Articles
<![CDATA[ANALISIS FAKTOR PENENTU STRUKTUR MODAL PERBANKAN DI INDONESIA ]]>
<![CDATA[Eleonora Sofilda]]>;
<![CDATA[Maryani ,]]>
<![CDATA[ Media Riset Akuntansi, Auditing & Informasi Vol. 7 No. 3 (2007): Desember ]]>
Publisher : <![CDATA[LEMBAGA PENERBIT FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS TRISAKTI ]]>
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DOI: 10.25105/mraai.v7i3.762
<![CDATA[The objective of this paper is to analyze the determinant factors of capital structure in banking sector in Indonesia. The object of this paper includes 19 banks that have been listed in Jakarta Stock Exchange. There are 5 variables, choosed as the measurement of capital structure, those are: Size, Tangibility Non Debt Tax Shiekls, ProNabiNy and Depre-ciation. Data analysis used in this paper is the financial statement of each bank and taken from their balance sheet. The data period started from year 2003 until year 2005. This paper finds that all independent variables affect dependent variable (capital structure) simultaneously and partially. Independent variable size Kt tangibility (X2), NDTS (X), and depreciation variable (X5) have insignificant effect to capital structure. Meanwhile, profitabil-ity variable (X.) has significant effect to capita/ structure.Keywords: Capital Structure, Banking Industry]]>
<![CDATA[FINTECH PEER-TO-PEER LENDING SEBAGAI PELUANG PENINGKATAN UMK DI INDONESIA ]]>
<![CDATA[Suci Romadhona]]>;
<![CDATA[Muhammad Zilal Hamzah]]>;
<![CDATA[Eleonora Sofilda]]>
<![CDATA[ Media Ekonomi Vol. 26 No. 2 (2018): Oktober ]]>
Publisher : <![CDATA[Lembaga Penerbit Fakultas Ekonomi dan Bisnis ]]>
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DOI: 10.25105/me.v26i2.5219
<![CDATA[This research was conducted to determine the effect of the factors driving MSEs in making loans to peer-to-peer lending companies. Factors that are considered by MSEs in seeking financial resources through peer-to-peer lending are loan processes, interest rates, loan processing costs, loan amounts, and loan application flexibility. These five factors will then be used as independent variables to see behavioral intentions and the actual use of a peer-to-peer lending platform. This research method uses Structural Equation Modeling (SEM) and WrapPLS 6.0 test equipment. The results of this study found that the loan process had no significant effect on behavioral intentions and other factors had a positive influence and the highest factor affected MSEs borrowing on this platform was the flexibility of loan applications. With the aspirations of MSEs, peer-to-peer lending companies in Indonesia can improve services so that business capital loan transactions increase and advance the economy of MSEs in Indonesia.]]>
<![CDATA[KUALITAS PEMBANGUNAN MANUSIA DI PROVINSI PAPUA ]]>
<![CDATA[Eleonora Sofilda]]>
<![CDATA[ Media Ekonomi Vol. 27 No. 2 (2019): Oktober ]]>
Publisher : <![CDATA[Lembaga Penerbit Fakultas Ekonomi dan Bisnis ]]>
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DOI: 10.25105/me.v27i2.6683
<![CDATA[Various economic literature has been widely disclosed that the level of income, the allocation of the education budget, the level of investment and infrastructure spending are fundamental factors directly affecting the level of poverty. In the end, reducing poverty levels is expected to improve the quality of human development. The purpose of this study is to look at the effect of education budget allocation, health budget allocation, infrastructure budget allocation, population, open unemployment rate and inflation on poverty levels in Papua Province and see the effect of poverty levels on HDI in Papua Province. This study uses quantitative methods to analyze the effect of independent variables on HDI with poverty as an intervening variable in Papua Province. Data was taken from 2010-2017 and came from 29 regencies in Papua Province in Indonesia. The analytical tool used is Multiple Linear Regression with Panel Data. The findings of this study are significant education and health budget allocations to poverty levels, whereas for infrastructure allocation budgets, the population is not significant to poverty levels. Open unemployment and inflation are significant for poverty levels. Poverty Level Installed is very significant on the Human Development Index]]>
<![CDATA[PENGARUH BI 7-DAY REPO RATE, KURS USD-IDR, PRICE TO BOOK VALUE (PBV), DAN CADANGAN DEVISA INDONESIA TERHADAP RETURN PADA INDEKS INFOBANK15 ]]>
<![CDATA[Endang Sri Apriani]]>;
<![CDATA[Zilal Hamzah]]>;
<![CDATA[Eleonora Sofilda]]>
<![CDATA[ Media Ekonomi Vol. 28 No. 1 (2020): April ]]>
Publisher : <![CDATA[Lembaga Penerbit Fakultas Ekonomi dan Bisnis ]]>
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DOI: 10.25105/me.v28i1.7977
<![CDATA[The Infobank Index15 is an index issued by the infobank magazine publisher itself, PT Infoartha Pratama. This index contains 15 banking stocks that have been listed on the Indonesian stock exchange, sorted by good fundamental criteria and relatively high liquidity. This study was conducted to determine and analyze the influence of macroeconomics on the Infobank Index15 on a monthly time series from 2013 to 2018, so the data can be said to be long-term, because that is the analytical tool used, VAR (Vector Auto Regression) / VECM. The findings of this study states that the BI 7 Day Repo Rate, USD-IDR EXCHANGE rate, and PBV have a negative siginificakt effect while Indonesia's foreign exchange reserves has insignificant effect on the Infobank Return Index15. Simultaneously the research variables have a siginificant affect the Infobank Return Index15. ]]>
<![CDATA[DETERMINASI PERMINTAAN CPO PADA 5 NEGARA TUJUAN EKSPOR INDONESIA ]]>
<![CDATA[Eleonora Sofilda]]>
<![CDATA[ Media Ekonomi Vol. 29 No. 2 (2021): Oktober ]]>
Publisher : <![CDATA[Lembaga Penerbit Fakultas Ekonomi dan Bisnis ]]>
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DOI: 10.25105/me.v29i2.10303
<![CDATA[This research aims to determine the impact of the Renewable Energy Directive (RED) Policy, Import Duty Rates, and other factors on Indonesian CPO Demand in the five largest export destination countries for Indonesian CPO. Panel data regression with the Random Effect Model (REM) as the relevant model and comparative advantage analysis using RCA were used in this study (Revealed Comparative Advantage). For the period2005-2019, data from the five largest CPO export destination countries for Indonesia were used, including India, China, Netherlands, Italy, and Pakistan. Domestic CPO Production in Indonesia, International CPO Prices, International Soybean Oil Prices, and India's Dummy Import Duty Rates all significantly impact demand for Indonesian Crude Palm Oil, according to the findings. Meanwhile, the rupiah exchange rate against the US dollar and the Dummy Renewable Energy Directive does not affect demand for Crude Palm Oil . Indonesia's crude palm oil (CPO) has a more significant competitive advantage than the rest of the world's CPO producers. The existence of an RCA value more excellent than one indicates that Indonesian CPO commodities have a more significant share of the global CPO commodity export market.]]>
<![CDATA[Peluang Sumber Pendanaan Bisnis pada Sekolah Kewirausahaan Bina Amanah Cordova ]]>
<![CDATA[Lidia Wahyuni]]>;
<![CDATA[Eleonora Sofilda]]>;
<![CDATA[Shafrani Dizar]]>;
<![CDATA[Muhammad Zilal Hamzah]]>
<![CDATA[ Dirkantara Indonesia Vol. 1 No. 1: Maret-Agustus 2022 ]]>
Publisher : <![CDATA[PT. Cendekia Sapta Indonesia ]]>
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DOI: 10.55837/di.v1i1.17
<![CDATA[ABSTRAK Tujuan dari kegiatan Pengabdian kepada Masyarakat (PkM) yang dilaksanakan di Sekolah Kewirausahaan Bina Amanah Cordova ini adalah untuk memberikan pendidikan dan pelatihan bagaimana memanfaatkan peluang sumber pendanaan bisnis untuk membuat ataupun mengembangkan usaha bagi para calon pelaku usaha. Selain itu kegiatan ini juga bertujuan bagi para dosen Fakultas Ekonomi dan Bisnis (FEB) Universitas Trisakti sebagai bentuk pelaksanaan tugas Tridharma Perguruan Tinggi yang memberikan manfaat kepada masyarakat untuk meningkatkan usahanya dalam kondisi Pandemi Covid-19 ini. Metode pelaksanaan kegiatan adalah metode pelatihan, diskusi dan wawancara terstruktur kepada para peserta. Selain itu dilakukan pengisian kuesioner untuk analisa lanjutan. Berdasarkan dari hasil diskusi awal diketahui bahwa masih terdapat beberapa peserta yang belum memanfaatkan sumber pendanaan bisnis yang. Hal ini dikarenakan para peserta belum mengetahui konsep dasar sumber pendanaan bisnis. Setelah kegiatan ini dilaksanakan para peserta memiliki pengetahuan mengenai sumber pendanaan bisnis yang dapat dimanfaatkan untuk kegiatan usahanya. Harapan dari pelatihan ini, para peserta kedepannya dapat melanjutkan usaha dengan memanfaatkan sumber pendanaan bisnis dan melihat segala peluang yang ada. Kata Kunci: Modal Usaha, UMKM ABSTRACT The purpose of this Community Service (PkM) activity held at the Bina Amanah Cordova Entrepreneurship School is to provide education and training on how to take advantage of opportunities for business funding sources to create or develop businesses for prospective entrepreneurs. In addition, this activity is also aimed at lecturers of the Faculty of Economics and Business (FEB) of Trisakti University as a form of implementing the Tridharma of Higher Education tasks that provide benefits to the community to increase their business in the conditions of this Covid-19 Pandemic. The method of implementing the activity is the method of training, discussion and structured interviews with the participants. In addition, questionnaires were filled out for further analysis. Based on the results of the initial discussion, it is known that there are still some participants who have not taken advantage of the business funding sources. This is because the participants did not know the basic concepts of business funding sources. After this activity is carried out, the participants have knowledge about sources of business funding that can be used for their business activities. It is hoped that from this training, the participants will be able to continue their business in the future by utilizing business funding sources and seeing all the opportunities that exist. Keywords: Business Capital, MSMEs]]>
<![CDATA[Pengelolaan Keuangan yang Efektif pada Sekolah Kewirausahaan Bina Amanah Cordova ]]>
<![CDATA[Eleonora Sofilda]]>;
<![CDATA[Muhammad Zilal Hamzah]]>;
<![CDATA[Lidia Wahyuni]]>;
<![CDATA[Shafrani Dizar]]>;
<![CDATA[Kamila Ramadhani]]>
<![CDATA[ Dirkantara Indonesia Vol. 1 No. 1: Maret-Agustus 2022 ]]>
Publisher : <![CDATA[PT. Cendekia Sapta Indonesia ]]>
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DOI: 10.55837/di.v1i1.18
<![CDATA[ABSTRAK Tujuan dari kegiatan Pengabdian kepada Masyarakat (PkM) yang dilaksanakan di Sekolah Kewirausahaan Bina Amanah Cordova ini adalah untuk memberikan pendidikan dan pelatihan bagaimana mengelola keuangan yang efektif bagi para pelaku usaha. Selain itu kegiatan ini juga bertujuan bagi para dosen Fakultas Ekonomi dan Bisnis (FEB) Universitas Trisakti sebagai bentuk pelaksanaan tugas Tridharma Perguruan Tinggi yang memberikan manfaat kepada masyarakat untuk meningkatkan usahanya dalam kondisi Pandemi Covid-19 ini. Metode pelaksanaan kegiatan PkM ini dilakukan melalui metode pelatihan, diskusi dan wawancara terstruktur kepada para peserta. Selain itu dilakukan evaluasi akhir untuk mengetahui keberhasilan kegiatan ini. Berdasarkan dari hasil diskusi awal diketahui bahwa masih terdapat beberapa peserta yang belum mengetahui bagaimana mengelola keuangan yang efektif. Hal ini dikarenakan belum mengetahui konsep dasar pengelolaan keuangan. Setelah kegiatan ini dilaksanakan para peserta memiliki pengetahuan mengenai pengelolaan keuangan yang efektif. Harapan dari pelatihan ini, para peserta kedepannya dapat melanjutkan usaha dengan pengelolaan keuangan yang lebih baik. Kata Kunci: Manajemen Keuangan, Laporan Keuangan Sederhana ABSTRACT The purpose of this Community Service (PkM) activity held at the Bina Amanah Cordova Entrepreneurship School is to provide education and training on how to manage finances effectively for business actors. In addition, this activity is also aimed at lecturers of the Faculty of Economics and Business (FEB) of Trisakti University as a form of implementing the Tridharma of Higher Education tasks that provide benefits to the community to increase their business in the conditions of this Covid-19 Pandemic. The method of implementing this PkM activity is through training methods, discussions and structured interviews with the participants. In addition, a final evaluation was carried out to determine the success of this activity. Based on the results of the initial discussion, it is known that there are still some participants who do not know how to manage finances effectively. This is because they do not know the basic concepts of financial management. After this activity was carried out the participants had knowledge of effective financial management. It is hoped that from this training, the participants will be able to continue their business with better financial management in the future. Keywords: Financial Management, Simple Financial Report]]>
<![CDATA[DAMPAK DESENTRALISASI FISKAL TERHADAP INDEKS PEMBANGUNAN MANUSIA DI INDONESIA (Studi pada Kabupaten/Kota Kurun Waktu 2015-2021) ]]>
<![CDATA[Eleonora Sofilda]]>;
<![CDATA[Muhammad Zilal Hamzah]]>;
<![CDATA[Dida Nurhaida]]>
<![CDATA[ Media Ekonomi Vol. 31 No. 1 (2023): April ]]>
Publisher : <![CDATA[Lembaga Penerbit Fakultas Ekonomi dan Bisnis ]]>
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DOI: 10.25105/me.v31i1.16516
<![CDATA[This study intends to investigate the impact of fiscal decentralization on Indonesia's Human Development Index through per-capita income. The study's focus is on Indonesia's 415 Regencies and Cities from 2015 to 2021. Certain government spending indicators are employed in panel data regression as independent variables using Eviews 9.00. Secondary data were collected from the Central Bureau of Statistics (BPS) and the Ministry of Finance (MoF). The results of model 1 show that of the eight variables used to see their effect on per capita income, there are six variables that have a favorable impact, namely health budget allocations, public service functions, social protection functions, village funds, regional independence and investment, while education fund allocations and the economic function is unable to increase per capita income in Indonesia. The outcomes of model 2 demonstrate that components of model 1's influence on per capita income have a favorable impact on Indonesia's Human Development Index.]]>
<![CDATA[DETERMINASI KEMANDIRIAN DAERAH DI SUMATERA UTARA ]]>
<![CDATA[Muthiah Khoirunnisa]]>;
<![CDATA[Eleonora Sofilda]]>
<![CDATA[ Jurnal Ekonomi Trisakti Vol. 3 No. 2 (2023): Oktober ]]>
Publisher : <![CDATA[Lembaga Penerbit Fakultas EKonomi dan Bisnis ]]>
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DOI: 10.25105/jet.v3i2.18177
<![CDATA[Penelitian ini bertujuan untuk menguji dan menganalisis tentang pengaruh dari Pendapatan Asli Daerah, Transfer Ke Daerah, PDRB, Aset Pemerintah Daerah, dan Utang Pemerintah Daerah terhadap kemandirian keuangan daerah di Provinsi Sumatera Utara tahun 2016-2021. Data yang diolah merupakan data sekunder dari Laporan Keuangan 34 Pemerintah Daerah Kabupaten/Kota Provinsi Sumatera Utara tahun 2016-2021 serta data Indeks Kemandirian Keuangan Daerah yang dikeluarkan oleh BPK RI yang diambil menggunakan metode purposive sampling dan diperoleh sebanyak 204 data. Metode yang digunakan dalam penelitian ini adalah metode analisis regresi data panel dengan menggunakan aplikasi eviews 9. Hasil penelitian ini menunjukkan bahwa: Pendapatan Asli Daerah (PAD) dan Aset Pemerintah Daerah berpengaruh signifikan secara positif terhadap kemandirian keuangan daerah. Sedangkan Transfer Ke Daerah, PDRB, dan Utang Pemerintah Daerah tidak berpengaruh terhadap kemandirian keuangan pemerintah daerah.]]>
<![CDATA[DAMPAK DESENTRALISASI FISKAL TERHADAP INDEKS PEMBANGUNAN MANUSIA DI INDONESIA (Studi pada Kabupaten/Kota Kurun Waktu 2015-2021) ]]>
<![CDATA[Eleonora Sofilda]]>;
<![CDATA[Muhammad Zilal Hamzah]]>;
<![CDATA[Dida Nurhaida]]>
<![CDATA[ Media Ekonomi Vol. 31 No. 1 (2023): April ]]>
Publisher : <![CDATA[Lembaga Penerbit Fakultas Ekonomi dan Bisnis ]]>
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DOI: 10.25105/me.v31i1.16516
<![CDATA[This study intends to investigate the impact of fiscal decentralization on Indonesia's Human Development Index through per-capita income. The study's focus is on Indonesia's 415 Regencies and Cities from 2015 to 2021. Certain government spending indicators are employed in panel data regression as independent variables using Eviews 9.00. Secondary data were collected from the Central Bureau of Statistics (BPS) and the Ministry of Finance (MoF). The results of model 1 show that of the eight variables used to see their effect on per capita income, there are six variables that have a favorable impact, namely health budget allocations, public service functions, social protection functions, village funds, regional independence and investment, while education fund allocations and the economic function is unable to increase per capita income in Indonesia. The outcomes of model 2 demonstrate that components of model 1's influence on per capita income have a favorable impact on Indonesia's Human Development Index.]]>
