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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar Jurnal Islamika EKSYA: Jurnal Ekonomi Syariah Jurnal Bisnis dan Manajemen (JURBISMAN) Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) Jurnal Media Akademik (JMA) Equivalent : Journal of Economic, Accounting and Management Al-Iqtishad Jurnal Inovasi Ekonomi Syariah dan Akuntansi Jurnal Bisnis, Ekonomi Syariah dan Pajak IPSSJ Ekoman: Jurnal Ekonomi, Bisnis Dan Manajemen
juliana putri
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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TREN PERDAGANGAN INTERNASIONAL DAN PENGARUHNYA TERHADAP NERACA PERDAGANGAN INDONESIA Febi Safitri; Juliana Putri
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 2 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v5i2.2177

Abstract

International trade is an economic interaction between countries that enables the exchange of goods and services to meet domestic market needs and accelerate economic growth. Indonesia, as a country with an open economy, has a high dependency on export and import activities. This article aims to analyze the impact of current international trade trends, such as digitalization, protectionist policies, and the shift toward a green economy, on Indonesia's trade balance. This study employs a descriptive qualitative method using secondary data to evaluate these changes and their effects on export-import patterns. The findings indicate that these global trends pose challenges for Indonesia, particularly concerning its dependence on commodities and imported capital goods. The article also proposes strategies to enhance Indonesia's competitiveness through export product diversification and domestic industrial development, to maintain trade balance stability and strengthen Indonesia's position in the global market.
MASA DEPAN PEKERJAAN DALAM EKONOMI SYARIAH: DAMPAK AI TERHADAP EFISIENSI DAN PENGGANTIAN PERAN MANUSIA Akmalul Hajja, Juliana Putri
Integrative Perspectives of Social and Science Journal Vol. 2 No. 01 Februari (2025): Integrative Perspectives of Social and Science Journal
Publisher : PT Wahana Global Education

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Dalam beberapa dekade terakhir, perkembangan teknologi, khususnya kecerdasan buatan (AI), telah mengubah drastis bidang ekonomi. Namun, di balik potensi yang menjanjikan, kehadiran AI dapat mempengaruhi lapangan kerja, dengan otomatis menggantikan beberapa jenis pekerjaan manusia. Penelitian ini bertujuan untuk memberikan wawasan yang mendalam tentang potensi dan tantangan yang mungkin dihadapi, serta menyajikan rekomendasi untuk mengoptimalkan peran masnusia dalam menghadapi era digital yang terus berkembang. Penelitian ini adalah penelitian kualitatif deskriptif. Peneliti menggunakan pendekatan teologi normatif dan fenomenologi untuk memfokuskan pada berbagai aspek perilaku manusia dan berusaha untuk mendalami fenomena tersebut. Keterampilan yang diperlukan di masa depan harus dikembangkan oleh tenaga kerja agar tetap relevan dan seimbang dengan kemajuan teknologi. Dengan kemudahan teknologi yang terus berkembang, seorang wajib menguasai dan mengendalikan teknologi. Soft skill yang kuat sangat penting agar tetap relevan di tengah digitalisasi ekonomi yang pesat.
ANALISIS PEMAHAMAN KEUANGAN SYARIAH BAGI MASYARAKAT DAN IMPLIKASINYA TERHADAP KEPUTUSAN MEMILIH  PEMBIAYAAN SYARIAH Elsi Nuliawati Marpaung; Juliana Putri
Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) Vol. 3 No. 1 (2025): November
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jimea.v3i1.6278

Abstract

Penelitian ini bertujuan untuk menganalisis tingkat pemahaman keuangan syariah pada masyarakat serta implikasinya terhadap keputusan dalam memilih pembiayaan syariah. Latar belakang penelitian bertumpu pada meningkatnya kebutuhan masyarakat terhadap layanan keuangan syariah, sementara tingkat literasi keuangan syariah masih belum merata dan sering kali tidak sejalan dengan perilaku penggunaannya. Penelitian ini menggunakan pendekatan kualitatif melalui studi literatur dan analisis tematik terhadap berbagai sumber ilmiah, seperti jurnal akademik, laporan lembaga keuangan syariah, dan publikasi terkait literasi keuangan. Hasil penelitian menunjukkan bahwa pemahaman masyarakat mengenai konsep dasar keuangan syariah meliputi akad, rukun, larangan riba, dan skema bagi hasil—berpengaruh secara signifikan terhadap sikap dan preferensi dalam memilih pembiayaan syariah. Semakin baik tingkat pemahaman individu mengenai prinsip dan keunggulan pembiayaan syariah, semakin tinggi kecenderungan mereka untuk memilih produk syariah dibandingkan pembiayaan konvensional. Penelitian ini juga menegaskan pentingnya peningkatan kualitas edukasi dan sosialisasi keuangan syariah sebagai upaya strategis dalam memperkuat literasi masyarakat. Dengan demikian, peningkatan literasi keuangan syariah diharapkan dapat mendorong pertumbuhan industri keuangan syariah serta memperkuat kepercayaan masyarakat terhadap produk pembiayaan berbasis syariah.
Dimensi Nilai dan Pembelajaran Etika dalam Konsep Murabahah Perspektif Tafsir al-Azhar Juliana Putri; Dicky Armanda; Muhammad Syahrial Razali Ibrahim
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Published
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.40768

Abstract

This research is motivated by the dominant use of the murabahah contract in contemporary Islamic economic practices, which is often understood in a technical-formal manner, thus potentially obscuring the value dimensions and ethical learning contained therein. This study aims to analyze the value dimensions and ethical learning in the murabahah concept based on the verses of the Qur'an on trade and usury and their interpretation in Buya Hamka's Tafsir al-Azhar. The research method used is qualitative with a library research design and a normative-interpretative approach, with data sources consisting of the Qur'an, Tafsir al-Azhar, and scientific literature related to Islamic economics and the ethics of muamalah. The results of the discussion indicate that murabahah obtains Qur'anic legitimacy because it is based on a fair, transparent, and exchange-based buying and selling mechanism based on real benefits, which is fundamentally different from usury which is exploitative. The research findings confirm that according to Buya Hamka, murabahah is not only an economic contract, but also a medium for internalizing Islamic educational values ​​that instill honesty, justice, trustworthiness, and social responsibility, and will lose its ethical meaning if carried out formally. The implications of this research indicate that strengthening murabahah practices requires integration between legal compliance and value awareness, so that murabahah can function as an educational instrument for Islamic economic ethics that is in line with the objectives of sharia (maqāṣid al-sharī‘ah) and contemporary social needs.
Peran Strategis Perempuan dalam Membangun Ketahanan Psikososial Anak Pascabencana melalui Pendidikan Dasar Maisura; Juliana Putri; Maitanur; Abdul Ghani; Ja’far Nasution; Darmadi
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Public
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.40973

Abstract

The increasingly frequent hydrometeorological disasters in Indonesia, particularly in Aceh, have serious psychosocial impacts on elementary school-aged children, directly impacting the continuity of the learning process. This study aims to analyze the strategic role of women in building post-disaster psychosocial resilience in children through basic education by examining the underlying social, cultural, and religious dimensions. The study used a qualitative method with a field research approach, collecting data through in-depth interviews, participant observation, and documentation studies with female companions, elementary school-aged children, and community leaders in Alue Kuta Village, Bireuen Regency. The results indicate that post-disaster children experience anxiety, fear, impaired concentration in learning, and a decreased sense of security. Women emerge as the primary actors in psychosocial support through maternal relationships, emotional closeness, and informal educational practices based on Islamic values. The main findings reveal that women's mentoring, imbued with the values ​​of mercy, patience, and religious coping, effectively restores children's emotional stability, strengthens social adaptation, and encourages the sustainability of post-disaster basic education. This research highlights the importance of integrating women's roles and a religious-based psychosocial approach into basic education and disaster management policies to ensure holistic, sustainable, and aligns children's recovery with the Islamic culture and values ​​prevalent in the community. Keywords: Children, Disaster, Education, Women, Psychosocial.
ULAMA TIMUR TENGAH DAN ISLAMISASI ACEH: STUDI PENDIDIKAN SEJARAH TENTANG OTORITAS SIMBOLIK DAN REALITAS HISTORIS Abdul Ghani; Ja'far Nasution; Maisura; Juliana Putri; Maitanur
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Produce
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.41911

Abstract

This research is motivated by the strong popular narrative that positions Middle Eastern clerics as the dominant actors in the Islamization of Aceh without critical verification of contemporary historical evidence. This study aims to analyze the relationship between the symbolic authority of Middle Eastern clerics and the historical reality of the Islamization of Aceh, as well as its implications for history education. The method used is qualitative research with a critical history approach and intellectual historiography combined with a history education perspective, through analysis of primary sources in the form of classical Acehnese manuscripts, foreign traveler's notes, archaeological and epigraphic evidence, and secondary sources from contemporary academic studies. The results of this study indicate that the claim of dominance of Middle Eastern ulama in the early phase of the Islamization of Aceh in the 12th–14th centuries CE is not supported by contemporary historical evidence, but rather is a retrospective symbolic construction in the historiography of the sultanate. The role of Middle Eastern ulama only became significant in the 16th–17th centuries in the context of the consolidation of the Aceh Darussalam Sultanate, especially as agents of legitimacy of state orthodoxy and ideology. The research findings also emphasize the centrality of local ulama and Nusantara networks in the production, transmission, and adaptation of contextual Islamic knowledge. The implications of this study emphasize the importance of a critical and multi-perspective approach in history education so that the Islamization of Aceh is understood as a complex, networked, and local agency-based historical process, rather than a linear, top-down narrative.
T Challenges and Opportunities for the Digitalization of Islamic Banking in Indonesia in the Fintech Era: Di Indonesia Dalam Era Fintech Anisa Thasqiya; Juliana Putri
JURNAL ISLAMIKA Vol 9 No 01 (2026): JURNAL ISLAMIKA
Publisher : Fakultas Studi Islam Universitas Muhammadiyah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jsi.v9i01.10477

Abstract

Digitalisasi dan perkembangan fintech memberikan peluang besar bagi penguatan layanan perbankan syariah di Indonesia, namun juga menghadirkan tantangan dalam menjaga kepatuhan syariah, keamanan data, dan kesiapan masyarakat. Penelitian ini bertujuan mengkaji secara komprehensif peluang, tantangan, dan strategi penguatan perbankan syariah dalam menghadapi transformasi digital. Metode yang digunakan adalah studi pustaka dengan pendekatan kualitatif melalui analisis berbagai jurnal, laporan, dan sumber akademik terkait. Hasil penelitian menunjukkan bahwa pemanfaatan teknologi seperti kecerdasan buatan, blockchain, dan layanan mobile memberikan efisiensi operasional, memperluas inklusi keuangan, serta mendorong inovasi produk syariah. Namun, risiko keamanan digital, rendahnya literasi keuangan masyarakat, lemahnya perlindungan terhadap praktik pinjaman ilegal, serta keterbatasan sumber daya manusia menjadi kendala utama. Penelitian ini menyimpulkan bahwa keberhasilan digitalisasi perbankan sangat bergantung pada penguatan regulasi, peningkatan literasi digital, pengembangan SDM, serta kolaborasi antara industri keuangan dan regulator. Implikasi penelitian menegaskan perlunya strategi adaptif agar transformasi digital berjalan secara aman, inovatif, dan tetap sesuai prinsip-prinsip syariah.
Peran Modal Sosial dan Literasi Digital dalam Membangun Pemahaman Keuangan Syariah di Era Modern Putri Humairah Napitupulu; Juliana Putri
Jurnal Bisnis, Ekonomi Syariah, dan Pajak Vol. 2 No. 4 (2025): Desember : Jurnal Bisnis, Ekonomi Syariah, dan Pajak (JBEP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jbep.v2i4.1816

Abstract

This article develops a conceptual model that explains how social capital and digital literacy interact in shaping Islamic financial literacy in the digital era. Through a comprehensive literature review, this study synthesizes theories, empirical findings, and thematic patterns derived from reputable academic journals, scholarly books, and institutional publications. The analysis shows that social capital functions as a value foundation encompassing trust, collective norms, and behavioral orientations that influence individuals’ initial acceptance of sharia-based financial practices. Information obtained through family, religious communities, and social networks becomes a crucial entry point that shapes early perceptions and preferences toward Islamic financial products. Meanwhile, digital literacy strengthens individuals’ ability to access, evaluate, and verify Islamic financial information independently through various digital content such as online articles, infographics, educational videos, and Islamic fintech platforms. The interaction between these two dimensions creates a layered learning process in which social capital provides contextual value and trust, while digital literacy deepens technical understanding in a more objective manner. This article contributes theoretically by proposing the Social Capital–Digital Literacy Integrative Model and offers practical implications for Islamic financial institutions, regulators, and fintech providers in designing more effective strategies to enhance Islamic financial literacy in society.
Co-Authors Abdul Ghani Ahmad Sayuti, Ahmad Andika Bayu Kurnia Anisa Thasqiya Armanda, Dicky Darmadi Elsi Nuliawati Marpaung Febi Safitri Hayati, Husna Heny Rofizar Isra Maulina Ja'far Nasution Ja’far Nasution Khairiyah Fikri Azzahra Maisura Maitanur Muhammad Syahrial Razali Ibrahim Putri Humairah Napitupulu Rapika Dewi Rukaini Rukaini Safrina, Eka Siregar, Dewi Primadona Sismaul Panira Sufrizal Yolanda Salsabila