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OPTIMIZING THE CREATIVE ECONOMY IN INDONESIA: THE LEGAL INTEGRATION OF VILLAGE-OWNED ENTERPRISES AND MICRO, SMALL, AND MEDIUM ENTERPRISES Dora Kusumastuti; Yenny Febrianty; Ade Sathya Sanathana Ishwara; Masitah Pohan
Kanun Jurnal Ilmu Hukum Vol. 25, No. 3, December 2023: Law and Justice in Various Context in Indonesia
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/kanun.v25i3.35042

Abstract

The concept of the creative economy revolves around fostering community participation and developing the micro, small, and medium enterprise (MSME) sector. This orientation is closely linked to the presence of Village-Owned Enterprises (BUMDes) institutions. However, legal challenges arise when separate regulations govern MSMEs and BUMDes, hindering the optimization of the creative economy within society. This article aims to address these legal issues by examining the integration of BUMDes and MSMEs to enhance the creative economy in Indonesia. Drawing on normative research, this article takes a conceptual and statutory approach to shed light on the matter. The findings affirm the need for specific legal policies that facilitate the integration of MSMEs and BUMDes, enabling them to collaborate and regulate their potential collectively. Special regulations should be established to govern the various aspects of integration, including the forms of integration, the fields that can be integrated, and the legal processes involved in developing the creative economy. By establishing comprehensive regulations, Indonesia can foster a conducive environment for the creative economy to thrive, promoting collaboration between MSMEs and BUMDes while harnessing their potential for societal development.
Perlindungan Hukum Bagi Nasabah Dalam Perjanjian Asuransi Kesehatan Di Indonesia (Studi Kasus di YLKI Jakarta) Liliana Budiman; Dora Kusumastuti; Puspaningrum
Indonesian Journal of Law and Justice Vol. 3 No. 4 (2026): June
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/ijlj.v3i4.6039

Abstract

Penelitian ini bertujuan untuk menganalisis peran Yayasan Lembaga Konsumen Indonesia (YLKI) dalam memberikan perlindungan hukum kepada nasabah asuransi kesehatan sebagai implementasi Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen. Metode yang digunakan adalah penelitian kualitatif empiris dengan studi kasus pada YLKI melalui wawancara dan studi kepustakaan. Hasil penelitian menunjukkan bahwa YLKI berperan dalam memberikan pendampingan kepada nasabah asuransi kesehatan melalui jalur litigasi dan nonlitigasi. Namun, pelaksanaan peran tersebut masih menghadapi berbagai kendala internal dan eksternal yang menyebabkan perlindungan dan bantuan kepada nasabah yang mengalami wanprestasi belum berjalan secara optimal.