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Analysis on the Effect of Deposits and Financing on The Net Income (SHU) at KPN Al Ikhlas IAIN Batusangkar R. Rizal; D. David; Sri Adella Fitri; R. Ramadanis
IQTISHADIA Vol 11, No 1 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i1.2941

Cooperative is an institution founded by and for the members with the purpose to prosper the members with maximum achievement of outcome. The phenomenon that happened in Sharia civil servant cooperative Al-Ikhlas in IAIN Batusangkar from year of 2015 until the closing book in 2016, shows that member deposits and financing toward members has increased. Meanwhile, the net income is decreased. This phenomenon is interesting to investigate because it seems like the increasing of deposits and financing do not influence the net income. Consequently, This research aims to analysis the effect of deposit, such as special obligatory deposit, financing deposit and financing simultaneously and partially towards net income (SHU) at sharia civil servant cooperative (KPN) Al Ikhlas IAIN Batusangkar. This is a field research with quantitative approach during the year of 2015 and 2016 as the secondary data. The Result of this research shows that partially, merely financing that has effect towards net income (SHU) with significance level accost 6% that is 0.059 on wald value in the amount of 3,561.While basic contribution, obligatory deposit, special obligatory deposit, financing deposit have no significant effect on net income (SHU). Furhtermore, the amount of basic contribution effect, obligatory deposit effect, special obligatory deposit effect, financing deposit and financing simultaneously on net income (SHU) is 57.2%, while the remaining 42.8% is influenced by other factors that not examined in this research. It is suggested to the management of this sharia cooperative to find out another halal finance to increase financing so it can increase net income such as increasing member participation by gaining the amount of deposits.

Impact of admission type on students’ achievement in economy and business school of Batusangkar State Institute of Islamic Studies David David; Nasvizar Guspendri
Jurnal Penelitian dan Evaluasi Pendidikan Vol 22, No 2 (2018)
Publisher : Graduate School, Universitas Negeri Yogyakarta

The study is aimed at finding the differences in students’ academic achievement based on the admission system type to IAIN Batusangkar and the size of the contribution of admission systems to students’ achievement. The study uses the quantitative research approach. The comparative multivariate technique is used for the data analysis. Subjects include 159 student candidates for the local-exam stream, 161 for the national-exam stream, and 123 for the achievement-based stream. Findings show that there is a significant difference in academic achievement between students admitted through the achievement stream and students admitted through the local and national-exam streams. There is no significant difference between the local-exam system and the national-exam system. The contribution of admission systems over academic achievement is 5.4%; specified: 5.2% for Semester I, 2.3% for Semester II, 3.8% for Semester III, 4.1% for Semester IV, and 4.4% for Semester V.

Developing A Construction Model at Private Islamic Senior High School Adripen Adripen; David David; Cut Afrina
AL-ISHLAH: Jurnal Pendidikan Vol 14, No 2 (2022): AL-ISHLAH: Jurnal Pendidikan
Publisher : STAI Hubbulwathan Duri

This research aimed to develop and validate the construction private Islamic high school model. This research method is research and development, Borg Gall model. The sample of 40 people consisted of foundation administrators, principals, vice-principals, and senior teachers. The assessment of the model was requested by the model users with a total of 20 people consisting of the principal and the head of the foundation. The study's data collections are through questionnaires, interviews, observations, and Delphi. The product to be developed is focused on management functions. Test the validity of the instrument using confirmation factor analysis. Based on the trial results, it had known the instrument used was valid and reliable. Analysis of the assessment results using Aiken found that the lowest V index was 0.625 and the highest was 0.775 with a rate of 20 people, and the rating category of 5 was obtained Vt = 0.64 with p = 0.05. Thus the entire Vo ≥ Vt, except in item 10 with a value of 0.625, but this number can be categorized quite well. It can be concluded that the Model of Private Islamic senior high schools Development in Tanah Datar is generally said to be valid. Based on the fittest the model was found (1) Chi-Square 386.07 2 x df (804), (2) P-Value 0.7074 0.05, (3) RMSEA 0.000 0.05, (4) GFI 0.97 0.90, and (5) Adjusted Goodness of Fit Index 0.970.90. Therefore, the model can be attached to fit.

Kuliah Daring: Tingkat Stres Akademik pada Mahasiswa dan Faktor yang Mempengaruhinya Wahidah Fitriani; Wenda Asmita; Emeliya Hardi; Silvianetri Silvianetri; David David
Edukasi Islami : Jurnal Pendidikan Islam Vol 11, No 01 (2022): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v11i01.1869

Masalah pokok dalam penelitian ini adalah tingkat stres akademik pada mahasiswa belum teridentifkasi berada dalam kategori apa selama perkuliahan daring. Tujuan dari penelitian ini yaitu untuk mengidentifikasi tingkat stres akademik dan faktor-faktor yang mempengaruhinya pada mahasiswa IAIN Batusangkar selama kuliah daring. Gabungan penelitian kuantitatif dan kualitaif digunakan dalam penelitian ini. Sebagai sampel dalam penelitian ini, 585 orang mahasiswa IAIN Batusangkar dipilih secara random, di mana skala stres akademik diisi oleh meraka. Untuk memperkaya data kuantitafif, 6 orang informan diwawancarai. Selanjutnya, data dianalisis menggunakan statistik deskriptif untuk data kuantitatif dan teknik analisis data Miles, Huberman dan Saldana untuk data kualitatif. Untuk memastikan keabsahan data, peneliti menggunakan triangulasi sumber. Hasil penelitian menunjukkan bahwa mahasiswa IAIN Batusangkar mengalami stress akademik pada kategori sedang dengan presentase sebesar 53,50 %. Selanjutnya, berdasarkan hasil wawacara, diketahui bahwa faktor yang mempengaruhi stres akademik selama kuliah daring adalah: 1) Prokrastinasi. 2) Rendahnya efikasi diri mahasiswa. 3) Kualitas jaringan yang buruk atau lemah. 4) Buruknya pemahaman mahasiswa terhadap materi kuliah. 5) Banyaknya biaya yang harus dikeluarkan untuk kuliah daring. 6) Banyaknya tuntutan tugas akademik.

Analysis on the Effect of Deposits and Financing on The Net Income (SHU) at KPN Al Ikhlas IAIN Batusangkar R. Rizal; D. David; Sri Adella Fitri; R. Ramadanis
IQTISHADIA Vol 11, No 1 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i1.2941

Cooperative is an institution founded by and for the members with the purpose to prosper the members with maximum achievement of outcome. The phenomenon that happened in Sharia civil servant cooperative Al-Ikhlas in IAIN Batusangkar from year of 2015 until the closing book in 2016, shows that member deposits and financing toward members has increased. Meanwhile, the net income is decreased. This phenomenon is interesting to investigate because it seems like the increasing of deposits and financing do not influence the net income. Consequently, This research aims to analysis the effect of deposit, such as special obligatory deposit, financing deposit and financing simultaneously and partially towards net income (SHU) at sharia civil servant cooperative (KPN) Al Ikhlas IAIN Batusangkar. This is a field research with quantitative approach during the year of 2015 and 2016 as the secondary data. The Result of this research shows that partially, merely financing that has effect towards net income (SHU) with significance level accost 6% that is 0.059 on wald value in the amount of 3,561.While basic contribution, obligatory deposit, special obligatory deposit, financing deposit have no significant effect on net income (SHU). Furhtermore, the amount of basic contribution effect, obligatory deposit effect, special obligatory deposit effect, financing deposit and financing simultaneously on net income (SHU) is 57.2%, while the remaining 42.8% is influenced by other factors that not examined in this research. It is suggested to the management of this sharia cooperative to find out another halal finance to increase financing so it can increase net income such as increasing member participation by gaining the amount of deposits.

PENGARUH KECERDASAN EMOSIONAL DAN KEPRIBADIAN TERHADAP KEPEMIMPINAN KEPALA MADRASAH DI KABUPATEN AGAM Ali Mutasar; Masril Masril; David David; Suswati Hendriani; Wahidah Fitriani
al-fikrah: Jurnal Manajemen Pendidikan Vol 7, No 2 (2019)
Publisher : IAIN Batusangkar

The problem of this thesis related to the emotional intelligence and personality of the headmaster in state of madrasah at Agam Regency. The purpose of this thesis is to: 1) to know how much the influence of emotional intelligence in the leadership of the headmaster of Madrasah in Agam regency, 2) to Know how much the influence of personality of the headmaster of the leadership of Madrasah in Agam regency, 3) to Know how much the influence of emotional and personality intelligence in the headmaster of the leadership of Madrasah in Agam regency. The research method used descriptive analysis with quantitative approach through the technique of correlation of the data analysis and regression by using parametric statistics. Data was taken by using questionnaire. The population of this reseaerch were MTsN teachers in Agam Regency, the total of the population is 450 people, with the sample of this research were 85 teachers. The results of this research , stated that two independent variables of emotional intelligence and personality had a significant influence on the leadership of the headmaster of madrasah in Agam regency. Thus the hypothesis which stated that there is an influence of emotional intelligence on the leadership of the headmaster of madrasah is accepted. Likewise, the hypothesis that stated there is an influence of personality on the leadership of the headmaster is also accepted. Emotional intelligence and personality had influence of the leadership of the headmaster in madrasa at Agam Regency.

Implications of the Pagang Gadai Contract on Disharmony Social Actors in Minangkabau Community Syukri Iska; David David; Elsy Renie; Ifelda Nengsih
JURIS (Jurnal Ilmiah Syariah) Vol 21, No 1 (2022)
Publisher : Institut Agama Islam Negeri Batusangkar

This study aims to explore the implementation of the pagang gadai contract and identify its impact on the social disharmony of actors in the Minangkabau community. The category of this research is ethnography, with data collection techniques through in-depth interviews with 13 people as resource persons who were determined based on purposive sampling and snowball sampling, located in 5 Nagari in Tanah Datar Regency, as a representation of the Nagari of origin of the Minangkabau people. The results of the study found that the implementation of pagang gadai as a form of part of debt and receivable transactions has many variants in processing and utilizing the results of the object of pawning land. Some are managed by the pawnbroker (the debtor) with some of the proceeds destined for the pawnbroker (the debtor), in addition, some are managed by the pawnbroker with the proceeds of the object being fully under his control. As for the impact on social relations, there has been disharmony, both internal to the pawnbroker and between the pawnbroker and the pawnbroker, which is caused by inconsistencies in the implementation of customary norms and rules, unequal paradigms in following up on awareness of mistakes in the implementation of pawning so far, and also because authoritarian leadership pattern on “mamak” as tribal head.

THE Pengaruh Konseling Kelompok Cognitive Information Processing Terhadap Pengambilan Keputusan Karir Siswa David Aprial; Irman Irman
Indonesian Psychological Research Vol. 4 No. 2 (2022): IPR Juli 2022
Publisher : Program Studi Psikologi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29080/ipr.v4i2.750

Rendahnya kemampuan siswa dalam pengambilan keputusan karir menjadi permasalahan yang banyak dirasakan siswa di sekolah menengah atas saat ini. Banyak intervensi yang dapat di berikan agar terjadi peningkatan kemampuan dalam pengambilan keputusan karir, salah satu diantaranya melalui konseling kelompok cognitive information processing (CIP). Penelitian ini bertujuan untuk mengetahui pengaruh konseling kelompok CIP terhadap peningkatan kemampuan dalam pengambilan keputusan karir. Untuk mencapai tujuan penelitian, peneliti menggunakan pendekatan eksperimen one group pretest and posttest design. Populasi dalam penelitian adalah siswa yang memiliki kemampuan rendah dalam pengambilan keputusan karir, sebanyak 50 orang dan sampel penelitian berjumlah 8 orang. Teknik analisis data yang digunakan adalah statistik non parametrik analisis uji Wilcoxon. Hasil penelitian menemukan; terjadi peningkatan kemampuan dalam pengambilan keputusan karir setelah diberikan intervensi konseling kelompok CIP. Konseling kelompok CIP berpengaruh secara siknifikan terhadap peningkatan dalam pengambilan keputusan karir siswa. Hasil penelitian ini merekomendasikan kepada konselor sekolah dan tenaga professional konseling untuk dapat menggunakan konseling kelompok CIP dalam melayani klien yang bermasalah dalam pengambilan keputusan karir di sekolah maupun di luar sekolah.

Kontribusi Iklim Sekolah dan Gaya Kepemimpinan Kepala Sekolah terhadap Kinerja Guru SD Negeri Gugus 1 Kecamatan Gunung Talang Kabupaten Solok Fitri Melya Dewi; Asmendri Asmendri; David David; Suswati Hendriani; Yusuf Salam
JURNAL PENDIDIKAN DAN KEWIRAUSAHAAN Vol 11 No 1 (2023)
Publisher : STKIP PGRI SITUBONDO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47668/pkwu.v11i1.672

Secara teoritis kinerja guru dipengaruhi oleh iklim sekolah dan gaya kepemimpinan kepala sekolah. Tujuan penelitian adalah untuk mengetahui ada tidaknya (1) kontribusi iklim sekolah (X1) terhadap kinerja guru (Y), (2) kontribusi gaya kepemimpinan kepala sekolah (X2) terhadap kinerja guru (Y), dan (3) kontribusi iklim sekolah (X1) dan gaya kepemimpinan kepala sekolah (X2) terhadap kinerja guru (Y). Jenis penelitian adalah penelitian lapangan dengan pendekatan kuantitatif dengan metode ex post- facto. Teknik analisis data menggunakan teknik analisis regresi linear berganda. Populasi penelitian adalah guru SD Negeri Gugus 1 Kecamatan Gunung Talang Kabupaten Solok sebanyak 105 orang yang terbagi dalam strata S1 dan non S1. Sample penelitian dipilih dengan teknik stratified proposional random sampling berjumlah sebanyak 79 orang guru. Intrumen penelitian berupa angket dengan menggunakan skala likert. Data dianalisis dengan menggunakan teknik analisis regresi berganda dengan bantuan SPSS versi 20.0. Berdasarkan pengolahan data diperoleh hasil (1) terdapat kontribusi X1 terhadap Y yang ditunjukkan oleh nilai signifikan 0,000<0,05, sehingga H0 ditolak dan Ha diterima, (2) tidak terdapat kontribusi X2 terhadap Y ditunjukkan oleh nilai signifikan 0,501>0,05 sehingga H0 diterima dan Ha ditolak, (3) terdapat kontribusi X1 dan X2 terhadap Y yang ditunjukkan oleh signifikan 0,000<0,05, sehingga H0 ditolak dan Ha diterima. Hasil temuan ini dapat disimpulkan bahwa iklim sekolah dan gaya kepemimpinan kepala sekolah merupakan dua faktor yang berkontribusi terhadap kinerja guru. Oleh sebab itu diharapkan kepada pihak-pihak terkait agar memperhatikan kedua faktor tersebut agar kinerja guru dapat meningkat.

PROFITABILITY OF ISLAMIC BANKS: EVIDENCE FROM SHARIA BUSINESS UNIT OF BANK NAGARI RIZAL RIZAL; DAVID DAVID; HUSNI SHABRI; ELSA FITRI AMRAN
Maqdis: Jurnal Kajian Ekonomi Islam Vol 7, No 2 (2022): Juli - Desember 2022
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v7i2.331

This study aims to analyze the effect of Total Assets, Non Performing Financing, Financing to Deposit Ratio and Profit Sharing Financing on Return on Assets of Sharia Business Unit of Bank Nagari as Regional Government Bank West Sumatra Province. This type of research is associative research with a quantitative approach. The data analysis technique used ordinal logistic regression model of proportional odds. The results show that partially Non Performing Financing has a negative and significant effect on Return on Assets, Financing to Deposit Ratio has a positive and significant effect on Return on Assets, Total Assets and Profit Sharing Financing has no effect on Return on Assets of Unit Usaha Syariah Bank Nagari. Meanwhile, simultaneously Total Assets, Non-Performing Financing, Financing to Deposit Ratio and Profit Sharing Financing are only able to affect Return on Assets of 41.4%, the rest is influenced by other variables. The research outcomes will be invaluable to Islamic Bank aiming to improve Return on Asset that a decrease in the value of the Non Performing Financing ratio and an increase in the value of the Financing to Deposit Ratio.

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