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All Journal ETIKONOMI Tazkia Islamic Finance and Business Review Jurnal Ilmiah Edunomika (JIE) EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Pengabdian kepada Masyarakat Jurnal Bisnis dan Manajemen (JBM) juremi: jurnal riset ekonomi Journal of Innovation Research and Knowledge Jurnal Teknologi dan Manajemen Industri Terapan Journal of Accounting and Finance Management (JAFM)
Hardiansyah
Universitas Paramadina
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Journal : Journal of Innovation Research and Knowledge

 1 
STRATEGI MANAJEMEN KEUANGAN DALAM MENINGKATKAN MUTU PENDIDIKAN DI SEKOLAH DASAR ISLAM TERPADU NURUL IMAN PONDOK BAMBU Khofifah Salma; Husnul Khatimah; Hardiansyah, Hardiansyah
Journal of Innovation Research and Knowledge Vol. 4 No. 9: Februari 2025
Publisher : Bajang Institute

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The aim of this research is to find out Financial Management Strategies in Improving the Quality of Education at the Nurul Iman Pondok Bambu Integrated Islamic Elementary School. In research that uses a qualitative approach. The samples taken by researchers were several teaching staff (school management) and also financial staff. Strategy in general has the meaning of an outline of reference for carrying out actions to achieve the desired targets. Management is a process of planning, organizing, directing and supervising resources to achieve the goals set by an institution. Finance is an activity related to the acquisition and management of funds effectively and efficiently in accordance with the overall objectives of the institution. Financial management is an activity carried out with efforts to obtain funds at minimally regulated costs and manage these funds effectively to achieve the goals of an institution. Quality of education can be interpreted as the school's ability to manage all interrelated components efficiently so as to produce added value and applicable standards. The first result of this research is that financial planning to improve the quality of education is outlined in the form of RAPBS which is held before each new school year begins. The implementation of financial management in improving the quality of education can be seen in the allocation of funds in the RAPBS, namely by allocating funds for extracurricular activities, allocating funds for facilities and infrastructure in madrasahs by adding facilities, repairing and maintaining them
ANALISIS KOMPARATIF PEMIKIRAN KEUANGAN SYARIAH TAQI USMANI DAN YUSUF QARDHAWI Tubagus A. Micail Farqu Sibqi; Husnul Khatimah; Hardiansyah, Hardiansyah
Journal of Innovation Research and Knowledge Vol. 4 No. 9: Februari 2025
Publisher : Bajang Institute

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The thoughts of Taki Usmani and Yusuf Qardawi have had a great influence on the development of Indonesia's Islamic financial system. Both offer different but complementary perspectives to understand the principles of Islamic finance and their application in contemporary contexts. Taqi Usmani emphasized compliance with Sharia law, the importance of responsible investment management and the proper implementation of Sharia contracts. This approach is relevant to the Islamic finance industry in Indonesia, which aims to increase public trust through transparency and compliance. Yusuf Qardawi, on the other hand, emphasized the function of money as a productive medium of exchange and store of value, and encouraged ijtihad innovation to adapt Islamic law to the needs of modern society. He also emphasized the importance of implementing zakat as a tool to support the welfare of the community. These two ideas can complement each other to build an Islamic financial system that is not only in accordance with Islamic principles but also contributes to the welfare of the community. By applying the thinking of Maulana Taqi Usmani and Yusuf Al-Qardawi, Islamic finance as part of sharia control and regulations in Indonesia plays an important role in increasing its credibility and attractiveness in the eyes of the public and plays a positive role in sustainable economic development.
REMODELLING MUSHARAKAH MUTANAQISHAH CONCEPT: CASE HOME EQUITY REFINANCING Hardiansyah, Hardiansyah; Septiano Abdillah Baysonni; Wirman, Wirman; Ade Wirman; Ade Ananto Terminanto
Journal of Innovation Research and Knowledge Vol. 4 No. 11: April 2025
Publisher : Bajang Institute

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This paper aims to remodel musharakah Mutanaqishah to transform your home equity into real wealth without taking on debt and riba-free, compared with the existing Musharakah Mutanaqishah (MMQ) in the Islamic Financial Institution (IFI)  model. This study uses secondary data and Islamic literature. We use simulation data to explain the proposed model. The calculation will be based on the risk-adjusted cost of capital for the capital eligible to finance. The results show that this proposed model through Islamic Finance can be an alternative financing method due to its ease and reliability, especially for Islamic fintech, which has a different business model from banking
ACQUISITION STRATEGY REVIEW DURING THE COVID-19 PANDEMIC (CASE STUDY: OF PT SARANA MENARA NUSANTARA TBK'S (TOWR)) Gusmanto, Bambang; Perangin Angin, Matius; Saputra, Dana Handika Dwi; Hardiansyah, Hardiansyah
Journal of Innovation Research and Knowledge Vol. 5 No. 3: Agustus 2025
Publisher : Bajang Institute

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This study aims to analyze the effectiveness of PT Sarana Menara Nusantara Tbk's (TOWR) acquisition strategy for PT Solusi Tunas Pratama Tbk (SUPR) in the context of the COVID-19 pandemic. The pandemic has had a significant impact on the telecommunications sector, increasing public demand for better digital communication services, but also presenting challenges in the form of uneven infrastructure. The study employs a qualitative approach, incorporating a literature review and a SWOT analysis, to assess the internal and external factors influencing acquisition decisions and their impact on company competitiveness. The results show that the acquisition strategy succeeded in significantly increasing infrastructure capacity, with the number of TOWR telecommunications towers expanding from 21,575 to approximately 28,000 units, and share ownership reaching 99.96%. Key factors for the success of this acquisition include a strong market position, financial stability, competent human resources, and external opportunities such as increasing demand for digital services and government policies. However, the study also identified strategic risks that require attention, such as high transaction costs and the complexity of operational integration. This study recommends that companies conduct in-depth analysis before the acquisition process and implement comprehensive risk management. Theoretically, this research contributes to the understanding of the effectiveness of acquisition strategies in pandemic crises
Co-Authors Aam Rusydiana, Aam Abdul Hamid Ade Ananto Terminanto Ade Wirman Ahmad Azmy Ahmad Hidayat Bambang Amir Alhakim Citra Fitria Damayanti Didin Hikmah Perkasa Eljawati Euis Amalia Feryansyah Gusmanto, Bambang Hanif, Syarifa Husnul Khatimah Husnul Khatimah Jacomina Vonny Litamahuputty Junus Paulus Patty Khofifah Salma Mardati Riza Putri Fatimah Monika Balqis Pratiwi Nulhakim, Irvan Oktaviani, Yeyen Perangin Angin, Matius Qizwini, Jimmi Rifanda Yulio Difelani Rika Lidyah Saputra, Dana Handika Dwi Sepgiono, Sepgiono Septiano Abdillah Baysonni Simbolon, David Hamonangan Sri Wahyuni Nur Tubagus A. Micail Farqu Sibqi Wirman, Wirman