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All Journal Masalah-Masalah Hukum Al-'Adalah Jurnal Ijtimaiyya SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Nizham Journal of Islamic Studies Al Maal: Journal of Islamic Economics and Banking El-Usrah: Jurnal Hukum Keluarga Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Community Development Journal: Jurnal Pengabdian Masyarakat Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Al Marhalah Bulletin of Community Engagement AS-SIYASI JOURNAL OF CONSTITUTIONAL LAW EKSYA: Jurnal Ekonomi Syariah Smart: Journal of Sharia, Tradition, and Modernity Salam (Islamic Economics Journal) Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi JUSTICIA SAINS: Jurnal Ilmu Hukum Kartika: Jurnal Studi Keislaman Moderasi : Journal of Islamic Studies As-Syifa Journal of Islamic Studies and History AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM AL-SULTHANIYAH Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Qanuni : Jurnal of Indonesian Islamic Family Law At-Tahdzib: Jurnal Studi Islam dan Muamalah Jurnal Multidisiplin Indonesia Al-Mawaddah: Jurnal Studi Islam dan Hukum Keluarga (Ahwal Al-Syakhsiyyah) Policy and Law Journal Madania: Jurnal Kajian Keislaman ABHATS: Jurnal Islam Ulil Albab

A. Kumedi Ja’far

Universitas Islam Negeri Raden Intan Lampung

Author-ID : 2768871

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Multi Akad Dalam Gadai Emas Menurut Erwandi Tarmizi Ardiansyah Aristama; Erina Pane; A. Kumedi Ja’far
Al Maal: Journal of Islamic Economics and Banking Vol 3, No 2 (2022)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v3i2.5480

In today's modern era, the Islamic economy in Indonesia is growing very rapidly. This can be seen from the number of financial products that have been implemented by Islamic Financial Institutions, such as gold products with multiple contracts. But of course each of these products must be reviewed first from its halal. This is where the role of the ulama is needed, especially in reviewing and assessing the halalness of LKS products.This study uses a type of library research with a qualitative approach, with the main source of Erwandi Tarmizi's book entitled Harta Haram Muamalat Contemporary. This research is descriptive analytic, where the researcher analyzes and presents the data systematically. The results of the study indicate that Erwandi Tarmizi's opinion on the golden rahn law with multiple contracts should not be carried out because it is not in accordance with the hadith of the Prophet, as well as with the consensus of the scholars and the International Sharia Financial Institution (AAOIFI). The contract is prohibited from closing the usury gap (sadd al-dzari'ah), unless the need is a clearly required cost, in this case the cost is the cost of storing gold that is pawned without taking profit from this fee. The analysis of Islamic law on Erwandi Tarmizi's opinion about the golden rahn law with multiple contracts that it should not be carried out is appropriate, because it is in accordance with the hadith of the Prophet shalallahu 'alaihi wa sallam, the consensus of the scholars and sadd al dzari'ah.

Analisis Akad Pembiayaan Murabahah di Bank Syariah Indonesia Cabang Pringsewu Sandi Irawan; Muhammad Iqbal Fasa; A. Kumedi Ja’far
Reslaj : Religion Education Social Laa Roiba Journal Vol 4 No 2 (2022): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Islam as ad-din contains comprehensive and perfect teachings. Islam regulates all aspects of human life, not only aspects of worship, but also aspects of muamalah, especially sharia economics. The Islamic economic system has developed along with the advancement of science and technology. One form of embodiment of the Islamic economic system is the establishment of Islamic financial institutions in the form of banks and non-banks. The role and position of Islamic financial institutions is considered very important, especially in the development of a people's economic system. This is because the priority of Islamic financial institutions is more focused on forming stronger economic fundamentals.

Pengadaan Vaksin Covid-19 Triwulan I Tahun 2021 di Indonesia Persfektif Hukum Ekonomi Syariah Kuryani Saputra; A. Kumedi Jafar; Muhammad Iqbal Fasa
Reslaj : Religion Education Social Laa Roiba Journal Vol 4 No 2 (2022): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

In the first quarter of 2021, Indonesia will purchase vaccines by importing COVID-19 vaccines from COVID-19 vaccine companies. Islamic Economic Law regulates the process of purchasing vaccines by importing Covid-19 vaccines, how transactions are completed, and aspects of the safety and halalness of Covid-19 vaccines. The purpose of this study was to determine the import contract of Indonesia's Covid-19 vaccine with halal guarantees and health aspects in accordance with sharia economic law. This research uses literature study method. The data analysis method used in this research is deductive analysis. The data collection method in this research is documentation. Sources of data used are primary and secondary data sources. The main data sources used in this study are COVID-19 vaccines, vaccine books, import and export of Islamic law and economics, Islamic law, trade law, and documents related to precedents contained in Islamic law. Sources of supporting data used in this research come from scientific studies, articles, and books that support the research topic. From the perspective of Islamic economic law, the purchase of the Covid-19 vaccine in Indonesia is included in the Salam sale and purchase contract. MUI has announced that the Covid-19 vaccine product is halal and multifaceted. In accordance with Presidential Regulation No. 99 regarding vaccine procurement and vaccination implementation in 2020, the current sales contract is in effect. For the Covid-19 pandemic, if there is a mandatory threat, the contract can be extended. Or cancel. The government guarantees the safety, type and quality of halal products as well as the effectiveness of the Covid-19 vaccine (namely the POM and MUI). The type of covid-19 vaccine with guaranteed halal products and an emergency use license is the type of vaccine from PT. Bio Farma (Persero), Sinovach Biontech Ltd, AstraZeneca.Keywords : vaccine procurement, covid-19 vaccine, salam contract

Legalitas dan Pandangan Majelis Ulama Indonesia terhadap Bitcoin sebagai Alat Transaksi Ardhi Barkah Apandi; Muhammad Iqbal Fasa; A.Kumedi Ja’far
Reslaj : Religion Education Social Laa Roiba Journal Vol 4 No 2 (2022): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

ABSTRAK Bitcoin adalah sistem pembayaran online dari uang elektronik peer-to-peer (P2P) yang dikirim langsung dari satu pihak ke pihak lain tanpa melalui lembaga keuangan. Di Indonesia Bitcoin tidak memiliki legalitas untuk dijadikan sebagai alat transaksi yang sah karena bertentangan dengan Undang-Undang nomor 7 tahun 2011 dan Peraturan Bank Indonesia nomor 17 tahun 2015 serta kepemilikan Bitcoin hanya dianggap sah apabila Bitcoin dijadikan sebagai asset kripto dalam bursa berjangka komoditi. Konsep Bitcoin menurut ulama Indonesia haram karena mengandung gharar dan dharar serta bertentangan dengan Undang-Undang. Gharar disebabkan karena penemu atau penciptanya tidak diketahui secara pasti, tidak adanya otoritas yang memastikan keabsahan transaksi, tidak memiliki nilai intrinsik, tidak memiliki validitas dalam sistem ekonomi, nilainya yang tidak stabil karena volatilitas yang tinggi, sulit untuk diawasi akibat ketidakjelasan pemiliki. Dharar disebabkan karena factor kemanan yang rentan akan peretasan, nilai yang fluktuatif sehingga harga bisa turun drastis dan merugikan pemilik, tidak adanya regulasi yang memberikan jaminan terlindung dari kerugian. ABSTRACT Bitcoin is an online payment system of peer-to-peer (P2P) electronic money sent directly from one party to another without going through a financial institution. Bitcoin does not have the legality to be used as a legal transaction tool because it is contrary to Undang-Undang nomor 7 of 2011 and Bank Indonesia Regulation number 17 of 2015 and Bitcoin ownership is only considered legal if Bitcoin is used as a crypto asset in the commodity futures exchange. The concept of Bitcoin according to Indonesian scholars is haram because it contains gharar and dharar and is against the law. Gharar is caused by the inventor or creator is not known with certainty, there is no authority to ensure the validity of transactions, has no intrinsic value, has no validity in the economic system, the value is unstable due to high volatility, difficult to announce due to the uncertainty of the owner. Dharar is caused by security factors that are vulnerable to hacking, fluctuating values so that prices can drop drastically and harm the owner, there is no regulation that guarantees protection from losses.

Analisis Penyelesaian Sengketa Ekonomi Syariah Secara Non Litigasi Ana Latifatuz Zahro; Muhammad Iqbal Fasa; A. Kumedi Ja’far
Reslaj : Religion Education Social Laa Roiba Journal Vol 4 No 2 (2022): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

The aims and objectives of the research are to find out the practice of resolving sharia economic disputes in a non-litigation manner and the application of sharia economic dispute auctions. In order to achieve the aims and objectives, this research uses a normative juridical research method with an approach that refers to the Qur'an, Al-Hadith, ijtihad, legal theory, legal principles and legislation. Sources of data are obtained from the Qur'an, Al-Hadith, books, laws and regulations, court decisions, and so on as long as they are interrelated. The practice of resolving sharia economic disputes in a non-litigation manner can be pursued by arbitration, namely through the Sharia Arbitration Board (“Basyarnas-MUI”) and by alternative dispute resolution methods, namely through Consultation, Negotiation, Mediation or Expert Assessment. This is related to arbitration through the Basyarnas-MUI for the procedures and procedures that have been regulated. Meanwhile, alternative dispute resolution by means of Consultation, Negotiation, Mediation or Expert Assessment has not been sufficiently regulated. Despite this, there is already a National Committee for Islamic Economics and Finance (KNEKS) whose function is to formulate and provide recommendations for solving problems in the Islamic economy and finance sector. In addition to that, there are also arbitration institutions and other alternative dispute resolution, but these institutions have not specifically regulated the non-litigation settlement of sharia economic disputes. The application of sharia economic dispute auctions can be carried out on material guarantees by means of parate execution, executive titles or underhand sales. However, against the auction mechanism, the debtor can still take legal action, namely the cancellation of the auction or resistance / objection to the auction. This of course, apart from being less effective, it does not provide as intended the purpose of the law and legal protection for interested parties.

Perlindungan modal dalam pembiayaan mudharabah di Indonesia Muhammad Iksan Purnomo; A Kumedi Ja’far; Muhammad Iqbal Fasa
Reslaj : Religion Education Social Laa Roiba Journal Vol 4 No 2 (2022): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Abstrak In the DSN MUI fatwa number 07/DSN-MUI/IV/2000 it is stated that LKS as a provider of funds bears all losses resulting from mudharabah unless the mudharib (customer) commits an intentional mistake, is negligent, or violates the agreement. while capital as a property which is one of the Dharuriyat al khams that must be protected, it has not been mentioned how to protect it when a loss occurs. This research is a type of library research, where the author tries to collect data and information sourced from library data such as books, journals, books, and articles. The results of this study indicate that to show the mudharib has taken actions including at-ta'addi, at-taqshir, and/or mukhalafat ash-syuruth, or the mudarib violates the limits in the mudharabah muqayyadah. all provisions and agreements must be written clearly in the contract that binds both parties, when there is a violation of the contract, the shahib al mal or the owner of the capital can terminate or fire the party who violates the agreement in the mudharabah contract. Then the Mudharib is obliged to return the capital and profits to the owner of the capital which is the right of the owner of the capital in the mudharabah cooperation. Keywords: Financing, Mudharabah, Capital Protection ABSTRAK Dalam fatwa DSN MUI nomor 07/DSN-MUI/IV/2000 disebutkan bahwa LKS sebagai penyedia dana menanggung semua kerugian akibat dari mudharabah kecuali jika mudharib (nasabah) melakukan kesalahan yang disengaja, lalai, atau menyalahi perjanjian. sedangkan modal sebagai harta yang merupakan salah satu dari Dharuriyat al khams yang harus dijaga, belum disebutkan upaya perlindungannya ketika terjadi suatu kerugian..Penelitian ini merupakan jenis penelitian kepustakaan (library research), yaitu penulis mencoba mengumpulkan data dan informasi yang bersumber dari data-data kepustakaan seperti buku, jurnal, kitab, dan artikel. Hasil dari penelitian ini menunjukkan bahwa untuk menunjukkan mudharib telah rnelakukan tindakan yang termasuk at-ta'addi, at-taqshir, dan/atau mukhalafat asy-syuruth, atau mudharib melakukan pelanggaran terhadap batasan dalam mudhar ab ah muqayyadah. semua ketentuan dan perjanjian haruslah tertulis dengan jelas dalam akad yang mengikat kedua belah pihak, saat terjadi sebuah pelanggaran terhadap akad maka shahib al mal atau pemilik modal dapat memberhentikan atau memecat pihak yang melanggar kesepakatan dalam akad mudharabah. kemudian Mudharib wajib mengembalikan modal dan keuntungan kepada pemilik modal yang menjadi hak pemilik modal dalam kerjasama mudharabah. Kata kunci: Pembiayaan, Mudharabah, Perlindungan Modal,

Pandangan Hukum Islam terhadap Status Muflis (Debitur Pailit) sebagai Gharimin (Mustahik Zakat) Desi Ratnasari; Muhammad Iqbal Fasa; A. Kumedi Ja’far
Reslaj : Religion Education Social Laa Roiba Journal Vol 4 No 2 (2022): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

The development of sharia economy in Indonesia is increasing. Islamic economic development can be seen from the development of Islamic financial institutions and the Islamic financial instruments they offer, ranging from Islamic banks, Islamic capital markets, and Islamic insurance. With these developments, nowadays financing activities with sharia contracts are increasing and growing rapidly. However, only a few can pay it off. In other words, non-performing financing or bad loans at Islamic financial institutions often occur. Non-performing financing caused by the inability of the customer as a debtor to pay debts to a financial institution as a creditor resulted in the customer being bankrupted by the financial institution as a creditor. Bankruptcy is defined as the inability of the debtor or debtor (can be a person, legal entity, company) which is proven based on a court decision that the debtor has stopped paying his debts (unable to pay off debts) which results in general confiscation of his assets, so that the debtor is no longer entitled to manage his assets. . If it is associated with zakat, one of the ashnaf of zakat is gharimin or people who are in debt. Zakat institutions in Indonesia have not made bankrupt customers as gharimin who are entitled to receive zakat. The formulation of the problem in this paper is to find out the views of Islamic law on the status of bankrupt debtors as gharimin. The conclusion is that the status of a bankrupt debtor can be determined as a gharimin who is entitled to receive zakat. The use of debt in question can be for personal or public interest. The distribution pattern can use the qardh hasan pattern where the zakat given to the gharimin is not to be owned but to be returned again. The zakat funds are not only used to pay off debts, they can also be used as initial capital for bankrupt debtors to restart their business. Keywords: bankrupt debtor, gharimin, zakat mustahik.

Hubungan Alokasi Dana Amil dan Efektivitas Pengelolaan Zakat Dalam Perspektif Hukum Ekonomi Syariah pada Baznas Kota Bandar Lampung Indah Harum Rezeki; Nasruddin Nasruddin; Muhammad Iqbal Fasa; A. Kumedi Ja’far
Reslaj : Religion Education Social Laa Roiba Journal Vol 4 No 3 (2022): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Zakat is an act of worship contained in the pillars of Islam. In the pillars of Islam, tithing is in the third place after prayer. The management of zakat funds aims to increase the usability and efficiency of zakat which has an impact on the realization of justice, community welfare and poverty alleviation in the vicinity. The Amil Fund Allocation in Bandar Lampung City has increased from 2018-2020. In managing the allocation of amil funds, the greater the zakat collection, the greater the allocation of amil rights funds. The research conducted by the author is (Field Research), direct research is carried out in the field using respondent data. Zakat assets funds that occur in BAZNAS Bandar Lampung city have not been maximized for amil rights, because the collection that occurs at BAZNAS Bandar City funds infaq shodaqah is greater than zakat assets. Therefore, to fulfill amil rights, BAZNAS Bandar Lampung City uses infaq shodaqah funds to fulfill amil rights. Keywords: Amil Fund, Zakat Management, Sharia Economic Law

MENDUDUKKAN PERAN HUKUM ISLAM DALAM PEMBANGUNAN HUKUM NASIONAL DI INDONESIA (Suatu Tinjauan Ketatanegaraan) A.Kumedi Ja'far
Masalah-Masalah Hukum Vol 40, No 3 (2011): Masalah-Masalah Hukum
Publisher : Faculty of Law, Universitas Diponegoro

The Indonesia law is the national laws which be based on the philosophy of Pancasi/a. The national laws which serve national interests filled with the values of unity in diversity, especially the value in religion. Therefore, it is clear that Islamic law have an important role in developing of the national legislation in Indonesia. It can be seen from some regulations such as the laws of marriage, heritage, waqaf and Agrarian. By the legalization of that laws as part of national laws, it can be said that Islamic laws have given the contribution in developing the national laws.

Penyelesaian Sengketa Ekonomi Syariah di Pengadilan Agama pada Masa Pandemi Covid-19 Muhamad Hasan Mafruh; Muhammad Iqbal Fasa; Ahmad Kumedi Ja'far
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 4 No 2 (2022): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The authority to adjudicate sharia economic disputes has absolutely become the authority of the Religious Courts since the issuance of Law No. 3/2006 concerning Amendments to Law No. 7/1989 concerning Religious Courts and strengthened by Law No. 21/2008 concerning Sharia Banking and the Constitutional Court Decision No. 93/PUU-X/2012. Every year, Islamic economic transactions always increase, even though during the pandemic, Islamic banking in Indonesia grows positively. However, the higher and increasing sharia economic transactions in Indonesia, the more disputes that occur. During the current covid-19 pandemic, the government has issued regulations regarding restrictions ranging from PSBB to PPKM. The purpose of this research is to encourage the emergence of sharia economic dispute resolution innovations, especially in the Judiciary during the Covid-19 pandemic without having to violate the Health protocol. This study uses a qualitative descriptive study, which uses literature studies quoted from books and regulations, both laws and other regulations, as well as direct research into the field to see the realities on the ground related to the settlement of sharia economic disputes during the pandemic. The results in this study indicate that the Supreme Court responds quickly to the rules and policies issued by the government by launching an e-court application and investigation (electronic trial). There are many benefits and conveniences that are felt by people seeking justice, especially parties in sharia economic disputes. However, there are still some obstacles experienced by the Religious Courts and justice seekers in electronic proceedings.

Co-Authors Agus Hermanto Al-Ghifarry, Idrus Alamsyah, Mirah Satria Ana Latifatuz Zahro Anggareni, Erike Antony, Farizal Ardhi Barkah Apandi Ardiansyah Aristama Arsyad, Mufid Arsyita, Muhammad Aprizal As'ad Fuadi Asrori Asrori Aulia Azhar Aziz Basuki Basuki, Aziz Damrah Khair Desi Ratnasari Desiana, Hafsah Edi Susilo Erik Rahman Gumiri Erina Pane Eti Karini Farid Anfasa Farida, Farida Gandhi Liyorba Indra Gustika Nurmalia Habib Ismail, Habib Hendarso, M. Habi Herlina Kurniati Indah Harum Rezeki Indah Indah ISMAIL SALEH Jaya Putra, Marwan Juwita Nur Safitri Khair, Damrah Kuryani Saputra Liky Faizal Linda Firdawaty M. Iqbal Fasa Maimun Makiin, Inda Dzil Arsyi Mhd. Sufi’y Moh Ali Moh. Ali Muhamad Hasan Mafruh Muhammad Aprizal Arsyita Muhammad Iksan Purnomo Muhammad Iqbal Fasa Muhammad Zaki Muhsin, Ilyya Mursyid Al Haq Nasruddin Nasruddin Nita Yuliza Nurman Ferdiana Prayitno, Daru Puji Try Rahayu Wulandari Putra, Marwan Jaya Putra, Miryando Eka Rohayati, Eti Rohmadi Rohmadi Rohmadi Rohmadi Sandi Irawan SITI MAHMUDAH Siti Mahmudah Slamet Haryadi Sufi'y, Mhd Sugeng Dwiono Syamsul Hilal Wulandari, Puji Try Rahayu Zaelan, Abdul Qodir Zuhraini

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