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All Journal Paramita: Historical Studies Journal Jurnal Adabiyah JAWI : Journal of Southeast Asia Islamic Contemporary Issues Jurnal Candrasangkala Pendidikan Sejarah AL-MURABBI: Jurnal Studi Kependidikan dan Keislaman Jurnal Ilmiah Lingua Idea Jurnal Mantik Ath Thariq Jurnal Dakwah dan Komunikasi Khazanah Sosial Jurnal Studi Kependidikan dan Keislaman Jurnal El Tarikh: Journal of History, Culture, and Islamic Civilization Wasilatuna: Jurnal Komunikasi dan Penyiaran Islam Bulletin of Indonesian Islamic Studies Guna Widya : Jurnal Pendidikan Hindu Jurnal Pengabdian Pada Masyarakat SINAU : Jurnal Ilmu Pendidikan dan Humaniora Jurnal Sejarah Peradaban Islam Masyarakat Pariwisata: Journal of Community Services in Tourism Majapahit Journal of Islamic Finance and Management Majapahit Journal of Islamic Finance dan Management Purbawidya: Jurnal Penelitian dan Pengembangan Arkeologi Studi Multidisipliner: Jurnal Kajian Keislaman
Wahyu Iryana
Universitas Islam Negeri Raden Intan Lampung, Indonesia
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Journal : Majapahit Journal of Islamic Finance and Management

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Effect of Financial Literacy, Financial Attitude, and Lifestyle on Financial Management (Study on Students in Bandar Lampung City) Nursalma, Intan; Ridwansyah, Ridwansyah; Iryana, Wahyu
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.556

Abstract

This study aims to analyze the influence of financial literacy, financial attitudes, and lifestyle on the financial management of students in the city of Bandar Lampung. Good financial management is crucial in creating personal economic stability, especially for students who are in the process of becoming financially independent. This study uses a quantitative approach to the survey method by distributing questionnaires to 150 respondents selected through a simple random sampling technique. Data analysis was done using multiple linear regression with the help of the SPSS version 29 program. The results showed that financial literacy, financial attitudes, and lifestyle have a positive and significant effect on Student Financial Management. These findings are in line with the framework of the Theory of Planned Behavior. This study recommends improving financial literacy and strengthening more planned attitudes and lifestyles as effective strategies in encouraging healthy financial management behavior among students.
Co-Authors Agus Mahfudin Setiawan Ahmad Basyori Ahmad Isnaeni Budi Sujati Budianto, Aan Endang Sari Wahyuni Fegi Sentiana Fuadi, Fatih Galun Eka Gemini Gustika Nurmalia Hanif Hanif Husen Ismae Kunto Sofianto MALIK, ANAS Muhamad Bisri Mustofa Muhammad Saidun Anwar Mumuh Muhsin Zakaria Najah, Zuhrofiantun Nina Herlina Lubis Ningsih, Arum Nursalma, Intan Putri, Riska Iriana Ramadhan, Andika Dian Ridwansyah Ridwansyah Siti Wuryan Suhendar Suhendar, Suhendar USWATUN HASANAH Uswatun Hasanah