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All Journal AT-TURAS: Jurnal Studi Keislaman Daengku: Journal of Humanities and Social Sciences Innovation Jurnal Akuntansi Dan Bisnis Indonesia (JABISI) Jurnal Ilmiah Mahasiswa Raushan Fikr Kalianda Halok Gagas Jurnal Pengabdian Masyarakat Multi Disiplin Ilmu Jurnal Ekonomi, Manajemen, Akuntansi At-Thariqah Jurnal Ekonomi
Karfin Karfin
Institut Agama Islam Negeri Sorong
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Building Islamic Financial Literacy in Papua: Opportunities and Challenges Hasbiah Hasbiah; Nanda Yuda Putri Aisyah; Karfin Karfin; Raihana Hasni Ladaku; Sri Prilmayanti Awaluddin
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 5 No. 6 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku4639

Abstract

Islamic financial literacy is a crucial foundation for promoting inclusive and equitable economic growth, particularly in Eastern Indonesia, including Papua. Low literacy levels, limited access to Islamic financial institutions, and insufficient understanding of Islamic economic principles present significant challenges for developing a robust Sharia-based financial system in the region. This study aims to analyze the current state of Islamic financial literacy in Papua, identify development opportunities, and evaluate challenges from social, cultural, infrastructural, and institutional perspectives. A descriptive qualitative approach was employed, reviewing literature, reports from the Financial Services Authority (OJK), Bank Indonesia, the Central Statistics Agency (BPS), and relevant academic studies. The analysis focused on socio-cultural, economic, institutional, and digital technology aspects. The results indicate that Islamic financial literacy in Papua remains low, especially in remote areas, but significant opportunities exist through digitalization, strengthening local financial institutions, leveraging educational institutions, and multi-stakeholder collaboration. Community-based approaches that integrate local wisdom, such as the values of mutual cooperation and deliberation, are effective in increasing understanding and acceptance of Sharia financial principles. In conclusion, enhancing Islamic financial literacy in Papua not only improves financial inclusion but also fosters an ethical, sustainable, and equitable economic ecosystem, supporting socio-economic transformation based on Islamic values.
The Influence of Islamic Product Quality and Design on Muslim Consumer Interest in Arung Meubel Products in Sorong City Rokhimah Rokhimah; Andi Hasrun; Bambang Sunatar; Karfin Karfin; Susetyowati Sofia
JURNAL AT-TURAS Vol 10, No 1 (2023): Moderation of Religion and Islamic Law
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/at-turas.v10i1.5384

Abstract

This study aims to determine how much impact or influence arises from product quality and Islamic design on Muslim consumer satisfaction on Arung Meubel sofa products in the city of Sorong. To achieve this goal, the research method used is quantitative. The data in this study were obtained through a questionnaire with respondents (consumers of Arung Furniture). The number of samples used in this study were 30 respondents. Data analysis techniques in this study used multiple linear regression, f test, coefficient of determination (simultaneous), and t - test (partial). The results of the study show that product quality and Islamic design have a significant effect on Muslim consumer satisfaction. Based on the results of the validity test, reliability test and hypothesis testing, namely the simultaneous test (f - test), the coefficient of determination, and the partial test (t - test) product quality (X1) and design (X2) showed that the results of these tests show a significant effect on consumer satisfaction (Y).
Analysis of the Impact of Population Growth, Inflation Rate, and Foreign Investment on Economic Growth in Eight Developing Countries from an Islamic Economic Perspective Rokhimah; Fitrah Ariyani; Nur Aisyah Indarningsih; Karfin; Andi Hasrun
Jurnal Ilmiah Mahasiswa Raushan Fikr Vol 13 No 2 (2024): Jurnal Ilmiah Mahasiswa Raushan Fikr
Publisher : Lembaga Kajian dan Pemberdayaan Mahasiswa UIN Prof. KH. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/jimrf.v13i2.11447

Abstract

This study aims to examine the impact of population growth, inflation rate, and foreign direct investment on economic growth in eight developing countries from the perspective of Islamic economics. Secondary data were sourced from the World Bank for the period 2016 to 2021. Panel data regression analysis was employed to test the established hypotheses, considering these independent variables. The results indicate that population growth, inflation rate, and foreign direct investment do not have a significant effect on economic growth in these countries during the study period. These findings are interpreted within the framework of Islamic economics, which emphasizes principles of economic justice, wealth distribution, and resource management in accordance with Shariah law. This research provides deep insights into how conventional economic factors interact with Islamic economic principles and their implications for economic policy in developing countries
ANALISIS DAMPAK VARIABEL MAKROEKONOMI TERHADAP NERACA PEMBAYARAN DENGAN INDEKS PERSEPSI KORUPSI SEBAGAI VARIABEL MODERASI DI ASEAN-6 BERDASARKAN PERSPEKTIF EKONOMI ISLAM Hasbiah; Karfin; Fatima Az-zahra Wairooy
Jurnal Ilmiah Mahasiswa Raushan Fikr Vol 13 No 2 (2024): Jurnal Ilmiah Mahasiswa Raushan Fikr
Publisher : Lembaga Kajian dan Pemberdayaan Mahasiswa UIN Prof. KH. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/jimrf.v13i2.11561

Abstract

This study employs an Islamic economic perspective to investigate the impact of macroeconomic factors on the Balance of Payments (BOP) in ASEAN-6 countries, incorporating the Corruption Perception Index (CPI) as a moderating variable. Utilizing panel data regression and moderated regression analysis (MRA), panel data regression is carried out in two stages, namely in the first stage determining the estimation model, it must be known first which model is the best between CEM, FEM and REM. The second stage is the selection of the estimation model starting from the Chow test, Hausman test and Lagrange Multiplier (LM) test. the study examines data from Transparency International (TI) and the World Bank. A total of 168 samples from Indonesia, Malaysia, the Philippines, Singapore, Thailand, and Vietnam were analyzed. The results indicate that while tourism, inflation, and exchange rates do not significantly affect the BOP, both portfolio investment and net exports have a substantial positive impact. Additionally, the CPI is found to be a significant moderating variable. The study’s findings suggest several strategies for managing volatile global economic conditions, highlighting the importance of focusing on variables that positively influence the BOP. These insights can guide the ASEAN-6 governments in maintaining or enhancing factors that contribute to a stable BOP, ensuring economic resilience in the region
Co-Authors - Sri Prilmayanti Awaluddin, - Agilistya Rahayu Andi Hasrun Andi Hasrun Anisa Nurbadriah Bambang Sunatar Celyan Sangadji Dipa Teruna Awaloedin Erna kurniawatih Fatima Az-zahra Wairooy Fatma Sari Fitrah Ariyani Hasbiah Hasbiah Istika Ahdiyanti Jeremia Vito Lewenussa, Ramli Muhammad Zakir Naik H Bachtiar Muklis Musdalifah Sudirman Nabila Imam Nafaizatul i Khasanat Nanda Yuda Putri Aisyah Nihayatun Nuama Nur Aisyah Indarningsih Nurmiatti Nukuhehe Raihana Hasni Ladaku Rokhimah Rokhimah Rokhimah Rokhimah Ruliyana Ruliyana Sofia, Susetyowati St. Umrah Susanti Budiastuti Suseno Susetyowati Sofia Wilda Aulia Rahma