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All Journal Katalogis JAM : Jurnal Aplikasi Manajemen International Research Journal of Business Studies (E-Journal) MABIS: Manajemen dan Bisnis Jurnal Ilmu Manajemen Universitas Tadulako (JIMUT) International Journal of Health, Economics, and Social Sciences (IJHESS) Jurnal Abdimas Bina Bangsa Jurnal Pengabdian Kepada Masyarakat Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Journal of Tourism Economics and Policy Batara Wisnu : Indonesian Journal of Community Services Tadulako International Journal of Applied Management (TaJAM) AGROLAND: The Agricultural Sciences Journal Sasambo: Jurnal Abdimas (Journal of Community Service)
NURDIN, DJAYANI
Fakultas Ekonomi Universitas Tadulako
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The performance of microenterprises in Palu City: financial literacy moderates the influence of access to capital and digital payment Prasetia, Tadir Eko; Nurdin, Djayani; Kadang, Juliana
Manajemen dan Bisnis Vol 24, No 1 (2025): March 2025
Publisher : Department of Management - Faculty of Business and Economics. Universitas Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/mabis.v24i1.843

Abstract

This research is aimed at identifying and analyzing the key factors of economic access, digital payments, and financial literacy as mediation variables towards the performance of microenterprises in Palu City. The type of research used is quantitative research. The population in this study is the entire microenterprise in Palu City. The analysis tool used in this study is Partial Least Squares (PLS) 3.0 with a sample of 278 respondents. Data collection using a questionnaire through Google Forms. The results of the research show that (1) access to financial assets has a positive and significant influence on the performance of micro enterprises, (2) digital payments have a positive influence and a significant effect on micro enterprise performance, (3) financial literacy has a negative influence (enhancing) as moderation of the relationship between access to finance and performance of micropartnerships, and (4) financial literature has a positive impact (enforcing) in terms of moderating the relation between digital payments and the performance of microenterprises in the city of Palu.
SUSTAINABILITY MANAGEMENT MODEL OF MICRO, SMALL AND MEDIUM-SIZED ENTERPRISES BASED ON THE ENTREPRENEURSHIP ECOSYSTEM IN THE MIMIKA REGION, CENTRAL PAPUA Nurdin, Djayani; Husnah, Husnah; Haryanti, Tuti; Latifah, Ayi; Krisnamurti, Reza Mahendra; Bidin, Cici Rianty K
AGROLAND The Agricultural Sciences Journal (e-Journal) Vol 11 No 2 (2024): December
Publisher : Universitas Tadulako

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22487/agroland.v11i2.2457

Abstract

This study aims to build a sustainability model for independent workforce in the Mimika Region, grounded in the identification of resources, program impacts, problems encountered, and the possibility for independent workforce development within an entrepreneurial ecosystem. This study employs a qualitative methodology utilizing a case study approach and descriptive analysis. The data used in this study were obtained through several data collection techniques, namely: questionnaires, in-depth interviews and FGDs. The collected data were evaluated through descriptive methods to ascertain the parameters that affect the sustainability of independent workforce. The study's results indicate that the sustainability of independent workforce can be attained through an entrepreneurial environment, facilitated by collaboration with universities and innovation incubation centers. The entrepreneurial ecosystem fosters economic growth and community welfare by promoting innovation, collaboration, and resource sharing among diverse stakeholders. This ecosystem fosters an atmosphere conducive to entrepreneurial endeavors, hence resulting in job creation and sustainable enhancement of the quality of life in the Mimika Region.
FINANCIAL BEHAVIOR ON FINANCIAL SATISFACTION AND PERFORMANCE OF THE INDONESIAN BATIK INDUSTRY Sumani, Sumani; Awwaliyah, Intan Nurul; Suryaningsih, Ika Barokah; Nurdin, Djayani
Jurnal Aplikasi Manajemen Vol. 20 No. 4 (2022)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2022.020.04.06

Abstract

The urgency of the research is that many business people understand financial literacy but seem to have less impact on financial performance. It is probably because some business people have not followed up with changes in good financial behavior. This study aims to determine the effect of financial literacy on financial behavior, financial satisfaction, and financial performance. In addition, it also knows the effect of financial behavior on financial satisfaction and financial performance and the effect of financial satisfaction on financial performance. The population in this study is the entire batik industry in Indonesia with large and medium scale, as many as 208 batik business actors. The sampling technique is a saturated sample or census, where all members of the population become members of the sample. The data analysis technique used SMART PLS 03 software. According to the study’s findings, financial literacy has a significant effect on financial behavior and financial performance, and financial behavior significantly affects financial satisfaction. Financial satisfaction furthermore has a significant effect on financial performance. However, financial literacy has no effect on financial satisfaction, and financial behavior has also been found to have no effect on financial performance. This research implies that the financial performance of batik industry players will increase if they have financial behavior that can create added value and the importance of financial literacy.
Penerapan Konsep Green Economy Dengan Konsep 3R dalam Pengembangan Desa Wisata Pantai Pangi Masaingi Risnawati Risnawati; Djayani Nurdin; Wahyuningsih Wahyuningsih; Husnah Husnah; Farit Farit; Annisa Savira; Muhammad Aldi; Abdul Hayat
Sasambo: Jurnal Abdimas (Journal of Community Service) Vol. 7 No. 1 (2025): February
Publisher : Lembaga Penelitian dan Pemberdayaan Masyarakat (LITPAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/sasambo.v7i1.2481

Abstract

Penelitian ini bertujuan untuk menerapkan konsep Green Economy berbasis prinsip 3R (Reduce, Reuse, Recycle) dalam pengembangan Desa Wisata Pantai Pangi Masaingi. Kegiatan ini melibatkan masyarakat setempat, pemerintah desa, dan pelaku usaha di sekitar kawasan wisata sebagai mitra utama. Program yang dilaksanakan meliputi sosialisasi dan edukasi mengenai pengelolaan lingkungan berbasis ekonomi hijau, serta penyediaan fasilitas pendukung seperti tempat sampah dan penghijauan dengan penanaman pohon ketapang kencana. Hasil dari kegiatan ini menunjukkan peningkatan kesadaran masyarakat terhadap pentingnya menjaga kebersihan dan keberlanjutan lingkungan. Selain itu, masyarakat mulai menerapkan prinsip 3R dalam mengelola sampah, termasuk pemanfaatan limbah organik untuk kompos dan daur ulang sampah plastik menjadi produk bernilai ekonomi. Program ini juga berkontribusi dalam meningkatkan daya tarik wisata melalui perbaikan estetika lingkungan. Kesimpulannya, penerapan ekonomi hijau dengan pendekatan 3R memiliki potensi besar dalam pengembangan desa wisata berkelanjutan. Oleh karena itu, direkomendasikan adanya pendampingan lanjutan serta sinergi antara pemerintah, masyarakat, dan pihak terkait untuk memastikan keberlanjutan program. Selain itu, perlu dikembangkan inisiatif ekonomi kreatif berbasis lingkungan guna meningkatkan kesejahteraan masyarakat sekitar. Application of the Green Economy Concept With the 3R Concept in the Development of Pangi Masaingi Beach Tourism Village This study aims to implement the Green Economy concept based on the 3R principles (Reduce, Reuse, Recycle) in the development of the Pangi Masaingi Beach Tourism Village. The program engaged local communities, village authorities, and business owners as key partners. Activities included awareness campaigns and educational sessions on sustainable environmental management, as well as the provision of supporting facilities such as waste bins and tree planting with Ketapang Kencana trees. The results indicate an increased awareness among the community regarding environmental sustainability and cleanliness. Additionally, locals have begun adopting the 3R principles in waste management, such as utilizing organic waste for compost and recycling plastic waste into economically valuable products. The program also contributed to enhancing the tourism appeal by improving the area's aesthetics. In conclusion, the application of the Green Economy approach using 3R principles has significant potential for sustainable tourism village development. Therefore, continued assistance and collaboration between the government, local communities, and relevant stakeholders are recommended to ensure the program’s sustainability. Furthermore, fostering creative economic initiatives based on environmental sustainability is essential for improving the well-being of the local population.
ANALYSIS OF THE FINANCIAL PERFORMANCE OF THE SIGI REGENCY GOVERNMENT Palit, Graciella Jevandra; Djayani Nurdin; Fatlina Zainudin; Fera
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 6 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i6.3236

Abstract

This study focuses on assessing the low level of success achieved by Sigi Regency in implementing regional autonomy, which remains far from reaching fiscal independence. It also highlights the necessary measures to develop local potential in order to enhance locally generated revenue (PAD). The analysis is conducted using seven regional financial ratios through a quantitative descriptive method, based on secondary data obtained from the 2019-2023 Regional Budget Realization Reports, as stated in local accountability regulations and data published by the Central Bureau of Statistics of Sigi Regency. The findings indicate that the fiscal independence of Sigi Regency is categorized as extremely low, reflecting a continued high dependency on central government transfer funds, mainly due to the very limited contribution of PAD. Furthermore, although the effectiveness of PAD is rated as very good, its efficiency remains poor, as it is predominantly allocated to operational expenditures. This expenditure pattern has implications for regional development and signals the need for improved fiscal management. The financial growth ratio demonstrates fluctuating trends across all sectors, suggesting the region’s inability to maintain consistent financial performance. These results underscore the urgency of conducting a comprehensive evaluation and formulating strategic actions to enhance regional autonomy. This can be achieved through optimizing the potential of PAD and implementing more accurate and efficient budgetary and expenditure management practices.
Co-Authors Abdul Hayat Aldi Juliart Putra Tayaya Anisah Anisah Anita Rahmawati Anita Rahmawati Annisa Savira Asngadi Asngadi Bakri Hasanuddin BIDIN, CICI RIYANTI K Cici Rianty K. Bidin Dody Prasetyo Elimawati Rombe Faisal, H. Muh. Farit Farit Fatlina Zainudin Fera Gusstiawan Raimanu Haidir, Sri Wulandari Hatma Hatma Husnah Husnah Husnah Husnah Husnah Ika Barokah Suryaningsih Intan Nurul Awwaliyah Juliana Kadang Krisnamurti, Reza Mahendra Latifah, Ayi Lisdawati Lisdawati Lisdawati Lisdawati Mahardika, Shopia Mohammad Ega Nugraha Mohammad Nofal Muh Faisal MUH. YUNUS KASIM, MUH. YUNUS KASIM Muhamad Yunus Kasim Muhammad Aldi Muhammad Riswandi Palawa Munawarah Munawarah, Munawarah Muslimin MUSLIMIN Palit, Graciella Jevandra Prasetia, Tadir Eko R. Nalole, Utami Parfitasari Risnawati Risnawati Selvi Marcellia Suhatman, Suhatman Sumani . Surayya SURAYYA Susanti, Nuraidah Puput Tuti Haryanti, Tuti Vitayanti Fattah Wahyuningsih Wahyuningsih WILDA YANTI