadi faktor untuk mempengaruhi penggunaan mobile banking.
Simple Additive Weighting Untuk Prioritas Peminjaman Area Promosi Produk Kesehatan Pada Klinik Utama Sari Medika Dian Prawitasari; Aries Setiawan; Lely Kusumaningrum; Ichwan Setiarso; Moch. Sjamsul Hidajat; Andi Hallang Lewa; Dedi Joko Purnomo; Karmila; Setiawan, Aries
Jurnal Transformatika Vol. 23 No. 2 (2026): January 2026
Publisher : Jurusan Teknologi Informasi Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/transformatika.v23i2.13837

Abstract

Salah satu unsur pendukung pelayanan klinik adalah pemenuhan ruang sesuai dengan fungsi yang telah ditetapkan. Salah satu ruang pelayanan kesehatan yang ditetapkan oleh pemerintah adalah ruang edukasi dan pelatihan, yang berfungsi sebagai area promosi produk kesehatan. Di Klinik Utama Sari Medika, ruang ini disebut sebagai area promosi produk kesehatan. Meningkatnya permintaan penggunaan area tersebut menimbulkan permasalahan tersendiri, terutama terkait dengan penentuan prioritas peminjaman. Oleh karena itu, diperlukan suatu mekanisme prioritas peminjaman yang tidak hanya mempertimbangkan satu variabel, tetapi merupakan kombinasi dari beberapa faktor pendukung peminjaman. Metode yang digunakan dalam penelitian ini adalah Simple Additive Weighting (SAW), yang menerapkan pendekatan multikriteria dengan pemberian bobot pada setiap variabel. Hasil akhir penelitian menunjukkan tingkat kelayakan sebesar 85%, sehingga metode ini dapat digunakan sebagai alternatif dalam menentukan prioritas pengguna area promosi produk kesehatan.
Peningkatan Pemahaman Masyarakat Terhadap Aspek Hukum Credit Union di Kecamatan Ngaliyan Semarang Endang Setyowati; Dian Prawitasari; Ana Kadarningsih
Svarga Pena : Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 4 (2025): Desember :Svarga Pena : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Veteran Bangun Nusantara Sukoharjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/svargapena.v2i4.188

Abstract

Credit Unions are empowering institutions, which were founded with the aim of controlling the use of money, improving the moral and physical values ​​of each person, and empowering their members to be independent. In line with the government's program to empower Micro, Small and Medium Enterprises (MSMEs), the existence of Credit Unions will really help micro and small economic actors. Credit Unions have the characteristic of being community based. One of the credit unions currently developing in the city of Semarang is Mitra Satuhu Credit Union. Increasing understanding of the legal aspects of Credit Union is carried out with the aim of providing understanding to Credit Union members regarding legal aspects, especially regarding the legal entity status of Credit Union. The methods used in this activity vary, namely: conveying information, interactive, group discussion, and social analysis. Through this activity, it is hoped that it can provide benefits to the community in general and Mitra Satuhu Credit Union in particular.
Nilai Perusahaan pada Industri Consumer Non-Cyclicals: Peran Profitabilitas, Leverage, dan Ukuran Perusahaan Periode 2021-2024 Priskila Septyan Anggriyani; Andhika Ryan Priyatam; Dian Prawitasari; Vicky Oktavia; Suhita Whini Setyahuni
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 6 No. 1 (2026): Maret : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v6i1.10334

Abstract

This study aims to examine the factors influencing firm value in the consumer non-cyclicals sector listed on the Indonesia Stock Exchange (IDX) during the 2021–2024 period. Using a quantitative approach, the analysis is conducted on 100 observations obtained from 25 selected companies. Firm value is assessed using Tobin’s Q, while the independent variables consist of profitability measured by Return on Assets (ROA), leverage proxied by the Debt to Equity Ratio (DER), and firm size calculated as the natural logarithm of total assets. The empirical results indicate that profitability and leverage individually exert a positive and significant effect on firm value, whereas firm size does not show a significant influence. Nevertheless, simultaneous testing validates that these three predictors collectively have a significant impact. These findings highlight that internal financial metrics, specifically profit efficiency and debt strategy, are crucial drivers of firm valuation. This research aims to provide investors with a comprehensive overview to evaluate a company's profitability and leverage prior to making investment decisions.
Co-Authors AGUS PRAYITNO Almira Santi Samasta Ana Kadarningsih Andhika Ryan Priyatam Andi Hallang Lewa Aries Setiawan Dedi Joko Purnomo Diana Puspitasari Dwi Eko Dwi Eko Waluyo Endang Setyowati Fitriyana M. Rukin Gagas Gayuh Aji, Gagas Gayuh Ganjar Ndaru Aji Gilang Gusti Aji Herry Subagyo Ichwan Setiarso Ida Farida Karmila Khanza Monica Salsabila Kholida Arfaletha Lana Iqlima Lely Kusumaningrum Lenni Yovita Made Gede Wirakusuma Maria Safitri Moch. Sjamsul Hidajat Priskila Septyan Anggriyani Puspita Sari, Vania Rudi Kurniawan Salsa Filiya Setiawan, Aries Sih Darmi Astuti Stjepan Laća Suhita Whini Setyahuni Vicky Oktavia Vivia Irvani Widodo, Suko Wiwid Mufitasari