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All Journal Ta´dib Santhet: (Jurnal Sejarah, Pendidikan Dan Humaniora) Indonesian Journal of Innovation Studies Journal of Community Service International Journal of Education and Teaching Zone JURNAL MUARA PENDIDIKAN Journal of Educational Management Research The Indonesian Journal of Computer Science Manaruko: Jurnal Pengabdian Masyarakat
Friyatmi
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Humanities Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Journal : Journal of Educational Management Research

 1 
How Financial and Digital Literacy Shape E-Wallet Adoption Decisions Kiki Kharisma Putri; Friyatmi
Journal of Educational Management Research Vol. 4 No. 2 (2025)
Publisher : Al-Qalam Institue

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/jemr.v4i2.973

Abstract

The rapid development of digital financial technology has significantly changed transaction patterns among university students, particularly through the use of e-wallets. The level of adoption of this technology is strongly influenced by individuals' financial literacy and digital literacy. This study aims to analyze the influence of financial literacy and digital literacy on students' decisions to use e-wallets at the Faculty of Economics and Business, Padang State University. This research employed a quantitative approach with an associative design. The sample consisted of 98 students selected using purposive sampling. Data were collected through questionnaires and analyzed using multiple linear regression. The results show that financial literacy and digital literacy simultaneously have a positive and significant effect on the decision to use e-wallets. Partially, both financial literacy and digital literacy also have a significant influence, with digital literacy showing a more dominant effect. These findings highlight the importance of enhancing both digital and financial literacy as a foundation for shaping intelligent and adaptive financial decisions in response to technological developments.
Understanding Student Academic Fraud: Trends, Causes, and Implications for Higher Education Sucitra, Intan; Friyatmi
Journal of Educational Management Research Vol. 4 No. 3 (2025)
Publisher : Al-Qalam Institue

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/jemr.v4i3.1033

Abstract

Academic cheating behaviour has become a phenomenon that damages the integrity of the world of education; this is due to various supporting factors for academic fraud. This study aimed to analyse students academic fraud behaviour. This is causative quantitative research.  The population in this study is the students; the sample is 200 students. The data was collected using a questionnaire and analysed using descriptive statistics. The results showed that academic fraud behaviour was in the low category, but plagiarism and cheating on exams need special attention. The implications of this study suggest the need for more intensive efforts from the university to raise awareness and address academic cheating behaviors, especially in terms of plagiarism and exam cheating. Academic integrity education programs and stricter policies can help create a more honest and dignified learning environment.
Co-Authors Annisa Khariani Annisa Tiara Dessi Susanti Eliya Pebriyeni Fadliyah, Chairati Febrina, Suci Haryati, Resti Kiki Kharisma Putri Latifannisa, Nuri Maya Alia Puspita NABILLAH, SALSA Nur Wahid, Reza Putri, Jessica Aulia Rahmi, Yuri Rahmona, Fitria Rony, Zahara Tussoleha Socheath Mam Sucitra, Intan Susi Evanita Susi Evanita Tuti Kamila Sukma Wardiman, Jery