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Journal : islamic circle

Praktik Pinjam Meminjam Bersyarat Di Desa Adian Jior Erna Dewi, Khairul Bahri Nasution, Nur Hasimah
Islamic Circle Vol. 3 No. 2 (2022): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v3i2.978

Abstract

The practice of borrowing, both in the form of money and gold, has often occurred, even most of the people require the provision of rice fields as collateral for the loan by the lender. As happened in Ajian Jior village, people in Adian Jior Village, Panyabungan District, practiced borrowing both in the form of money and gold by requiring the provision of rice fields as collateral for the loan. When someone borrows gold or money, they will give their rice fields as collateral from the debt with a time limit of two harvests or 1-2 years or according to the agreed time. During the loan and loan, the paddy field is under the power of the lender and he has the right to manage and benefit from the paddy field. And everything related to the rice field is within the power of the lender. This research is included in the field research category (Field Research), this research is descriptive using a qualitative approach, because the problems in this study are by examining social symptoms that occur in society. The results obtained are based on the researcher's analysis that the practice of conditional borrowing that occurred in Adian Jior Village was invalidated due to conditions that were contrary to Islamic laws. And the practice of borrowing enters into usury because of the addition of the loan and the form of control over other people's property.
ANALISIS PENDAPAT YUSUF QARDHAWI MENGENAI ZAKAT KEKAYAAN INVESTASI Muhammad Ichsan, Erna Dewi
Islamic Circle Vol. 2 No. 1 (2021): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (433.7 KB) | DOI: 10.56874/islamiccircle.v2i1.496

Abstract

Investment zakat is a zakat which is the result of wealth exploitation for which is obligatory on the material, this is not because it is traded, but because it is experiencing growth that provides results and business fields to its owners, by renting the material or selling the production. Because investment at this time can bring profits, and can be categorized as assets that grow and develop, So, it is obligatory to pay zakat.Yusuf Qardhawi sets the level of investment zakat to equate it with agricultural zakat, because the results of agricultural land obtained by the owner are no different from the profits of factories, buildings and others. With the determination of the zakat rate of 5% or 10% according to the results of the business and the costs spent.This study uses library research methods, by taking some data from the Qur'an, al-Sunnah and several books of fiqh and other books that have to do with these problems. The technique of extracting subject is by processing, studying books and that are related to the subject matter. The subject collected is then analyzed using descriptive analysis method, is the describe and explain several opinions covering problems related to trying to find the relationship between legal theory and reality.
KONSEP PEMILAHAN HARTA SYUBHAT DAN NON SYUBHAT DALAM KEPEMILIKAN Dewi, Erna
Islamic Circle Vol. 1 No. 1 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v1i1.102

Abstract

Masalah harta syubhat dan non syubhat begitu sentral dalam pandangan umat Islam, hal tersebut merupakan karena harta merupakan batas antara yang hak dan yang bathil. Mengenai harta syubhat dan non syubhat kelihatan mudah, namun menjadi sukar ketika berhadapan dengan kehidupan sehari-hari. Bahkan menjadi sulit membedakan antara yang halal dan haram, atau menjadi syubhat atau karena telah bercampur keduanya. Pencampuran antara harta syubhat dan non syubhat sering terjadi dalam masyarakat, baik dari segi cara mendapatkannya maupun pendistribusiannya. Namun, jarang sekali didapati pengkajian ulang atas status harta kepemilikan tersebut. Padahal, dalam hukum Islam dianjurkan untuk tidak menggunakan harta yang bukan milik kita, maka didapati juga anjuran tersirat perlunya memilah harta kepemilikan yang kita punya agar tidak terjadi pembauran. Oleh karena itu, hal ini menarik penulis untuk melakukan penelitian “Konsep Pemilahan Harta Syubhat dan Non Syubhat dalam Kepemilikan”.