Claim Missing Document
Check
Articles

Pengaruh Pembiayaan Mikro Syariah, Upah Minimum, Pertumbuhan Ekonomi, dan Indeks Pembangunan Manusia terhadap Ketimpangan Pendapatan di Indonesia Alya Bunga Nursilo; Tenny Badina; Ahmad Fatoni
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 2 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i2.31156

Abstract

Ketimpangan pendapatan masih menjadi masalah yang cukup serius dalam perekonomian Indonesia. Dalam rangka mewujudkan kesejahteraan masyarakat secara merata pemerintah berupaya untuk menekan angka ketimpangan pendapatan di Indonesia. Penelitian ini bertujuan untuk menganalisis pengaruh pembiayaan mikro syariah, upah minimum, pertumbuhan ekonomi, dan Indeks Pembangunan Manusia (IPM) terhadap ketimpangan pendapatan di Indonesia. Data yang digunakan tahun 2020-2024 pada 17 provinsi di Indonesia. Metode penelitian yang digunakan adalah model analisis regresi data panel dengan model yang terpilih adalah Fixed Effect Model (FEM). Hasil penelitian ini menunjukkan bahwa pembiayaan mikro syariah dan indeks pembangunan manusia berpengaruh negatif terhadap ketimpangan pendapatan di Indonesia, upah minimum berpengaruh positif terhadap ketimpangan pendapatan di Indonesia dan pertumbuhan ekonomi tidak berpengaruh terhadap ketimpangan pendapatan di Indonesia.
The Effects of Islamic Financial Instruments and Inflation on Economic Growth: The Mediating Role of the Human Development Index in Java, Indonesia Samsiah; Tenny Badina; Nani Suhartini
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 4 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i4.32561

Abstract

Abstract This study aims to analyze the effect of Zakat, Infaq, and Shadaqah (ZIS) fund distribution, sharia financing, and inflation on economic growth with the Human Development Index (HDI) as an mediasi variable. The approach used is a quantitative approach with panel data, and data processing is carried out using the help of EViews 13 software through the path analysis method. The analysis techniques used include multiple linear regression, t-test, F-test, and mediation analysis. The results of the study indicate that ZIS fund distribution and sharia financing have a positive and significant effect on HDI and economic growth. Conversely, inflation shows an insignificant effect on both variables. IPM has been empirically proven to mediate the relationship between ZIS distribution and sharia financing on economic growth. This finding indicates that improving the quality of life of the community through IPM has an important role in driving sustainable economic growth. Keywords: ZIS, sharia financing, inflation, Human Development Index, economic growth