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All Journal Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Al-Amwal : Journal of Islamic Economic Law JURNAL PENGABDIAN KEPADA MASYARAKAT Indonesian Journal of Criminal Law Pena Justisia: Media Komunikasi dan Kajian Hukum Asy-Syariah Jurnal Ilmiah Ar-Risalah: Media Ke-Islaman, Pendidikan, dan Hukum Islam Alauddin Law Development Journal (ALDEV) Jurnal Ilmiah Ahwal Syakhshiyyah (JAS) USRAH: Jurnal Hukum Keluarga Islam AL HUKMU: Journal of Islamic Law and Economics Jurnal Pengabdian Masyarakat Bangsa Tasyri' Jurnal Indonesia Mengabdi (JIM) Ardhi: Jurnal Pengabdian dalam Negri Jurnal Medika: Medika Al-Qolamuna : Journal Komunikasi dan Penyiaran Islam Jurnal Ilmiah Ar-Risalah: Media Ke-Islaman, Pendidikan dan Hukum Islam JUNAGARA: Jurnal Ilmiah Hukum dan Kenegaraan
Aditya Fajri Kurnia Pradana
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IMPLIKASI PUTUSAN KEPAILITAN TERHADAP PERJANJIAN KREDIT BANK DALAM GUGATAN WANPRESTASI Danny Trisno Susetyo; Aditya Fajri Kurnia Pradana
JUNAGARA: Jurnal Ilmiah Hukum dan Kenegaraan Vol. 2 No. 1 (2025): JUNAGARA: Jurnal Ilmiah Hukum dan Kenegaraan
Publisher : Tahta Media Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55080/junagara.v1i1.1295

Abstract

The establishment of apartments in Sleman, Yogyakarta, on the strategic location of Jalan Adisucipto KM.7, known as the business district, led to many conflicts after the developer faced a bankruptcy verdict. The developer started construction of two apartment towers behind the hotel, namely Tower Borobudur and Tower Prambanan. However, two apartment buyers filed a postponement of debt payment obligations (PKPU) and caused the developer to be declared bankrupt by the Semarang Commercial Court on 8 March 2021. The bank, which became a separatist creditor, refused to extend the PKPU, exacerbating the situation. In the legal process, consumers who had paid off the Apartment Ownership Credit (KPA) did not get the certificate to which they were entitled, giving rise to a default lawsuit. This research aims to analyse the feasibility of financing by banks to developers, the reasons for banks to support the bankruptcy of developers, and the responsibilities of banks in the KPA certificate issue. The research uses the normative-empirical method by examining legal norms and their empirical impact on society. The results showed that the bank did not comply with the prudential principle and faced serious legal risks as a result of its actions.
Co-Authors Agus Marzuki Alvilia, Puput Andrie Irawan Aris Sunindyo Arkan, Miftahul Ashabil Yaqin Asri Purwanti Burhanudin, M. BW, Muh. Kurniawan Danny Trisno Susetyo Farahapsari, Ica Ginanjar, Muhammad Sholeh Hafshoh, H Herwin Sulistyowati, SH,MH Husna, Lutfia Miftakhul Kapindho, Abigail Sitangsu Kurnia Hidayat Luqmanul Hakim Luthfia Miftakhul Husna M. Yunan Hidayat Maydiana, Laily Muh. Kurniawan BW Muh. Kurniawan BW Muhammad Kurniawa Budi Wibowo Muhammad Kurniawan Budi Wibowo Muhammad Kurniawan Budi Wibowo Muhammad Luthfi Dwi Pramukti Muhammad Sholeh Ginanjar Muhammad Zidan Yusuf Nugraha, Annafora Shafa Mayovabella Nur Fadhilah Oentari, Amanda Putri Pertiwi, Nisa Angel Pramudiansyah, Ilham Rahma Diyas Putri Hamidah Ruslan Arifin Safri, Darma Ananda Salman Alfarisi Setyawati, Camella Sugiyat, Sugiyat Susetyo, Danny Trisno Sutrisno, Umar Wiyogo Suyanto Tyas, Fila Sofia Kumala Umi Musalimah Viki Bayu Mahendra Viska Anggraita, Viska Wibowo, Muh. Kurniawan Budi Wibowo, Muhammad Kurniawan Budi Yahya Ibadu Rahman Yusuf, Muhammad Zidan Zaenal Mustofa Zaki, Ahmad Najmuddin