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MANAJEMEN KEUANGAN USAHA MIKRO KECIL DAN MENENGAH UNTUK MENINGKATKAN AKUNTABILITAS PADA USAHA GULA TEBU MERAH DI DUSUN SETONO PUNDUNG, DESA NGADI, KECAMATAN MOJO, KABUPATEN KEDIRI Maria Ulfa; Nadia Roosmalita Sari
Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Vol 2 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/sosebi.v2i2.6419

Abstract

Abstrak: Penelitian ini bertujuan 1) mendeskripsikan manajemen keuangan usaha mikro kecil pada usaha gula tebu merah di Dusun Setono Pundung, Desa Ngadi, Kecamatan Mojo, Kabupaten Kediri. 2) Mendeskripsikan dampak dari probabilitas keuangan usaha mikro kecil dan menengah di Dusun Setono Pundung jika tidak menerapkan prinsip-prinsip manajemen. 3) Mendeskripsikan manajemen keuangan dalam meningkatkan peran akuntabilitas untuk usaha mikro kecil dan menengah pengolahan gula tebu merah di Dusun Setono Pundung, Desa Ngadi, Kecamatan Mojo, Kabupaten Kediri. Penelitian ini menggunakan metode penelitian kualitatif dengan menggunakan pendekatan deskriptif. Data yang digunakan adalah data primer. Metode pengumpulan data menggunakan metode wawancara dan observasi. Analisis data dilakukan melalui reduksi data, penyajian data dan penarikan kesimpulan. Pengecekan keabsahan data mengunakan triangulasi, perpanjangan kehadiran, ketekunan pengamatan dan menggunakan bahan referensi. Hasil penelitian menunjukkan bahwa manajemen keuangan pada usaha mikro kecil dan menengah terhadap usaha tebu merah di Desa Ngadi belum memenuhi standar manajemen keuangan dan akuntansi pada umumnya. Proses manajemen UMKM yang digunakan meliputi: perencanaan di dalam UMKM pengolahan gula tebu merah merupakan proses pembelian bahan baku dan proses pembuatan gula sehingga dari proses tersebut diperoleh keuntungan. Dampak dari probabilitas UMKM di Dusun Setono Pundung jika tidak menerapkan prinsip-prinsip meliputi: sistem jam kerja melebihi batas waktu, pemberian gaji tidak tepat waktu, tidak ada pelaporan keuangan. Manajemen keuangan dalam meningkatkan peran akuntabilitas dapat disimpulkan bahwa UMKM pengolahan gula tebu merah ini sudah dikatakan akuntabel karena dalam usaha tersebut sudah memenuhi 4 indikator yaitu adanya kesesuaian antara pelaksana dengan standar prosedur pelaksanaan, adanya sanksi yang ditetapkan atas kesalahan, kendala dalam pelaksanaan kegiatan, sistem pemantauan kinerja. Kata Kunci: Akuntabilitas; Manajemen Keuangan; Probabilitas. Abstract: Research objectives: 1) Describe the financial management of micro and small businesses in the brown sugar cane business in Setono Pundung Hamlet, Ngadi Village, Mojo District, Kediri Regency. 2) Describe the impact of the financial probabilities of micro, small and medium enterprises in Setono Pundung Hamlet if they do not apply the principles-management principles. 3) Describe financial management in increasing the role of accountability for micro, small and medium enterprises processing brown sugar in Setono Pundung Hamlet, Ngadi Village, Mojo District, Kediri Regency. This study uses qualitative research methods using a descriptive approach. The data used primary data. Methods of data collection using interviews and observation. Data analysis was carried out through data reduction, data presentation, and conclusion drawing. Checking the validity of the data using triangulation, the extension of attendance, the persistence of observations, and using reference materials. The results showed that financial management in micro, small and medium enterprises in the red sugar cane business in Ngadi Village did not meet financial management and accounting standards in general. This is because the management process in MSMEs that is used includes: planning MSMEs processing brown sugar cane the process of purchasing raw materials and the process of making sugar so that from this process you get a profit. The impact of the probability of MSMEs in Setono Pundung hamlet is if they do not apply the principle including a system of working hours that exceeds the time limit, the provision of salaries is not on time, and there is no financial reporting. Financial management in increasing the role of accountability can be concluded that MSMEs processing brown sugar cane have been said to be accountable because the business has met 4 indicators, namely the suitability between the implementer and standard implementation procedures, the sanctions imposed for errors, obstacles in the implementation of activities, the system performance monitoring. Keywords: Accountability; Financial Management; Probability.
Pengaruh Literasi Keuangan, Illusion of Control dan Overconfidence terhadap Keputusan Investasi pada Investor di Tulungagung Nabila Amalia Karima; Nadia Roosmalita Sari
BUDGETING : Journal of Business, Management and Accounting Vol 4 No 1 (2022): BUDGETING : Journal of Business, Management and Accounting
Publisher : Institut Penelitian Matematika Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/budgeting.v4i1.4274

Abstract

This study aims to analyze financial literacy, illusion of control and overconfidence on investment decisions for investors in Tulungagung. This research uses accidental sampling technique with a sample of 40 respondents from novice investors in Tulungagung. The results of this study indicate that the variables of financial literacy and overconfidence simultaneously affect investment decisions. Respondents belong to the group of investors who understand financial concepts well and feel confident. Meanwhile, the illusion of control variable has no effect on investment decisions. Respondents are included in the group of investors who are categorized as having higher financial literacy. The conclusion of this study is that financial literacy has a significant positive impact on investment among investors in Tulungagung. Keyword: illusion of control, investation, financial literacy, overconfidence
Pengaruh Kualitas Produk, Fasilitas dan Kualitas Pelayanan Terhadap Kepuasan Konsumen Pada Angkringan Pule Choiril Seilila Nur Cholifah; Alfina Karismatul Laila; Aldi Nurwana; Mohamad Ajib Markaban Mahiri; Nadia Roosmalita Sari
JMB : Jurnal Manajemen dan Bisnis Vol 12, No 1 (2023): JMB : Jurnal Manajemen dan Bisnis
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/jmb.v12i1.7327

Abstract

Consumer satisfaction is able to have a good impact on businesses so that they can develop properly and get maximum profits. This study aims to explain the influence of product quality, facilities, and service quality on customer satisfaction at Angkringan Pule. This type of research is associative using a quantitative approach, to examine how much influence independent variables exert on dependent variables.. The type of data used is primary data obtained from questionnaires with sampling techniques using accidental sampling. In this study, the data were analyzed using data quality tests (validity test, reliability test), classical assumption test (normality test, multicholinearity test, heteroskedasticity test), multiple linear regression test, hypothesis test (F test and t test), coefficient of determination(R2). The results of this study show that product quality, facilities, and service quality have a positive and significant effect on consumer satisfaction both partially and simultaneously.
Islamic Financial Management Student Skill Development Training in Developing a Profit and Loss Information System Mashudi Mashudi; Nadia Roosmalita Sari
Turast: Jurnal Penelitian dan Pengabdian Vol 11, No 1 (2023)
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/turast.v11i1.5713

Abstract

Students of the Sharia Financial Management Study Program still use the manual calculation method in financial management, such as bookkeeping. This model is less effective when used in financial management because students have to think about entering several formulas to produce output in each calculation operation. This will be done repeatedly by students. This method will make students bored and even reduce the level of concentration in the learning process. The use of the internet as a means of supporting learning on campus is still not optimal because once again learning in this course uses conventional methods. The purpose of the service is to provide education about the importance of financial management by utilizing internet-connected technology and providing additional skills to students through training in developing a website-based financial management information system. The service implementation method used is by briefing on the importance of information systems for financial management as well as practices in developing simple information systems. The result of this activity is students are able to develop a simple information system such as for profit and loss calculation system.
Strategi Pemasaran pada Beryl Coffee Tawangmangu Malang Terrance Jovanus Setiawan; Anisa Zuhria Sugeha; Nadia Roosmalita Sari
Jurnal Perhotelan, Destinasi Wisata, Perjalanan Wisata (Jurnal Tesla) Vol 3, No 1 (2023): June 2023
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jt.v3i1.7192

Abstract

The business world is growing in various sectors, this is very influential on competition - competition in the business world which is increasingly widespread. In this case, it can make the company know what kind of marketing strategy it is and how to implement it. At this time consumer interest is increasing towards Coffee Shop, even in almost all big cities. Not only students and students, but also adults who are interested in coffee shops. Therefore, researchers conducted research on marketing strategies at Beryl Coffee Malang, at Jalan Tawangmangu No. 21. This research uses descriptive qualitative method with SWOT analysis. With the aim of knowing a good and appropriate marketing strategy for Beryl Coffee, it also draws conclusions from a SWOT analysis. Researchers use IFAS to conduct environmental research, using IFAS which contains the strengths and weaknesses of the company. Furthermore, using EFAS which contains an analysis of opportunities and threats for the company. From the results of the study, it can be concluded that in the SWOT diagram, Beryl Coffee's position is in quadrant 1, namely that this position has opportunities and strengths so that it can take advantage of existing opportunities. The strategy that can be used in this condition is to support an aggressive growth policy (growth oriented strategy).
Analisis Pengaruh Faktor Emosional, Kualitas Layanan, Serta Fasilitas Terhadap Kepuasan Pelanggan Penjilidan Express Di Kecamatan Kedungwaru, Kabupaten Tulungagung. Muhammad Fahri Bachtiar; Meilia Wulandari; Nurhana Nufita Sari; Aris Fauzi Nurfarichi; Nadia Roosmalita Sari
JMB : Jurnal Manajemen dan Bisnis Vol 12, No 2 (2023): JMB : Jurnal Manajemen dan Bisnis
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/jmb.v12i2.7302

Abstract

In facing intense business competition, business people must try to create customer satisfaction, because this is important for creating customer loyalty and Word of Mouth. This study is intended to prove and analyze whether or not there is an influence between emotional, service quality, and facilities on Penjilidan Express customer satisfaction in Kedungwaru District, Tulungagung Regency. This research is associative with a quantitative approach. Primary data was used in this study, and a questionnaire was chosen as the technique for collecting data. The sampling technique is non-probability sampling in the form of accidental sampling. All customers who have used Penjilidan Express services in Kedungwaru District, Tulungagung Regency will become the study population. With the lameshow technique, 100 respondents were obtained to be used as samples. Multiple linear regression analysis is a technique used for data analysis. Data analysis begins by conducting data quality tests including validity and reliability tests, followed by classical assumption tests including normality tests, multicollinearity tests, heteroscedasticity tests, and autocorrelation tests, then multiple linear regression tests, F tests (combined), T tests (partial), and the last is the test of the coefficient of determination (R2). The study findings prove that emotional variables and service quality have a positive and significant effect on customer satisfaction, but facilities do not have a significant effect on customer satisfaction. Simultaneously emotional variables, service quality, and facilities have a positive and significant influence on Penjilidan Express customer satisfaction in Kedungwaru District, Tulungagung Regency with a proportion of 49.2%.
PENGARUH INFLASI, TINGKAT SUKU BUNGA, DAN NILAI TUKAR RUPIAH TERHADAP HARGA SAHAM PT BANK BTPN SYARIAH YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2019-2021 Marita Ayu Oktaviani; Nadia Roosmalita Sari
Reinforce: Journal of Sharia Management Vol 1 No 2 (2022)
Publisher : Faculty of Islamic Economic and Business (FEBI), Sayyid Ali Rahmatullah State Islamic University (UIN SATU) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/reinforce.v1i2.6438

Abstract

The purpose of this study is to find out the correlation of macroeconomic variables such as inflatin, interest rates, and the rupiah exchange rate with stock prices. Quantitative methods and purposive sampling techniques were adopted in this study. A total of 36 data as samples were taken using library and document methods. Multiple linear regression analysis was tested using software eviews 12. The results of the test and analysis both partially and simultaneously are: (1) the inflation variabel has no effect on stock prices, (2) the interest rate variabel has an effect on stock prices, (3) the exchange rate variable has an effect on stock prices, (4) variables of inflation, interest rates, and the rupiah exchange arte simultaneously affect stock prices.
PENGARUH RASIO LIKUIDITAS, RASIO SOLVABILITAS DAN PROFITABILITAS TERHADAP NILAI PERUSAHAAN SEKTOR INFRASTRUKTUR YANG TERDAFTAR DI BEI TAHUN 2017-2020 Maya Valentina Yulanda; Nadia Roosmalita Sari
Reinforce: Journal of Sharia Management Vol 2 No 1 (2023)
Publisher : Faculty of Islamic Economic and Business (FEBI), Sayyid Ali Rahmatullah State Islamic University (UIN SATU) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/reinforce.v2i1.7366

Abstract

Infrastructure companies are companies that contribute to development, this type of company also has good prospects, especially in the global capital market. So in this case a company wants its business to be sustainable and therefore always tries to manage its finances by obtaining, allocating and using it efficiently and effectively, as well as improving the quality of new products and investments. This study aims to determine the effect of liquidity, solvency and profitability on firm value in infrastructure sector companies listed on the Indonesia Stock Exchange in 2017-2020. The method used is a quantitative approach and multiple linear regression analysis, while for the determination of the sample using the purposive sampling method with certain criteria, the number of samples is 10 companies. Testing this data using SPSS 16 software. The results showed that liquidity had no effect on firm value, solvency had a significant effect on firm value, and profitability had a significant effect on firm value.
MANAJEMEN KEUANGAN USAHA MIKRO KECIL DAN MENENGAH UNTUK MENINGKATKAN AKUNTABILITAS PADA USAHA GULA TEBU MERAH DI DUSUN SETONO PUNDUNG, DESA NGADI, KECAMATAN MOJO, KABUPATEN KEDIRI Maria Ulfa; Nadia Roosmalita Sari
SOSEBI Jurnal Penelitian Mahasiswa Ilmu Sosial Ekonomi dan Bisnis Islam Vol 2 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/sosebi.v2i2.6419

Abstract

Abstrak: Penelitian ini bertujuan 1) mendeskripsikan manajemen keuangan usaha mikro kecil pada usaha gula tebu merah di Dusun Setono Pundung, Desa Ngadi, Kecamatan Mojo, Kabupaten Kediri. 2) Mendeskripsikan dampak dari probabilitas keuangan usaha mikro kecil dan menengah di Dusun Setono Pundung jika tidak menerapkan prinsip-prinsip manajemen. 3) Mendeskripsikan manajemen keuangan dalam meningkatkan peran akuntabilitas untuk usaha mikro kecil dan menengah pengolahan gula tebu merah di Dusun Setono Pundung, Desa Ngadi, Kecamatan Mojo, Kabupaten Kediri. Penelitian ini menggunakan metode penelitian kualitatif dengan menggunakan pendekatan deskriptif. Data yang digunakan adalah data primer. Metode pengumpulan data menggunakan metode wawancara dan observasi. Analisis data dilakukan melalui reduksi data, penyajian data dan penarikan kesimpulan. Pengecekan keabsahan data mengunakan triangulasi, perpanjangan kehadiran, ketekunan pengamatan dan menggunakan bahan referensi. Hasil penelitian menunjukkan bahwa manajemen keuangan pada usaha mikro kecil dan menengah terhadap usaha tebu merah di Desa Ngadi belum memenuhi standar manajemen keuangan dan akuntansi pada umumnya. Proses manajemen UMKM yang digunakan meliputi: perencanaan di dalam UMKM pengolahan gula tebu merah merupakan proses pembelian bahan baku dan proses pembuatan gula sehingga dari proses tersebut diperoleh keuntungan. Dampak dari probabilitas UMKM di Dusun Setono Pundung jika tidak menerapkan prinsip-prinsip meliputi: sistem jam kerja melebihi batas waktu, pemberian gaji tidak tepat waktu, tidak ada pelaporan keuangan. Manajemen keuangan dalam meningkatkan peran akuntabilitas dapat disimpulkan bahwa UMKM pengolahan gula tebu merah ini sudah dikatakan akuntabel karena dalam usaha tersebut sudah memenuhi 4 indikator yaitu adanya kesesuaian antara pelaksana dengan standar prosedur pelaksanaan, adanya sanksi yang ditetapkan atas kesalahan, kendala dalam pelaksanaan kegiatan, sistem pemantauan kinerja. Kata Kunci: Akuntabilitas; Manajemen Keuangan; Probabilitas. Abstract: Research objectives: 1) Describe the financial management of micro and small businesses in the brown sugar cane business in Setono Pundung Hamlet, Ngadi Village, Mojo District, Kediri Regency. 2) Describe the impact of the financial probabilities of micro, small and medium enterprises in Setono Pundung Hamlet if they do not apply the principles-management principles. 3) Describe financial management in increasing the role of accountability for micro, small and medium enterprises processing brown sugar in Setono Pundung Hamlet, Ngadi Village, Mojo District, Kediri Regency. This study uses qualitative research methods using a descriptive approach. The data used primary data. Methods of data collection using interviews and observation. Data analysis was carried out through data reduction, data presentation, and conclusion drawing. Checking the validity of the data using triangulation, the extension of attendance, the persistence of observations, and using reference materials. The results showed that financial management in micro, small and medium enterprises in the red sugar cane business in Ngadi Village did not meet financial management and accounting standards in general. This is because the management process in MSMEs that is used includes: planning MSMEs processing brown sugar cane the process of purchasing raw materials and the process of making sugar so that from this process you get a profit. The impact of the probability of MSMEs in Setono Pundung hamlet is if they do not apply the principle including a system of working hours that exceeds the time limit, the provision of salaries is not on time, and there is no financial reporting. Financial management in increasing the role of accountability can be concluded that MSMEs processing brown sugar cane have been said to be accountable because the business has met 4 indicators, namely the suitability between the implementer and standard implementation procedures, the sanctions imposed for errors, obstacles in the implementation of activities, the system performance monitoring. Keywords: Accountability; Financial Management; Probability.
Design and Implementation of E-Lazisnu in Zakat, Infaq, and Sedekah Mangement With Android Based Sari, Nadia Roosmalita; Sibilana, Annas Ribab
Inspiration: Jurnal Teknologi Informasi dan Komunikasi Vol. 12 No. 2 (2022): Inspiration: Jurnal Teknologi Informasi dan Komunikasi
Publisher : Pusat Penelitian dan Pengabdian Pada Masyarakat Sekolah Tinggi Manajemen Informatika dan Komputer AKBA Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (495.899 KB) | DOI: 10.35585/inspir.v12i2.31

Abstract

The amil zakat agency is a zakat management institution whose job is to receive and distribute zakat, infaq, and alms to people in need. In several sub-districts in Blitar Regency, the zakat, infaq, and alms management systems, in this case financial recording, financial reporting, and all matters relating to the entry and exit of money are still carried out using a paper-based recording system. Storing data in the form of reports printed on paper is considered insecure, because it could be that the accumulation of reports from year to year will cause the data to become obsolete and even disappear. This study proposes a financial management information system as a financial management medium. The purpose of this research is to develop an Android-based financial management information system as an alternative financial management medium for LAZISNU managers and to determine product feasibility. The research and development methodology used in this research is Research and Development (R&D). This methodology covers all matters related to development to produce quality software. Based on the trials, the results obtained were 82.5 % from software experts, 90.5 % from material experts, and 86.5 % from user field tests. Based on these results, an Android-based financial management information system is feasible to use as a financial management medium with an average validation value of 86.5 %.