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ANALISIS PENDAPATAN PEDAGANG KAKI LIMA SELAMA MASA PEMBUKAAN ALUN-ALUN AIMAS KABUPATEN SORONG Rokhimah; Andi Hasrun; Karfin; Agilistya Rahayu
KALIANDA HALOK GAGAS Vol. 5 No. 2 (2023)
Publisher : Lampung Selatan: Sekolah Tinggi Ilmu Ekonomi Muhammadiyah Kalianda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (256.239 KB)

Abstract

In this study the aim was to analyze whether income from street vendors had an effect on before and after the opening of Aimas Square. For this study, we used secondary data sourced from scientific journals and primary data sourced directly from interviews conducted in the field. which the analysis was carried out using qualitative analysis. The results of this study indicate that there are differences in income for street vendors before and after the opening of Aimas Square. So that there were several traders who moved locations when the Square was closed
Pelatihan Digitalisasi UMKM dalam Pemasaran Produk Pada Masyarakat Kota Sorong Agilistya Rahayu; Susetyowati Sofia; Karfin; Istika Ahdiyanti; Andi Hasrun; Ramli Lewenussa
Jurnal Pengabdian Masyarakat Disiplin Ilmu (JPMASDI) Vol. 3 No. 1 (2025): Jurnal Pengabdian Masyarakat Multi Disiplin ILmu ( JPMASDI)
Publisher : Information Technology and Science (ITScience)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jpmasdi.v3i1.5442

Abstract

Latar belakang: Dengan adanya kemajuan teknologi yang begitu pesat, telah mengubah banyak hal dalam kehidupan manusia. Adapun beberapa contoh pengaruh dari adanya teknologi yang berkembang sangat signifikan dalam kehidupan manusia diantaranya adalah kecerdasan buatan (AI), dimana teknologi ini dapat melakukan tugas tertentu dengan menggunakan kecerdasan buatan, dan Internet of Things (Iot), dimana teknologi ini dapat menghubungkan berbagai perangkat ke internet. Namun, dengan adanya kemajuan teknologi ini, sebagian masyarakat Papua Barat Daya khususnya di Kota Sorong, belum bisa memanfaatkan internet sebagai sarana promosi dalam pemasaran produk. Masyarakat Papua Barat Daya khususnya di Kota Sorong, masih mengandalkan metode lama atau offline dalam pemasaran produk. Pelaksanaan pengabdian masyarakat ini dalam bentuk pelatihan pemasaran produk dengan memanfaatkan media sosial, terkhusus Marketplace pada Facebook. Karena Masyarakat Papua Barat Daya terkhusus di Kota Sorong mayoritas memiliki akun Facebook. Sasaran kegiatan pengabdian ini adalah masyarakat Papua Barat Daya yang berdomisili di Kota Sorong. Materi yang disampaikan adalah tentang digitalisasi UMKM dalam pemasaran produk. Kegiatan ini dilaksanakan selama 1 hari dengan jumlah peserta 25 orang. Metode pengabdian: Metode pengabdian yang digunakan adalah ceramah dan pembagian materi dalam bentuk softfile. Gadget dan Wifi adalah media yang digunakan dalam menunjang pelaksanaan kegiatan pengabdian ini. Hasil pengabdian: Hasil dari kegiatan pengabdian ini adalah menambah pengetahuan dan keterampilan masyarakat dalam menggunakan sosial media social dan fitur-fiturnya untuk mempromosikan produk sehingga mampu meningkatkan kuantitas penjualan. Membuat branding produk sendiri dan mampu mengidentifikasi kebutuhan konsumen/pasar. Kesimpulan: Setelah kegiatan pengabdian ini, pengetahuan pelaku UMKM mengenai digitalisasi UMKM dan pemasaran produk semakin bertambah. Selain itu, pelaku UMKM yang mengikuti kegiatan ini dapat membuat branding produk mereka sendiri, serta mampu melakukan identifikasi dan observasi pada kebutuhan konsumen/pasar. Dengan adanya kegiatan pengabdian ini diharapkan masyarakat Kota Sorong dapat lebih cerdas menggunakan media sosial beserta fitur-fiturnya dalam memasarkan produk mereka secara online.
Evaluasi Tingkat Kredit Macet Pembiayaan Syariah Terhadap Nasabah di Kota Sorong: Studi kasus PT BFI Finance Indonesia – Unit Usaha Syariah Nihayatun Nuama; St. Umrah; Karfin Karfin
At-Thariqah: Jurnal Ekonomi Vol. 2 No. 1 (2022): At-Thariqah Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v2i1.715

Abstract

In maintaining credit problems that arise, it is carried out by carrying out SOPs in accordance with company regulations including financing analysis, handling accounts receivable (receivables), monitoring arrears to Non-Performing Financing (NPF) and solutions in reducing financing problems (bad credit). In this study, the authors discuss the problems, namely the level of bad loans in the form of credit quality in late payment of installment obligations to financing performance assessments in the form of NPF, handling finance companies on the quality of credit given to debtors related to Islamic financing. It can be seen that the level of non-performing financing (bad loans in the category of non-performing financing is quite high and quite high risk with a value above 5%). The need to re-conduct some considerations in the development of financing for four-wheeled vehicles (cars) in sharia financing, the use of Murabahah contracts and recommendations for implementation without late fees for customers who are in arrears until final handling with POJK Number 10/POJK.05/2019 concerning the implementation of finance company business sharia and sharia business units of finance companies and DSN Fatwa Number 111/DSN-MUI/IX/2017 concerning murabahah contracts.
Motivasi Munfik Terhadap Minat Berinfak Melalui Program Penitipan Kaleng Infak Baznas Kabupaten Sorong Nafaizatul i Khasanat; Fatma Sari; Karfin Karfin
At-Thariqah: Jurnal Ekonomi Vol. 2 No. 2 (2022): Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v2i2.749

Abstract

The main problem of this research is how the motivation of hypocrites affects the interest in giving in the infaq can care program BAZNAS Sorong district. This study aims:1) To find out what is the motivation for the interest of hypocrites in giving infaq in the infaq can program of BAZNAS Sorong Regency. 2) To find out whether there are opportunities and challenges from the implementation of the BAZNAS infaq program in Sorong Regency. The approach used is a quantitative research approach whose results are calculated using analysis techniques and classical assumption tests, simple linear regression and hypothesis testing with the help of SPSS V.28, the type of research used is descriptive correlation research. The sample used was 34 respondents who were selected through the census sample technique or saturated sample. Based on the results of the study, it showed that motivation had a significant positive effect on the interest in donating in the infaq can program of BAZNAS, Sorong Regency. The magnitude of the contribution of the independent variable or motivation is 0.116 or 11.6%. The implication of this research is for BAZNAS Sorong Regency to continue to pay attention to things that affect the motivation to donate in the ongoing BAZNAS infaq can program.
Pengaruh Label Halal Dan Electronic Word Of Mouth Terhadap Keputusan Pembelian Produk Skincare Ms Glow Pada Agen Ms Glow Di Kabupaten Sorong Ruliyana Ruliyana; Bambang Sunatar; Karfin Karfin
At-Thariqah: Jurnal Ekonomi Vol. 2 No. 2 (2022): Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v2i2.751

Abstract

This study aims to analyze the effect of halal labels and Electronic Word of Mouth on purchasing decisions for MS Glow skin care products. This study uses a correlational or associative approach with a descriptive quantitative research type. The sample in this study were 30 respondents who bought and used MS Glow skincare products. The technique taken in this study is non-probability sampling with purposive sampling type, while the data collection is carried out using a questionnaire with a closed statement type. To answer the problem and test the hypothesis, SPSS Version 28 technical analysis is used. The results showed that: first, the halal label variable (X1) had a significant effect on the purchasing decision variable (Y). Second, the Electronic Word of Mouth (X2) variable has no significant effect on the purchasing decision variable (Y). Third, the halal label variable (X1) and the Electronic Word of Mouth (X2) have a significant effect on the dependent variable, namely the purchase decision variable (Y). This study aims to analyze the effect of halal labels and Electronic Word of Mouth on purchasing decisions for MS Glow skin care products. This study uses a correlational or associative approach with a descriptive quantitative research type. The sample in this study were 30 respondents who bought and used MS Glow skincare products. The technique taken in this study is non-probability sampling with purposive sampling type, while the data collection is carried out using a questionnaire with a closed statement type. To answer the problem and test the hypothesis, SPSS Version 28 technical analysis is used. The results showed that: first, the halal label variable (X1) had a significant effect on the purchasing decision variable (Y). Second, the Electronic Word of Mouth (X2) variable has no significant effect on the purchasing decision variable (Y). Third, the halal label variable (X1) and the Electronic Word of Mouth (X2) have a significant effect on the dependent variable, namely the purchase decision variable (Y).
Pengaruh Inflasi, BI Rate, Jumlah Uang Beredar, dan Nilai Tukar Terhadap Nilai Outstanding Sukuk Korporasi (Periode 2018-2022) Nabila Imam; Karfin
At-Thariqah: Jurnal Ekonomi Vol. 4 No. 1 (2024): At-Thariqah Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v4i1.1603

Abstract

Islamic law prohibits Muslims from raising capital through debt and participating in the debt market. To address this, a sharia-based product like sukuk was developed. A study analyzed the impact of inflation, BI rate, money in circulation, and exchange rate on the outstanding values of corporate affiliates in Indonesia from January 2018 to December 2022. The results showed that inflation and BI rates significantly negatively influenced the outstanding value of corporate affiliates, while the amount of money in circulation and exchange rates had a significant positive influence. The exchange rate had no significant influence. The study highlights the importance of economic stability and monetary policy in supporting the development of corporate affiliate markets in Indonesia.
Pengaruh Kualitas Pelayanan, Word Of Mouth Dan Kepercayaan Terhadap Kepuasan Konsumen Dalam Menggunakan Transportasi Online Maxim Di Kota Sorong Wilda Aulia Rahma; Karfin; Rokhimah; Erna kurniawatih
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 1 (2025): At-Thariqah Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i1.2328

Abstract

This study aims to determine the influence of Service Quality, Word of Mouth (WOM), and Trust on Consumer Satisfaction when using Maxim online transportation in Sorong City.This study used a quantitative approach with Partial Least Squares Structural Equation Modeling (PLS-SEM) analysis techniques, processed using the SmartPLS 4 application. The sample in this study consisted of 100 consumers who used Maxim online transportation in Sorong City.The results showed that Service Quality did not significantly influence consumer satisfaction among Maxim users in Sorong City. Meanwhile, Word of Mouth and Trust significantly influenced consumer satisfaction. The coefficient of determination (R2) was 0.716, indicating that the model was able to explain 71.6% of the variability in consumer satisfaction among Maxim users. This study concluded that increased consumer satisfaction was more influenced by Word of Mouth and Trust than by service quality.
Pengaruh Kualitas Pelayanan Terhadap Kepuasan Nasabah Pada Pt Permodalan Nasional Madani Kelompok Cianjur SP1 Kab. Sorong Anisa Nurbadriah; Karfin
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 2 (2025): At-Thariqah: Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i2.2359

Abstract

This study aims to determine the influence of service quality on customer satisfaction on loans at PNM Mekaar. This study uses a quantitative approach method. The sample of this study is 41 respondents from all customers in SP1. Data was collected through questionnaires that were shared directly and analyzed using simple linearity to test the hypothesis proposed. The results of the study show that there is a significant influence between service quality and customer satisfaction. This shows that the better the quality of service provided, the higher the level of customer satisfaction. The conclusion of this study is that the quality of the service provided has a positive impact on customer satisfaction. Therefore, it is recommended for employees to always maintain and improve the quality of service. This research is expected to be a reference material for the company in maintaining and improving the quality of services provided.
PENGARUH KETERBACAAN LAPORAN KEUANGAN DAN ASIMETRI INFORMASI TERHADAP KUALITAS LABA Suseno; Susanti Budiastuti; Karfin; Muklis; Dipa Teruna Awaloedin
Jurnal Akuntansi Dan Bisnis Indonesia (JABISI) Vol. 7 No. 1 (2026): Jurnal Akuntansi Dan Bisnis Indonesia (JABISI)
Publisher : Program Studi Akuntansi Institut Bisnis dan Informatika (IBI) Kosgoro 1957

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55122/jabisi.v7i1.2040

Abstract

Studi ini meneliti pengaruh keterbacaan laporan keuangan, konsistensi kebijakan akuntansi, tekanan pelaporan kinerja, dan asimetri informasi terhadap kualitas laba perusahaan publik. Kualitas laba merupakan indikator penting bagi investor dan pemangku kepentingan karena mencerminkan sejauh mana laba yang dilaporkan mewakili kinerja ekonomi perusahaan yang sebenarnya. Laporan keuangan yang mudah dibaca meningkatkan transparansi dan mengurangi kesalahpahaman di antara pengguna laporan keuangan. Konsistensi kebijakan akuntansi memastikan keterbandingan dan keandalan informasi keuangan antar periode. Tekanan pelaporan kinerja dapat mendorong perilaku oportunistik manajerial, yang berpotensi mengurangi kualitas laba. Sementara itu, asimetri informasi muncul ketika manajer memiliki informasi yang lebih unggul dibandingkan pemangku kepentingan eksternal, yang dapat meningkatkan praktik manajemen laba. Studi ini menggunakan pendekatan penelitian kuantitatif dengan menggunakan data sekunder yang diperoleh dari perusahaan publik. Sampel terdiri dari 100 observasi perusahaan-tahun yang dipilih melalui pengambilan sampel bertujuan. Analisis data dilakukan menggunakan Statistical Package for the Social Sciences (SPSS). Teknik analisis meliputi statistik deskriptif, uji asumsi klasik, analisis regresi linier berganda, uji t, uji F, dan pengujian hipotesis. Hasil menunjukkan bahwa keterbacaan laporan keuangan dan konsistensi kebijakan akuntansi memiliki pengaruh positif dan signifikan terhadap kualitas laba. Sebaliknya, tekanan pelaporan kinerja dan asimetri informasi memiliki pengaruh negatif dan signifikan terhadap kualitas laba. Secara bersamaan, semua variabel independen secara signifikan memengaruhi kualitas laba. Temuan ini menunjukkan bahwa peningkatan transparansi dan konsistensi dalam pelaporan keuangan sekaligus mengurangi tekanan kinerja yang berlebihan dan asimetri informasi dapat meningkatkan kualitas laba perusahaan. Studi ini berkontribusi pada literatur akuntansi keuangan dan memberikan implikasi praktis bagi regulator, manajer, dan investor.
Culinary MSME Development for Employment Generation and Local Economic Growth: A Qualitative Case Study in Sorong City Muhammad Zakir Naik H Bachtiar; Hasbiah Hasbiah; Karfin Karfin
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 3: Maret 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i3.16174

Abstract

Unemployment remains a major problem in many developing regions, particularly in Eastern Indonesia, where local economic potential has not been fully transformed into sustainable employment. This study examines the role of culinary micro, small, and medium enterprises (MSMEs) in promoting economic growth and reducing unemployment in Sorong City. This research applies a qualitative case study approach. Data were collected through in-depth interviews, participatory observation, and documentation of five purposively selected culinary MSMEs based on business sustainability, local labor involvement, and use of local resources. Data were analyzed using thematic analysis with the Miles and Huberman model. The findings show that culinary MSMEs function not only as economic units but also as social agents that create community-based employment, particularly for housewives, youth, and individuals with limited access to the formal sector. Key strategies include product differentiation based on local culture, use of local raw materials, gradual production capacity improvement, early digital marketing adoption, and capacity building through training and self-learning. However, MSMEs still face challenges such as limited capital, weak managerial capacity, low digital literacy, restricted access to formal financing, regulatory complexity, and limited institutional support. Overall, culinary MSMEs are important instruments for inclusive and sustainable local economic development.