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HOW CAN SHARIA COOPERATIVES ALLEVIATE POVERTY IN ACEH? Umuri, Khairil; Gunawan, Eddy; Syahriyal, Syahriyal; Halim, Hendra
Jurnal Bisnis Dan Kajian Strategi Manajemen Vol 9, No 2 (2025): JURNAL BISNIS DAN KAJIAN STRATEGI MANAJEMEN
Publisher : universitas teuku umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jbkan.v9i2.12851

Abstract

Sharia cooperatives have emerged as an alternative solution in poverty alleviation efforts, especially in Aceh Province, which has officially implemented a Sharia-based financial system. This study aims to explore the role of Sharia cooperatives in empowering impoverished communities through a qualitative descriptive approach informed by a literature review. Based on a review of more than 25 national and international academic sources, this study highlights how sharia cooperatives provide inclusive financial access, create employment opportunities, and promote economic independence, particularly for vulnerable groups, including women and Micro And Small Enterprises (MSMEs). The findings demonstrate that sharia cooperatives not only enhance economic welfare but also foster social solidarity, expand access to decent housing, and integrate Islamic values into community life. In addition, sharia cooperatives also support the achievement of the Sustainable Development Goals (SDGs), especially in the aspects of poverty alleviation (SDG 1) and women's empowerment (SDG 5). Despite facing structural challenges such as low managerial capacity and regulatory support, sharia cooperatives still have great potential as a value-based economic instrument in realizing a just and prosperous society. This study recommends integrating sharia cooperatives into the national digital-based economic ecosystem to strengthen their contribution to inclusive and equitable development.
Truly Sharia Compliant? A Critical Analysis of Hotel Facilities and Management in Banda Aceh Al Ghifary, Ahmad Kamal; Riyaldi, Muhammad Haris; Gunawan, Eddy; Amri, Amri; Umuri, Khairil
PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Vol. 4 No. 1 (2025): Inspiring Change: Innovating Together for the Future of the Economy
Publisher : Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/ibec.v4i1.393

Abstract

The purpose of this study is to analyze the facilities and management at the Kumala Hotel in Banda Aceh related to the implementation of sharia principles based on the DSN-MUI Fatwa No. 108/DSN-MUI/X/2016. The background is the increasing need for Muslim tourists for accommodation that is in line with sharia in the development of hotel concepts in Aceh. The method used is a qualitative approach that uses data collection techniques through interviews, observation and documentation. The results show that the Kumala Hotel has provided halal food, prayer room and prohibit immoral acts and pornography. From the management side, sharia principles are attempted in service, human resources, and finance. However, obstacles that arise are the limited human resources who understand sharia in more depth and less than optimal supervision. It is hoped that the results of this research will be able to contribute and references in the development of sharia hotels in Indonesia.