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Pengaruh Literasi Keuangan, Pendapatan dan Persepsi Risiko terhadap Keputusan Investasi Generasi Z di Kabupaten Gresik Dewa, Romero Rafliansyach Kusuma; Syamlan, Adiba Fuad; Burhan, Umar
Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) Vol 18 No 1 (2025): Januari - Juni
Publisher : Sekolah Tinggi Ilmu Ekonomi Cendekia Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58431/jumpa.v18i1.305

Abstract

Penelitian ini menginvestigasi kontribusi literasi keuangan, pendapatan, serta persepsi risiko terhadap determinasi keputusan investasi pada Generasi Z di Kabupaten Gresik. Pendekatan kuantitatif diaplikasikan dengan desain survei purposif terhadap 100 subjek terpilih. Pengolahan data menggunakan software statistik SPSS mengungkapkan bahwa literasi keuangan dan persepsi risiko memiliki dampak signifikan secara parsial, sedangkan pendapatan terbukti tidak berkontribusi secara bermakna. Secara kolektif, variabel independen menjelaskan 11,8% variasi keputusan investasi. Temuan ini menegaskan dominasi literasi keuangan sebagai variabel katalis dalam pembentukan keputusan finansial, diiringi oleh persepsi risiko, sementara pendapatan kurang berperan. Implikasi penelitian merekomendasikan penguatan edukasi finansial berbasis digital dan regulasi ketat guna mitigasi risiko, khususnya bagi populasi muda yang adaptif terhadap teknologi namun rentan terhadap volatilitas emosional.
Pengaruh Manajemen Talenta, Work-Life Balance, Dan Kesejahteraan Terhadap Kinerja Karyawan Generasi Z di Kabupaten Gresik Tsaniyah, Fadhilatur Rahmah; Syamlan, Adiba Fuad; Burhan, Umar
Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) Vol 18 No 1 (2025): Januari - Juni
Publisher : Sekolah Tinggi Ilmu Ekonomi Cendekia Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58431/jumpa.v18i1.300

Abstract

Penelitian ini bertujuan menganalisis pengaruh manajemen talenta, work-life balance, dan kesejahteraan karyawan terhadap kinerja karyawan generasi Z di Kabupaten Gresik. Metode yang digunakan adalah pendekatan kuantitatif dengan jumlah responden sebanyak 96 orang yang dipilih melalui teknik purposive sampling. Data dikumpulkan menggunakan kuesioner berskala Likert dan dianalisis melalui regresi linear berganda. Hasil penelitian menunjukkan bahwa ketiga variabel independen, baik secara parsial maupun simultan, memiliki pengaruh positif dan signifikan terhadap kinerja karyawan. Temuan ini menekankan pentingnya penerapan strategi manajemen sumber daya manusia yang sesuai dengan karakteristik generasi Z guna mendukung peningkatan kinerja secara optimal. Abstract This study aims to examine the influence of talent management, work-life balance, and employee well-being on the performance of Generation Z employees in Gresik Regency. A quantitative approach was employed, involving 96 respondents selected through purposive sampling. Data were collected using a Likert-scale questionnaire and analyzed using multiple linear regression. The results indicate that talent management, work-life balance, and employee well-being each have a positive and significant effect on employee performance, both partially and simultaneously. These findings highlight the importance for organizations to adopt human resource management strategies that align with the unique characteristics of Generation Z in order to optimize employee performance.
Pengaruh Promosi, Diskon, dan Kualitas Pelayanan terhadap Keputusan Pembelian Produk di Supermarket The Gourmet Pribadi, Achmad Afif Fajar; Syamlan, Adiba Fuad; Burhan, Umar
Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) Vol 18 No 1 (2025): Januari - Juni
Publisher : Sekolah Tinggi Ilmu Ekonomi Cendekia Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58431/jumpa.v18i1.312

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Promosi, Diskon, dan Kualitas Pelayanan terhadap Keputusan Pembelian di Supermarket The Gourmet. Jenis data yang digunakan dalam penelitian ini adalah jenis data kuantitatif. Teknik pengambilan sampel dalam penelitian ini menggunakan rumus slovin atas populasi rata-rata konsumen di Supermarket The Gourmet dalam waktu 3 bulan terakhir total 13.140 konsumen yang berkunjung. Hasil dari rumus slovin tersebut 99,24 yang dibulatkan oleh peneliti jadi 100 sampel. Analisis yang digunakan adalah uji instrumen, asumsi klasik, analisis regresi berganda, uji t, uji F, koefisien determinasi. Hasil penelitian menunjukkan bahwa variabel Promosi, Diskon dan Kualitas Pelayanan memiliki peran kunci dalam meningkatkan keputusan pembelian produk di Supermarket The Gourmet. Oleh karena itu, Supermarket The Gourmet disarankan untuk terus meningkatkan dan memperhatikan aspek-aspek tersebut guna memastikan tercapainya tujuan bisnis yang optimal.
Inisiasi Pojok Baca dan Gerakan Menabung Bagi Anak-anak Di Desa Morowudi burhan, umar; Hamdani, Farid
Jurnal ABDIRAJA Vol 8 No 2 (2025): Jurnal Abdiraja
Publisher : LPPM Universitas Wiraraja Sumenep, Jalan Raya Sumenep Pamekasan KM. 5 Patean Sumenep 69451, Telp. (0328) 673399 Fax. (0328) 673088

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/adr.v8i2.4570

Abstract

Literasi baca dan literasi keuangan merupakan dua fondasi penting dalam pembentukan karakter dan kecerdasan anak sejak usia dini. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk membentuk pojok baca sekaligus memberikan edukasi saving money sebagai gerakan menabung kepada anak-anak usia pra sekolah dan sekolah dasar di Desa Morowudi. Metode pelaksanaan dilakukan melalui pendekatan partisipatif, penyediaan fasilitas pojok baca, dan pelatihan keuangan sederhana menggunakan media celengan kreatif. Hasil kegiatan menunjukkan peningkatan antusiasme anak-anak terhadap buku bacaan serta munculnya kesadaran awal akan pentingnya menabung. Kegiatan ini diharapkan dapat menjadi model pembelajaran berkelanjutan yang mendorong generasi muda lebih literat dan melek finansial sejak dini
MENAKAR KINERJA PERSEDIAAN BAHAN MELALUI TURN OVER RASIO (TOR) PADA UMKM PERTANIAN : Inventory Performance, Turn Over Ratio, UMKM Burhan, Umar
GEMA EKONOMI Vol 9 No 2 (2020): GEMA EKONOMI
Publisher : Fakultas Ekonomi Universitas Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55129/https://doi.org/10.55129/.v12i4.2927

Abstract

Inventory for business units is a support for production activities, so that the inventory stock is neither too large nor too small, because it is directly related to the costs incurred. Likewise in the agricultural industry, there is a tendency for commodity prices to fluctuate and have high turnover. In order to increase inventory turnover at minimal cost, it requires careful inventory management. Inventory turnover is one indicator of an inventory's performance. Performance measurement can be done by calculating the material turnover ratio (TOR). The purpose of this study is to measure the performance of raw material inventory through the calculation of Turn Over Ratio (TOR). This research was conducted at one of the agricultural MSMEs in Gresik, which produces packaged rice. The data used are primary data from observation and documentation, in the form of stock data and the use of raw materials for six months, from January to d. June 2020. The results showed that the performance of raw material inventory in the warehouse was still low, with a TOR value of only 0.08 s / d. 3.05 times and the long duration of storing raw material inventories in warehouses ranges from 8.19 s / d. 322.60 days, during the six months of observation.
Economic and Social Dimensions of Uang Panai in the Bugis Tribe Sudarman, Suhaily; Burhan, Umar; Manzilati, Asfi
Journal of International Conference Proceedings Vol 6, No 1 (2023): 2023 ICPM Malang Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i1.2304

Abstract

This study aims to determine the economic and social dimensions of Uang Panai among the Bugis tribe. The type of research used is qualitative with a phenomenological approach, namely explaining the results of research on phenomena that exist in people's lives. Data collection uses interviews with relevant informants, observation and documentation. The research results obtained are that uang panai can be seen from the economic dimensions and social dimensions. When viewed from the economic dimension, Uang Panai will be formed due to the interaction of bargaining between the two parties (man and woman), the man makes the request, party of the woman becomes the supplier, the woman becomes the item offered and Uang Panai becomes the price. The amount of Uang Panai is determined by several factors, namely the level of education, profession, the price of staples and the cost of the wedding ceremony. Meanwhile, if Uang Panai is seen from the social dimension, then it is related to people's lives that affect the amount of Uang Panai. Factors that influence the amount of Uang Panai on the social dimension are customs, nobility, social status, and the influence of the area or the surrounding community.
Assistance in Financial Management for SMEs in the Gresik Region Rusdiyanto, Rusdiyanto; Setyorini, Haryati; Suharto, Suharto; Syamlan, Adiba Fuad; Pramitasari, Dini Ayu; Ulum, Bustanul; Burhan, Umar; Sundari, Sri; Syafii, Mochamad; Hasanah, Anisaul; Tuharea, Firdaus Indrajaya; Ilham, Rachmad
KACANEGARA Jurnal Pengabdian pada Masyarakat Vol 7, No 1 (2024): Februari
Publisher : Institut Teknologi Dirgantara Adisutjipto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28989/kacanegara.v7i1.1868

Abstract

In an era where micro, small, and medium-sized businesses are developing and growing, proficiency in SMEs' financial reporting management is becoming increasingly important. This expansion is not unrelated to Indonesia's micro, small, and medium-sized enterprise (SMEs) growth, which is primarily concentrated in the Greek district and keeps growing every year. The supporting activities and training management of the financial report presentation of micro, small, and medium-sized enterprises SMEs in the village of Semampir, Cerme district of Gresik, are described in this article. This course aims to assist SMEs (micro, small, and medium-sized businesses) in becoming more proficient in handling financial reporting. The recording of financial transactions about cash inputs and cash outputs, the division of personal and corporate finances, financial protection, and financial planning are the four key topics covered in the supporting and training materials. In SMEs
ANALISIS KINERJA MANAJEMEN RISIKO PEMBIAYAAN DAN PENGARUHNYA TERHADAP RETURN ON ASSET (ROA) PADA PT BANK SYARIAH MANDIRI Kusumah, Rengga; Burhan, Umar
Jurnal Ilmiah Mahasiswa FEB Vol. 3 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine how the development of the quality of financing risk management performance in PT Bank Syariah Mandiri represented by Non Performing Financing (NPF) profit sharing principle and Non Performing Financing (NPF) non-profit sharing principle. This study is also to determine the effect of the quality of financing risk management performance against Return on Assets (ROA) in PT Bank Syariah Mandiri. ROA is more appropriately used to measure performance or achievements that are affected by the NPF, because one of the elements ROA is financing. Data analysis method used in this research is multiple linear regression analysis. These results indicate that the quality of the risk management performance of PT Bank Syariah Mandiri decreased. Then NPF profit sharing principle has no effect on ROA, while NPF non-profit sharing principle has a negative effect on ROA. Keywords: Financing Risk Management, Return on Assets (ROA), Non Performing Financing (NPF)