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All Journal Martabe : Jurnal Pengabdian Kepada Masyarakat Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Reswara: Jurnal Pengabdian Kepada Masyarakat JMK Jurnal Manajemen dan Kewirausahaan Jurnal Ekonomi Perjuangan (JUMPER) Jurnal Bisnis dan Kewirausahaan Journal of International Conference Proceedings Innovative Business Management Journal Journal of Management, Economic, and Accounting
Irly Artiara Irawan
Universitas Perjuangan Tasikmalaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Social Sciences

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Knowing KUR Perception: With An Islamic Financial Behavior Approach And Digital Financial Inclusion As An Intervening Variable In MSME Tasikmalaya, Indonesia Nita Fauziah Oktaviani; Evilia Sri Yuniar; Barin Barlian; Irly Artiara Irawan
Journal of International Conference Proceedings Vol 7, No 4 (2024): 2024 Wimaya Yogyakarta Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v7i4.3626

Abstract

This research was to find out how Islamic financial behavior influences perceptions of KUR and also digital financial inclusion as an intervening variable. KUR (People's Business Credit) is a financing program provided to MSMEs as a form of support from the Indonesian government.  KUR is credit given to MSMEs that are not yet bankable but have potential for working capital and investment purposes. However, the number of MSMEs using KUR is still below the Indonesian government's target. The research used mixed method  with a sample size of 150 respondents consisting of MSMEs in Tasikmalaya. The research results show that Islamic Financial Behavior has a significant influence on the perception of KUR, Islamic Financial Behavior has a significant influence on Digital Financial Inclusion and Islamic Financial through Digital Financial Inclusion has a significant influence on the perception of KUR in Tasikmalaya MSMEs. This shows that the Government must be able to increase digital financial inclusion and have some sharia-based KUR concept.
Penguatan Pemahaman UMKM terhadap Perhitungan Modal Kerja dan Penggunaan Artificial Intelligence dalam Peningkatan Operasional Usaha Nita Fauziah Oktaviani; Rita Tri Yusnita; Ari Arisman; Gista Rismayani; Evilia Sri Yuniar; Irly Artiara Irawan
Abdimas Galuh Vol 8, No 1 (2026): Maret 2026
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ag.v8i1.21766

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di Kota dan Kabupaten Tasikmalaya mengenai pengelolaan modal kerja dan pemanfaatan Artificial Intellegence (AI) dalam kegiatan usaha. Metode pelaksanaan meliputi tiga tahap, yaitu identifikasi dan persiapan awal melalui observasi lapangan serta pre-test, tahap sosialisasi dan pelatihan interaktif dengan praktik langsung menggunakan perangkat digital, dan tahap evaluasi melalui post-test serta refleksi bersama peserta. Materi pelatihan difokuskan pada perhitungan modal kerja dan penguatan penerapan teknologi AI dan untuk mendukung efisiensi operasional. Hasil kegiatan menunjukkan adanya peningkatan signifikan pada nilai rata-rata post-test dibandingkan pre-test, yang mencerminkan peningkatan pemahaman dan keterampilan peserta. Kegiatan ini berkontribusi dalam memperkuat kapasitas digital pelaku UMKM serta mendorong terwujudnya ekosistem usaha yang lebih adaptif, efisien, dan berdaya saing di era transformasi digital.
Co-Authors Anis Wulandari, Anis Ari Arisman Arisman, Ari Barin Barlian Depy Muhamad Pauzy Evilia Sri Yuniar Fariyana Kusumawati, Fariyana Fransiska Soejono Ghaling Achmad Abdul Ghonisyah Gista Rismayani Kusuma Agdhi Rahwana Ni Nyoman Ayu Suryandari Nita Fauziah Oktaviani Nurul Kompyurini, Nurul Oktaviani, Ni Kadek Oktaviani, Nita Fauziah Rahmah, Amalia Rita Tri Yusnita Sekar Wangi, Ni Luh Ayu Sintha Trisnayuni, Komang Ayu Sulastri Sulastri Yudhanta Sambharakreshna Yuniar, Evilia Sri