Garuda - Garba Rujukan Digital

Analysis of the Financial Performance of Tasikmalaya City MSMEs through Financial digital literacy, Digital payment, and Financial report application in the Era of Digitalization of MSMEs Oktaviani, Nita Fauziah; Yusnita, Rita Tri; Yuniar, Evilia Sri
Journal of Business Management Education (JBME) Vol 9, No 1 (2024)
Publisher : Business Education Program of Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jbme.v9i1.65047

The current phenomenon is that digitalization for some MSMEs provides benefits and benefits, but for several other MSMEs, especially with all their limitations, digitalization seems to bring serious challenges due to various factors. Therefore, various parties are trying to carry out activities to boost the capabilities of MSMEs in terms of digital financial literacy and digital payment skills, and financial reporting applications in order to improve their financial performance. The research method used a mixed method (mixed method) sequential explanatory on 40 MSMEs in Tasikmalaya City. The research results show that the financial performance of Tasikmalaya City MSMEs has an average Current Ratio of 3.9, Debt to Equity Ratio of 0.54 and Net Profit Margin of 1.38. In terms of financial digital literacy it is good, and for the use of digital payments it is good because on average MSMEs use more than one type of digital payment, and for financial reporting applications it was found that MSMEs on average use premium applications compared to free ones because the features are more complete and also the use of more than two financial reporting applications because each application has its own advantages and disadvantages. In addition, quantitatively shows that simultaneously digital financial literacy, digital payments and the application of financial reports have a significant influence on the financial performance of MSMEs and partially financial digital literacy and digital payments have a significant influence on the financial performance of MSMEs, while the application of financial reports has no influence. significant impact on the financial performance of MSMEs.

Kepuasan Kerja sebagai Faktor Pendorong Komitmen Organisasional Kelompok Tani di Kabupaten Pangandaran Rahwana, Kusuma Agdhi; Yuniar, Evilia Sri
Journal of Business Management Education (JBME) Vol 7, No 3 (2022)
Publisher : Business Education Program of Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jbme.v7i3.50693

Tujuan dalam penelitian ini adalah untuk mengetahui dan menganalisis pengaruh motivasi kerja dan kepuasan kerja secara simultan maupun parsial terhadap Komitmen Organisasional Kelompok Tani Desa Karangjaladri. Dimana para petani menjadi malas untuk bertani dan tidak bisa melaksanakan program yang sudah disusun oleh pengurus kelompok tani, karena tercatat seluas 105 hektar sawah sering dilalui pasang surut air laut yang menyebabkan banyak petani mengalami gagal panen. Sehingga lahan tersebut kini banyak ditinggalkan/tidak digunakan dan para petani mengalami kerugian dan tidak bisa menjaga komitmen untuk mengelola sawahnya. Jumlah populasi dan sampel yang akan dijadikan objek penelitian adalah Anggota Kelompok Tani Desa Karangjaladri yaitu sebanyak 42 orang. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah teknik angket dan wawancara. Pengujian hipotesis dalam penelitian ini menggunakan metode analisis regresi berganda, korelasi, dan determinasi. Hasil penelitian menunjukan terdapat pengaruh signifikan baik secara simultan maupun parsial antara motivasi kerja dan kepuasan kerja terhadap komitmen organisasional pada Kelompok Tani Desa Karangjaladri. Pengaruh yang paling besar terdapat pada variabel kepuasan kerja terhadap komitmen organisasi.

Analysis of the Use of Digital Payment and Financial Report Applications in SMSE Oktaviani, Nita Fauziah; Yusnita, Rita Tri; Yuniar, Evilia Sri; Listanti, Yeja Firginia; Tujjahra, Dita Raudya; Pamungkas, Muhamad Dito
Journal of International Conference Proceedings Vol 6, No 6 (2023): 2023 WIMAYA Yogyakarta Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i6.2720

Digitalization is increasingly entering the MSME environment, which, if used properly, digitalization will help MSMEs in optimizing their income. One of the dimensions entered by digital is in terms of MSME finance, that is financial reporting applications. This helps several MSMEs in preparing financial reports even though these MSMEs do not have the ability to prepare their own financial reports. Financial reports have various benefits, one of which is to see the financial condition of MSMEs. This research is to find out the use of applications that generate financial reports on MSMEs. This study uses a qualitative method. The results of this research show that MSMEs use various kinds of financial reporting applications for various reasons and have various obstacles in their use, apart from that there are various government policies to support the use of financial reporting applications within the MSMEs sector in Indonesia.

Pengaruh Likuiditas dan Profitabilitas Terhadap Financial Distress (Studi Kasus pada Perusahaan Ritel yang Terdaftar di Bursa Efek Indonesia Periode 2019 - 2022) Tricilla, Elsa; Yusnita, Rita Tri; Yuniar, Evilia Sri
Journal of Management Accounting, Tax and Production Vol 2, No 2 (2024): September 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/mantap.v2i2.3546

Tujuan penelitian ini untuk mengetahui apakah likuiditas dan profitabilitas secara simultan dan parsial berpengaruh terhadap financial distress. Desain penelitian ini adalah kuantitatif.Populasi dalam penelitian ini perusahaan ritel yang terdaftar di Bursa Efek Indonesia periode 2019-2022. Sampel dalam penelitian ini sebanyak 18 perusahaan dengan data sebanyak 72. Pengumpulan data pada penelitian ini menggunakan metode dokumentasi. Kemudian melakukan pengujian data dengan analisis regresi data panel dengan Eviews12.Hasil penelitian menunjukan bahwa secara simultan likuiditas dan profitabilitas berpengaruh signifikan terhadap financial distress pada perusahaan ritel yang terdaftar di Bursa Efek Indonesia periode 2019-2022. Secara parsial likuiditas berpengaruh signifikan terhadap financial distress pada perusahaan ritel yang terdaftar di Bursa Efek Indonesia perioe 2019-2022. Secara parsial profitabilitas berpengaruh signifikan terhadap financial distress pada perusahaan ritel yang terdaftar di Bursa Efek Indonesia perioe 2019-2022.

The Influence Of Selection And Recruitment On Employee Performance PT. Abon Sapi 32 Tasikmalaya Ramdhani A, Naufan; Barlian, Barin; Yuniar, Evilia Sri
Jurnal Ekonomi, Manajemen, Akuntansi Vol. 1 No. 2 (2024): Desember
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jema.v1i2.537

The purpose of this study was to determine the effect of selection on employee performance and the effect of recruitment on employee performance on employees of PT Abon Sapi 32 Tasikmalaya with a total population of 40 employees. The research method used is the explanatory survey method, while the sample withdrawal technique uses saturated sample technique. So that the sample used was 40 people. The data source used is primary data source and the data is collected through questionnaires, interviews and observations. In this study, the analysis tool used path analysis with multiple linear regression analysis. In the hypothesis testing process using the F test and t test. The results showed that the Selection, Recruitment and Employee Performance of PT Abon Sapi 32 had a very good assessment classification. Selection and Recruitment simultaneously have a significant effect on the performance of employees of PT. Abon Sapi 32. Selection partially has a significant effect on the performance of employees of PT. Abon Sapi 32. Recruitment partially has a significant effect on the performance of employees of PT. Abon Sapi 32.

Analysis of the Use of Digital Payment and Financial Report Applications in SMSE Oktaviani, Nita Fauziah; Yusnita, Rita Tri; Yuniar, Evilia Sri; Listanti, Yeja Firginia; Tujjahra, Dita Raudya; Pamungkas, Muhamad Dito
Journal of International Conference Proceedings Vol 6, No 6 (2023): 2023 WIMAYA Yogyakarta Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i6.2720

Digitalization is increasingly entering the MSME environment, which, if used properly, digitalization will help MSMEs in optimizing their income. One of the dimensions entered by digital is in terms of MSME finance, that is financial reporting applications. This helps several MSMEs in preparing financial reports even though these MSMEs do not have the ability to prepare their own financial reports. Financial reports have various benefits, one of which is to see the financial condition of MSMEs. This research is to find out the use of applications that generate financial reports on MSMEs. This study uses a qualitative method. The results of this research show that MSMEs use various kinds of financial reporting applications for various reasons and have various obstacles in their use, apart from that there are various government policies to support the use of financial reporting applications within the MSMEs sector in Indonesia.

Influence Of Quality Product And Brand Awareness Regarding Purchase Interest Of Eiger Products In Tasikmalaya Maulana, Muhammad Gifarulfajri; Pauzy, Depy Muhamad; Yuniar, Evilia Sri
Journal of Law, Social Science, and Management Review Vol. 1 No. 2 (2025): February
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jlsmr.v1i2.96

This study aims to determine the effect of Product Quality and Brand Awareness on Purchase Interest in Eiger Products in Tasikmalaya. The method used is quantitative with a research sample of 100 respondents. The data used are primary and secondary data. The analysis tool used in this study is multiple linear regression analysis using SPSS version 26. Based on the results of this study, it shows that Product Quality and Brand Awareness simultaneously have a positive and significant effect on Purchase Interest in Eiger Products in Tasikmalaya. Product Quality partially has a significant effect on Purchase Interest. Brand Awareness has a significant effect on Purchase Interest.

Pengaruh Kepuasan Kerja Dan Beban Kerja Terhadap Kinerja Karyawan Di CV.Surya Perkasa Block: Ade Indri Destia, Mila Karmila, Evilia Sri Yuniar Destia, Ade Indri; Karmila, Mila; Yuniar, Evilia Sri
Jurnal Pakar Manajemen Vol. 1 No. 2 (2025): Maret
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jpm.v1i2.11

ABSTRAK Penelitian yang dilakukan di CV.Surya Perkasa Block bertujuan untuk mengetahui pengaruh Kepuasan Kerja dan Beban Kerja terhadap Kinerja Karyawan di CV.Surya Perkasa Block. Metode penelitian yang digunakan yaitu metode survei dengan pendekatan kuantitatif. Populasi dalam penelitian ini yaitu karyawan CV.Surya Perkasa Block. Teknik pengambilan sampel menggunakan sampel jenuh yaitu seluruh karyawan CV.Surya Perkasa Block, jumlah sampel yang digunakan adalah 70 orang. Data yang diperoleh dalam penelitian ini menggunakan data primer dan data sekunder. Data yang diperoleh kemudian diolah menggunakan uji validitas dan reliabilitas, uji asumsi klasik, uji analisis statistik, dan uji hipotesis dengan alat bantu aplikasi SPSS Versi 25. Berdasarkan hasil uji F menunjukan bahwa Kepuasan Kerja dan Beban Kerja secara simultan berpengaruh signifikan terhadap Kinerja Karyawan. Hasil uji T menunjukan bahwa Kepuasan Kerja secara parsial berpengaruh signifikan terhadap Kinerja Karyawan, dan Beban Kerja secara parsial tidak berpengaruh signifikan terhadap Kinerja Karyawan. ABSTRACT Research conducted at CV.Surya Perkasa Block aims to determine the influence of Job Satisfaction and Workload on Employee Performance at CV.Surya Perkasa Block. The research method used is a survey method with a quantitative approach. The population in this study were employees of CV.Surya Perkasa Block. The sampling technique used a saturated sample, namely all employees of CV.Surya Perkasa Block, the number of samples used was 70 people. The data obtained in this research uses primary data and secondary data. The data obtained was then processed using validity and reliability tests, classical assumption tests, statistical analysis tests, and hypothesis tests using SPSS Version 25 application tools. Based on the results of the F test, it showed that Job Satisfaction and Workload simultaneously had a significant effect on Employee Performance. The results of the T test show that Job Satisfaction partially has a significant effect on Employee Performance, and Workload partially has no significant effect on Employee Performance.

Peningkatan Pemahaman Strategi Pemasaran Digital, dan Redesign Kemasan Pada UMKM di Desa Pamokolan Kabupaten Ciamis Oktaviani, Nita Fauziah; Yusnita, Rita Tri; Arisman, Ari; Rahwana, Kusuma Agdhi; Yuniar, Evilia Sri; Irawan, Irly Artiara
Reswara: Jurnal Pengabdian Kepada Masyarakat Vol 6, No 1 (2025)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/rjpkm.v6i1.5173

Desa Pamokolan memiliki berbagai macam UMKM yang dapat membantu perekonomian warga sekitar. Begitu pentingnya keberadaan UMKM di zaman era digital ini, sehingga dibutuhkan upaya dalam peningkatan pemahaman mengenai hal-hal terkait digitalisasi. Sehingga dalam pengabdian ini akan dilakukan sosialisasi terkait strategi pemasaran digital dan redesign kemasan. Adapun tujuan dari pengabdian ini adalah adanya peningkatan pemahaman di kalangan pemilik UMKM Desa Pamokolan terkait dengan strategi pemasaran digital dan redesign kemasan. Pengabdian dilakukan pada bulan Agustus 2024 kepada 19 orang pemilik UMKM di Desa Pamokolan. Metode yang dilakukan adalah presentasi dan sosialisasi. Adapun tahapan pelaksanaan kegiatan dimulai dengan pretest, selanjutnya sosialisasi mengenai strategi digital marketing dan redesign kemasan, dan kemudian dilakukan posttest. Berdasarkan evaluasi diperoleh hasil bahwa terjadi peningkatan pemahaman mengenai pemasaran digital dan redesign kemasan dengan peningkatan nilai dari rata-rata 55 menjadi 70 atau kenaikan sebesai 27%. Sehingga dapat disimpulkan bahwa pengabdian kepada masyarakat yang dilakukan memiliki pengaruh dalam meningkatan pemahaman mengenai pemasaran digital dan redesign kemasan pada pemilik UMKM di Desa Pamokolan

Knowing KUR Perception: With An Islamic Financial Behavior Approach And Digital Financial Inclusion As An Intervening Variable In MSME Tasikmalaya, Indonesia Oktaviani, Nita Fauziah; Yuniar, Evilia Sri; Barlian, Barin; Irawan, Irly Artiara
Journal of International Conference Proceedings Vol 7, No 4 (2024): 2024 Wimaya Yogyakarta Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v7i4.3626

This research was to find out how Islamic financial behavior influences perceptions of KUR and also digital financial inclusion as an intervening variable. KUR (People's Business Credit) is a financing program provided to MSMEs as a form of support from the Indonesian government. KUR is credit given to MSMEs that are not yet bankable but have potential for working capital and investment purposes. However, the number of MSMEs using KUR is still below the Indonesian government's target. The research used mixed method with a sample size of 150 respondents consisting of MSMEs in Tasikmalaya. The research results show that Islamic Financial Behavior has a significant influence on the perception of KUR, Islamic Financial Behavior has a significant influence on Digital Financial Inclusion and Islamic Financial through Digital Financial Inclusion has a significant influence on the perception of KUR in Tasikmalaya MSMEs. This shows that the Government must be able to increase digital financial inclusion and have some sharia-based KUR concept.

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