Article Per Year (5 Year)
p-Index From 2020 - 2025
2.677
P-Index
This Author published in this journals
All Journal Jurnal Akta Jurnal Riset Pendidikan Ekonomi Edukasi Islami: Jurnal Pendidikan Islam Istinbath: Jurnal Hukum dan Ekonomi Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal SALMAN : Sosial dan Manajemen Mumtaz : Jurnal Ekonomi dan Bisnis Islam Jurnal Penelitian Pendidikan Indonesia
Asmuni Asmuni
Universitas Islam Negeri Sumatera Utara
Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 11 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 11 Documents
Search

 1   2 
Behavior analysis of MSMEs in Indonesia using fintech lending comparative study between sharia fintech lending and conventional fintech lending Nurbaiti Nurbaiti; Asmuni Asmuni; Andri Soemitra; Imsar Imsar; Siti Aisyah
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol 9, No 4 (2023): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020232273

Abstract

The presence of sharia financial technology (fintech) as a credible financial institution is expected to be able to help the problems that are often faced by Micro, Small and Medium Enterprises (MSMEs) in Indonesia. This study aims to determine whether there are differences in the behavior of MSME actors in the use of sharia fintech lending and conventional fintech lending. The research method used in this research is normative legal research by analyzing the laws and regulations as well as relevant studies through the issues in the study. This study uses a statutory and conceptual approach, both of which function to analyze the applicable legal rules so that differences can be found between conventional and sharia peer to peer lending fintechs and the extent to which sharia rules are applied in these fintechs. This study concludes that Islamic fintech plays a role as a driving factor in increasing the inclusiveness of Micro, Small and Medium Enterprises (MSMEs) in Indonesia. The presence of the sharia fintech industry can overcome the problems of Micro, Small and Medium Enterprises (MSMEs) in Indonesia, especially related to financing needs, ease of transaction processing, expansion of market access, and ease of preparation of financial reports.
Co-Authors Ammy, Baihaqi Andri Soemitra Anwar Anwar Arifuddin Muda Harahap Atika Sandra Dewi Atikah Rahmi Budi Sastra Panjaitan Bukhari Bukhari Dani Iskandar Dhiauddin Tanjung Imsar Imsar Lufriansyah Lufriansyah Mei Linda Suryanti Lubis Mochammad Erwin Radityo Muhammad Andi Prayogi Muhammad Arif Muhammad Hatta Murdifin azhar Nawir Yuslem Nurasiah Nurasiah Nurbaiti Nurbaiti Nuri Aslami Nurlaila Nurlaila Nusra Arini Rakhmad Bahagia Siti Aisyah Sri Wahyuni Tapi Rumondang Sari Siregar Tuti Anggraini Yenni Samri Juliati Nasution Zaldi Zaldi