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All Journal J-MAS (Jurnal Manajemen dan Sains) International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Informatika Ekonomi Bisnis International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Jurnal Media Akademik (JMA) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Pajak dan Analisis Ekonomi Syariah Ekonomi Keuangan Syariah dan Akuntansi Pajak Al-Fadilah: Islamic Economics Journal Jurnal Bisnis, Ekonomi Syariah dan Pajak Pajak dan Manajemen Keuangan Pemberdayaan Masyarakat: Jurnal Aksi Sosial International Journal of Economics and Management Research
Syamsul Hilal
Universitas Islam Negeri Raden Intan, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Ijtihad Bahtsul Masāil NU dalam Bidang Ekonomi Abib Novriyanto; Moh Bahrudin; Syamsul Hilal
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i1.2017

Abstract

Ijtihad Bahtsul Masail Nahdlatul Ulama (NU) in the field of economics, which seeks to answer contemporary challenges while remaining rooted in the tradition of Islamic knowledge. NU's approach prioritizes the continuity of the transmission of Islamic knowledge through a legitimate and trusted chain, using classical fiqh books, especially the Shafi'i school of thought. The purpose of this study is to understand the relevance and effectiveness of collective ijtihad carried out by NU in answering modern economic issues such as Islamic banking, investment, e-commerce, and digital payment systems. The method used in this study is a literature study by reviewing literature related to classical fiqh books, journals, and relevant scientific articles. The results of the study show that Bahtsul Masail NU has made a significant contribution to developing Islamic economic law that is relevant to the development of the times. LBM NU not only answers contemporary issues, such as online investment and e-commerce, but also plays a role in forming sharia-based economic policies implemented by the community. However, this study also notes challenges, such as maintaining the consistency of the ijtihad method and answering complex issues without sacrificing the basic principles of sharia.
Pengaruh Literasi Keuangan Syariah, Digital Marketing dan Brand Image terhadap Loyalitas Nasabah Bank Syariah Indonesia Khofifah Indar Mawar Sari; Weny Rosilawati; Syamsul Hilal
Pajak dan Manajemen Keuangan Vol. 1 No. 4 (2024): Agustus : Pajak dan Manajemen Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/pajamkeu.v1i4.391

Abstract

This research is motivated by the increasing development of sharia banking, the competition in the banking industry will become more competitive and it will become increasingly difficult to maintain customer loyalty. This research aims to analyze the influence of Sharia Financial Literacy, Digital Marketing and Brand Image on customer loyalty. This research is included in Quantitative research. The population of this research was customers of Bank Syariah Indonesia, East OKU Regency, a sample of 96 respondents was taken using calculations using the lemeshow formula. This research data analysis was assisted by using SPSS 26 software to make it easier for researchers to carry out calculations. The results of this research show that sharia financial literacy has a positive and significant effect on customer loyalty with a significance of 0.00 < 0.05, digital marketing has a positive and significant effect on customer loyalty with a significance of 0.00 < 0.05, brand image has a positive and significant effect on customer loyalty with a significance of 0.00 <0.05. The calculated F value is 42,488 and the significant value is 0.00 so that Sharia financial literacy, Digital Marketing and Brand Image simultaneously have a significant positive effect.
The Influence of CHSE Implementation on the Economic Growth Potential Of Halal Tourism with Interest in Returning as a Moderating Variable Lis Yulitasari; Tulus Suryanto; Syamsul Hilal
International Journal of Economics Development Research (IJEDR) Vol. 4 No. 5 (2023): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i1.3480

Abstract

As more muslim populations adopt halal lifestyles, the halal industry's growth is still on the rise. The tourism industry has become more aware of halal products, which are no longer limited to food and drink items. Indonesia has emerged as the top-ranked halal travel destination among the Organization of Islamic Cooperation (OIC) nations, according to the 2023 Global Muslim Travel Index (GMTI). Lampung province is one of the thirteen (13) provinces in Indonesia that have been developed to become halal tourism attractions. One of the key industries in Lampung Province that promotes the economic development of the area is tourism. The application of religion and CHSE can make travelers more interested in visiting these places again. The higher the interest of tourists in visiting again, the greater the potential for economic growth in the community. This research aims to determine and analyze the effect of CHSE implementation on the potential economic growth of halal tourism with an interest in returning as a moderating variable. This research uses a quantitative approach with an associative type. This research was conducted at the Liwa Botanical Gardens, West Lampung Regency, in September 2023. The population in this study were all tourists who had visited the Liwa Botanical Gardens, West Lampung Regency, with a sample of 132 people. The sampling technique used was accidental sampling. The instrument used was a questionnaire using Google Form media. Data analysis in this research uses smartPLS (Partial Least Squares). The results of this research show that there is an influence of CHSE implementation on interest in returning to visit. Meanwhile, the indirect interaction test results showed that interest in returning to visit was able to significantly moderate the relationship between CHSE implementation and potential economic growth. The results of this research will provide input for the regional government to create policies regarding regulations for tourist visitors in West Lampung Regency so that tourism can increase regional income for West Lampung Regency.
BRAND IMAGE AND PROMOTION ON PRODUCT PURCHASE DECISIONS: A SAGA OF GENERATION Z IN BANDAR LAMPUNG CITY Musyrifah Maliki, Raudoh; Hanif, Hanif; Syamsul Hilal
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 9 No 1 (2025): IJEBAR : Vol. 9, Issue 1, March 2025
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v9i1.16909

Abstract

Changes in Generation Z's preferences and purchasing behavior, especially in an increasingly competitive digital environment, are a challenge for e-commerce companies in building a strong brand image and implementing effective promotional strategies. This study aims to identify the influence of brand image and promotion on e-commerce product purchasing decisions among Generation Z in Bandar Lampung City. A quantitative approach was used in this study, with primary data collected through questionnaires and secondary data as supporting data. The research population was Generation Z in Bandar Lampung City, with a sample size of 100 people determined using the Slovin formula. Data analysis was carried out using SPSS software. The results showed that brand image and promotion significantly influenced purchasing decisions. Brand image, which consists of the image of the maker, the image of the user, and the image of the product, has been proven to be able to build consumer trust, loyalty, and positive perceptions of the brand. On the other hand, promotions designed with strategically relevant message, media, time, and frequency elements have succeeded in attracting interest and driving purchasing decisions. This study provides theoretical and practical contributions in understanding the behavior of Generation Z in the context of e-commerce, as well as being a reference for companies to optimize marketing strategies that focus on brand image and targeted promotions.
The Balance Of The Money And Goods Markets From An Islamic Economic Perspective Febrian Maulana Putra; Syamsul Hilal; Hanif Hanif
Jurnal Pajak dan Analisis Ekonomi Syariah Vol. 2 No. 2 (2025): April: Jurnal Pajak dan Analisis Ekonomi Syariah
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jpaes.v2i2.912

Abstract

This study aims to determine the balance of the money and goods markets from an Islamic economic perspective. The research method used is the study of literature from articles, papers, books, and other sources that support the problem under study. The results of this study indicate that Islamic economics states that when prices are fixed, income and interest, or the expected rate of profit, are at a level that balances the commodity market and the money market. The equilibrium level of income and welfare is at the intersection of the IS and LM curves, using the interest rate and the expected rate of return. In Islamic economics, a similar mechanism occurs in the economy that income and the anticipated rate of return lead to the equilibrium level. However, as previously mentioned, changes in income do not directly cause changes in the money market interest rate, which creates a balance between the demand for money and the money supply. Therefore, the interest rate on the interest income panel can only be determined by the IS curve without the LM curve. In other words, the interest rate always appears on the IS curve but can also occur outside the LM curve.
Implementasi Wisata Ramah Muslim Eco Wisata Mangrove Cuku Nyi-Nyi di Desa Sidodadi Kecamatan Teluk Pandan Aldo Faturizki; Syamsul Hilal; Ani Ayu Safitri; Dian Ramadhani; Fitri Handayani; Intan Mawarni; Putri Minamas; Rahmat Ikhlas Randi P.S; Repi Dina Cahya R
Pemberdayaan Masyarakat : Jurnal Aksi Sosial Vol. 1 No. 3 (2024): September : Pemberdayaan Masyarakat: Jurnal Aksi Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/aksisosial.v1i3.642

Abstract

Muslim-friendly tourism is a tourism that is developed by providing facilities needed by Muslim tourists, ranging from facilities for places of worship to worship equipment, such as mukena, sarongs, and prayer mats. Muslim-friendly tourism has been widely developed in various tourist attractions in Indonesia. This research aims to implement Muslim-friendly tourism in Cuku Nyi-Nyi Mangrove Ecotourism. The object of this research is the Cuku Nyi-Nyi Mangrove Ecotourism located in Sidodadi Village, Teluk Pandan District, Pesawaran Regency, Lampung Province. This research method uses descriptive research to develop a systematic, fact-based, and accurate plan about the facts and characteristics of a particular population or region. The results of this study show that the implementation of Muslim-friendly tourism in Cuku Nyi-Nyi Mangrove Ecotourism has been successfully implemented.
Analysis Of Home Yard Utilization Based On The Green Economy Concept For Enhancing Community Economic Welfare From The Perspective Of Islamic Economics Firqotus Sa’idah; Syamsul Hilal; Madnasir Madnasir
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 2 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i2.7328

Abstract

This research is motivated by population growth which is a trigger factor for the exploitation of natural resources and narrowing land supplies. This research aims to analyze and find out how to apply yard land with the green economy concept in improving the community economy from an Islamic economic perspective in the city of Bandar Lampung. The method in this research uses qualitative methods. This type of research is field research. The data source in this research is primary data through observation and interviews. The results of this research are the use of yard land by KWT in Bandar Lampung City who have implemented agriculture with an environmentally friendly system, by planting using animal waste fertilizer and kitchen waste, using a planting system. traditional and low carbon hydroponics.  Then, from a sharia economic perspective, the application of yard land has fulfilled the basic requirements that are measured in Islam, namely hidzu al din, protecting religion, one of which is by protecting the environment, processing kitchen waste into fertilizer so that it does not pollute the environment, hifdzu al aql through training activities that can increase the creativity of members. farmer group, hidzu al nafs KWT takes care of the yard so that it is clean, comfortable, healthy and beautiful which can calm the souls of those who see it, hidzu al nafs a clean and maintained environment can maintain human health from generation to generation and hidzu al mal managing and utilizing owned assets such as yard land
Gerakan Masyarakat Sadar Zakat Abib Novriyanto; Syamsul Hilal
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2025): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i2.2398

Abstract

The Zakat Aware Community Movement is an initiative to raise Muslims' awareness of the importance of zakat as a religious obligation and socio-economic instrument. The goal is to encourage people to pay zakat, both zakat mal and fitrah, correctly and on target to help the poor and reduce poverty and social inequality. Zakat not only has spiritual value, but also a strategic role in welfare distribution. Awareness of zakat is expected to counter consumptive behavior or hedonism, which in Islam is known as israf (excessive) and tabdzir (wasteful). The concept of “mâl” (wealth) in Islam is everything that can be legally owned and utilized, such as houses, money, gold, and others. Blessed wealth is wealth that is obtained lawfully, benefits others, and is used to get closer to Allah. Islam also pays great attention to poverty, which is described through the terms fakir and miskin. For this reason, zakat as the third pillar of Islam has a major role in overcoming it. For those who are reluctant to pay zakat, Islam recognizes the punishment of ta'zir - a punishment imposed by the ruler to safeguard the public interest. Finally, zakat that is paid consciously and sincerely can bring blessings to wealth, strengthen social solidarity, and strengthen the economic resilience of the people.
Analysis of the Implementation of Payroll Deductions for Civil Servants (ASN) on Zakat Payment Compliance Rian Kurniawan; Ridwansyah Ridwansyah; Syamsul Hilal
International Journal of Economics and Management Research Vol. 4 No. 1 (2025): April : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v4i1.416

Abstract

The purpose of this study is to examine the mechanism of implementing payroll deductions for civil servants (ASN) in South Lampung in relation to zakat payment compliance in South Lampung Regency, as well as to determine whether the payroll deduction mechanism is in accordance with Islamic principles. This research employs a qualitative approach. The results of the study conclude that the implementation of payroll deductions, based on the circular letter from the Regent, has not had an impact on the zakat payment compliance of South Lampung ASN. Moreover, the payroll deduction mechanism does not yet align with the proper conditions for zakat payment. The payroll deduction for South Lampung ASN cannot be considered as genuine zakat, as not all civil servants in South Lampung receive a salary or allowance amounting to seven million rupiah, which is the threshold for professional zakat (zakat on income).
Penerapan Nilai-Nilai Hukum Ekonomi Syari’ah pada Produk Murabahah pada BPR Syariah Kota Bandar Lampung Saleh, Ismail; A. Kumedi Ja’far; Syamsul Hilal; Muhammad Zaki; Maimun
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.3530

Abstract

Murabahah is a form of fund raising carried out by sharia banking, both productive (for business activities) and consumptive (for daily needs). Murabahah is the sale and purchase of goods at the original price (capital) with additional agreed profits that are not too burdensome for potential buyers. In a murabahah contract, the seller must disclose the basic price he purchased and determine a level of additional profit. In the murabahah financing product provided by BPR Syari'ah Bandar Lampung, the bank is the capital provider while the customer is the borrower for the purpose of purchasing halal goods, both consumption and investigation, where the bank takes a certain amount of profit (margin) on the cost price of the goods. The payment system is by installments or agreed installments. This type of research is field research. This research was carried out directly in the field using respondent data. The product in murabahah financing at BPR Syariah Bandar Lampung City is that the bank is the capital provider while the customer is the borrower. BPR Syariah Bandar Lampung City applies the maqashid sharia approach in its consumer financing. This can be seen from the consumptive financing provided which has a role and benefit in improving the welfare of members, namely by fulfilling members' dharuriyat and hajjiyat needs and being able to safeguard members' minds and assets.
Co-Authors A. Kumedi Ja’far Abib Novriyanto Adhe Pertiwi Mareta Adinda Choirul Ummah Aldo Faturizki Ani Ayu Safitri Dian Ramadhani Diyah Anggraeni Eka Yuni Hartati Erike Anggraeni Febrian Maulana Putra Firqotus Sa’idah Fitri Handayani Hanif Hanif Hanif Hanif Intan Mawarni ISMAIL SALEH Khofifah Indar Mawar Sari Khomsatul Khoiriyah Laila Ifti Faiyah Lis Yulitasari Madnasir Madnasir Maimun Marisa Rizki Moh Bahrudin Moh Bahrudin Moh. Bahruddin Moh. Bahrudin Muhammad Zaki Musyrifah Maliki, Raudoh Ovaliani Anna Sasmita Putri Minamas Rahmat Ikhlas Randi P.S Repi Dina Cahya R Rian Kurniawan Ridwansyah Ridwansyah Riza Arizona Ruslan Abdul Ghofur Siti Aisyah Nuraini Tulus Suryanto Weny Rosilawati