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All Journal Briliant: Jurnal Riset dan Konseptual Journal of Economic, Bussines and Accounting (COSTING) International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Darma Agung Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT
PA Andiena Nindya Putri
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Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Public Health Social Sciences

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Destination Risk Profile, Message Framing, and Tourist Visiting Intention in the New Life Era Putu Saroyini Piartrini; Komang Ardana; PA Andiena Nindya Putri
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 4 (2021): Budapest International Research and Critics Institute November
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i4.3370

Abstract

This study aims to examine the effect of the level of destination risk on the intention to visit Bali by considering attitudes towards tourist risk and the framing of destination marketing communication messages in the target market. In the context of recovering tourism activities, this study provides input for tourism destination managers regarding the perception of destination risk from a tourist perspective as input in formulating a destination marketing strategy by considering the effect of destination risk perception, and the attitude of target tourists on the risk of travel to their intention to visit or travel. after the policy of limiting community activities, especially the perception of risk on tourist travel activities. The research method used a quasi-experimental design. Starting with measuring the risk perception of a Bali destination, then measuring the intention of tourist visits in groups that have a high-risk perception and a low-risk perception by considering the Bali destination advertising message framing strategy. Data was collected in cities that are the target market for Indonesian tourists, namely Jakarta, Bandung, Yogya, Solo, Semarang and Surabaya, Medan, and Manado. The types of data in this study are quantitative data and qualitative data. The findings of this study recommend to the managers of Bali tourist destinations that destination communication is managed carefully. Management of messages related to Bali destinations to consider the strategy of framing messages communicated to potential markets to manage the perceived risk of visiting the destination. The results of data analysis concluded that: 1) Perception of Bali destination affects the intention to visit Bali. 2) Destination-related message framing strategies affect the intention to visit Bali.
PROSPEK PENGGUNAAN E-COMMERCE TERHADAP PROFITABILITAS DAN KEMUDAHAN PELAYANAN KONSUMEN: LITERATURE REVIEW Yusuf, Muhammad; Sutrisno, Sutrisno; Putri, PA Andiena Nindya; Asir, Muhammad; Cakranegara, Pandu Adi
JURNAL DARMA AGUNG Vol 30 No 3 (2022): DESEMBER
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Darma Agung (LPPM_UDA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46930/ojsuda.v30i3.2268

Abstract

Pelaku usaha tentunya ingin melakukan pengembangan dalam segala hal untuk meningkatkan profitabilitas usahanya. Salah satu yang perlu dilakukan adalah system pemasaran menggunan media elektronik yaitu E-commerce. Sistem yang memberikan kemudahan baik pada pengguna maupun konsumen yang akan menikmati pelayanan dalam transaksi jual beli. Artikel ini bertujuan untuk mengetahui pengaruh penggunaan media E-commerce oleh pelaku usaha terhadap profitabilitas yang dihasilkan dan pengaruh e-commerce tersebut terhadap kemudahan konsumen dalam berbelanja secara online. Metode yang digunakan dalam penelitian ini adalah metode kualitatif berupa studi literature pada bidang menajemen pemasaran berbasis media e-commerce. Metode penulisan artikel ilmiah ini adalah dengan metode kualitatif dan studi literature atau Library Research. Penggunaan media e-commerce memberikan dampak positif terhadap peningkatan profitabilitas pelaku usaha dan memberikan kemudahan pelayanan khususnya bagi konsumen dalam bertransaksi.
PENGARUH INOVASI KEUANGAN DIGITAL TERHADAP MODEL BISNIS PERUSAHAAN KEUANGAN TRADISIONAL: TINJAUAN TERHADAP PERUBAHAN REGULASI DAN PENGALAMAN PENGGUNA Kristiana, Ida; Judijanto, Loso; Putri, PA Andiena Nindya; Muliza, Muliza; Alfiana, Alfiana
JURNAL DARMA AGUNG Vol 32 No 1 (2024): FEBUARI
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Darma Agung (LPPM_UDA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46930/ojsuda.v32i1.4054

Abstract

Inovasi keuangan digital telah secara signifikan memengaruhi tata kelola bisnis perusahaan keuangan tradisional. Artikel ini mengulas dampak inovasi tersebut pada entitas keuangan tradisional dengan memfokuskan perhatian pada perubahan regulasi dan pengalaman pengguna. Dengan pendekatan analisis literatur yang teliti, artikel ini menggambarkan disparitas antara model bisnis tradisional dengan gejala munculnya teknologi keuangan digital, serta menggali implikasi perubahan regulasi dan pengalaman pengguna dalam dinamika tersebut. Hasil analisis menunjukkan bahwa inovasi keuangan digital telah memaksa entitas keuangan tradisional untuk mengadaptasi model bisnis mereka, memicu perubahan dalam regulasi, dan menghadirkan peningkatan signifikan dalam pengalaman pengguna. Kesimpulannya menyoroti urgensi bagi entitas keuangan tradisional untuk berinovasi secara proaktif serta menyesuaikan diri dengan kemajuan teknologi keuangan. Regulasi yang responsif dan pengalaman pengguna yang ditingkatkan menjadi pilar kunci dalam menghadapi tantangan yang dihadirkan dan memanfaatkan peluang yang terbentang oleh inovasi keuangan digital.
Pengaruh Implementasi Sistem Akuntansi Pemerintahan Berbasis Akrual Terhadap Kualitas Pelaporan Keuangan Publik M. Dedy Eko Trisyono Safari; PA Andiena Nindya Putri; Rihfenti Ernayani
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 10 No. 5 (2024): Oktober 2024
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v10i5.3184

Abstract

Artikel ini menganalisis pengaruh implementasi sistem akuntansi pemerintahan berbasis akrual terhadap kualitas pelaporan keuangan publik. Akuntansi berbasis akrual diterapkan untuk meningkatkan transparansi dan akuntabilitas dalam pelaporan keuangan pemerintahan, karena metode ini mencatat pendapatan dan beban pada saat terjadinya transaksi, bukan pada saat kas diterima atau dibayarkan. Studi ini menggunakan metode literature review dari berbagai jurnal akademis dan laporan pemerintah yang diterbitkan setelah tahun 2019. Hasil penelitian menunjukkan bahwa penerapan akuntansi berbasis akrual secara signifikan meningkatkan kualitas pelaporan keuangan dalam hal keakuratan, relevansi, dan keterbandingan. Namun, beberapa tantangan seperti kurangnya sumber daya manusia yang terampil dan infrastruktur pendukung masih menjadi hambatan dalam penerapannya secara efektif. Oleh karena itu, diperlukan peningkatan kapasitas serta kebijakan yang mendukung untuk memastikan implementasi yang optimal dan berkelanjutan. Dengan demikian, sistem akuntansi berbasis akrual berpotensi memperkuat tata kelola keuangan publik yang lebih transparan dan akuntabel.
Dampak Inovasi Finansial Teknologi (Fintech) Terhadap Model Bisnis Perbankan dan Keuangan Tradisional Judijanto, Loso; Putri, PA Andiena Nindya; Syamsuri, Syamsuri; Dewantara, Billy; Alfiana, Alfiana
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 1 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i1.3762

Abstract

Fintech menghadirkan solusi keuangan yang modern dan terkemuka, memanfaatkan teknologi untuk menyajikan layanan yang lebih efisien dan aksesible. Tujuan penelitian ini adalah untuk menganalisis Dampak Inovasi Finansial Teknologi (Fintech) Terhadap Model Bisnis Perbankan dan Keuangan Tradisional. Metode yang digunakan dalam artikel ini adalah metode kualitatif dengan penelitian kepustakaan atau library research. Tujuannya adalah untuk menganalisis perbandingan teori-teori yang ada dengan teori-teori sebelumnya dalam literatur penelitian. Literatur yang digunakan adalah literatur dari hasil penelitian atau kajian yang disajikan dalam artikel ilmiah. Berdasarkan hasil kajian literature pada hasil dan pembahasan maka dapat disimpulkan bahwa Inovasi Finansial Teknologi (Fintech) memiliki dampak yang positif Terhadap Model Bisnis Perbankan dan Keuangan Tradisional.
Efficient Cooperative Financial Management: Training on Transparent Financial Reporting Putri, PA Andiena Nindya; Sugianto, Sugianto; Eka, Andi Primafira Bumandava; Susanto, Edy; Siddiqa, Heidi
TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT Vol 4, No 3 (2024): Desember
Publisher : UNIVERSITAS MUHAMMADIYAH MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/transformasi.v4i3.27687

Abstract

Efficient financial management is a key factor in the success of cooperatives. This study aims to evaluate the effectiveness of training in preparing transparent financial statements for cooperative members. The method employed in this research is Community Service (PKM), focusing on providing a comprehensive understanding of basic accounting principles, techniques for preparing financial reports, and the importance of transparency in financial management. Through this training program, participants are expected to enhance their skills in creating accurate and accountable financial statements while understanding the impact of transparency on member trust. The results of the activity indicate a significant improvement in participants' abilities to prepare financial reports and increase transparency, which in turn contributes to better cooperative management.
FINANCIAL PERFORMANCE ANALYSIS OF COMPANIES THROUGH LIQUIDITY AND PROFITABILITY RATIO APPROACHES Putri, PA Andiena Nindya; Djaniar, Upik; Lumentah, Natalia Reyne; Mutmainah, Mutmainah; Mere, Klemens
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 5 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i6.12949

Abstract

This article presents a comprehensive literature review on the financial performance analysis of companies through liquidity and profitability ratio approaches. Financial performance is a critical indicator of a company's overall health and sustainability, influencing investment decisions and stakeholder confidence. Liquidity ratios, such as the current ratio and quick ratio, assess a company's ability to meet its short-term obligations, providing insights into operational efficiency and cash management. On the other hand, profitability ratios, including return on assets (ROA) and return on equity (ROE), measure a company's ability to generate profit relative to its revenue, assets, and equity. This review synthesizes recent studies to highlight the interrelation between liquidity and profitability, emphasizing that strong liquidity positions often correlate with improved profitability metrics. The findings underscore the importance of both ratios in providing a holistic view of a company's financial performance, enabling managers and investors to make informed decisions. Furthermore, the article suggests areas for future research, particularly regarding the impact of external factors on these financial ratios.
DIGITAL WALLET USAGE AND ITS INFLUENCE ON PERSONAL FINANCIAL PLANNING AMONG MILLENNIALS Putri, PA Andiena Nindya; Irdawati, Irdawati; Dewantara, Billy; Djaniar, Upik; Fitriani, Fitriani
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 4 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/nncfqc88

Abstract

Millennials are considered the most tech-savvy generation, having grown up in an era characterized by rapid technological evolution and internet proliferation. This familiarity with digital interfaces has naturally extended into their financial behaviors, including their preferences for digital payment systems. The objective of this research is to analyze the usage of digital wallets and their influence on personal financial planning among millennials. This study adopts a systematic literature review (SLR) approach to comprehensively analyze and synthesize prior studies regarding the use of digital wallets and their influence on personal financial planning among millennials. This literature review has explored the relationship between digital wallet usage and personal financial planning among millennials, a generation characterized by high digital literacy and growing financial independence.
PENGEMBANGAN KOMPETENSI SUMBER DAYA MANUSIA MELALUI PELATIHAN SOFT SKILLS DAN MANAJEMEN KINERJA DI UMKM Putri, PA Andiena Nindya; Lestari, Anita; Afiat, Muhammad Nur; Amelya, Dora; Amelia, Winda
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 6 No. 3 (2025): Volume 6 No 3 Tahun 2025
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v6i3.45736

Abstract

Keterbatasan kemampuan SDM di sektor UMKM tidak hanya berkaitan dengan aspek teknis atau hard skills, tetapi juga pada aspek non-teknis atau soft skills yang mencakup komunikasi interpersonal, kerja tim, kepemimpinan, manajemen waktu, dan adaptabilitas. Tujuan dilakukannya pengabdian kepada masyarakat ini adalah untuk Pengembangan Kompetensi Sumber Daya Manusia melalui Pelatihan Soft Skills dan Manajemen Kinerja di UMKM. Metode yang digunakan dalam kegiatan pengabdian kepada masyarakat ini adalah pendekatan literature review atau tinjauan pustaka. Pendekatan ini dilakukan untuk merumuskan desain pelatihan yang berbasis bukti (evidence-based), dengan merujuk pada berbagai sumber ilmiah dan praktik terbaik (best practices) yang relevan dalam pengembangan soft skills dan sistem manajemen kinerja untuk pelaku UMKM. Kegiatan pengabdian kepada masyarakat yang berfokus pada pengembangan kompetensi sumber daya manusia melalui pelatihan soft skills dan manajemen kinerja telah berhasil meningkatkan pemahaman dan keterampilan para pelaku UMKM dan karyawan di wilayah.
The Effect of Dividend Policy on Firm Value in the Era of Global Economic Uncertanty Putri, PA Andiena Nindya; Amalo, Fitriningsih; Amalia, Mekar Meilisa
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 6 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i6.9362

Abstract

Global economic uncertainty, heightened by events such as the COVID-19 pandemic, geopolitical tensions, and volatile commodity prices, has reshaped the dynamics between dividend policy and firm value. This article review synthesizes studies published from 2020 onward that investigate how dividend payout decisions influence firm valuation across diverse industries and markets during periods of heightened uncertainty. The review highlights that while traditional dividend theories such as signaling, bird-in-hand, and agency cost hypotheses remain relevant, recent evidence suggests that market reactions to dividend changes have become more sensitive to macroeconomic volatility and investor sentiment. Many firms facing liquidity constraints opted for dividend cuts or suspensions, which often triggered negative short-term valuation effects but supported long-term resilience and investment capacity. Conversely, firms maintaining stable dividends tended to signal financial robustness, mitigating investor anxiety and enhancing firm value despite uncertain conditions. The review also identifies moderating roles of corporate governance, ownership structure, and ESG practices in shaping this relationship. By integrating these findings, the article underscores the importance for managers and policymakers to adapt dividend strategies to evolving global risks, balancing shareholder returns with financial flexibility and sustainable growth objectives.
Co-Authors Alfiana Alfiana Amalia, Mekar Meilisa Amelia, Winda Amelya, Dora Anantadjaya, Samuel PD Anita Lestari Azizi, Muhammad BillY Dewantara Cakranegara, Pandu Adi Cakranegara, Pandu Adi edy susanto Eka, Andi Primafira Bumandava Encil Puspitoningrum, Encil Fitriani Fitriani Fitriningsih Amalo Hariandy Hasbi Hedar Rusman I Ketut Kusuma Wijaya Irdawati Irdawati Isfauzi Hadi Nugroho Judijanto, Loso Klemens Mere Koerniawati, Dwi Komang Ardana Kristiana, Ida Kurniawan, David Rindu LAUNTU, ANSIR Lumentah, Natalia Reyne M. Dedy Eko Trisyono Safari Marsas, Endy Gunanto Muhammad Asir Muhammad Yusuf Muliza Muliza MUTMAINAH Mutmainah Mutmainah Piartrini, Putu Saroyini Piatrini, Putu Saroyini Putu Saroyini Piartrini Rahayu, Betty Riesna Apramilda Rihfenti Ernayani Rita Zulbetti Rosento sabil sabil, sabil Sauri, Sauri Siddiqa, Heidi Siti Mardiana Sugianto Sugianto Suhartono Susanti Usman Sutrisno, Sutrisno Suwandi Ng Syamsuri Syamsuri Tirta Mulyadi Upik Djaniar Widagdo, Djoko Yenni Kurnia Gusti