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All Journal Cakrawala Repositori Imwi jurnal syntax admiration Journal of Economics and Business UBS Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan Jurnal Impresi Indonesia Journal of Social Research Return : Study of Management, Economic and Bussines Jurnal Indonesia Sosial Teknologi Jurnal Pendidikan Indonesia (Japendi) Insight : International Journal of social research Journal of Village Development Innovation
Widya Widya
Institut Agama Islam Bunga Bangsa Cirebon, Indonesia
Religion Aerospace Engineering Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences

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Improving Community Financial Literacy through Financial Education Seminar and Assistance in Making Business Identification Numbers (NIB) in Mundu Mesigit Village Widya Widya; Hanifah Hanifah; Devi Yulia; Mohammad Ridwan
Journal of Social Research Vol. 5 No. 1 (2025): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v5i1.2939

Abstract

This community service program aims to increase financial literacy and encourage business legality through assistance in making Business Identification Numbers (NIB) for MSME actors in Mundu Mesigit Village. The low public understanding of financial management, the risk of online loans, and the lack of business legality are the basis for the need for integrated intervention. The activity was carried out through financial education seminars and technical assistance for NIB registration using the Online Single Submission (OSS) system. The method used is qualitative descriptive through observation, direct assistance, informal interviews, and published NIB documentation. The results of the activity showed that the seminar succeeded in improving participants' understanding of financial segregation, cash flow recording, and financial risk management. In addition, OSS assistance has proven to be effective, as evidenced by the issuance of 32 NIBs from 33 participants. This program not only overcomes financial and digital literacy barriers, but also strengthens the capacity of MSME actors to manage their businesses formally and sustainably. These findings confirm that the integrated intervention model is very relevant and can be replicated for the empowerment of MSMEs in other rural areas.
Transformation of the Agricultural Industry Based on Thayyiban Halalan Principles: Strengthening Regulations and Technological Innovation in Facing Global Halal Trends Indi Millatul Maula; Widya Widya
Return : Study of Management, Economic and Bussines Vol. 5 No. 2 (2026): Return: Study of Management, Economic and Business
Publisher : PT. Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57096/return.v5i2.457

Abstract

The halal industry has now shifted from simply fulfilling religious obligations to global quality standards that include strategic sectors such as agriculture. This research aims to analyze potential, identify upstream-downstream technical challenges, and evaluate the implementation of halal industry development in the agricultural sector in Indonesia. The method used is qualitative descriptive with a case study approach on the Halal Agribusiness Area. Data was collected through literature studies on national regulations, institutional reports in 2023, and scientific literature related to halal supply chains. The results of the study show that Indonesia has great potential supported by the contribution of the agricultural sector to GDP of 13.5% and a significant increase in halal certification. However, the fundamental challenges are still found in the low halal literacy of farmers, the lack of specific regulations for agricultural inputs such as fertilizers and seeds, and the low allocation of halal research budgets which only reaches 5%. A case study in East Lombok proves that the integration of halal standards with organic farming systems and traceability can increase the economic value of products by 20-25%. The conclusion of this study emphasizes that the acceleration of the halal agriculture industry requires regulatory synergy, strengthening halal laboratory infrastructure, and replicating the community-based agribusiness area model to increase global competitiveness in accordance with the vision of Golden Indonesia 2045. These findings imply that evidence-based policy interventions particularly in halal regulatory harmonization, halal infrastructure development, and farmer capacity building.
Implementasi Nilai-Nilai Etika Bisnis Islam dalam Praktik Kerja di PT Syntax Corporation Indonesia Hanipah Hanipah; Devi Yulia; Widya Widya; Muhammadun Muhammadun
Jurnal Impresi Indonesia Vol. 4 No. 12 (2025): Jurnal Impresi Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jii.v4i12.7291

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi nilai-nilai etika bisnis Islam dalam praktik kerja divisi administrasi data di PT Syntax Corporation Indonesia. Dengan menggunakan pendekatan deskriptif kualitatif, data diperoleh melalui observasi selama kegiatan magang, wawancara informal, dokumentasi SOP, serta studi pustaka terkait etika bisnis Islam. Hasil penelitian menunjukkan bahwa nilai amanah, sidq, dan fathanah diterapkan secara konsisten oleh karyawan melalui ketelitian dalam pengelolaan data, kejujuran dalam pelaporan kesalahan, serta kemampuan mengatur beban kerja secara efisien sesuai SOP. Budaya religius perusahaan meliputi salat dhuha, kajian pagi, dan pembacaan surat Al-Mulk ikut memperkuat internalisasi etika kerja dan membentuk suasana kerja yang kondusif, disiplin, dan kolaboratif. Temuan ini sejalan dengan penelitian terdahulu yang menegaskan bahwa etika bisnis Islam berpengaruh signifikan terhadap profesionalitas dan kinerja organisasi. Kendala yang muncul terutama terkait adaptasi karyawan baru dan variasi kemampuan teknis, namun dapat diatasi melalui supervisi rutin dan pendampingan senior. Secara keseluruhan, penelitian ini menyimpulkan bahwa PT Syntax Corporation Indonesia berhasil menerapkan etika bisnis Islam secara komprehensif dalam lingkungan kerja modern berbasis digital.
Sharia Financial And Banking Product Innovation In SMEs Development Mohammad Subkhan; Feri Hardiyanto; Widya Widya; Diana Maghfiroh
International Journal of Social Research Vol. 1 No. 1 (2023): Insight : International Journal of social research
Publisher : Worldwide Research Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59888/insight.v1i1.3

Abstract

The financial product innovation that exists at the KHAS Kempek Micro Waqf Bank, Cirebon Regency is one of several sharia MFIs for community empowerment programs through the establishment of Sharia MFIs around Islamic boarding schools, which in its establishment was facilitated by the Financial Services Authority (OJK) and the Small Business Business Incubation Center (PINBUK). This study aims to find out how to optimize the use of Islamic products at Micro Waqf Banks for Islamic Financial and Banking Innovation in MSME Development. Method study using a qualitative approach to design descriptive analytical. Source of data used is primary data sources from data obtained by observing and interviewing directly from the source, namely at the KHAS Kempek Micro Waqf Bank, Cirebon Regency as well as collecting documentation from books, articles, journals, the internet and various other sources which are then processed and analyzed with stages of analysis which include data reduction, data display and verification as well as conclusions. Results from study shows that Islamic Financial and Banking Innovation Micro Waqf Bank KHAS Kempek Cirebon Regency for the Economic Empowerment of Micro Enterprise Actors (MSMEs) around Islamic Boarding Schools is operating with sharia principles that are committed to tackling the problem of poverty and inequality by providing access to capital to productive poor people or to micro-entrepreneurs around Islamic boarding schools to improve their standard of living and help them with loans that are unsecured or collateral and most importantly with very low margins, which are equivalent to 3% per year, by maximizing cash waqf funds in providing loans capital, coaching and evaluation. It was concluded that the KHAS Kempek Micro Waqf Bank, Cirebon Regency, had succeeded in empowering the micro-business actors around Islamic boarding schools with sharia principles.
Co-Authors Abi Surya Wijaya Amelia Amelia Cory Vidiati Dany Almay Arsanto Darmawan Wahyu Pratama Devi Yulia Devi Yulia Diana Magfiroh Diana Maghfiroh Dini Selasi Dini Selasi Feri Hardiyanto Ginna Novarianti Dpp Ginna Novarianti Dwi Putri Pramesti Haliza Amera Hanifah Hanifah Hanipah Hanipah Indi Millatul Maula Lutfiyatut Tamamiyah Mar’atus Solikhah Mohammad Ridwan Mohammad Subkhan Muhammad Viky Muhammadun Muhammadun SD Sumbogo Murti Sintha Soraya Siti Ainul Kholipah