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All Journal JURNAL RELASI STIE MANDALA JEMBER Journal of Indonesian Economy and Business Wiga : Jurnal Penelitian Ilmu Ekonomi Journal of Artificial Intelligence and Digital Business Capacitarea : Jurnal Pengabdian Kepada Masyarakat Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) Relasi : Jurnal Ekonomi TGO Journal of Community Development ABM: International Journal of Administration, Business and Management Jurnal Pengabdian Masyarakat
Musaiyadi Musaiyadi
Institut Teknologi Dan Sains Mandala
Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Social Sciences

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Journal : JURNAL RELASI STIE MANDALA JEMBER

 1 
Pengaruh Bauran Pemasaran Pada Penjualan Cerutu PT BIN Di Indonesia Musaiyadi
RELASI : JURNAL EKONOMI Vol 16 No 1 (2020)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v16i1.341

Abstract

This paper aim to analyze how so far the effect of marketing mix toward total sale of BIN’s cigars in local market. By using mountly data from 2016.1 to 2018.12 on error correction model, this research finds out: (1) product varian of BIN’s cigars significant statistically influence total sale of BINs cigars in local market positively. (2) average price of BIN’s cigars statistically influences total sales of BIN’s cigars in local market negatively. (3) promotion costs of BIN’s cigars statistically did’nt influences total sales of BIN’s cigars in local market negatively. (4) distribution channels of BIN’s cigars statistically did’nt influences total sales of BIN’s cigars in local market negatively. (5) All of those independent variables significant statistically and simultaneously influences total sales of BIN’s cigars in local market positively.
ANALYSIS OF FINANCING EFFECTIVENESS IN SHARIA COOPERATIVES BMT BINA TANJUNG IN JEMBER Bagus Qomaruzzaman Ratu Edi; Karim Budiono; Musaiyadi Musaiyadi
RELASI : JURNAL EKONOMI Vol 18 No 2 (2022)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v18i2.603

Abstract

According to the Decree of the Minister (Kepmen) of Cooperatives and UKM of the Republic of Indonesia Number 91 of 2004 Sharia Financial Services Cooperatives (KJKS) are cooperatives whose business activities are engaged in financing, investment, and savings according to the pattern of profit sharing (sharia). In carrying out its function as a property development house, the BMT Bina Tanjung Sharia Cooperative encourages saving activities and supports the financing of economic activities. The objectives of this study are (1) to determine the effectiveness of sharia financing that has been carried out by the BMT Bina Tanjung Sharia Cooperative in Jember; (2) Knowing the Net Performing Loan (NPL) financing of Sharia Cooperative BMT Bina Tanjung in Jember. This study uses the analysis of Financing Effectiveness and Net Performing Loan Ratio (NPL). By using the purpose sample technique with 30 selected customer respondents, the results include; (a) The effectiveness of financing distribution at the BMT Bina Tanjung Sharia Cooperative in Jember resulted in an average disbursement of financing to customers in the January 2021 to December 2021 range of 105.5%. This means that if the achievement results are more than 100%, then the financing of the BMT Bina Tanjung Sharia Cooperative in Jember is in the Very Effective category, (b) The Net Performing Loan (NPL) calculation shows that the NPL ratio of financing in the BMT Bina Tanjung Jember Sharia Cooperative is above the Bank's ideal number. Indonesia is 5%, which is 7.3%, meaning that there are more bad loans than current loans.
Co-Authors Ade Permana, Angga Afilia Nur A, Dwi Ahmad Sauqi Amrizal, Samsul Andreansah, Soleh Angga Ade Permana Ayu Fonita, Dhea Bagus Qomaruzzaman Bogum, Peronda Dedy Wijaya Kusuma Dika Huriyatul Mukaromah Gerhani, Febrina H Dwi Astutik, Ayu H P, Agustin Handayani, Yuniorita Indah Hendra Purwanto, Radityo Karim Budiono Maghfiroh, Annisatul Muhdar Muhdar, Muhdar Mukaromah, Dika Huriyatul Mukarromah, Aizatul Mustofa Mustofa Paksi Maheswari, Gilar Puspita, Imelda Riza Nurhidayanti, Dwi Rohilu Ramdan, Holisur Saiful Amin Salim, Helmi Agus Suherman Suherman Syafa’atin, Riri Syamsul Arifin Wardarini, Evita