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All Journal Jurnal Ilmiah Akuntansi Kesatuan International Journal of Health, Economics, and Social Sciences (IJHESS) Daengku: Journal of Humanities and Social Sciences Innovation Jurnal Ilmiah Mahasiswa Raushan Fikr International Journal of Accounting & Finance in Asia Pasific Indo-Fintech Intellectuals: Journal of Economics and Business Riwayat: Educational Journal of History and Humanities Jurnal Pengabdian Masyarakat dan Riset Pendidikan Horizon: Indonesian Journal of Multidisciplinary Al-khidmah: Jurnal Pengabdian dan Pendampingan Masyarakat Jurnal Ekonomi, Manajemen, Akuntansi At-Thariqah Jurnal Ekonomi
Hasbiah Hasbiah
Institut Agama Islam Negeri Sorong
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Building Islamic Financial Literacy in Papua: Opportunities and Challenges Hasbiah Hasbiah; Nanda Yuda Putri Aisyah; Karfin Karfin; Raihana Hasni Ladaku; Sri Prilmayanti Awaluddin
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 5 No. 6 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku4639

Abstract

Islamic financial literacy is a crucial foundation for promoting inclusive and equitable economic growth, particularly in Eastern Indonesia, including Papua. Low literacy levels, limited access to Islamic financial institutions, and insufficient understanding of Islamic economic principles present significant challenges for developing a robust Sharia-based financial system in the region. This study aims to analyze the current state of Islamic financial literacy in Papua, identify development opportunities, and evaluate challenges from social, cultural, infrastructural, and institutional perspectives. A descriptive qualitative approach was employed, reviewing literature, reports from the Financial Services Authority (OJK), Bank Indonesia, the Central Statistics Agency (BPS), and relevant academic studies. The analysis focused on socio-cultural, economic, institutional, and digital technology aspects. The results indicate that Islamic financial literacy in Papua remains low, especially in remote areas, but significant opportunities exist through digitalization, strengthening local financial institutions, leveraging educational institutions, and multi-stakeholder collaboration. Community-based approaches that integrate local wisdom, such as the values of mutual cooperation and deliberation, are effective in increasing understanding and acceptance of Sharia financial principles. In conclusion, enhancing Islamic financial literacy in Papua not only improves financial inclusion but also fosters an ethical, sustainable, and equitable economic ecosystem, supporting socio-economic transformation based on Islamic values.
Investment and Labor Absorption on Poverty Levels through the Dynamics of Economic Growth in West Papua Hasbiah; Nur Imam Saifuloh; Deni Anggreani Sutomo; Erwin Horas; Sri Prilmayanti Awaluddin
Jurnal Ilmiah Akuntansi Kesatuan Vol. 13 No. 4 (2025): JIAKES Edisi Agustus 2025
Publisher : Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jiakes.v13i4.3524

Abstract

Poverty in Indonesia is not only caused by low income but also by limited access to education, health, and basic services. West Papua has a high poverty rate compared to the national average, suggesting that economic growth and investment have not been effective in reducing it. This study aims to analyze the impact of investment and labor absorption on poverty through economic growth in West Papua. The research method used BPS secondary data from 13 districts/cities during 2011–2023, analyzed with Eviews 13 and Microsoft Excel. Panel data regression with Chow, Hausman, and Lagrange Multiplier tests is used to determine the best model, as well as regression tests, R², and F-tests to measure relationships between variables. The results showed that investment and GDP growth significantly reduced poverty, while labor absorption had no significant effect. The impact of investment depends on the sector and the distribution of benefits, while economic growth has the greatest influence on poverty reduction. Therefore, policies must direct investment to labor-intensive sectors, improve the quality of the workforce, and ensure inclusive economic growth so that the benefits are evenly distributed throughout society.
ANALISIS DAMPAK VARIABEL MAKROEKONOMI TERHADAP NERACA PEMBAYARAN DENGAN INDEKS PERSEPSI KORUPSI SEBAGAI VARIABEL MODERASI DI ASEAN-6 BERDASARKAN PERSPEKTIF EKONOMI ISLAM Hasbiah; Karfin; Fatima Az-zahra Wairooy
Jurnal Ilmiah Mahasiswa Raushan Fikr Vol 13 No 2 (2024): Jurnal Ilmiah Mahasiswa Raushan Fikr
Publisher : Lembaga Kajian dan Pemberdayaan Mahasiswa UIN Prof. KH. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/jimrf.v13i2.11561

Abstract

This study employs an Islamic economic perspective to investigate the impact of macroeconomic factors on the Balance of Payments (BOP) in ASEAN-6 countries, incorporating the Corruption Perception Index (CPI) as a moderating variable. Utilizing panel data regression and moderated regression analysis (MRA), panel data regression is carried out in two stages, namely in the first stage determining the estimation model, it must be known first which model is the best between CEM, FEM and REM. The second stage is the selection of the estimation model starting from the Chow test, Hausman test and Lagrange Multiplier (LM) test. the study examines data from Transparency International (TI) and the World Bank. A total of 168 samples from Indonesia, Malaysia, the Philippines, Singapore, Thailand, and Vietnam were analyzed. The results indicate that while tourism, inflation, and exchange rates do not significantly affect the BOP, both portfolio investment and net exports have a substantial positive impact. Additionally, the CPI is found to be a significant moderating variable. The study’s findings suggest several strategies for managing volatile global economic conditions, highlighting the importance of focusing on variables that positively influence the BOP. These insights can guide the ASEAN-6 governments in maintaining or enhancing factors that contribute to a stable BOP, ensuring economic resilience in the region
Analysis of Marketing Strategy Phenomena on Influencers in Influencing Buyer Decisions at Shopee Nurlaila Syarfiah Asfo; Hasbiah; Wilda Widiawati; Agus Surya Bharmawan; Rully Arifiansyah
International Journal of Health, Economics, and Social Sciences (IJHESS) (Special Issue) - International Journal of Health, Economics, and Social Sciences (IJHESS) - January
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/ijhess.v7i1.7005

Abstract

In today's digital era, influencer marketing has become one of the main strategies in e-commerce, including on the Shopee platform. This study aims to analyze the effect of influencer marketing strategies on consumer purchasing decisions at Shopee, with a focus on the effectiveness of Live Shopping, Product Reviews, and Discounts / Promo Codes. The research method used is quantitative with a descriptive and correlational approach. Data was collected through a survey of 385 respondents who had made a purchase after seeing an influencer promotion. The results showed that the Live Shopping strategy has the greatest influence on purchasing decisions with a correlation of r = 0.82, followed by Product Review (r = 0.71) and Discount/Promo Code (r = 0.74). Influencer credibility was also found to be a key factor in influencing consumer trust, with 70% of respondents stating that they only purchase products from influencers they deem trustworthy. Regression analysis showed that the combination of influencer marketing strategies can explain 72.3% of the variation in consumer purchasing decisions (R² = 0.723). These results are in line with Source Credibility Theory, Media Interactivity Theory, and Time Constraints Theory, which explain how trust and interaction influence purchase behavior. The implications of this study suggest that brands and sellers in Shopee should be more active in utilizing influencers with high engagement as well as optimizing interactive features such as Live Shopping to increase sales conversions.
Pendampingan Pemasaran Produk Umkm Melalui Kolaborasi Dengan Dinas Perindagkop Kabupaten Sorong: Pengabdian Hasbiah; Rani Rahmania Muslimin; Udin Latif; Aviva Ardiyanti
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 5 No. 1 (2026): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 5 Nomor 1 (Juli 2026 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v5i1.7639

Abstract

Kegiatan pengabdian ini bertujuan untuk meningkatkan kapasitas pemasaran produk UMKM melalui kolaborasi antara tim pengabdi dan Dinas Perindustrian, Perdagangan, Koperasi, dan UKM Kabupaten Sorong. Permasalahan utama yang dihadapi pelaku UMKM adalah keterbatasan strategi pemasaran, rendahnya pemanfaatan media digital, lemahnya identitas merek, kemasan yang belum informatif, serta jangkauan pasar yang masih terbatas. Kegiatan dilaksanakan dengan pendekatan partisipatif melalui tahapan identifikasi kebutuhan, sosialisasi strategi pemasaran, pelatihan pemasaran digital, pendampingan branding dan kemasan, fasilitasi promosi, serta evaluasi hasil kegiatan. Sasaran kegiatan adalah pelaku UMKM yang memiliki produk lokal dan membutuhkan penguatan pemasaran. Hasil pelaksanaan menunjukkan adanya peningkatan pemahaman peserta mengenai segmentasi pasar, penentuan target konsumen, penyusunan pesan promosi, penggunaan katalog digital, dan pemanfaatan media sosial sebagai sarana pemasaran. Peserta juga mulai memperbaiki tampilan produk melalui penguatan merek, label, kemasan, foto produk, dan konten promosi yang lebih menarik. Kolaborasi dengan Dinas Perindagkop berperan penting dalam memperkuat koordinasi, pembinaan, serta peluang fasilitasi pemasaran produk UMKM melalui jaringan kelembagaan pemerintah daerah. Kegiatan ini menunjukkan bahwa pendampingan yang praktis, terarah, dan berbasis kebutuhan mitra dapat mendorong perubahan perilaku pemasaran pelaku UMKM. Selain itu, model kolaboratif antara perguruan tinggi dan pemerintah daerah berpotensi menjadi strategi pemberdayaan yang berkelanjutan. Program serupa perlu dilanjutkan melalui monitoring berkala, fasilitasi promosi, dan penguatan jejaring pemasaran agar produk UMKM Kabupaten Sorong semakin kompetitif.
Co-Authors - Sri Prilmayanti Awaluddin, - Abdul Rahman Agus Surya Bharmawan Alkatiri, Nony Basma Anas Iswanto Anwar Andi Hasrun Aviva Ardiyanti Basri Hasanuddin Darmini Darmini Deni Anggreani Sutomo Dewi Ulfah Ningsih Emily Nur Saidy Erwin Horas Fadhila Fadhila Fatima Az-zahra Wairooy Fauzan Fitrah Ariyani Hasbullah Hasbullah Hindun Mahiroh Karfin Karfin Khatipah Khatipah La Ode Obi Madris Madris Muhammad Rusdi Rasyid Muhammad Zakir Naik H Bachtiar Nanda Yuda Putri Aisyah Nur Imam Saifuloh Nurlaila Syarfiah Asfo Raihana Hasni Ladaku Rani Rahmania Muslimin Rokhimah Rokhimah Rully Arifiansyah Saifuloh, Nur Imam Suharmoko, Suharmoko Udin Latif Wasiba Wasiba Wilda Widiawati