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Pengaruh Dana Pihak Ketiga (DPK), Inflasi dan Bi Rate Terhadap Jumlah Penyaluran Kredit di Bank Negara Indonesia (BNI) Periode 2013-2017 I Wayan Aristiyoga; A. A. Ketut Jayawarsa; Kompiang Bagiada
Warmadewa Economic Development Journal (WEDJ) Vol. 1 No. 2 (2018): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.1.2.1097.49-58

Abstract

The purpose of this research is to find out how the influence of third party funds (DPK), inflation, and BI Rate partially and simultaneously on the amount of credit distribution at Bank Negara Indonesia (BNI). The data analysis technique used is the classical assumption test, multiple linear regression analysis. The results of third party funds research, inflation and the BI rate have a significant effect on the amount of lending to Bank Negara Indonesia. On variable third party funds have a positive and significant influence on the amount of credit distribution at Bank Negara Indonesia. From the t test on the Inflation variable has a negative and not significant effect on the amount of lending at Bank Negara Indonesia. From the t test on the variable the BI Rate has a negative influence and is not significant to the amount of lending to Bank Negara Indonesia.
Pengaruh Inflasi, Suku Bunga BI Rate, Pertumbuhan Ekonomi, Non Performing Loan (NPL) dan Capital Adequacy Ratio (CAR) terhadap Penyaluran Kredit Usaha Rakyat (KUR) pada Bank Umum di Indonesia Periode 2013-2017 Dwitya Yulia Ramandhana; A.A. Ketut Jayawarsa; Ita Silvia Azita Aziz
Warmadewa Economic Development Journal (WEDJ) Vol. 1 No. 1 (2018): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.1.1.1117.30-40

Abstract

This research was aimed to analyze the influence of inflation, interest rates, economic growth Rate of BI, the Non Performing Loan (NPL) and Capital Adequacy Ratio (CAR) of Channeling people's business credit (KUR) on commercial banks in Indonesia 2013-2017 Period. The data collection method used in this study is the documentation method. The analysis technique used to analyze the data is multiple linear regression analysis which aims to examine the effect of more than one independent variable on the dependent variable. The results of research partially Inflation, economic growth has no effect. Positive influences shown in this study indicate that the lower Interest Rate, BI's Non Performing Loan (NPL) and Capital Adequacy Ratio (CAR) it will increase your channeling people's business credit (KUR), while a negative influence shown in this study indicated that the higher Inflation and economic growth, it will lose channelling people's business credit (KUR). Simultaneous inflation, interest rates, economic growth Rate of BI, the Non Performing Loan (NPL) and Capital Adequacy Ratio (CAR) effect significantly to channelling people's business credit (KUR) on commercial banks in Indonesia.
Pengaruh Kualitas Layanan dan Citra Perusahaan terhadap Loyalitas Nasabah pada PT. BPR Sari Jaya Sedana di Klungkung Kadek Novita Maharani Dewi; A.A. Ketut Jayawarsa; A.A. Sri Purnami
Warmadewa Economic Development Journal (WEDJ) Vol. 2 No. 1 (2019): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.2.1.1150.18-30

Abstract

The aims of this research is to know the influence of the quality of service and customer loyalty towards the company's image simultaneously and partial on BPR Sari Jaya Sedana. Samples become the object of the research is the customer on BPR PT Sari Jaya Sedana. The analysis of the data used is test validity and reliability, test the assumptions of classical linear regression method, and multiple. The results showed that the simultaneous service quality and corporate image of the positive effect significantly to customer loyalty. Then partially also the service quality and corporate image of the positive effect significantly to customer loyalty.
Pengaruh Ekspor, Impor, Kurs Nilai Tukar Rupian, Dan Tingkat Inflasi Terhadap Cadangan Devisa Indonesia Periode 1999-2018 I Putu Agung Baskara Dananjaya; A.A. Ketut Jayawarsa; A.A. Sri Purnami
Warmadewa Economic Development Journal (WEDJ) Vol. 2 No. 2 (2019): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.2.2.1359.64-71

Abstract

The writing of this thesis aims to find out exports, imports, exchange rate, and the inflation rate has an impact on foreign exchange reserves Indonesia either partially or simultaneous. This research using secondary data published Bank Indonesia and the Central Bureau of statistics includes data on foreign exchange reserves, exports, imports, exchange rate, and inflation data in the form of annual 1999-2018 period. The object of this research is the total foreign exchange reserves, exports, imports, exchange rate, and inflation. Analysis tools in this study is the analysis of multiple linear foreign exchange reserves as the dependent variable and independent variable: exports, imports, exchange rate, and inflation are processed using the SPSS program. The results of this study using two stages, the first stage of variable Import experience multicollinearity resulting in variable import issued, phase two showed significant influential variable export results and a positive exchange rate effect, variable significant and positive, and significant influential variable inflation and negatively to foreign exchange reserves. To the three variables export, exchange rate, and inflation together impact Indonesia foreign exchange reserves.
Pengaruh Nilai Tukar (Kurs), Inflasi dan Tingkat Suku Bunga Tabungan terhadap Volume Tabungan Masyarakat pada Bank Umum Pemerintah di Indonesia (Periode 2013-2017) Ni Kadek Rita Yanti; A. A. Ketut Jayawarsa; I Gde Agung Wira Pertama
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 1 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.1.1592.29-37

Abstract

This study entitled The Effect of Exchange Rate (Exchange), Inflation, and Interest Rates on Savings Against the Volume of Public Savings in Government Commercial Banks in Indonesia for the period 2013-2017. The formulation of the problem: How the Effect of Exchange Rate (Exchange), Inflation, and Interest Rate Savings Against the Volume of Public Savings at Government Commercial Banks in Indonesia Period 2013-2017 simultaneously and partially. The purpose of this study are: To analyze the effect of Exchange Rate (Exchange ), Inflation, and Interest Rate Savings Against the Volume of Public Savings in Government Commercial Banks in Indonesia Period 2013-2017 simultaneously and partially. This research was conducted at the Government Commercial Bank through the website www.bi.go.id and www.ojk.go.id. The analytical tool used is Multiple Linear Regression Analysis, F Test (F-test), and t Test (t-test), before multiple linear regression analysis is carried out descriptive analysis of data and Classical Assumption Test, Results obtained from regression multiple linear is Y = 13,069 + 0,591 X1 + 0,040 X2 + 0,843 X3.
Faktor-Faktor Yang Mempengaruhi Literasi Keuangan Dalam Penggunaan Produk Dan Jasa Lembaga Keuangan Ni Kadek Kiki Novita Mahaeni; A. A. Ketut Jayawarsa; Kompiang Bagiada
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2270.59-64

Abstract

Financial literacy is a series of processes or activities to increase knowledge, skills and confidance of the wider community that can manage personal finances better. This study was conducted to determine the effect of gender, parents income and place of origin on financial literacy in the use of financial institution products and services simultaneously and partially active students of Semseter V, Faculty of Economics and Business, Warmadewa University. The results of this study indicate that gender, parents income, and place of origin have positive and significant effects on financial literacy in the use of financial institutions for products and services. Then partially gender have a significant positive effect on financial literacy in the use of financial institution products and services while parents income and place of origin has no effect.
Pengaruh Inflasi dan BI Rate terhadap Simpanan Masyarakat pada Bank Umum Pemerintah di Indonesia Tahun 2009-2018 Ni Made Mareta Dewi Saputri; A. A. Ketut Jayawarsa; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2316.65-72

Abstract

The research is entitled The Effect of Inflation and BI Rate on Public Savings at Government Commercial Banks in Indonesia on 2009-2018. The formulation of the problem is: How the influence of Inflation and BI Rate on Public Savings at Government Commercial Banks in Indonesia on 2009-2018 simultaneously and partially. The aims of the research is to analyze the effect of Inflation and BI Rate on Public Savings at Goverment Commercial Banks in Indonesia on 2009-2018. Data analysis tools used are the classical assumption test and hypothesis testing with multiple linear regression methods. The result of the research is the Inflation and BI Rate simultaneously (together) had a positive and significant effect on public savings at Government Commercial Bank in Indonesia. Inflation variable partially has a negative and significant effect on public savings, while the BI Rate variable partially has a negative and significant effect on public savings.
Pengaruh Dana Pihak Ketiga dan Tingkat Suku Bunga Terhadap Penyaluran Kredit UMKM Pada PT. Bpr Sukawati Pancakanti Periode 2011-2018 Ni Kadek Juli Artini; A. A. Ketut Jayawarsa; A.A Sri Purnami
Warmadewa Economic Development Journal (WEDJ) Vol. 4 No. 1 (2021): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.4.1.3147.14-20

Abstract

The purpose of this study is to determine the effect of third party funds and interest rates simultaneously and partially on the distribution of MSME loans. Data analysis techniques used are the classic assumption test, multiple linear regression analysis, F test and t test. Based on the test results from the F test the variable Third Party Funds and Interest Rates significantly influence the number of MSME loans disbursed by PT.BPR Sukawati Pancakanti for the 2011-2018 Period. From the t test on the variable Third Party Funds have a positive and significant impact on the distribution of MSME loans. From the t test the Interest Rate variable has a positive and not significant effect on the distribution of MSME loans channeled by PT. BPR Sukawati Pancakanti for the 2011-2018 period.
Pengaruh Komponen Indeks Pembangunan manusia Terhadap Pertumbuhan ekonomi Kabupaten / Kota di Bali Tahun 2012-2019 Ni Komang Octavia Giri; Putu Ngurah Suyatna Yasa; A.A. Ketut Jayawarsa
Warmadewa Economic Development Journal (WEDJ) Vol. 5 No. 2 (2022): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.5.2.2022.31-39

Abstract

Consumptive Human development is one indicator of achieving economic development. Granting human development increases every year, inequality in human development is motionless discernable between districts/cities in the province of Bali. Furthermore, this study aims to determine the effect of life expectancy, literacy rate, average school length and real expenditure per capita on economic growth. The data used was secondary data downloaded from the Central Agency in Statistics of Bali Province and was a 2012 - 2019 time series. The descriptive qualitative method applied to analyze the data in this study. The results of data processing were consisted of life expectancy has a positive effect on economic growth, literacy rates have a negative effect on economic growth, the average school length has a positive and insignificant effect on economic growth, and real expenditure per capita has a significant negative effect on economic growth of Districts / City in Bali. Formerly, The Government is expected to increase further performance that is capable to improve the quality of education in the Districts / City in Bali. Education level must be considered thoughtfully to promote better economic growth and per capita expenditure needs to be stabilized every year.
Faktor-Faktor yang Dominan Mempengaruhi Permintaan Pada Aplikasi Belanja Online Ni Made Rianita Nova Damayanthi; Ni Putu Rediatni Giri; Anak Agung Ketut Jayawarsa
Warmadewa Economic Development Journal (WEDJ) Vol. 6 No. 1 (2023): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.6.1.2023.18-23

Abstract

This study is meaningful to analyze the factors that have a demand on online shopping applications. This study uses the Slovin formula with 100 people. The analysis technique in this study is an exploratory factor. Where the results of this study show that the dominant factor influencing the demand for Online Shopping Applications in Denpasar City as a whole is outlined in factor 1, which is dominant, namely taste and then forecasting future conditions. Judging from the results of the study, there is 1 factor that influences the demand for Online Shopping Applications in Denpasar City, namely the taste factor and forecasting conditions in the future.