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All Journal Signifikan : Jurnal Ilmu Ekonomi Economic Journal of Emerging Markets MEDIA KOMUNIKASI TEKNIK SIPIL IJIBE (International Journal of Islamic Business Ethics) PROSIDING SEMINAR NASIONAL CENDEKIAWAN Jurnal Manajemen Pelayanan Publik Dinamisia: Jurnal Pengabdian Kepada Masyarakat Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Jurnal Ekonomi Bisnis Indonesia Meteor STIP Marunda Dinasti International Journal of Education Management and Social Science Community Empowerment Journal of Economics and Business UBS Mattawang: Jurnal Pengabdian Masyarakat Jurnal Ketenagakerjaan El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Jurnal Impresi Indonesia Journal of Social Research Jurnal Ekonomi Trisakti Journal of Mathematics Instruction, Social Research and Opinion PENANOMICS: INTERNATIONAL JOURNAL OF ECONOMICS Media Riset Akuntansi Auditing & Informasi Media Ekonomi Media Bina Ilmiah Journal Research of Social Science, Economics, and Management Jurnal Pendidikan Indonesia (Japendi) Dharma Ekonomi Enrichment: Journal of Multidisciplinary Research and Development Dirkantara Indonesia IIJSE International Journal of Economics and Management Sciences International Journal of Economics, Management and Accounting Green Inflation: International Journal of Management And Strategic Business Leadership Scientific Contributions Oil and Gas
Eleonora Sofilda
Universitas Trisakti
Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Transportation Other

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Determinants of Return on Assets and Asset Growth In KBMI Group 4 Commercial Banks: Determinants of Return on Assets and Asset Growth In KBMI Group 4 Commercial Banks pratiwi, Wigati; Sofilda, Eleonora; Suparyati, Agustina
PENANOMICS: International Journal of Economics Vol. 4 No. 1 (2025): April
Publisher : Yayasan Pusat Cendekiawan Intelektual Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56107/penanomics.v4i1.213

Abstract

The banking industry plays a crucial role in a nation's economy, especially for Indonesia, as developing countries, hence the financial performance of the bank should be maintained continuously to support the real sector. Observing the determinant factors about their performance over time are challenging works, because it might be resulted in variative direction. Therefore, this study have a main objectives where to re-analyse the factors. This study using several variables divided into two terms internal (CAR, NPL, LDR, OER, and NIM) and external (GDP, Inflation rate, and BI Rate) that affect profitability rate and asset growth in Indonesian largest capitalized bank. Panel data regression and VECM are conducted by the author using capitalized commercial banks (KBMI 4) between 2017-2023. Several variables reveal consistent results in the long-run where CAR, LDR, Inflation rate, and BI Rate have positive influence on profitability rate. Furthermore, CAR (+), NPL (-), GDP (-), and BI Rate (+) also reveal a consistent impact toward asset growth. Several implications, especially for governments, of this result further discussed in the last sections.
Determinant Factors for Achieving Sustainable Development in Jambi Province: Determinant Factors for Achieving Sustainable Development in Jambi Province Astuti, Camelia Puji; Hamzah, Muhammad Zilal; Sofilda, Eleonora
PENANOMICS: International Journal of Economics Vol. 4 No. 1 (2025): April
Publisher : Yayasan Pusat Cendekiawan Intelektual Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56107/penanomics.v4i1.214

Abstract

The Human Development Index (HDI) and the poverty line are important indicators in measuring community welfare and are in line with the Sustainable Development Goals (SDGs) initiated by the United Nations (UN). Jambi Province is one of the provinces that has an average HDI below the national average with a high poverty rate. The purpose of this study was to analyze and examine the determinants of the HDI and Poverty Line in Jambi Province. The method used is a qualitative approach using SLR bibliometrics and a quantitative approach with panel data in 11 districts/cities in Jambi Province with a research year of 2017-2023. The results of the qualitative approach show that the productivity of literature related to the Human Development Index (HDI) and Poverty fluctuated during 2021-2024 with the highest growth in 2023 and 2024. The results of the quantitative approach show that all independent variables have a significant effect on the Human Development Index (HDI). Meanwhile, only the education budget and Regional Independence Index variables do not have a significant effect on the poverty line. Recommendations based on research results, the Central Government and Jambi Province need to encourage inclusive economic growth to accelerate the improvement of social welfare, need to strengthen sustainability-based village development programs to improve the quality of life of the community. The government needs to strengthen regional financial management mechanisms to ensure more efficient and effective public spending that has an impact on community welfare so that the achievement of SDGs can be realized in 2030.
ANALYSIS OF THE IMPACT OF SOCIAL ASSISTANCE PROGRAM DISTRIBUTION ON CURRENT ACCOUNT SAVINGS ACCOUNT (CASA) GROWTH PT. BANK NEGARA INDONESIA (PERSERO) TBK Herawan, Bonny Famedian; Hamzah, Muhammad Zilal; Sofilda, Eleonora
El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Vol 5, No 2 (2025): July(El-Ecosy: Jurnal Ekonomi dan Keuangan Islam)
Publisher : Universitas Suryakancana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35194/eeki.v5i2.5630

Abstract

PT. Bank Negara Indonesia, Tbk. (PT BNI) berperan sebagai Agent of Development melalui kerja sama dengan Kementerian Pendidikan, Kebudayaan, Riset, dan Teknologi dalam penyaluran dana Program Indonesia Pintar (PIP), yang mencakup PIP untuk SMA/SMK/Paket C dan Kuliah (KIPK). Penelitian ini bertujuan untuk menganalisis pengaruh penyaluran program bantuan sosial terhadap pertumbuhan CASA (Current Account Saving Account). Penyaluran bantuan sosial diharapkan mempengaruhi perilaku menabung masyarakat, yang berimplikasi pada pertumbuhan CASA (Current Account Saving Account). Metode yang digunakan dalam penelitian ini adalah OLS (Ordinary Least Squares) untuk mengidentifikasi hubungan antara jumlah penerima bantuan sosial dan pertumbuhan CASA (Current Account Saving Account). Variabel yang dianalisis mencakup jumlah penerima bantuan sosial, jumlah nominal penerima dan pertumbuhan CASA (Current Account Saving Account). Hasil penelitian menunjukkan bahwa penyaluran bantuan sosial memiliki pengaruh signifikan terhadap pertumbuhan CASA (Current Account Saving Account), baik dalam jangka panjang maupun jangka pendek. Berdasarkan temuan ini, disarankan agar program bantuan sosial disertai dengan inisiatif literasi keuangan untuk mendorong penerima bantuan agar lebih memahami pentingnya tabungan. Selain itu, pengembangan produk tabungan yang menarik atau insentif untuk menabung dapat meningkatkan dampak positif terhadap CASA (Current Account Saving Account). PT. Bank Negara Indonesia, Tbk. (PT BNI) acts as an Agent of Development through a collaboration with the Ministry of Education, Culture, Research, and Technology in distributing funds for the Smart Indonesia Program (PIP), which includes PIP for Senior High Schools/Vocational High Schools/Package C and College (KIPK). This study aims to analyze the effect of social assistance program distribution on the growth of Current Account Savings Accounts (CASA). Social assistance distribution is expected to influence people's savings behavior, which has implications for CASA growth. The Ordinary Least Squares (OLS) method used in this study was to identify the relationship between the number of social assistance recipients and CASA growth. The variables analyzed included the number of social assistance recipients, the nominal amount of recipients, and CASA growth. The results indicate that the distribution of social assistance has a significant impact on CASA growth, both in the long and short term. Based on these findings, it is recommended that social assistance programs be accompanied by financial literacy initiatives to encourage recipients to better understand the importance of savings. Furthermore, developing attractive savings products or incentives to save can have a positive impact on Current Account Savings Accounts (CASA).
Pemanfaatan Software Akuntansi untuk Optimalisasi Efisiensi dan Akurasi Proses Keuangan dalam Organisasi Wahyuni, Lidia; Sofilda, Eleonora; Hamzah, Muhammad Zilal
Dirkantara Indonesia Vol. 4 No. 1 (2025): Maret-Agustus 2025
Publisher : PT. Cendekia Sapta Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55837/di.v4i1.146

Abstract

This community service project aims to enhance the competence of vocational school teachers in West Jakarta in using accounting software to improve the quality, efficiency, and accuracy of education. This activity is driven by the urgent need to upgrade teachers' skills before the competency test conducted by the Professional Certification Institute (LSP), using the latest technology. The implementation of this community service employs a descriptive qualitative approach through training, mentoring, and evaluation. The training utilizes Accurate online accounting software, chosen for its capability to meet the financial reporting standards required by schools. The results of the training showed a significant improvement in participants' skills, as evidenced by the comparison of pre-test and post-test results. The participants also reported increased confidence and readiness to face the Accounting Technician competency test. To ensure the sustainability of the program, periodic mentoring is planned, and the scope of the training will be expanded to involve more vocational school teachers in the area. This improvement in competence is expected to contribute to better financial management in schools and ultimately enhance the quality of education at the vocational high school level.
“UMKM Go Export” training for KSBI Community in South Jakarta Sofilda, Eleonora; Hamzah, Muhammad Zilal; Nurhaida, Dida; Islami, Wardah; Munawar, Muhammad Agil
Community Empowerment Vol 10 No 9 (2025)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/ce.13845

Abstract

The “UMKM Go Export” program is a community engagement initiative aimed at improving the export readiness of Micro, Small, and Medium Enterprises (MSMEs) under the Komunitas Sukses Berjamaah Indonesia (KSBI). The one-day training was conducted using a participatory approach and adopted the “9 Steps to Enter Export Markets” curriculum, covering topics from business readiness, product standards, market mapping, international trade regulations, digital marketing, to export transactions and networking. Pre-test and post-test results showed a significant increase in knowledge, from 58.2 to 83.6. Around 80% of participants were able to draft a basic export plan, and 70% successfully created digital business accounts. Despite the short duration, participants' engagement in simulations, group discussions, and follow-up mentoring reinforced their readiness to compete globally. This program serves as a replicable model for empowering MSMEs in sustainable export development.
Analysis of the Role of Oil and Gas Companies in Implementing the Achievements of SDGs 14 and 17 Through the Fish Cultivation Program in the Kepulauan Anambas District Tambunan, Imran Gunawan; Sofilda, Eleonora
Journal of Social Research Vol. 2 No. 10 (2023): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v2i10.1395

Abstract

Kepulauan Anambas District, with 98% of its territory consisting of waters, has promising fisheries potential, However, is inversely proportional to the performance achievement of the fisheries sector during the 2016-2020 period, which decreased. Nevertheless, overfishing continues to occur in Anambas waters. This study aims to analyze the role of oil and gas companies in efforts to develop aquaculture in Kepulauan Anambas District, the intended role focuses on how aquaculture practices are carried out, the involvement of fishing communities, also the benefits and challenges faced, this research method uses a mixed methods approach, by gathering information from relevant sources, both from the company side as program administrators, and fishermen groups as beneficiaries. The Information gathering was carried out qualitatively with in-depth interviews and quantitatively with questionnaires. The data was collected and analyzed by content analysis techniques and descriptive statistics related to the perceptions of fishermen groups towards sustainable fisheries by measuring using a Likert scale. The object of this research consists of entities of two oil and gas companies that have community development programs in the aquaculture sector, namely Medco E&P Natuna, Ltd and PT. Primer Oil BV-Harbour energy. The sample determined in this study consisted of 19 people divided into managers and company personnel in the CSR department, and cultivator community groups. The results of this study explain that through aquaculture, fishing companies make a positive contribution to the implementation of SDG number 14 concerning life below water, and number 17 concerning partnerships for the goals. Strategically, companies interpret these development goals by providing guidance in the form of investment, infrastructure, transfer of knowledge, technology, and management of aquaculture management which is carried out periodically, in particular, this research also identifies the forms of involvement of the two companies fostered groups, towards the achievements of the community development program, the results of this study also identified that only certain people have an interest in being involved Farther in management.
DAMPAK DESENTRALISASI FISKAL TERHADAP INDEKS PEMBANGUNAN MANUSIA DI INDONESIA (Studi pada Kabupaten/Kota Kurun Waktu 2015-2021) Sofilda, Eleonora; Hamzah, Muhammad Zilal; Nurhaida, Dida
Media Ekonomi Vol. 31 No. 1 (2023): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/me.v31i1.16516

Abstract

This study intends to investigate the impact of fiscal decentralization on Indonesia's Human Development Index through per-capita income. The study's focus is on Indonesia's 415 Regencies and Cities from 2015 to 2021. Certain government spending indicators are employed in panel data regression as independent variables using Eviews 9.00. Secondary data were collected from the Central Bureau of Statistics (BPS) and the Ministry of Finance (MoF). The results of model 1 show that of the eight variables used to see their effect on per capita income, there are six variables that have a favorable impact, namely health budget allocations, public service functions, social protection functions, village funds, regional independence and investment, while education fund allocations and the economic function is unable to increase per capita income in Indonesia. The outcomes of model 2 demonstrate that components of model 1's influence on per capita income have a favorable impact on Indonesia's Human Development Index.
PERAN KOMISI IV DPR RI DALAM MENGAWASI KEBIJAKAN TATA KELOLA PUPUK BERSUBSIDI Yustinus Oswin Mamo; Eleonora Sofilda; Nurul Huda
Media Bina Ilmiah Vol. 18 No. 11: Juni 2024
Publisher : LPSDI Bina Patria

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33758/mbi.v18i11.822

Abstract

Penelitian ini bertujuan untuk mendeskripsikan, memaparkan dan menganalisis akar masalah, evaluasi dan rekomendasi Komisi IV DPR terhadap kebijakan tata kelola pupuk bersubsidi serta dampak pemberian pupuk bersubsidi terhadap peningkatan produktivitas pertanian. Penelitian ini menggunakan metode atau pendekatan penelitian kualitatif deskriptif dengan tipe penelitiannya eksploirasi (exploratory research) yang tujuannya tidak jauh berbeda dengan semua kegiatan ilmiah lainnya, yaitu menjelajah (to explorate), menggambarkan (to description), dan menjelaskan (to explain). Hasil penelitian ini menyarankan kepada pemerintah untuk segera melakukan perbaikan manajemen tata kelola pupuk bersubsidi dengan merevisi Permendag No. 15 Tahun 2013, peningkatan anggaran, update sistem dan valididasi data e-RDKK, penyederhanaan mekanisme penebusan pupuk bersubsidi, transparansi dan akuntabilitas dalam penunjukan distribustor, agen/pengecer resmi pupuk bersubsidi, penguatan sistem pengawasan dengan menambah anggaran untuk pengawasan serta perlibatan BUMDes dan koperasi dalam rantai distribusi/penyaluran pupuk bersubsidi. Selain itu, pemerintah juga harus mampu menciptakan alternatif kebijakan terhadap kelangkaan pupuk bersubsidi melalui 2 (dua) model yakni meningkatkan efisiensi penggunaan pupuk dengan pemupukan berimbang dan pemanfaatan pupuk organik dan pupuk hayati.
A Step-by-Step Guide to Publishing Journal Article and Its Strategies Hamzah, Muhammad Zilal; Abd Rahman, Nur Hayati; Sofilda, Eleonora; Nurhaida, Dida
Dinamisia : Jurnal Pengabdian Kepada Masyarakat Vol. 7 No. 6 (2023): Dinamisia: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/dinamisia.v7i6.15812

Abstract

Early researchers often struggle in writing scientific papers due to deficient writing skills and adapting to academic settings. In response, the Doctoral Program in Public Policy at the Faculty of Economics and Business at Universitas Trisakti organized a webinar with the intention of providing students with effective writing techniques. The webinar addressed important areas such as publishing in Scopus-indexed journals, composing successful manuscripts, maintaining writing consistency, and selecting appropriate venues for publication. The outcomes demonstrated that this webinar greatly enhanced the participants' confidence in scientific writing, with 85% strongly agreeing and 15% agreeing. Overall feedback from participants was positive, with 95% strongly agreeing and 5% agreeing that the activity was beneficial. Moreover, 90% expressed a strong wilingness to participate in future training, while 10% agreed. This paper's importance and benefits make it a valuable resource for widespread use, especially by new researchers aiming to enhance their scientific writing skills and strategies.
DETERMINASI KEMANDIRIAN DAERAH DI SUMATERA UTARA Khoirunnisa, Muthiah; Eleonora Sofilda
Jurnal Ekonomi Trisakti Vol. 3 No. 2 (2023): Oktober
Publisher : Lembaga Penerbit Fakultas EKonomi dan Bisnis 

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/jet.v3i2.18177

Abstract

Penelitian ini bertujuan untuk menguji dan menganalisis tentang pengaruh dari Pendapatan Asli Daerah, Transfer Ke Daerah, PDRB, Aset Pemerintah Daerah, dan Utang Pemerintah Daerah terhadap kemandirian keuangan daerah di Provinsi Sumatera Utara tahun 2016-2021. Data yang diolah merupakan data sekunder dari Laporan Keuangan 34 Pemerintah Daerah Kabupaten/Kota Provinsi Sumatera Utara tahun 2016-2021 serta data Indeks Kemandirian Keuangan Daerah yang dikeluarkan oleh BPK RI yang diambil menggunakan metode purposive sampling dan diperoleh sebanyak 204 data. Metode yang digunakan dalam penelitian ini adalah metode analisis regresi data panel dengan menggunakan aplikasi eviews 9. Hasil penelitian ini menunjukkan bahwa: Pendapatan Asli Daerah (PAD) dan Aset Pemerintah Daerah berpengaruh signifikan secara positif terhadap kemandirian keuangan daerah. Sedangkan Transfer Ke Daerah, PDRB, dan Utang Pemerintah Daerah tidak berpengaruh terhadap kemandirian keuangan pemerintah daerah.
Co-Authors Abd Rahman, Nur Hayati Afrizal Adi Panuluh Agus Sriyanto Agus Sriyanto Agus Susanto, Eko Agustina Suparyati Agustina Suparyati, Agustina Ahmad Ahmad Airin Devanty Ajeng Entaresmen Aquila Himawan Ari Mulianta Ginting, Ari Mulianta Astuti, Camelia Puji BUDI SANTOSA Budi Santosa Claudia Scholastika Elisabeth Meke Dewi, Nur Diana Dida Nurhaida Dilawatil Hikmah Dimyati Dimyati Dini Hariyanti Dini Hariyanti Dita Oki Berliyanti diyono bambang ledoh Eferedo, Eferedo Eko Agus Susanto Eko Agus Susanto Endang Sri Apriani Evan Arief Rosyidin Anwar Fadlillah, Faqri Gayuh Setyo Laras Hangga Filardikh Bachtiar Heni Pujiastuti Herawan, Bonny Famedian Hesti Ekawati Hikmawaty Hikmawaty Indah Anggoro Putri Iskandar, Adriyansya Islami, Wardah Kamila Ramadhani Khoirunnisa, Muthiah Kusuma Ratih Lidia Wahyuni Liesda Damayanti Luci Irawati Maryani , Mudakir Mudakir , Mudakir Mudakir Mudakir Muhammad Zilal Hamzah Muhammad Zilal Hamzah Muhammad Zilal Hamzah Muhammad Zilal Hamzah Muhammad Zilal Hamzah Muhammad Zilal Hamzah Munawar, Muhammad Agil Muthiah Khoirunnisa Nurhayati Nurhayati Nurul huda Paul Patar Maruli Butarbutar pratiwi, Wigati Putri, Indah Anggoro Ramadhani Hamzah Rico Juni Artanto Ridhona Fultanegara Ridhona Fultanegara Rizka Zamzani Ibrahim Shafrani Dizar Sri Libri Kusnianti Sri Murwani Sri Yani Kusumastuti Suci Romadhona Sumiyarti Sumiyarti, Sumiyarti Syafri, Riza Aditya Syarif Syahrizal Tambunan, Imran Gunawan Titis Ari Wibowo VICTOR SIAGIAN Vissia Dewi Haptari, Vissia Dewi Wahyuni, Lidia Wanda Rahma Wibowo, Titis Ari Yasmine Sagita Rafiq Yustinus Oswin Mamo Zilal Hamzah