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Asriany Asriany, Asriany
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Journal : Jurnal Manajemen Bisnis dan Keuangan

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Pengaruh Faktor Sosial dan Ekonomi terhadap Tingkat Literasi Keuangan Mahasiswa Sari, Salza Nabila; Asriany, Asriany; Riyanti, Riyanti
Jurnal Manajemen Bisnis dan Keuangan Vol 6 No 2 (2025): Oktober 2025
Publisher : https://jurnal.binamandiri.ac.id/

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51805/jmbk.v6i2.340

Abstract

This study aims to examine the influence of social and economic factors on students’ financial literacy. The research employed a quantitative approach using a survey design. The sample consisted of 80 students from the Faculty of Economics and Business at Universitas Muhammadiyah Palopo, class of 2022, selected through a simple random sampling technique. Data were collected via an online questionnaire that had been tested for validity and reliability, and then analyzed using multiple linear regression. The findings reveal that students’ financial literacy is significantly influenced by both social and economic factors, whether tested individually (partially) or jointly (simultaneously). The combined contribution of these two factors to the variation in financial literacy levels was recorded at 48,6%. Based on these results, it is recommended that educational institutions enhance students’ social and economic capacities by providing financial training programs, facilitating access to economic information, and fostering a supportive social environment to promote improved financial literacy.
Co-Authors Abid Ramadhan Akib, Rafika Akmal Abdullah Amrih, Muh Ardiyansyah, Didit Asriana Asriana, Asriana Astriana Astriana, Astriana Bahar, Idul Bando, Nurjannah Budiandriani, Budiandriani Bustami, Taufik Ibrahim Halim, Ibrahim Ifadhila, Ifadhila Iksan, Iksan Ilham Alamsyah Imanuddin Imanuddin, Imanuddin Jumawan Jasman Mariam Mariam, Mariam Mihrani Mihrani Mirnawati Mirnawati Muh. Arif Mukhlisa, Andi Nurul Riyanti Riyanti Samsul Bachri, Samsul Sari, Salza Nabila Sukmawati Sukmawati Suriyanti, Suriyanti Syamsuddin Syamsuddin Tasdin, A’zifah