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ANALISIS FAKTOR PENENTU STRUKTUR MODAL PERBANKAN DI INDONESIA Eleonora Sofilda; Maryani ,
Media Riset Akuntansi, Auditing & Informasi Vol. 7 No. 3 (2007): Desember
Publisher : LEMBAGA PENERBIT FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS TRISAKTI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (891.722 KB) | DOI: 10.25105/mraai.v7i3.762

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The objective of this paper is to analyze the determinant factors of capital structure in banking sector in Indonesia. The object of this paper includes 19 banks that have been listed in Jakarta Stock Exchange. There are 5 variables, choosed as the measurement of capital structure, those are: Size, Tangibility Non Debt Tax Shiekls, ProNabiNy and Depre-ciation. Data analysis used in this paper is the financial statement of each bank and taken from their balance sheet. The data period started from year 2003 until year 2005. This paper finds that all independent variables affect dependent variable (capital structure) simultaneously and partially. Independent variable size Kt tangibility (X2), NDTS (X), and depreciation variable (X5) have insignificant effect to capital structure. Meanwhile, profitabil-ity variable (X.) has significant effect to capita/ structure.Keywords: Capital Structure, Banking Industry
FINTECH PEER-TO-PEER LENDING SEBAGAI PELUANG PENINGKATAN UMK DI INDONESIA Suci Romadhona; Muhammad Zilal Hamzah; Eleonora Sofilda
Media Ekonomi Vol. 26 No. 2 (2018): Oktober
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (326.528 KB) | DOI: 10.25105/me.v26i2.5219

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This research was conducted to determine the effect of the factors driving MSEs in making loans to peer-to-peer lending companies. Factors that are considered by MSEs in seeking financial resources through peer-to-peer lending are loan processes, interest rates, loan processing costs, loan amounts, and loan application flexibility. These five factors will then be used as independent variables to see behavioral intentions and the actual use of a peer-to-peer lending platform. This research method uses Structural Equation Modeling (SEM) and WrapPLS 6.0 test equipment. The results of this study found that the loan process had no significant effect on behavioral intentions and other factors had a positive influence and the highest factor affected MSEs borrowing on this platform was the flexibility of loan applications. With the aspirations of MSEs, peer-to-peer lending companies in Indonesia can improve services so that business capital loan transactions increase and advance the economy of MSEs in Indonesia.
KUALITAS PEMBANGUNAN MANUSIA DI PROVINSI PAPUA Eleonora Sofilda
Media Ekonomi Vol. 27 No. 2 (2019): Oktober
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (280.833 KB) | DOI: 10.25105/me.v27i2.6683

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Various economic literature has been widely disclosed that the level of income, the allocation of the education budget, the level of investment and infrastructure spending are fundamental factors directly affecting the level of poverty. In the end, reducing poverty levels is expected to improve the quality of human development. The purpose of this study is to look at the effect of education budget allocation, health budget allocation, infrastructure budget allocation, population, open unemployment rate and inflation on poverty levels in Papua Province and see the effect of poverty levels on HDI in Papua Province. This study uses quantitative methods to analyze the effect of independent variables on HDI with poverty as an intervening variable in Papua Province. Data was taken from 2010-2017 and came from 29 regencies in Papua Province in Indonesia. The analytical tool used is Multiple Linear Regression with Panel Data. The findings of this study are significant education and health budget allocations to poverty levels, whereas for infrastructure allocation budgets, the population is not significant to poverty levels. Open unemployment and inflation are significant for poverty levels. Poverty Level Installed is very significant on the Human Development Index
PENGARUH BI 7-DAY REPO RATE, KURS USD-IDR, PRICE TO BOOK VALUE (PBV), DAN CADANGAN DEVISA INDONESIA TERHADAP RETURN PADA INDEKS INFOBANK15 Endang Sri Apriani; Zilal Hamzah; Eleonora Sofilda
Media Ekonomi Vol. 28 No. 1 (2020): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (633.457 KB) | DOI: 10.25105/me.v28i1.7977

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The Infobank Index15 is an index issued by the infobank magazine publisher itself, PT Infoartha Pratama. This index contains 15 banking stocks that have been listed on the Indonesian stock exchange, sorted by good fundamental criteria and relatively high liquidity. This study was conducted to determine and analyze the influence of macroeconomics on the Infobank Index15 on a monthly time series from 2013 to 2018, so the data can be said to be long-term, because that is the analytical tool used, VAR (Vector Auto Regression) / VECM. The findings of this study states that the BI 7 Day Repo Rate, USD-IDR EXCHANGE rate, and PBV have a negative siginificakt effect while Indonesia's foreign exchange reserves has insignificant effect on the Infobank Return Index15. Simultaneously the research variables have a siginificant affect the Infobank Return Index15.  
DETERMINASI PERMINTAAN CPO PADA 5 NEGARA TUJUAN EKSPOR INDONESIA Eleonora Sofilda
Media Ekonomi Vol. 29 No. 2 (2021): Oktober
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (510.758 KB) | DOI: 10.25105/me.v29i2.10303

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This research aims to determine the impact of the Renewable Energy Directive (RED) Policy, Import Duty Rates, and other factors on Indonesian CPO Demand in the five largest export destination countries for Indonesian CPO. Panel data regression with the Random Effect Model (REM) as the relevant model and comparative advantage analysis using RCA were used in this study (Revealed Comparative Advantage). For the period2005-2019, data from the five largest CPO export destination countries for Indonesia were used, including India, China, Netherlands, Italy, and Pakistan. Domestic CPO Production in Indonesia, International CPO Prices, International Soybean Oil Prices, and India's Dummy Import Duty Rates all significantly impact demand for Indonesian Crude Palm Oil, according to the findings. Meanwhile, the rupiah exchange rate against the US dollar and the Dummy Renewable Energy Directive does not affect demand for Crude Palm Oil . Indonesia's crude palm oil (CPO) has a more significant competitive advantage than the rest of the world's CPO producers. The existence of an RCA value more excellent than one indicates that Indonesian CPO commodities have a more significant share of the global CPO commodity export market.
Peluang Sumber Pendanaan Bisnis pada Sekolah Kewirausahaan Bina Amanah Cordova Lidia Wahyuni; Eleonora Sofilda; Shafrani Dizar; Muhammad Zilal Hamzah
Dirkantara Indonesia Vol. 1 No. 1: Maret-Agustus 2022
Publisher : PT. Cendekia Sapta Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55837/di.v1i1.17

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ABSTRAK Tujuan dari kegiatan Pengabdian kepada Masyarakat (PkM) yang dilaksanakan di Sekolah Kewirausahaan Bina Amanah Cordova ini adalah untuk memberikan pendidikan dan pelatihan bagaimana memanfaatkan peluang sumber pendanaan bisnis untuk membuat ataupun mengembangkan usaha bagi para calon pelaku usaha. Selain itu kegiatan ini juga bertujuan bagi para dosen Fakultas Ekonomi dan Bisnis (FEB) Universitas Trisakti sebagai bentuk pelaksanaan tugas Tridharma Perguruan Tinggi yang memberikan manfaat kepada masyarakat untuk meningkatkan usahanya dalam kondisi Pandemi Covid-19 ini. Metode pelaksanaan kegiatan adalah metode pelatihan, diskusi dan wawancara terstruktur kepada para peserta. Selain itu dilakukan pengisian kuesioner untuk analisa lanjutan. Berdasarkan dari hasil diskusi awal diketahui bahwa masih terdapat beberapa peserta yang belum memanfaatkan sumber pendanaan bisnis yang. Hal ini dikarenakan para peserta belum mengetahui konsep dasar sumber pendanaan bisnis. Setelah kegiatan ini dilaksanakan para peserta memiliki pengetahuan mengenai sumber pendanaan bisnis yang dapat dimanfaatkan untuk kegiatan usahanya. Harapan dari pelatihan ini, para peserta kedepannya dapat melanjutkan usaha dengan memanfaatkan sumber pendanaan bisnis dan melihat segala peluang yang ada. Kata Kunci: Modal Usaha, UMKM ABSTRACT The purpose of this Community Service (PkM) activity held at the Bina Amanah Cordova Entrepreneurship School is to provide education and training on how to take advantage of opportunities for business funding sources to create or develop businesses for prospective entrepreneurs. In addition, this activity is also aimed at lecturers of the Faculty of Economics and Business (FEB) of Trisakti University as a form of implementing the Tridharma of Higher Education tasks that provide benefits to the community to increase their business in the conditions of this Covid-19 Pandemic. The method of implementing the activity is the method of training, discussion and structured interviews with the participants. In addition, questionnaires were filled out for further analysis. Based on the results of the initial discussion, it is known that there are still some participants who have not taken advantage of the business funding sources. This is because the participants did not know the basic concepts of business funding sources. After this activity is carried out, the participants have knowledge about sources of business funding that can be used for their business activities. It is hoped that from this training, the participants will be able to continue their business in the future by utilizing business funding sources and seeing all the opportunities that exist. Keywords: Business Capital, MSMEs
Pengelolaan Keuangan yang Efektif pada Sekolah Kewirausahaan Bina Amanah Cordova Eleonora Sofilda; Muhammad Zilal Hamzah; Lidia Wahyuni; Shafrani Dizar; Kamila Ramadhani
Dirkantara Indonesia Vol. 1 No. 1: Maret-Agustus 2022
Publisher : PT. Cendekia Sapta Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55837/di.v1i1.18

Abstract

ABSTRAK Tujuan dari kegiatan Pengabdian kepada Masyarakat (PkM) yang dilaksanakan di Sekolah Kewirausahaan Bina Amanah Cordova ini adalah untuk memberikan pendidikan dan pelatihan bagaimana mengelola keuangan yang efektif bagi para pelaku usaha. Selain itu kegiatan ini juga bertujuan bagi para dosen Fakultas Ekonomi dan Bisnis (FEB) Universitas Trisakti sebagai bentuk pelaksanaan tugas Tridharma Perguruan Tinggi yang memberikan manfaat kepada masyarakat untuk meningkatkan usahanya dalam kondisi Pandemi Covid-19 ini. Metode pelaksanaan kegiatan PkM ini dilakukan melalui metode pelatihan, diskusi dan wawancara terstruktur kepada para peserta. Selain itu dilakukan evaluasi akhir untuk mengetahui keberhasilan kegiatan ini. Berdasarkan dari hasil diskusi awal diketahui bahwa masih terdapat beberapa peserta yang belum mengetahui bagaimana mengelola keuangan yang efektif. Hal ini dikarenakan belum mengetahui konsep dasar pengelolaan keuangan. Setelah kegiatan ini dilaksanakan para peserta memiliki pengetahuan mengenai pengelolaan keuangan yang efektif. Harapan dari pelatihan ini, para peserta kedepannya dapat melanjutkan usaha dengan pengelolaan keuangan yang lebih baik. Kata Kunci: Manajemen Keuangan, Laporan Keuangan Sederhana ABSTRACT The purpose of this Community Service (PkM) activity held at the Bina Amanah Cordova Entrepreneurship School is to provide education and training on how to manage finances effectively for business actors. In addition, this activity is also aimed at lecturers of the Faculty of Economics and Business (FEB) of Trisakti University as a form of implementing the Tridharma of Higher Education tasks that provide benefits to the community to increase their business in the conditions of this Covid-19 Pandemic. The method of implementing this PkM activity is through training methods, discussions and structured interviews with the participants. In addition, a final evaluation was carried out to determine the success of this activity. Based on the results of the initial discussion, it is known that there are still some participants who do not know how to manage finances effectively. This is because they do not know the basic concepts of financial management. After this activity was carried out the participants had knowledge of effective financial management. It is hoped that from this training, the participants will be able to continue their business with better financial management in the future. Keywords: Financial Management, Simple Financial Report
Analysis of the Role of Oil and Gas Companies in Implementing the Achievements of SDGs 14 and 17 Through the Fish Cultivation Program in the Kepulauan Anambas District Imran Gunawan Tambunan; Eleonora Sofilda
Journal of Social Research Vol. 2 No. 10 (2023): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v2i10.1395

Abstract

Kepulauan Anambas District, with 98% of its territory consisting of waters, has promising fisheries potential, However, is inversely proportional to the performance achievement of the fisheries sector during the 2016-2020 period, which decreased. Nevertheless, overfishing continues to occur in Anambas waters. This study aims to analyze the role of oil and gas companies in efforts to develop aquaculture in Kepulauan Anambas District, the intended role focuses on how aquaculture practices are carried out, the involvement of fishing communities, also the benefits and challenges faced, this research method uses a mixed methods approach, by gathering information from relevant sources, both from the company side as program administrators, and fishermen groups as beneficiaries. The Information gathering was carried out qualitatively with in-depth interviews and quantitatively with questionnaires. The data was collected and analyzed by content analysis techniques and descriptive statistics related to the perceptions of fishermen groups towards sustainable fisheries by measuring using a Likert scale. The object of this research consists of entities of two oil and gas companies that have community development programs in the aquaculture sector, namely Medco E&P Natuna, Ltd and PT. Primer Oil BV-Harbour energy. The sample determined in this study consisted of 19 people divided into managers and company personnel in the CSR department, and cultivator community groups. The results of this study explain that through aquaculture, fishing companies make a positive contribution to the implementation of SDG number 14 concerning life below water, and number 17 concerning partnerships for the goals. Strategically, companies interpret these development goals by providing guidance in the form of investment, infrastructure, transfer of knowledge, technology, and management of aquaculture management which is carried out periodically, in particular, this research also identifies the forms of involvement of the two companies fostered groups, towards the achievements of the community development program, the results of this study also identified that only certain people have an interest in being involved Farther in management.
Analysis of the Impact of Social Forestry in Achieving Conflict Resolution and Sustainable Natural Rubber Management - Case Studies of Social Forestry in Jambi and East Kalimantan Yasmine Sagita Rafiq; Eleonora Sofilda
Enrichment: Journal of Multidisciplinary Research and Development Vol. 1 No. 6 (2023): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v1i6.39

Abstract

This research focuses on agrarian conflict resolution strategies with an Alternative Dispute Resolution (ADR) approach through Social Forestry in this case with the Forestry Partnership scheme in Jambi HTI concession areas and in East Kalimantan HTI concessions. The purpose of this study is to analyze conflict typologies related to sustainable natural rubber management in Jambi and in East Kalimantan, and conflict resolution strategies with forestry partnership methods as a form of Alternative Dispute Resolution approach. In addition, this study also analyzes the relationship of Social Forestry to Sustainable Development Goals (SDGs) and its impact on related parties. The main design of this study uses a qualitative approach. Data collection in this study was carried out through observation techniques, Focus Group Discussion (FGD), in-depth interviews, and secondary data. With purposive sampling techniques to communities who have partnered and who have not partnered with the company and company stakeholders. The results showed that agrarian conflicts in East Kalimantan and Jambi were relatively the same but with different scales, with the main problem most often encountered being land disputes between companies holding concession permits and communities that have had success in land management. The approach used by the company in conflict resolution is through Alternative Dispute Resolution (ADR) through the Social Forestry program under the Forestry Partnership scheme. Social forestry under the Forestry Partnership scheme has important significance and is relatively acceptable to the parties. The main impact of the Forestry Partnership is a reduction in conflict pressure between the two sides, stability in business and improved livelihoods for the community.
DAMPAK DESENTRALISASI FISKAL TERHADAP INDEKS PEMBANGUNAN MANUSIA DI INDONESIA (Studi pada Kabupaten/Kota Kurun Waktu 2015-2021) Eleonora Sofilda; Muhammad Zilal Hamzah; Dida Nurhaida
Media Ekonomi Vol. 31 No. 1 (2023): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/me.v31i1.16516

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This study intends to investigate the impact of fiscal decentralization on Indonesia's Human Development Index through per-capita income. The study's focus is on Indonesia's 415 Regencies and Cities from 2015 to 2021. Certain government spending indicators are employed in panel data regression as independent variables using Eviews 9.00. Secondary data were collected from the Central Bureau of Statistics (BPS) and the Ministry of Finance (MoF). The results of model 1 show that of the eight variables used to see their effect on per capita income, there are six variables that have a favorable impact, namely health budget allocations, public service functions, social protection functions, village funds, regional independence and investment, while education fund allocations and the economic function is unable to increase per capita income in Indonesia. The outcomes of model 2 demonstrate that components of model 1's influence on per capita income have a favorable impact on Indonesia's Human Development Index.