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PERAN LEMBAGA KEUANGAN MIKRO DALAM PEMBERDAYAAN EKONOMI MASYARAKAT KECIL MENENGAH Esty Pudyastuti; Hasrul Siregar; Martin Luter Purba; Wisnu Yusditara; Hendrik E.S. Samosir
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 04 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v11i04.1298

Abstract

The purpose of this study was to determine the role of microfinance institutions in empowering the small and medium-sized communities. SMEs really need the role of microfinance institutions, especially in terms of funds to expand markets and develop their businesses, so as to make a large contribution to the national economy. The role of MFIs has been tested, survived the economic crisis and even strengthened. MSMEs are business units where the Indonesian economy has so far relied heavily on MFIs. It is not surprising that many parties have turned their attention to MFIs, but the attention given has not fully touched the face of MFIs with fundamental questions. microfinance institutions so that they can actually strengthen and develop as micro, small and medium enterprises, especially financial institutions in small communities. This microfinance institution was established because it was driven by the community's need for funds to develop their business. the question about the need for funds faced by the majority of the community has been responded positively by several people who are willing to lend some of their funds for MSME capital. Funds lent to customers come from the MFI's own funds or from depositing funds into the microfinance fund of the client's institution. Judging from the potential and funding sources that have been implemented, the MFI actually serves customers and manages them based on. If financial institutions can coordinate fund management with each other, then this can be a huge advantage
Sosialisasi Pentingnya Pengembangan Potensi Daerah Untuk Meningkatkan Kesejahteraan Masyarakat Pada Dinas Pekerjaan Umum Dan Tata Ruang Kabupaten Dairi Martin Luter Purba; Hanna M Damanik; Hendrik E.S Samosir
Jurnal Pengabdian Ahmad Yani Vol. 2 No. 1 (2022): Juni
Publisher : Sekolah Tinggi Teknologi Industri (STTI) Bontang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (320.657 KB) | DOI: 10.53620/pay.v2i1.51

Abstract

This community service aims to provide recommendations for Dairi Regency in order to increase regional economic growth. Based on the results of the identification of the potential possessed by Dairi Regency, it can be seen that Dairi Regency has a great opportunity to increase its GRDP outperforming other regencies bordering the region if Dairi Regency has the potential of its human resources to be able to manage and develop the agricultural sector. This activity was carried out in the form of socialization which was attended by 25 representatives from the Camat, Lurah, Public Works and Spatial Planning and other relevant agencies in the Dairi Regency area. Through this activity, it is hoped that Dairi Regency can restore the wheels of the community's economy, especially after the pandemic so that the welfare of its people can increase. Keywords : increasing economic growth, increasing social welfare, agriculture
Upaya Peningkatan Ekonomi Anggota Bank Sampah ‘Satu Hati’, melalui Pengelolaan dan Pemanfaatan Limbah Sampah di Kelurahan Sumber Mulyo Rejo, Binjai Timur hanna meilani damanik; Martin Luter Purba; Hendrik E.S Samosir; Nancy Nopeline; Manatap Berliana Lumban Gaol
Jurnal Visi Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2023): Jurnal Visi Pengabdian Kepada Masyarakat : Edisi Februari 2023
Publisher : LPPM Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51622/pengabdian.v4i1.1141

Abstract

The aims of the service is to provide information and education to the people in the Sumber Mulyo, one of sub-district in Binjai especially the members of ‘Satu Hati’ Garbage Bank. regarding household waste management and provide practical training to develop new products with higher economic value by empowering garbage. This activity was carried out in the form of lectures and training on Maggot cultivation (Black Fly Soldier / BFS) and egg shell processing which was attended by members of the 'Satu Hati’ Waste Bank. Through this activity of organic eggshell waste it is hoped that members of the ‘Satu Hati’ Garbage Bank will gain new knowledge that can be practically implemented to deal with waste and can also receive economic benefits through the processing and Maggot cultivation.
Indonesia’s Foreign currency reserves: An Analysis of the Influencing Factors Jusmer Sihotang; Martin Luter Purba; Nancy Nopeline; Meli Sukawati Ujung
Indonesian Journal of Business Analytics Vol. 3 No. 2 (2023): April, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v3i2.3677

Abstract

The impact of exports, inflation, the rupiah exchange rate (ER), and foreign direct investment (FDI) on Indonesia's foreign currency reserves is examined in this study (FER). The FER is the dependent variable in the study model's multiple linear regression equations, which also include the independent variables exports, inflation, the exchange rate of the rupiah, and foreign direct investment in Indonesia. The data used is from 2001 to 2021, and the model estimation technique is Ordinary Least Squares. The study demonstrates that FER is highly impacted by exports, inflation, the exchange rate of the rupiah, and FDI in Indonesia. FER is significantly and favorably impacted by exports and FDI. FER is negatively and significantly impacted by inflation in Indonesia. The rupiah ER does, however, have a slight and favorable impact on FER.
The Training on Making Simple Financial Reports in the Sempakata Village, Medan Selayang District Hendrik E.S Samosir; Martin Luter Purba; Hanna M. Damanik
Jurnal Pengabdian Masyarakat Bestari Vol. 2 No. 6 (2023): June 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jpmb.v2i6.4615

Abstract

This training aims to increase public awareness of making simple financial reports for small and medium enterprises. The results of this training are expected to increase participants' knowledge about the positive impact of making simple financial reports when running a business. The training is carried out by giving lectures on simple financial reports and directly training the participants to make simple financial reports. The results of this training show the enthusiasm of the participants to apply the training material to the businesses they are currently running. In addition, most of the participants felt that the material provided had succeeded in changing their thinking about simple financial reports.
PERAMALAN PASAR BARANG DAN PASAR UANG YANG TERJADI DI INDONESIA KAJIAN PADA MODEL MUNDELL-FLEMING martin Luter purba; Ade R.Y. Yanti Nababan
Journal of Economic and Business Vol 1 No 1 (2019): Journal of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis, Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36655/jeb.v1i1.47

Abstract

This study aims to look at the effects of shocks that occur in Indonesia using the Mundell-Fleming model. Analysis to see the effects of shocks using the vector autoregression (VAR) model. We chose the VAR model because of the complexity of the economic phenomenon that might occur in the open economy that occurred in Indonesia. The results how the relationship and effects of shocks that occur in gross domestic product, private sector household consumption, direct investment, government consumption expenditure, and net exports occur in Indonesia in the goods market. In addition, this study also examines the relationship and effects of shocks between gross domestic product, the money supply, inflation, and the interest rate that occurs in Indonesia on the money market.
MODEL GRAVITASI INTERAKSI PERDAGANGAN INDONESIA DENGAN MALAYSIA DAN SINGAPURA martin Luter purba; demak sinta buulolo
Journal of Economic and Business Vol 1 No 2 (2020): Journal of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis, Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36655/jeb.v1i2.147

Abstract

This study aims to look at the impact of interactions (gravity method) in explaining the trade relations between two countries. This study uses a different test, a dummy variable regression and VAR models to see the response of the shocks to the interaction of the gravity method. The data used starts from 2010 to 2018. The results show the gravity method can explain the trade relationship between Indonesia and Malaysia and Singapore. Indonesian exports to Malaysia respond negatively to interaction shocks while to Singapore to interaction shocks respond positively. Besides interactions, the AEC which began in 2016 also influenced the volume of Indonesian exports to Malaysia and Singapore.
ANALISIS PENGARUH PDB RIIL PER KAPITA, INFLASI DAN TINGKAT SUKU BUNGA TERHADAP JUMLAH DEPOSITO BERJANGKA PADA BANK UMUM (BANK PERSERO) DI INDONESIA TAHUN 2005-2019 martin Luter purba; junfikar Zalukhu; Jusmer Sihotang
Journal of Economic and Business Vol 2 No 1 (2020): Journal of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis, Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36655/jeb.v2i1.496

Abstract

This study examines the effect of real GDP per capita, inflation and interest rates on the number of time deposits at commercial banks in Indonesia. The data used in this study is time series data starting from 2005 to 2019. The analysis method used to analyze is to use multiple linear regression models. The results show that real GDP per capita has a significant impact on changes in the time deposits, while inflation and interest rates do not affect changes in the time deposits. Inflation does not have a significant impact because of the increase in the nominal price of goods and services, which causes people’s purchasing power to decline, while the interest rate is insignificant because of an insignificant increase in interest rates which will make it difficult for businesses to pay interest and liabilities because high interest rates will increase the burden on the company so it will directly reduce company profits.
ANALISIS PENGARUH JUMLAH UNIT USAHA, NILAI EKSPOR, DAN PERTUMBUHAN EKONOMI TERHADAP PENYERAPAN TENAGA KERJA SEKTOR UMKM DI INDONESIA martin Luter purba; demak sinta buulolo; Jusmer Sihotang
Journal of Economic and Business Vol 2 No 1 (2020): Journal of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis, Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36655/jeb.v2i1.516

Abstract

This study uses multiple linear regression models. The data used is secondary data from the Central Statistics Agency (processed data) and the Ministry of Cooperatives and SMEs (processed data), namely the number of business units, export value, economic growth and the absorption of labor in the MSME sector. Data collection starts from 1998 to 2018. The data analysis used is the multiple linear regression analysis method. The results show that the increasing number of business units will affect increasing the absorption of labor in the MSME sector in Indonesia, the increased export value will affect decreasing the employment of the MSME sector in Indonesia but not significantly, and the increasing economic growth in Indonesia will affect increasing absorption of workforce in the UMKM sector. Based on the results, I can suggest it that the government should encourage the number of business units by cutting interest rates and providing MSME tax relief, business licensing that is not long and easy. Then to increase the export value the government needs to develop human resources. To increase and maintain Indonesia’s economic growth, the government needs to monitor the products produced by MSME players in order to prevent overproduction.
ANALISIS PENGARUH JUMLAH PRODUKSI, NILAI TUKAR DAN HARGA INTERNASIONAL TERHADAP EKSPOR TEMBAKAU INDONESIA TAHUN 1990 – 2019 martin Luter purba; Zefry Nainggolan; Jusmer Sihotang
Journal of Economic and Business Vol 2 No 2 (2021): Journal of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis, Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36655/jeb.v2i2.551

Abstract

Penelitian ini menguji pengaruh jumlah produksi tembakau, nilai tukar rupiah terhadap US dollar dan harga tembakau di pasar internasional terhadap ekspor tembakau Indonesia pada kurun waktu 1990 sampai dengan 2019. Penelitian ini menggunakan metode analisis regresi berganda yang bertujuan untuk melihat pengaruh antara setiap variabel yang diteliti. Jumlah produk tembakau tidak memberikan pengaruh nyata terhadap perubahan ekspor tembakau Indonesai, akan tetapi nilai tukar dan harga internasional memberikan pengaruh terhadap perubahan ekspor tembakau yang dilakukan Indonesia. Kata Kunci: Jumlah Produksi, Nilai Tukar, Harga, Ekspor