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Journal : Law Doctoral Community Service Journal

The Role of Notaries in Binding Credit Guarantee Objects to Village Credit Institutions I Made Pria Dharsana
Law Doctoral Community Service Journal Vol. 1 No. 1 (2022): Law Doctoral Community Service Journal
Publisher : Fakultas Hukum, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (142.743 KB) | DOI: 10.55637/ldcsj.1.1.4432.41-47

Abstract

The existence of a Notary in terms of making a credit agreement deed in this LPD, is of course very helpful for the indigenous people in Bali as the customer of the LPD to guarantee legal certainty for the guarantee given to the LPD until the credit provided can be repaid by the customer. If there is already a governance arrangement based on customary law that has legal certainty, then all forms of credit transactions in the LPD, including those related to the binding of credit guarantees, should follow the applicable mechanism as long as it does not conflict with applicable law in the territory of the Unitary State of the Republic of Indonesia. For this reason, it is important to create a customary court to accommodate changes in LPD governance if they have been changed in accordance with customary law. Basically, lending by the LPD is given to anyone who has the ability to repay on condition that it is through a credit agreement between the LPD and krama desa pakraman. LPD lending follows generally accepted credit procedures with some adjustments that emphasize its existence as belonging to the village of Pakraman.
Transfer of Receivables to Third Parties through Cessie I Made Pria Dharsana; Indrasari Kresnadjaja
Law Doctoral Community Service Journal Vol. 2 No. 2 (2023): Law Doctoral Community Service Journal
Publisher : Fakultas Hukum, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55637/ldcsj.2.2.7608.100-105

Abstract

Cessie is a transfer of rights over intangible movable goods which are usually in the form of receivables on behalf of third parties, where a person sells his claim rights to another person. In activities at the cessie travel bank, it starts with the working capital needs of a company due to a breakdown in accounts receivable and receipts. So, to bridge the gap, a factoring business emerged in return for commission fees based on the cessie. The purpose of this study is to determine the form of transfer of receivables. This type of study uses a normative juridical research method that is analyzed descriptively. The results of this study can be concluded that Cessie is a term coined by doctrine, to refer to the act of submitting invoices on behalf of, as stipulated by Article 613 BW (burgelijk wetbook) which submission is carried out by making a deed. The deed of submission of invoices on behalf of is called a cessie deed.