Article Per Year (5 Year)
p-Index From 2021 - 2026
3.708
P-Index
This Author published in this journals
All Journal Kompak : Jurnal Ilmiah Komputerisasi Akuntansi E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis EKSYA: Jurnal Ekonomi Syariah Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Dinamika Islamic Economics and Finance Journal CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Journal of Student Research Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Ekonomi dan Akuntansi Jurnal Kajian Dan Penalaran Ilmu Manajemen Al Itmamiy : Jurnal Hukum Ekonomi Syariah Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Jurnal Ilmiah Ekonomi dan Manajemen Akuntansi: Jurnal Riset Ilmu Akuntansi Maslahah: Jurnal Manajemen dan Ekonomi Syariah Ebisnis Manajemen Santri : Jurnal Ekonomi dan Keuangan Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Anzu Elvia Zahara
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Public Health Social Sciences Other

Published : 28 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 28 Documents
Search

 1   2   3 
ANALISIS PEMBIAYAAN ARRUM BUKU PEMILIK KENDARAAN BERMOTOR (BPKB) PEGADAIAN SYARIAH TERHADAP PENGEMBANGAN USAHA MIKRO KECIL (Pada PT. Pegadaian Syariah Cabang Jelutung Kota Jambi) Sarita Isniarti; Arsa Arsa; Anzu Elvia Zahara
Akuntansi Vol. 1 No. 4 (2022): Desember : Jurnal Riset Ilmu Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurnalrisetilmuakuntansi.v1i4.108

Abstract

Usaha Mikro Kecil dan Menengah tidak terlepas pula dari sejumlah masalah yang sering dihadapi para pengusaha. Salah satunya adalah kurangnya permodalan untuk mengembangkan usaha yang sedang dijalankan. Masalah tersebut dapat mengakibatkan terhambatnya perkembangan usaha. Permasalahan yang timbul harus segara dapat diatasi dengan tambahan modal agar tidak berdampak pada keuntungan usaha. Sebagai alternatif yang dapat digunakan untuk menyelesaikan masalah permodalan yaitu dengan mengajukan Pembiayaan Arrum BPKB pada PT. Pegadaian Syariah Cabang Jelutung Kota Jambi, namun dalam melakukan pembiayaan harus menjamin kualitas Pembayaran angsuran sebaik mungkin, agar tidak terjadi kredit macet atau pembiayaan bermasalah. Yang dampaknya dapat mengakibatkan kerugian pada Pegadaian Syariah karena tidak kembalinya pembiayaan yang ditanamkan. Rumusan masalah dalam penelitian ini adalah. Bagaimana penerapan pembiayaan Arrum BPKB pegadaian syariah terhadap pengembangan usaha mikro kecil yang dijalankan PT. Pegadaian Syariah Cabang Jelutung Kota Jambi. Dan Bagaimana pengaruh pembiayaanArrum BPKB Pegadaian Syariah terhadap pengembangan usaha mikro kecil yang dijalankan PT. Pegadaian Syariah Cabang Jelutung Kota Jambi. Jenis penelitian yang digunakan adalah kualitatif, dengan menggunakan teknik wawancara dan dokumentasi. Teknik pengolahan data dengan editing, organizing dan penemuan hasil dengan menganalisis data yang diperoleh untuk diambil kesimpulan. Hasil penelitian ini menunjukan bahwa Analisis pembiayaan Arrum BPKB yang dijalankan Pegadaian Syariah Cabang Jelutung Kota Jambi berjalan sesuai dengan standar operasional manajemen yang berlaku pada pegadaian syariah pada umumnya. Dan berjalan berdasarkan peraturan direksi Nomor 47/DIR I/2018 tentang petunjuk teknis Pegadaian Arrum Mikro. Produk pembiayaan Arrum BPKB dapat mengembangkan usaha Nasabah Pegadaian Syariah Cabang Jelutung Kota. dari data 30 nasabah Pembiayaan Arrum BPKB PT. Pegadaian Syariah Cabang Jelutung Kota Jambi terdapat 52% nasabah yang mengalami pengembangan Usaha karena pendapatan yang didapat digunakan untuk mengembangkan usaha dan 48% nasabah yang tidak mengalami peningkatan pendapatan, karena pendapatan yang didapat untuk memenuhi kebutuhan konsumtif serta adanya penurunan pendapatan akibat pandemi covid-19.
SURVEY LITERASI DAN INKLUSI KEUANGAN USAHA MIKRO KECIL DAN MENEGAH (UMKM) DI KOTA JAMBI Simah Anjali; Addiarrahman; Anzu Elvia Zahara
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1487

Abstract

The purpose of this study was to determine literacy and financial inclusion of Micro, Small and Medium Enterprises (MSMEs) in Jambi City. The method in this study uses a descriptive method with a survey approach. Methods of data collection using observation, surveys, and documentation. The sampling method in this study was to use purposive sampling. Data analysis techniques using analysis according to Miles and Huberman, namely data collection, data reduction, data presentation, drawing conclusions. The results of the study concluded that: (1) there are still many MSMEs that do not have financial literacy; and (2) there are still many MSMEs that do not use financial products. Researchers suggest that: (1) For further research it is advisable to carry out quantitative analysis and use statistical analysis tools; and (2) For further research to increase the number of samples even more so that research can achieve more accurate results. Keywords: Financial Literacy, Financial Inclusion, Micro, Small and Medium Enterprises (MSMEs)
ANALISIS PERILAKU KONSUMEN DALAM PENGAMBILAN KEPUTUSAN PEMBELIAN PADA USAHA MANDIRI FURNICHIA FURNITURE DI KECAMATAN SUNGAI GELAM MENURUT PERSPEKTIF ISLAM Suci Ramadani Harahap; Anzu Elvia Zahara; Nurfitri Martaliah
Jurnal Kajian dan Penalaran Ilmu Manajemen Vol. 1 No. 4 (2023): Oktober : Jurnal Kajian dan Penalaran Ilmu Manajemen
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jkpim.v1i4.239

Abstract

Furniture is a term that refers to objects that are used to support human activities in the room, such as sitting, lying down, eating, working, or storing goods. Furniture is an important part of the interior design of a room, because apart from its practical function, furniture also provides aesthetics and an atmosphere that is in accordance with the style and purpose of the room. The researcher uses qualitative research methods. Qualitative research methods are research approaches that focus on deep understanding of social phenomena or human life. This method collects and analyzes descriptive data, such as interviews, observations, or document analysis to explore meanings, patterns, and interpretations of the information collected on consumer behavior in different Furnichia Furniture independent businesses. Monthly income data obtained from research, it is known that some respondents in this study have their own way of determining the payment method used to buy furniture products. Some respondents who consume according to their financial capabilities will choose the cash payment method. And there are also those who do consumption, choosing the payment method in installments. Part of the consumption behavior of consumers in the independent business of Furnichia Furniture has not fully implemented the consumption guidelines taught in Islam. Consumption activities that are carried out sometimes just want to fulfill their desires without seeing the benefits. Buying Furniture products because they are influenced by friends or the environment so they don't think about whether the purchase is in accordance with their financial capabilities or not.
Analisis Sukuk Pada Keuangan Syariah di Indonesia : Systematic Literature Review Nurul Ma’rifah Engget; Nisya Adella Jaya; Alim Erdiansah; Asrial; Anzu Elvia Zahara
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.1092

Abstract

The capital market is one of the means used for investment but there are many capital market instruments that contain elements that are not halal (haram) according to Islamic law. This study aims to see Indonesia's position in the Islamic financial market through the role of sukuk. Because considering that Indonesia is a Muslim-majority country and investment in the capital market is the government's effort to encourage and strengthen Indonesia's position on the national and global Islamic financial markets. This research uses a Systematic Literature Review (SLR) approach to journal publications from 2012 to 2022. The results show that research on Islamic finance in Indonesia focuses on 3 topics and trends, namely SBSN, Green Sukuk and Sukuk from an Islamic perspective. And the most frequently used method is the library research method by 50%, the qualitative method by 40% and the Analytic Network Process Problem-Solution Method by 10%.
Pengaruh Bauran Pemasaran Terhadap Keputusan Menjadi Anggota di BMT Al-Ishlah Kota Jambi Frissia Friszki Melati; Anzu Elvia Zahara; Muhammad Subhan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.4382

Abstract

The purpose of this study was to determine whether the marketing mix consisting of product, price, location, and promotion has a significant effect on the decision to become a member of BMT Al-Ishlah Jambi City. The method and type of research used is quantitative influence. The research was conducted at BMT Al-Ishlah Jambi City because it is easy to collect data and obtain research permits, support for academic research and a sufficient population of 564. The sampling method used was simple random sampling, so that 85 samples were obtained. The research instruments used documentation and questionnaires. The data processing and analysis methods used in this study include descriptive analysis, validity and reability tests, data analysis and hypotesis testing. The results showed that the product, location and promotion variables partially had No. significant effect on the decision to become a member of BMT Al-Ishlah Jambi City, while on the price variable partially had a positive and significant effect on the decision to become a member of BMT Al-Ishlah Jambi City. And simultaneously, the variables of product, price, location, and promotion affect the decision to become a member of BMT Al-Ishlah Jambi City.  
Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi Amelia Putri Zalika; Anzu Elvia Zahara; Laily Ifazah
Journal of Student Research Vol. 1 No. 6 (2023): November: Journal of Student Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jsr.v1i6.1818

Abstract

Karet merupakan mata pencaharian utama petani di desa sarang burung darat dari 360 penduduk berdasarkan kepala keluarga. Saat ini harga karet di Desa Matang gajah yaitu Rp 6000/Kg, rendahnya harga karet ini telah terjadi sejak tahun 2014. Penelitian dengan judul “Analisis dampak penurunan harga karet terhadap pola konsumsi petani karet di desa sarang burung darat kabupaten muaro jambi”, bertujuan untuk mengetahui dampak penurunan harga karet terhadap pola konsumsi dan pola produksi petani karet di desa sarang burung darat. Penelitian ini menggunakan jenis penelitian kualitatif deskriftif. Adapun sumber data yang digunakan adalah data primer dan data sekunder. Landasan teori yang digunakan adalah teori konsumsi Keynes “bahwa pengeluaran konsumsi masyarakat tergantung dengan tingkat pendapatannya disposibel, dan teori produksi soekarti (1990) ”harga dan produktivitas merupakan sumber dari faktor ketidakpastiian, sehingga bila harga dan produksi berubah maka pendapatan yang diterima petani juga berubah. Berdasarkan Analisa data yang tinggi, produksi karet petani tinggi dan pendapatan juga tinggi, sehingga konsumsi sehari-hari rumah tangga mudah dipenuhi kemudian pada saat harga karet rendah, produksi petani karet rendah, dan pendapatan juga sangat rendah, sehingga konsumsi sehari-hari dirumah tangga sulit dipenuhi. Karet merupakan mata pencaharian utama yang telah lama menjadi penopang hidup rumah tangga petani di desa Sarang Burung Darat Kabupaten Muaro Jambi dengan keadaan budidaya mudah dan yang pasti memberikan pendapatan yang pasti setiap hari, maka petani karet berharap kepada pemerintah agar menaikan harga karet.
PENGARUH PERILAKU KEWIRAUSAHAAN DAN MODAL USAHA TERHADAP KEBERHASILAN USAHA DI KECAMATAN TELANAIPURA KOTA JAMBI Nisa Gistia Ningsih; Anzu Elvia Zahara; Puteri Anggi Lubis
Journal of Student Research Vol. 2 No. 1 (2024): Januari: Journal of Student Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jsr.v2i1.1918

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh perilaku kewirausahaan dan modal usaha terhadap keberhasilan usaha di Kecamatan Telanaipura Kota Jambi. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif dengan analisis data dengan metode uji koefisien determinasi. Sampel pada penelitian ini sebanyak 30 responden pemilik usaha warung kopi/kafe di Kecamatan Telanaipura Kota Jambi. Hasil penelitian menunjukkan bahwa secara parsial perilaku kewirausahaan berpengaruh positif dan signifikaan terhadap keberhasilan usaha dan modal usaha tidak berpengaruh positif dan signifikan terhadap keberhasilan usaha. Secara simultan menunjukkan bahwa perilaku kewirausahaan dan modal usaha secara bersama-sama berpengaruh signifikan terhadap keberhasilan usaha di Kecamatan Telanaipura Kota Jambi. Hasil perhitungan koefisien determinasi menunjukkan bahwa variabel perilaku kewirausahaan sebesar 37.5% dan sisanya 62.5% dipengaruhi oleh variabel lain diluar penelitian ini.
Strategi Optimalisasi Implementasi Digitalisasi Pengelolaan Zakat Sebagai Upaya Meningkatkan Transparansi Pada Baznas Provinsi Jambi Agustian Rosa Fajri; Anzu Elvia Zahara; Muthmainnah Muthmainnah
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 6 (2025): November : Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i6.1715

Abstract

The implementation of online zakat payments by BAZNAS Jambi Province faced several challenges, including suboptimal use of the Simba application due to system errors. Additionally, there was a lack of public trust in online zakat payments, insufficient public literacy on the matter, and inadequate socialization and education from BAZNAS Jambi regarding the online payment process. This study used a qualitative descriptive approach, with data collection via interviews. To optimize digital zakat management, BAZNAS Jambi implemented a strategy involving both their website and the SIMBA system, offering two digital payment options: transfers and QRIS codes. They also pursued partnerships with companies and promoted zakat payments through social media platforms such as YouTube, TikTok, Facebook, Google Ads, Meta Ads, as well as TVRI and RRI television. However, there were challenges, including human resource limitations at BAZNAS Jambi, which resulted in delays when verifying factual data. Additionally, high IT operational costs limited the effectiveness of SIMBA and the website. The coordination issues, including both functional and institutional coordination, were also identified as significant problems. To address these challenges, BAZNAS Jambi has been working on solutions such as community education, socializing zakat management with the public and local government agencies (OPDs), and improving internal coordination.         
Co-Authors Addiarrahman Agustian Rosa Fajri Ahmad Muhzazin Ahsan Putra Hafidz Alim Erdiansah Alliful Bastomi Amelia Putri Zalika Arsa Arsa Arsa Asrial As’ad Isma Bella Hermanika Putri Devi Rahmawati Dwi Lestari Dwi Nurul Fatwa Eka Restu Fitri Elvi Khairani Sofyan Frissia Friszki Melati G.W.I Awal Habibah Hanifa Al Izati Hanifah Anisya Yualita Hatta Hatta Havifa Havifa Jevi Saputra Laily Ifazah M. Ali Muhamad Subhan Muhammad Avisena Mosani Muhammad Ismail Muhammad Novaldi MUHAMMAD SUBHAN Muthmainnah Muthmainnah Naufal Afif Putra Nisa Gistia Ningsih Nisya Adella Jaya Nur Ihsan Nurfitri Martaliah Nurul Ma’rifah Engget Oni Novela Puteri Anggi Lubis PUTRI OKTAVIANI Rambe Roisuddin Ery Rizky Maharani Rohama Ubainahum Roy Hambali Saijun Saijun Sarita Isniarti Simah Anjali Sissah Sissah Sri Rahma Suci Ramadani Harahap Sulhi Tiara Damayanti Whilma Lindary yanda_febriansyah YANDA