Article Per Year (5 Year)
p-Index From 2021 - 2026
6.458
P-Index
This Author published in this journals
All Journal Jurnal Penelitian Ekonomi dan Bisnis I-Finance Journal Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Perisai : Islamic Banking and Finance Journal Economica: Jurnal Ekonomi Islam Jurnal Riset Keuangan dan Akuntansi (JRKA) Shirkah: Journal of Economics and Business TSAQAFAH Jurnal Tabarru': Islamic Banking and Finance FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Journal of Enterprise and Development (JED) MALIA: Journal of Islamic Banking and Finance Jurnal Ilmu Perbankan dan Keuangan Syariah Ulumuna Etihad: Journal of Islamic Banking and Finance El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Akuntansi'45 Jurnal Ekonomika dan Bisnis Islam Akademika : Jurnal Pemikiran Islam Jurnal Perbankan Syariah Darussalam (JPSDa) AT-TIJARAH: Journal Islamic Banking and Finance Research Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah INASJIF Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Journal of Management and Innovation Entrepreneurship (JMIE) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Maps (Manajemen Perbankan Syariah) Ziswaf Asfa Journal Journal of Development Economics and Digitalization, Tourism Economics (JDEDTE) Jurnal Bisnis Inovatif dan Digital Journal of Finance and Islamic Banking Jurnal Perbankan Syariah Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Al-bank: Journal of Islamic Banking and Finance Jurnal Kajian Ekonomi dan Perbankan Syariah JPS (Jurnal Perbankan Syariah) International Journal of Islamic Business and Economics (IJIBEC) Jurnal Ekonomi, Manajemen, Akuntansi
Budi Sukardi
Universitas Islam Negeri Raden Mas Said Surakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 56 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 56 Documents
Search

 2   3   4   5   6 
A World on Fire, Markets in Turmoil: Uncovering the Resilience of Islamic Stocks Amid Global Conflict Hasyim, Fuad; Sukardi, Budi; Astuti, Yuni
Etihad: Journal of Islamic Banking and Finance Vol. 5 No. 2 (2025)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v5i2.11942

Abstract

Introduction: Geopolitical conflicts that have occurred since 2023, especially between Israel and Palestine, and Israel and Iran, have created significant pressure on global financial market stability. This study evaluates and compares the response and volatility of Islamic stock indices (the Dow Jones Islamic Market) and conventional stock indices (the MSCI World) to those of two major geopolitical events. Research Methods: Using the event-based EGARCH(1,1) model and daily data for the period from January 2023 to June 2025, this study also included macroeconomic control variables such as VIX, USDX, gold prices, and oil prices in the analysis. Results:The results show that DJIM tends to be more responsive to global risk indicators (such as VIX and USDX), but relatively stable to the direct impact of conflict, while the MSCI World shows greater sensitivity to oil price fluctuations. Both indices show persistent and asymmetric volatilities. However, DJIM exhibits a stronger stability in the face of external uncertainty. Conclusion: This study makes an important contribution to the understanding of the resilience of the Sharia market and offers a new methodological approach for examining the dynamics of global conflict. These findings are relevant for investors, regulators, and policymakers to build more resilient and ethical investment strategies.
Pengaruh Kemudahan, Kemanfaatan, dan Keamanan Terhadap Keputusan Transaksi Menggunakan QRIS: Studi Masyarakat Solo Raya Ilya Nur Rahmawati; Budi Sukardi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 1 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i1.5441

Abstract

Current developments in the field of industrial technology encourage people to get used to using digital transactions, which are often called financial technology (fintech). This research aims to find out how convenience influences the decision to use digital money (QRIS), how usefulness influences the decision whether to use digital money (QRIS), and how security influences the decision to use digital money (QRIS). The population in this study was the Solo Raya community, questionnaires were distributed to 150 respondents. The data was tested using respondent descriptions, evaluation of the outer model, and evaluation of the inner model. The findings show that usefulness and safety have a significant influence on the decision to use QRIS. However, convenience does not influence the decision to use QRIS.
Penerapan Gaya Kepemimpinan Transformasional dalam Meningkatkan Kinerja Karyawan di KSPPS NU Sejahtera: Studi Deskriptif Isma Wardiana; Budi Sukardi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 11 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i11.9175

Abstract

                This study aims to describe the application of transformational leadership and its contribution to improving employee performance at KSPPS NU Sejahtera. The study employed a qualitative approach with a descriptive approach, conducted through in-depth interviews, non-participatory observation, and documentation of managers and marketing staff. The results indicate that the four dimensions of transformational leadership according to Bass and Avolio idealized influence, inspirational motivation, intellectual stimulation, and individualized consideration have been consistently applied in this cooperative's work environment. Despite challenges during the leadership transition in 2022, the new leaders successfully established open communication, clearly communicated the organization's vision, and demonstrated concern for employees. Consequently, employee morale and performance have improved, reflected in indicators of quality, quantity, resilience, and work attitude. Institutionally, this is demonstrated by the cooperative's revenue growth, reaching IDR 860 billion in 2024, network expansion, and strategic partnerships with national and international institutions. These findings reinforce the relevance of transformational leadership as an effective managerial strategy for improving the performance and sustainability of Sharia-compliant organizations.
Adoption of UTAUT3 Model on the Use of BSI Mobile Application Putri, Daneza Dhea Ananda; Sukardi, Budi
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 12 No. 2 (2025): Vol. 12 No. 2 (2025)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research is used to examine the variables that determine user intention in adopting BSI Mobile services as a digital payment platform through the UTAUT3 construct model. This type of research is quantitative, with a research sample of 245 respondents as the primary data source using a questionnaire survey. Data analysis using SmartPLS software. The research findings show that there are variables that have a significant influence, namely the variables of performance expectations, social influence, habits, and personal innovation on behavioural intentions, as well as facilitating conditions, habits, and behavioural intentions on usage behaviour. Meanwhile, variables that do not have a significant impact are effort expectations, hedonic motivation, price value, and facilitating conditions on behavioural intention, as well as personal innovation on usage behaviour. This research contributes to knowing the link between how the behaviour of BSI Mobile service users as a guide for platform owners and users to develop better services and the Indonesian people in choosing the use of digital payments, as well as spreading the literacy of using the BSI Mobile application. Keywords: UTAUT3; BSI Mobile; SEM-PLS. Abstrak: Penelitian ini digunakan untuk mengkaji variabel penentu niat pengguna dalam mengadopsi layanan BSI Mobile sebagai platform pembayaran digital melalui model konstruk UTAUT3. Jenis penelitian ini adalah kuantitatif, dengan sampel penelitian sejumlah 245 responden sebagai sumber data primer menggunakan survei kuesioner. Analisis data menggunakan software SmartPLS. Temuan penelitian menunjukkan bahwa terdapat variabel yang memiliki pengaruh signifikan yaitu variabel harapan kinerja, pengaruh sosial, kebiasaan, dan inovasi pribadi terhadap niat berperilaku, serta kondisi yang memfasilitasi, kebiasaan, dan niat berperilaku terhadap perilaku penggunaan. Sedangkan variabel yang tidak memiliki dampak signifikan yaitu harapan usaha, motivasi hedonis, nilai harga, dan kondisi yang memfasilitasi terhadap niat berperilaku, serta inovasi pribadi terhadap perilaku penggunaan. Penelitian ini berkontribusi untuk mengetahui kaitan antara bagaimana perilaku pengguna layanan BSI Mobile sebagai panduan untuk pemilik platform maupun pengguna untuk mengembangkan layanan yang lebih baik serta masyarakat Indonesia dalam memilih penggunaan pembayaran secara digital, sekaligus menyebarkan literasi penggunaan aplikasi BSI Mobile. Kata Kunci: UTAUT3; BSI Mobile; SEM-PLS.
Digital Confidence Beyond Profit: How Self-Efficacy And Perceived Authenticity Override Risk Preferences In Muslim Generation Z's Sharia Investment Motivation In Surakarta Aulia Nisrina, Fida; Sukardi, Budi
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 7 No. 2 (2025): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/at-tijarah.v7i2.6806

Abstract

along with growing financial awareness and Islamic values, but their actual participation in the Islamic stock market remains relatively low compared to their demographic potential. This study aims to analyze the influence of self-efficacy, risk preference, and perceived authenticity on Islamic stock investment motivation, with attitude as a mediating variable among Generation Z Muslims in Surakarta City. This study used a quantitative method with an associative approach. Data were obtained from 194 respondents through an online questionnaire using a five-point Likert scale and analyzed using Structural Equation Modeling-Partial Least Square (SEM-PLS). The results showed that self-efficacy, perceived authenticity, and attitude had a significant positive effect on Islamic stock investment motivation, while risk preference had no significant effect. Attitude was proven to mediate the relationship between self-efficacy and perceived authenticity with Islamic stock investment motivation. These findings confirm that self-confidence and perceived product authenticity are more dominant than risk aversion in shaping investment motivation. The research implications emphasize the importance of increasing self-efficacy and perceptions of authenticity through transparency, halal certification, and digital education to increase Generation Z participation in sharia stock investment.
Experiential Marketing's Impact on Customer Loyalty Through Satisfaction : Evidence from Bank Syariah Indonesia Amara, Afrida Nurfaizah; Sukardi, Budi; Al Amin, Nur Hidayah
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 9 No. 2 (2026)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v9i2.1926

Abstract

The development of the Islamic banking industry in Indonesia has triggered intense competition, requiring Islamic banks to innovate in their marketing strategies to maintain customer loyalty. This study examines the effect of experiential marketing (dimensions of sense, feel, think, act, and relate) on customer loyalty at Bank Syariah Indonesia (BSI), with customer satisfaction as an intervening variable. The study used a quantitative cross-sectional design on 100 active customers of BSI Karanganyar Branch, selected through stratified random sampling. Primary data were collected via a structured questionnaire with a 5-point Likert scale, analyzed using multiple linear regression and path analysis to test direct and indirect effects. The results show that experiential marketing simultaneously has a significant effect on customer satisfaction and loyalty. Customer satisfaction proved to be a strong mediator in this relationship, with the dimensions of think, act, and relate showing a dominant influence. These findings confirm the mediation mechanism of satisfaction in building loyalty in the context of Islamic banking. The study recommends that BSI strengthen creative thinking experiences, positive habit formation, and emotional connections to maximize satisfaction and long-term loyalty.
Co-Authors Abadi, Muhammad Kurnia Rahman Abdullah, Agung Ahmad Rodoni Al Amin, Nur Hidayah Alan Nur, Muhammad Amara, Afrida Nurfaizah Annastya Ayu Pramesty Arizah, Putri Aulia Nisrina, Fida Aunika, Vita Diyah Mulyani Dwi Surya Atmaja Fachrurazi Febtika Budiya Elsasari Felyna Priyanka Fourika Dela Putriana Fuad Dhiya Ul Husaen Fuad Dhiya Ul Husaen H. Rahmat Hidayat, H. Rahmat Hasyim, Fuad Husaen, Fuad Dhiya Ul Ilya Nur Rahmawati Imro Atul Luthfiyah Isma Wardiana Jannah, Fadzkhul Joko Robi Prasetyo Kurniati , Pratiwi Lalu Agus Satriawan Luluk Mu'afifah Mohammad Albizar Putra Riyadi Mufti Hidayatullah Muhammad Alan Nur Multi, Ariana Sindi Nazifah, Nauroh Novita Sari, Aprillia Nur, Muhammad Alan Nurizal Ismail Nurul Khoiriyah Pramesty, Annastya Ayu Prihantono Puspita Ningrum, Ratih Puspita Sari, Anggi Putri, Daneza Dhea Ananda Qulub, Ana Fidatul Rahmawati, Novita Dina Riyani Rizky Ali Wardani Romadhon, Rizki Sari, Anggi Puspita Selsapagita, Indah Supriyanto Supriyanto Susilo, Adib . Wahyuning Satriasih Widiatmini Widiatmini Yuni Astuti