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All Journal Kompak : Jurnal Ilmiah Komputerisasi Akuntansi E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis EKSYA: Jurnal Ekonomi Syariah Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Dinamika Islamic Economics and Finance Journal CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Journal of Student Research Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Ekonomi dan Akuntansi Jurnal Kajian Dan Penalaran Ilmu Manajemen Al Itmamiy : Jurnal Hukum Ekonomi Syariah Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Jurnal Ilmiah Ekonomi dan Manajemen Akuntansi: Jurnal Riset Ilmu Akuntansi Maslahah: Jurnal Manajemen dan Ekonomi Syariah Ebisnis Manajemen Santri : Jurnal Ekonomi dan Keuangan Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Anzu Elvia Zahara
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Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Public Health Social Sciences Other

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Peran Pondok Pesantren dalam Pengembangan Jiwa Islamic Enterpreneurship: ( Studi Pada Pondok Pesantren Al- Inayah Di Rimbo Bujang) Dwi Nurul Fatwa; As’ad Isma; Anzu Elvia Zahara
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 4 (2024): Agustus : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i4.789

Abstract

This thesis is intended to find out how the role of Islamic boarding schools in the development of entrepreneurship in students. As the goal is how it will affect if iwa enterpreneusrhip is applied to students. In this study, a qualitative approach method is used with a data collection method by conducting, observing, interviewing, and drawing conclusions. The results of drawing conclusions are as follows: (1) Al Inayah Islamic boarding school provides several business unit facilities as a practice for student development, although not all business units can be managed directly by students, but the entrepreneurial development carried out by the pesantren is quite ideal. Because pesantren has provided learning methods and the basics of entrepreneurship to students. (2) Students begin to be able to manage and capitalize on their own businesses, through the provision of entrepreneurship and vocational practices as a support for the Islamic spirit of entrepreneurship of students and of course under the supervision and direction of the management and the board of teachers of Islamic boarding schools. But not all pesantren business units can be used efficiently, because there are indeed several business units that specifically help students only if needed. (3) In its role, pesantren has provided balanced entrepreneurship provisions to students with pesantren backgrounds, of course, in providing knowledge about entrepreneurship, pesantren equipping religious knowledge as a guideline for Muslim entrepreneurs. In the form of pesantren training, it also holds seminars by bringing in experts or resource persons in entrepreneurship and the provision of BLK (Job Training Center) that can be participated by students.
Systematic Literature Review (SLR) Strategi Pemasaran Perbankan Syariah Di Indonesia Hanifa Al Izati; Whilma Lindary; Naufal Afif Putra; Nur Ihsan; Anzu Elvia Zahara
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 16 No 2 (2023): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : STEKOM PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v16i2.1195

Abstract

This study aims to conduct a literature review of the results of research on the marketing strategy of Islamic banking in Indonesia. The method used in this study is a Systematic Literature Review (SLR) with a qualitative-descriptive approach, to published journal articles from 2020-2023 obtained from the Google Scholar database on Islamic banking marketing strategies. The results of the discussion of the Systematic Literature Review show that marketing strategy has a very important role in the increasingly fierce competition in Islamic banking by implementing various strategies that can be used for the development of Islamic banking products in Indonesia.
Systematic Literature Review (SLR) Implementasi Akad Mudharabah dalam Perekonomian di Indonesia Dwi Lestari; Elvi Khairani Sofyan; Rambe Roisuddin Ery; Sulhi; Anzu Elvia Zahara
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 16 No 2 (2023): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : STEKOM PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v16i2.1196

Abstract

This study aims to conduct a literature review of the results of research on the Implementation of Mudharabah Agreements in the Economy in Indonesia. This study uses a Systematic Literature Review (SLR) with a qualitative approach. The results of this study indicate that based on the results of the Systematic Literature Review, it shows that the mudharabah contract is one of the pillars of the sharia economy that represents Islamic principles to realize social justice through a profit-sharing system. As well as the implementation of the mudharabah contract in the Indonesian economy is in accordance with maqasyid sharia which is able to encourage the welfare of the people. This research method uses the Systematic Literature Review (SLR) method using a qualitative descriptive approach.
Systematic Literature Review (SLR): Kontribusi Perbankan Syariah Dalam Pembangunan Ekonomi Nasional M. Ali; Devi Rahmawati; Bella Hermanika Putri; Muhammad Avisena Mosani; Anzu Elvia Zahara
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 16 No 2 (2023): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : STEKOM PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v16i2.1200

Abstract

This paper aims to provide an explanation of the contribution of Islamic banking in the framework of national economic development, considering that the Islamic industry has developed rapidly in the last few decades. The method used is a systematic literature review (SLR) by documenting several articles that have similar research. The findings show that economic development aims to improve the welfare of its people. The success of a country's development can be seen from a high and sustainable level of economic growth. This growth can be seen through the increase in the production of industrial goods, the number of schools, the increase in infrastructure, and the increase in the service sector. Economic development will have an impact on changes in the economic structure towards a better stage, so that socio-economic aspects in society can be seen in the form of reduced poverty, unemployment, and increased people's purchasing power. Unstable economic growth has resulted in Indonesia still being in the middle income zone, therefore the participation of all elements of the government, society and the banking sector is no exception. Banking has an important role in advancing the national economy, besides functioning as a collector and distributor of public funds, banking also aims to support the implementation of national development in the framework of increasing equity and economic stability towards increasing the welfare of the community at large. Especially in the Islamic economy, Islamic banking seeks to accelerate economic growth by carrying out financial, commercial and investment activities in accordance with Islamic teachings. Islamic banks are not only banks that eliminate the interest system in their operations but also carry out social welfare oriented roles. The Islamic banking industry has a strategic role in the development of the people's economy, contributing to transforming the economy into productive, value-added and inclusive economic activities.
Pengaruh Perilaku Kewirausahaan Dan Modal Usaha Terhadap Keberhasilan Usaha Di Kecamatan Telanaipura Kota Jambi Nisa Gistia Ningsih; Anzu Elvia Zahara; Puteri Anggi Lubis
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 16 No 2 (2023): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : STEKOM PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v16i2.1357

Abstract

Entrepreneurial behavior and capital are interrelated and complementary in the context of business success. Entrepreneurship brings ideas and vision, while capital provides the financial impetus to turn those ideas into reality. The success of a business is determined by how these two elements integrate and are effectively managed by entrepreneurs. Therefore, a good understanding of entrepreneurship and the importance of capital will assist entrepreneurs in facing challenges and building sustainable and successful businesses. This research aims to determine the influence of entrepreneurial behavior and capital on business success in Telanaipura District, Jambi City. The method used in this study is quantitative research with data analysis using the coefficient of determination test. The sample in this study consisted of 30 respondents who are coffee shop/cafeteria owners in Telanaipura District, Jambi City. The results of the study indicate that entrepreneurial behavior has a positive and significant partial influence on business success, while capital does not have a positive and significant influence on business success. Simultaneously, the results show that entrepreneurial behavior and capital together have a significant influence on business success in Telanaipura District, Jambi City. The coefficient of determination calculations shows that the entrepreneurial behavior variable accounts for 37.5% of the variance, while the remaining 62.5% is influenced by other variables outside the scope of this study.
PENGARUH PROGRAM PINJAMAN MODAL TERHADAP NASABAH PERMODALAN NASIONAL MADANI MEKAAR SYARIAH DI DESA SUNGAI RUAN ULU KECAMATAN MARO SEBO ULU Anzu Elvia Zahara; Jevi Saputra; Oni Novela
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 7 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i7.2104

Abstract

This research is motivated by the existence of a capital loan program provided by PNM Mekaar Syariah to underprivileged women who are ultra-micro entrepreneurs based on a fatwa and/or statement of sharia conformity from the National Sharia Council of the Indonesian Ulema Council. This research aims to determine whether or not there is an influence of the capital loan program on PNM Mekaar Syariah customers in Sungai Ruan Ulu Village, Maro Sebo Ulu District, Batanghari Regency. The number of samples in this study was 80 people and used a simple random sampling technique, namely a sampling method by selecting directly from the population and the opportunity for each member of the population to become a sample was very large. Simple regression analysis is used as a data analysis technique. The results of this research show that the capital loan program has an effect on PNM Mekaar Syariah customers in Sungai Ruan Ulu Village, Maro Sebo Ulu District, Batanghari Regency. Based on data analysis in this research, these variables are valid and reliable. When testing classical assumptions with a normal distribution, heteroscedasticity and multicollinearity do not occur
Analisis Peran Digitalisasi Marketing Sertifikasi Halal Dan Product Knowledge Bagi Kemajuan Ekonomi Kreatif Rohama Ubainahum; Anzu Elvia Zahara; G.W.I Awal Habibah
Kompak :Jurnal Ilmiah Komputerisasi Akuntansi Vol. 17 No. 2 (2024): Jurnal Ilmiah Komputer Akuntansi (KOMPAK)
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/kompak.v17i2.2009

Abstract

The purpose of this research is to find out the role of marketing digitalization, halal certification and product knowledge. The results of this study show that, first, the role of marketing digitalization facilitates the business of the creative culinary industry in the city of Jambi, including (1) finding consumers, (2) flexible media in promotion, (3) the choice of digital marketing platforms as needed so that they can divert the budget to programs more effectively and, (4) To increase the sales volume, it can carry out management periodically. Second, the role of halal certification is; (1) ensuring that the products that have been produced are avoided from harmful substances and, (2) a form of increasing halal awareness. The third role of product knowledge for creative culinary industry businesses in Jambi City as an understanding of needs is; (1) maintaining human welfare protecting the wealth spent towards the path of goodness, (2) The role of product knowledge as an understanding of the existence of a reciprocal relationship between entrepreneurs and consumers towards products.
Pengaruh Literasi Keuangan Terhadap Perilaku Konsumtif Masyarakat Desa Majelis Hidayah, Kecamatan Kuala Jambi, Kabupaten Tanjung Jabung Timur Roy Hambali; Arsa Arsa; Anzu Elvia Zahara
Al Itmamiy Jurnal Hukum Ekonomi Syariah (Muamalah) Vol. 4 No. 2 (2022): Al Itmamiy:Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (133.523 KB) | DOI: 10.55606/ai.v4i2.42

Abstract

This thesis is a study that examines the influence of financial literacy on consumptive behavior in the village community of Majelis Hidayah, Kuala Jambi District, Tanjung Jabung Timur Regency. The purpose of this thesis is to determine the effect of financial literacy on the consumptive behavior of the village community of Majelis Hidayah, Kuala Jambi District, Tanjung Jabung Timur Regency. In this study using quantitative methods with data collection techniques namely observation and questionnaire distribution in which the questionnaire itself is an instrument in collecting data. Then the validity and reliability tests were carried out to ensure the accuracy of each question on the questionnaire to be used in collecting data. After that, the classical assumption test was carried out in order to determine the accuracy of the data and hypothesis testing in the form of test (t), simple linear regression test and coefficient of determination test (R2).
Analisis Dampak Pandemi Covid-19 Terhadap Pendapatan Umkm di Kecamatan Kuala Jambi Kabupaten Tanjung Jabung Timur Havifa Havifa; Anzu Elvia Zahara; Muhammad Ismail
Al Itmamiy Jurnal Hukum Ekonomi Syariah (Muamalah) Vol. 4 No. 2 (2022): Al Itmamiy:Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (283.556 KB) | DOI: 10.55606/ai.v4i2.45

Abstract

Penelitian ini bertujuan untuk mengetahui dampak pandemi Covid-19 terhadap pendapatan pedagang mikro dan upaya yang dilakukan pedagang mikro dalam mempertahankan pendapatan di Daerah Kecamatan Kuala Jambi Kabupaten Tanjung Jabung Timur. Adapun jenis penelitian ini yaitu kualitatif deskriftip dengan jenis data primer dan sekunder. Teknik pengumpulan data dalam penelitian ini yaitu menggunakan teknik observasi, wawancara dan dokumentasi, sedangkan untuk analisis data peneliti menggunakan analisis adalah analisis domain, teksonomi dan komponensial. Hasil penelitian menjelaskan dampak pandemi covid-19 terhadap pendapatan pedagang mikro di Daerah Kecamatan Kuala Jambi Kabupaten Tanjung Jabung Timur diantaranya sebagai berikut: adanya peningkatan ekonomi karena dapat menciptakan lapangan pekerjaan, usaha mikro dapat mengurangi pengangguran karena dampak pandemi covid-19 dan berdampak pada meningkatkan pendapatan masyarakat meskipun tidak stabil. Upaya yang dilakukan pedagang mikro dalam mempertahankan pendapatan di daerah Kecamatan Kuala Jambi Kabupaten Tanjung Jabung Timur diantaranya pelaku usaha selalu mengupayakan pembiayaan modal seefektif mungkin karena keadaan ekonomi yang menurun dengan harga makanan pokok semakin meningkat. Pelaku usaha juga mengupayakan strategi yang efektif untuk produksi dan bahan baku yang terjangkau serta pelaku usaha memaksimalkan kualitas produk, menentukan harga dan promosi kerupuk udang kletek sesuai daya beli masyarakat.
Pengaruh Perkembangan Bank Syariah sebelum dan Saat Covid-19 Hanifah Anisya Yualita; Anzu Elvia Zahara; Nurfitri Martaliah
Jurnal Ekonomi Islam Vol 2 No 2 (2023): August 2023
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/iefj.v2i2.90

Abstract

This study aims to determine the difference between the Non-Performing Financing (NPF) ratio and the Ratio of Operating Income to Operating Expenses (BOPO) in Islamic Banks before and during Covid-19. The type of research used in this study is a descriptive type of research with a quantitative approach, the object of this study is Non-Perfoming Financing (NPF) as a variable (X1) and Operating Expenses Operating Income (BOPO) as a variable (X2). The time of this study was conducted from September 2, 2022 to September 14, 2022. The data source used in this study is secondary data sourced from the Financial Services Authority website through the OJK website. The population of this study is all shari'a banks registered with the Financial Services Authority (OJK). The sampling method used in this study was purposive sampling. The results of this study are that there is no difference in financing performance at shari'a banks before and during Covid-19. Based on a significance value of 0.562 with a profitability of 0.000 > 0.05, so that the NPF value before Covid-19 and during Covid-19 did not experience a significant difference. Based on the significance value of 0.577 with a profitability of 0.000 > 0.05, so that the result is no difference in the ratio of operating expenses to operating income (BOPO) in sharia banks before Covid-19 and during Covid-19 did not experience a significant difference.
Co-Authors Addiarrahman Agustian Rosa Fajri Ahmad Muhzazin Ahsan Putra Hafidz Alim Erdiansah Alliful Bastomi Amelia Putri Zalika Arsa Arsa Arsa Asrial As’ad Isma Bella Hermanika Putri Devi Rahmawati Dwi Lestari Dwi Nurul Fatwa Eka Restu Fitri Elvi Khairani Sofyan Frissia Friszki Melati G.W.I Awal Habibah Hanifa Al Izati Hanifah Anisya Yualita Hatta Hatta Havifa Havifa Jevi Saputra Laily Ifazah M. Ali Muhamad Subhan Muhammad Avisena Mosani Muhammad Ismail Muhammad Novaldi MUHAMMAD SUBHAN Muthmainnah Muthmainnah Naufal Afif Putra Nisa Gistia Ningsih Nisya Adella Jaya Nur Ihsan Nurfitri Martaliah Nurul Ma’rifah Engget Oni Novela Puteri Anggi Lubis PUTRI OKTAVIANI Rambe Roisuddin Ery Rizky Maharani Rohama Ubainahum Roy Hambali Saijun Saijun Sarita Isniarti Simah Anjali Sissah Sissah Sri Rahma Suci Ramadani Harahap Sulhi Tiara Damayanti Whilma Lindary yanda_febriansyah YANDA