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Schutz's Phenomenological Study on Debtors of the Gapura Karomah Program, Tanah Laut Regency, Indonesia Lestari, Nisrina Ayu; Abdurrahman Sadikin
Open Access Indonesia Journal of Social Sciences Vol. 6 No. 4 (2023): Open Access Indonesia Journal of Social Sciences
Publisher : HM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37275/oaijss.v6i4.169

Abstract

Gapura Karomah is a loan program run by the Bank Perkreditan Rakyat (BPR) Tanah Laut with zero percent (0%) interest for people who have difficulties in terms of capital. This research focuses on debtors of the Gapura Karomah program who make smooth payments of credit return obligations even though there is no collateral provided. The purpose of this research is to find out the motives for the reasons and the motives for the benefits of the debtor to make smooth payment of loan repayments even without collateral and to analyze how the debtor maintains the trust of the BPR and the Tanah Laut Regency Government. This study is qualitative research that explores and describes in detail a situation or phenomenon of the research object studied by developing concepts and gathering existing facts using the Schutz Phenomenology approach. This phenomenology analyzes research findings through themes originating from the presentation of data that can provide an overview of the motives for the causes and benefits of the debtor. The results of the study show that BPRs provide a program, namely Gapura Karomah, by providing credit without interest and without collateral but through a long process. The causal motives are the intention to make payments on time, have other income from other business sources, and have good financial management. The benefit motive is to help develop a business with capital obtained from credit and maintain the good name of the debtor for ease of applying for credit in the future. The way the debtor maintains the trust of the BPR is by setting aside any income from the main operating results as well as from other sources of business income.
The Influence of Psychological Empowerment and Knowledge Management Readiness on Organizational Business Performance Mediated by Micro-Innovation Ekosaputro, Adriansyah; Abdurrahman Sadikin
Open Access Indonesia Journal of Social Sciences Vol. 7 No. 5 (2024): Open Access Indonesia Journal of Social Sciences
Publisher : HM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37275/oaijss.v7i5.265

Abstract

In the dynamic landscape of modern business, organizations are increasingly recognizing the pivotal role of human capital in driving sustainable growth and competitive advantage. This study delves into the intricate relationship between psychological empowerment, knowledge management readiness, and their combined impact on organizational business performance. It further examines the mediating role of micro-innovation in this relationship, shedding light on how these factors interact to foster innovation and enhance overall performance. A quantitative research methodology was employed, involving a survey of 250 employees across diverse industries. Structural equation modeling (SEM) was utilized to analyze the data and test the hypothesized relationships between the variables. The findings of this study reveal a significant positive relationship between psychological empowerment and knowledge management readiness. Both psychological empowerment and knowledge management readiness were found to have a direct positive impact on organizational business performance. Moreover, micro-innovation was identified as a significant mediator in this relationship, indicating that it plays a crucial role in channeling the effects of psychological empowerment and knowledge management readiness towards improved business performance. This research underscores the importance of fostering a psychologically empowering work environment and cultivating knowledge management readiness within organizations. By nurturing these factors, organizations can stimulate micro-innovation, which in turn drives organizational business performance. The implications of these findings for managers and practitioners are discussed, along with recommendations for future research directions.
Schutz's Phenomenological Study on Debtors of the Gapura Karomah Program, Tanah Laut Regency, Indonesia Lestari, Nisrina Ayu; Abdurrahman Sadikin
Open Access Indonesia Journal of Social Sciences Vol. 6 No. 4 (2023): Open Access Indonesia Journal of Social Sciences
Publisher : HM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37275/oaijss.v6i4.169

Abstract

Gapura Karomah is a loan program run by the Bank Perkreditan Rakyat (BPR) Tanah Laut with zero percent (0%) interest for people who have difficulties in terms of capital. This research focuses on debtors of the Gapura Karomah program who make smooth payments of credit return obligations even though there is no collateral provided. The purpose of this research is to find out the motives for the reasons and the motives for the benefits of the debtor to make smooth payment of loan repayments even without collateral and to analyze how the debtor maintains the trust of the BPR and the Tanah Laut Regency Government. This study is qualitative research that explores and describes in detail a situation or phenomenon of the research object studied by developing concepts and gathering existing facts using the Schutz Phenomenology approach. This phenomenology analyzes research findings through themes originating from the presentation of data that can provide an overview of the motives for the causes and benefits of the debtor. The results of the study show that BPRs provide a program, namely Gapura Karomah, by providing credit without interest and without collateral but through a long process. The causal motives are the intention to make payments on time, have other income from other business sources, and have good financial management. The benefit motive is to help develop a business with capital obtained from credit and maintain the good name of the debtor for ease of applying for credit in the future. The way the debtor maintains the trust of the BPR is by setting aside any income from the main operating results as well as from other sources of business income.
The Influence of Psychological Empowerment and Knowledge Management Readiness on Organizational Business Performance Mediated by Micro-Innovation Ekosaputro, Adriansyah; Abdurrahman Sadikin
Open Access Indonesia Journal of Social Sciences Vol. 7 No. 5 (2024): Open Access Indonesia Journal of Social Sciences
Publisher : HM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37275/oaijss.v7i5.265

Abstract

In the dynamic landscape of modern business, organizations are increasingly recognizing the pivotal role of human capital in driving sustainable growth and competitive advantage. This study delves into the intricate relationship between psychological empowerment, knowledge management readiness, and their combined impact on organizational business performance. It further examines the mediating role of micro-innovation in this relationship, shedding light on how these factors interact to foster innovation and enhance overall performance. A quantitative research methodology was employed, involving a survey of 250 employees across diverse industries. Structural equation modeling (SEM) was utilized to analyze the data and test the hypothesized relationships between the variables. The findings of this study reveal a significant positive relationship between psychological empowerment and knowledge management readiness. Both psychological empowerment and knowledge management readiness were found to have a direct positive impact on organizational business performance. Moreover, micro-innovation was identified as a significant mediator in this relationship, indicating that it plays a crucial role in channeling the effects of psychological empowerment and knowledge management readiness towards improved business performance. This research underscores the importance of fostering a psychologically empowering work environment and cultivating knowledge management readiness within organizations. By nurturing these factors, organizations can stimulate micro-innovation, which in turn drives organizational business performance. The implications of these findings for managers and practitioners are discussed, along with recommendations for future research directions.
The Effect Of Learning Environment And Students Independent Learning On Students Learning Outcomes Agustina Setyaningsih; Nur Kholik; Achmad Abdul Azis; Tri Yusnanto; Abdurrahman Sadikin
Mudir : Jurnal Manajemen Pendidikan Vol. 5 No. 1 (2023): January : Mudir: Jurnal Manajemen Pendidikan
Publisher : Mudir : Jurnal Manajemen Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/mudir.v5i1.39

Abstract

This study intends to evaluate school students' learning outcomes in mathematics classes in terms of learning independence and learning environment. One of schools served as the research site. This study uses survey methods for data collecting and is a quantitative descriptive study. The findings revealed that: The average score for student learning outcomes in mathematics courses is lower than the school's KKM score. Student learning results in mathematics classes are somewhat affected favorably and significantly by student learning freedom. Student learning results in mathematical learning areas are significantly and positively impacted by the student learning environment. Student learning results in mathematics are concurrently influenced by the learning environment and student autonomy.
Penguatan Desa Wisata Bilebante, Lombok Tengah Melalui Pelatihan Produk Ekonomi Kreatif bagi Mitra dan Silaturahmi Akademik: PKM ADLPTI Lombok 2022 Esti Ismawati; Bayu Indrayanto; Eri Fatarina; Sari Purnavita; Muhsyanur Muhsyanur; Getah Ester Hayatullah; Margiyono suyitno; Rosa Nikmatul Fajri; Abdurrahman Sadikin; Sri Sutanti
Alamtana: Jurnal Pengabdian Masyarakat UNW Mataram Vol 3 No 3 (2022): Edisi Desember 2022
Publisher : LPPM UNIVERSITAS NAHDLATUL WATHAN MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51673/jaltn.v3i3.1232

Abstract

Desa wisata Bilebante menarik untuk dikenal, disapa, dan diupdate capaiannya. Pengabdian masyarakat Dosen Lintas Perguruan Tinggi Indonesia (ADLPTI) di Lombok ini bertujuan untuk memberikan solusi di di bidang diversifikasi program, pengenalan produk baru, dan kunjungan silaturahmi secara langsung. Metode yang digunakan adalah Pendampingan, Focus Grup Discussion (FGD) dan kunjungan lapangan. Dari hasil PKM diperoleh beberapa agenda antara lain kesepakatan untuk melanjutkan program yang dimotori oleh 17 Perguruan Tinggi yakni universitas di Lombok dan di luar Lombok yang tergabung dalam ADLPTI, produk sabun sereh berbasis tanaman obat local Lombok, produk plastic ramah lingkungan, dan proposal Kedaireka. Program ini juga mendapat dukungan penuh dari Pemda Provinsi NTB dan UNW, UNHAM, UNRAM, STIKES Yarsi dan Masyarakat desa Bilebante.