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All Journal JKBM (JURNAL KONSEP BISNIS DAN MANAJEMEN) JASS (Journal of Accounting for Sustainable Society) Indonesian Journal of Devotion and Empowerment (IJDE) Journal of Artificial Intelligence and Digital Business KENDALI: Economics and Social Humanities Jurnal Ekonomi Manajemen Akuntansi Dharma Ekonomi Jurnal Inovasi Hasil Pengabdian Jurnal Abdimas Ekonomi Terapan Jurnal Ekonomika dan Bisnis Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Jurnal Publikasi Manajemen Informatika
Gilang Kharisma Putra
Universitas Selamat Sri, Kendal, Indonesia
Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Literasi Keuangan dan Inklusi Keuangan yang Tepat: Membentuk UMKM yang Sustainable (Studi Kasus pada Resto Nasgor Jawa Pak Sam Brangsong) Rofi’I Rofi’I; Gilang Kharisma Putra
Jurnal Publikasi Manajemen Informatika Vol. 3 No. 3 (2024): JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v3i3.3683

Abstract

This research aims to find out how big the role and functions of Financial Literacy and Financial Inclusion are in MSMEs in the Brangsong sub-district area. This research uses a sample of one of the MSMEs in the Brangsong sub-district, namely Resto Nasgor Jawa Pak Sam Brangsong which has been established since 2017 which has been proven to be sustainable to this day. Until now, many MSMEs in the Brangsong sub-district area are still in decline and have not been able to recover as before due to the Covid-19 pandemic disaster. The results of research on the UMKM Resto Nasgor Jawa Pak Sam Brangsong show that the application of Financial Literacy and proper implementation of Financial Inclusion plays a very important role in the survival of an UMKM, as proven by the proper implementation of Financial Literacy and Inclusion can make Resto Nasgor Jawa Pak Sam Brangsong Sustainable and able to pass during the pandemic well.
Peningkatan Kemampuan Public Speaking Mahasiswa Feb Universitas Selamat Sri Melalui Seminar Interaktif Berbasis Praktek Meli Firdausi Nazila; Gilang Kharisma Putra; M. Rifky Wicaksono; Aldistri Nadia Rigiuma; Kurnia Sandi; Yusrina Apriliani; Agip Satrio
JURNAL INOVASI HASIL PENGABDIAN (JIHAN) Vol. 4 No. 1 (2026): Jurnal Inovasi Hasil Pengadian (JIHAN)
Publisher : 3026-1791

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51792/za7m2e15

Abstract

Mitra sasaran dalam kegiatan pengabdian kepada masyarakat ini adalah mahasiswa Fakultas Ekonomi dan Bisnis Universitas Selamat Sri (UNISS) Kendal Provinsi Jawa Tengah. Permasalahan yang dihadapi mitra adalah rendahnya kepercayaan diri, keterampilan berbicara di depan umum, serta keterbatasan pengalaman dalam menyampaikan ide secara runtut dan persuasif. Kondisi ini menjadi hambatan dalam pengembangan soft skill mahasiswa sebagai calon pemimpin masa depan. Solusi yang ditawarkan adalah penyelenggaraan seminar public speaking yang bersifat interaktif dan berbasis praktik. Kegiatan ini bertujuan untuk meningkatkan kemampuan komunikasi, kepercayaan diri, dan keberanian mahasiswa dalam berbicara di depan publik. Metode yang digunakan meliputi pre-test, ceramah, praktik langsung, diskusi interaktif dan tanya jawab, serta post-test. Hasil pelaksanaan kegiatan menunjukkan adanya peningkatan pemahaman peserta terhadap konsep public speaking, peningkatan kepercayaan diri, serta motivasi untuk tampil dan berbicara di depan forum. Peserta juga menyatakan lebih memahami pentingnya gestur, kontak mata, dan struktur penyampaian pesan. Dengan demikian, kegiatan pengabdian ini berhasil memberikan dampak positif dalam penguatan kapasitas dasar komunikasi mahasiswa Fakultas Ekonomi dan Bisnis Universitas Selamat Sri.
ANALISIS KINERJA KEUANGAN BERDASARKAN PENDEKATAN RASIO LIABILITAS DAN RASIO PROFITABILITAS PADA PT MAYORA INDAH TBK Fitria Yuni Astuti; Gilang Kharisma Putra; Umi Hani
KENDALI: Economics and Social Humanities Vol. 4 No. 1 (2025): KENDALI: Economics and Social Sciences Humanities, Juli 2025
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/kendali.v4i1.822

Abstract

Tujuan dari penelitian ini adalah untuk menganalisis kinerja keuangan pada PT. Mayora Indah Tbk yang terdaftar di Bursa Efek Indonesia, berdasarkan Rasio Likuiditas dan Rasio Profitabilitas pada PT. Mayora Indah Tbk periode 2021-2024. Teknik Analisa Data merupakan teknik analisis kuantitatif yaitu data yang berupa angka-angka yang meliputi laporan keuangan pada PT. Mayora Indah Tbk. Di dalam hasil penelitian berdasarkan Rasio Likuiditas dan Profitabilitas, kinerja keuangan PT. Mayora Indah Tbk pada Rasio Likuiditas mengalami fluktuasi dari tahun 2021-2024 atau ketidak stabilan kinerja keuangan PT. Unilever Indonesia Tbk. pada Rasio Likuiditas namun dapat dikatakan dalam kondisi sangat baik dengan metode Current Ratio dan Quick Ratio dan Cash Ratio mampu mencapai standar industri yang telah ditetapkan. Kemudian pada Rasio Profitabilitas dapat dikatakan dalam kondisi kurang baik, dengan Return On Asset, Return On Equity dan Net Profit Margin yang kurang memenuhi standar industri, sedangkan Gros Profit Margin masuk dalam kategori (cukup baik) menurut Ikatan Akuntansi Indonesia.
Digital SMEs’ Borrowing Decisions: The Role of Literacy, Capabilities, and Fintech Lending Gilang Kharisma Putra; Fitria Yuni Astuti; Jati Handarukmi
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 2 (2026): Mei-Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i2.10335

Abstract

Digital transformation has driven changes in financing behavior among Micro, Small, and Medium Enterprises (MSMEs), particularly in the use of technology-based financing sources. This study aims to analyze the influence of digital financial literacy, digital business capabilities, and access to fintech lending on the borrowing decisions of digital MSMEs in Central Java. The study employs a quantitative approach using a survey method targeting 180 digital MSME operators selected via purposive sampling. Data were analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results indicate that digital financial literacy, digital business capabilities, and access to fintech lending have a positive and significant influence on the borrowing decisions of digital MSMEs. Digital financial literacy has the greatest influence, followed by digital business capabilities and access to fintech lending. Additionally, these three variables account for 50.6% of the variation in SME borrowing decisions. These findings indicate that SME borrowing decisions in the digital era are influenced not only by capital needs but also by the level of digital readiness of business owners. This study contributes to the literature on SME financial behavior by emphasizing the importance of strengthening digital financial literacy, digital business capabilities, and access to digital financing in supporting more productive and sustainable financing decisions.
Co-Authors Abdul Khafid Abdul Khafid Ageng Prasetyo Agip Satrio Aldistri Nadia Rigiuma Arum Pujiastuti Arum Pujiastuti Astuti, Fitria Yuni Bambang Wahyudi Che Rusuli, Mohamad Saufi Feri Tristiawan Fitria Yuni Astuti Fitria Yuni Astuti Fitria Yuni Astuti jati handarukmi Kurnia Dewi Lestari Kurnia Sandi Kuwatno M. Rifky Wicaksono Marlon R. Astilero Mohamad Saufi Che Rusuli Nanang Apriliyanto Nazila, Meli Firdausi Nurhidayah, Siti Abdillah Nurifa Laksmitasari Azizah Rahul Bandari Rahul Bhandari Ripan Rofi’I Rofi’I SEPTIAN DWI CAHYO Sherli Junianingrum Shofiatul Mila Siti Abdillah Nurhidayah Siti Masrofah Umi Hani Umi Hani Wahyu Adi Wibowo Yusrina Apriliani