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All Journal Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri JEM17: Jurnal Ekonomi Manajemen Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi JAIM (Jurnal Abdi Masyarakat) Jurnal Penelitian Manajemen Terapan (Penataran) Economics and Business Journal Diversity Logic Journal Multidisciplinary RISK : Jurnal Riset Bisnis dan Ekonomi Balance: Jurnal Ekonomi
Afif Nur Rahmadi, Afif Nur
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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IMPROVING SMALL AND MEDIUM BUSINESS INNOVATION KNOWLEDGE TRANSFER THROUGH TRIPLE HELIX AGENTS Dewandaru, Bothy; Rahmadi, Afif Nur; Sudjiono, Sudjiono
Jurnal Ekonomi Balance Vol. 17 No. 2 (2021): (December 2021)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v17i2.6519

Abstract

Innovative developments in various countries are based on the triple helix mode. The triple helix model can play an important role in solving small and medium enterprise development problems. This model can also reveal the potential benefits and benefits for creative SMEs in developing countries. The purpose of this study was to determine the effect of knowledge transfer by academia, industry and government on SME innovation. This type of research is quantitative research with a total sample of 67 tofu and ikat weaving craftsmen in Kediri City. The results of this study are that there is a positive influence of knowledge transfer by industry on SME innovation, there is a positive influence of knowledge transfer by the government on SME innovation and there is no effect of knowledge transfer by academics on SME innovation.
The Influence of Financial Literacy and Financial Inclusion on The Performance of Msmes in Kediri City Putra, Dika Dimas; Rahmadi, Afif Nur; Lidiawan, Angga Rizka
Economics and Business Journal (ECBIS) Vol. 4 No. 1 (2025): November
Publisher : PT. Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ecbis.v4i1.251

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in Indonesia's economy, yet many face challenges such as limited capital, inadequate financial literacy, and restricted access to financial services, which hinder their growth and competitiveness. This study aims to analyze the influence of financial literacy and financial inclusion on MSME performance in Kediri City, focusing on entrepreneurs who received government capital assistance in 2024. Using a quantitative approach, data were collected from 100 MSME owners through purposive sampling, with questionnaires as the primary instrument. Statistical analyses, including multiple linear regression, t-tests, F-tests, and classical assumption tests, were conducted using SPSS 24. The results reveal that both financial literacy and financial inclusion have positive and significant effects on MSME performance, with the two variables jointly explaining 71% of performance variation. These findings indicate that improving financial knowledge and expanding access to financial services can substantially enhance MSME productivity, competitiveness, and sustainability. The study highlights the importance of targeted financial education and inclusive financial policies to strengthen the resilience and long-term growth of MSMEs in regional economies
Co-Authors Agata Iwan Candra Agus Hermawan Alma Hariyati Andarini, Marwita Angga Rizka Lidiawan Ariadi Santoso, Ariadi Bothy Dewandaru Budi Heryanto Diana Ambarwati Djunaidi Djunaidi Imam Mukhlis Lucia, Lediyana Muhammad Dian Ruhamak Nuril Aulia Munawaroh Putra, Dika Dimas Putri, Diva Ayu Sagita Ramadhan, Tri Sugiarti Safi'i, Imam Sandi Eka Suprajang Sudarmiatin Sudjiono Wardana, Ludi Whisnu Widodo, Silvi Rushanti Widyawati, Rita Wijianto, Hafid Syahromi winarti, eko Yudiarto Perdana Putra, Yudiarto Perdana Yulia Kristina Zalviana, Ridha