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Persepsi Kemudahan dan Kegunaan Penggunaan Mobile Banking, Studi Mahasiswa di Manokwari Yammes Jonas Batkunde; Joice Pangalimang; Irmawati Leppang
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.1806

Abstract

The purpose of the study was to determine the simultaneous and partial influence of the variables of perceived ease and perceived usefulness on the variable of interest in using livin Bank Mandiri mobile banking on STIMIK Kreatindo Manokwari students. The analysis technique used was quantitative, with a sample size of 96 respondents, with the data analysis technique used in multiple linear regression. And the results of the study for the first hypothesis (H1) because t count 3.587> t table 1.98580 then there is an influence of perceived ease (X1) on Y (interest in using mobile banking) and a significance of 0.001 <0.05 then the first hypothesis (H1) is accepted. And for the second hypothesis (H2) because t count 6.261> t table 1.98580 then there is an influence of perceived usefulness on interest in using mobile banking and a significance of 0.000 <0.05 then the hypothesis (H2) is accepted. the results of the F test can be seen that the F-count 449.561 > F table 3.09 then there is an influence of perceived ease (X1) and perceived ease (X2) simultaneously together on Y (interest in using) then the third hypothesis (H3) is accepted.
EDUKASI LITERASI KEUANGAN CERDAS BAGI SISWA SMP N 9 PULAU SOOP Sapari, Lili Sarce Joi; Syauta, Novalin M; Leiwakabessy, Ivonne M; Batkunde, Yammes Jonas; Torano, Nety; Longkutoy, Meyta
SOLIDEO Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2026): Solideo: Jurnal Pengabdian Masyarakat
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56942/ts7yyp39

Abstract

Siswa SMP saat ini tumbuh dalam ekosistem digital yang sangat masif. Kemudahan transaksi melalui e-wallet, fitur top-up dalam permainan daring, serta godaan belanja daring melalui media sosial (social commerce) menciptakan perilaku konsumtif yang impulsif. Tanpa kontrol diri dan pengetahuan yang baik, siswa cenderung sulit membedakan antara kebutuhan (needs) dan keinginan (wants), yang berpotensi menyebabkan perilaku boros sejak dini. Kegiatan ini berhasil meningkatkan pemahaman siswa mengenai konsep-konsep dasar keuangan secara signifikan. Hal ini dibuktikan dengan kenaikan nilai rata-rata Post-test sebesar 40% dibandingkan nilai Pre-test. Siswa kini mampu mengidentifikasi perbedaan antara kebutuhan mendesak dan keinginan konsumtif serta memahami prinsip dasar nilai waktu dari uang (time value of money).
Analysis of User Satisfaction in Mobile Banking Applications: A Technology Acceptance Model Approach at BRI Manokwari Yammes Jonas Batkunde
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3696

Abstract

This study aims to determine the perceived ease of use and perceived usefulness on customer satisfaction of mobile banking application users at BRI Manokwari, partially and simultaneously. The study uses a quantitative approach; the research sample is 100 respondents (Lemeshow approach), the data analysis technique uses multiple linear regression, while the data collection technique uses Google Form, and the data processing uses the SPSS IMB 26 application. The results of the study show that ease of use has a positive and significant effect on customer satisfaction. Perceived usefulness does not have a positive and significant effect on customer satisfaction. Ease of use and perceived usefulness simultaneously have a significant effect on customer satisfaction. This shows that the easier banking services are to use and the greater the benefits perceived by customers, the level of customer satisfaction with BRI Bank services will also increase.