Claim Missing Document
Check
Articles

DETERMINAN RETURN ON ASSET PADA PT. BANK MUAMALAT INDONESIA Tbk Candra, Revi; Shabri, Husni; Azizah, Aprilia Nur; Fahlefi, Rizal
Al-bank: Journal of Islamic Banking and Finance Vol 4 No 1 (2024): January - June 2024
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v4i1.10618

Abstract

This study aims to analyze the effect of Non-Performing Financing (NPF), Capital Adequacy Ratio (CAR), and Cash Turn-over on Return On Asset (ROA) at PT Bank Muamalat Indonesia (2012-2021). This research method uses a quantitative approach. The data source used is secondary data sources in the form of financial statements of PT Bank Muamalat Indonesia. The data analysis technique uses multiple linear regression analysis processed with the SPSS 26 program. The results showed that partially NPF and Cash Turnover had an effect on ROA with a significant value of 0.000 and 0.0009 respectively smaller than 0.05. CAR partially has no effect on ROA with a significant value of 0.151 greater than 0.05. Simultaneously NPF, CAR, and Cash Turn-over affect ROA at PT Bank Muamalat Indonesia with a significant value of 0.000 smaller than 0.05. Determinant of the influence of NPF, CAR and Cash Turn-over on Return On Asset is 55.1%.
Determinan Profil Risiko Terhadap Performance Bank Pembiayaan Rakyat Syariah Di Provinsi Sumatera Barat Azlina, Nur; Shabri, Husni; Qizam, Ibnu
Al-bank: Journal of Islamic Banking and Finance Vol 3 No 2 (2023): July - Desember 2023
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i2.9169

Abstract

This study aims to analyze the effect of risk profile on the performance of Islamic Rural Bank (BPRS) in West Sumatra Province. This type of research is a field research with a quantitative approach. The samples in the study were seven BPRS in West Sumatra Province that have been operating sharia since 2019. Secondary data in the form of annual financial statements of each BPRS for the period 2019-2022. The analysis technique used panel data regression. The results showed that the credit risk profile using the Non Performing Financing ratio and liquidity risk using the Financing to Deposit Ratio partially had no significant effect on the performance of BPRS as measured using the Return on Asset ratio. However, both risk profiles simultaneously have a significant effect on the performance of BPRS with a coefficient of determination of 96%. The practical implication of this research is that credit risk and liquidity risk must be managed simultaneously, including other risks faced by banks because they have a very strong influence on bank performance.
Green Economy in the Map of Science: Bibliometric Analysis of Publication Patterns and Collaboration Satria, Ronal; Shabri, Husni
Imara: Jurnal Riset Ekonomi Islam Vol. 9 No. 1 (2025): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v9i1.15710

Abstract

Background. Research on the Green Economy has grown significantly in recent years. However, to fully understand the direction and trends of this field, a comprehensive analysis of existing scientific publications is necessary. One effective approach is bibliometric analysis, which enables the mapping of developments and thematic expansions in Green Economy research. Purpose. This study aims to conduct a bibliometric analysis using VOSviewer to explore the development and expansion of Green Economy research themes and to predict potential future research directions.Method. This research adopts a descriptive quantitative approach. Data were collected from the Scopus database using the keyword ÔÇ£Green EconomyÔÇØ for the period 2015ÔÇô2024, resulting in 200 relevant articles. The data were analyzed descriptively, processed with VOSviewer for bibliometric visualization, and reviewed through literature analysis to identify trends and patterns within the topic.Results. The findings show a significant annual increase in publications on the Green Economy from 2015 to 2024. The analysis using VOSviewer revealed a total of 700 citations related to this topic. Moreover, the bibliometric mapping indicated an expansion of research themes and identified several underexplored areas within the field of Green Economy.Conclusion. This study provides important insights into the development of Green Economy research. The findings help to identify well-researched areas as well as topics that have received limited attention, offering a foundation for future research in this evolving field
Social Media Engagement and Product Quality as Drivers of Purchase Intention in Sustainable Thrift Shopping Shabri, Husni; Fajar Ramadhan
MABIS Jurnal Manajemen Bisnis Syariah Vol. 5 No. 2 (2025): Jurnal Manajemen Bisnis Syariah:MABIS
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/mabis.v5i2.16395

Abstract

This study aims to analyze the influence of social customer engagement and product quality on consumer purchase intention in thrift stores. The research was conducted using a quantitative approach by distributing questionnaires to 97 consumers of Uncu Thriffting Store in Padang Panjang. Data were analyzed using multiple linear regression with SPSS version 27. The results indicate that social customer engagement and product quality have a positive and significant effect on consumer purchase intention, both partially and simultaneously. The coefficient of determination (R²) value of 72.1% shows that the two independent variables can explain the variation in purchase intention, while 27.9% is influenced by other factors outside the study. The practical implication of this research is the importance of consistency in digital interaction and maintaining product quality to increase consumer purchase intention in thrifting businesses.